SR-22 & FR-44 Filing

SR-22 Insurance: What It Is, How It Works, and Where We Can File

An SR-22 isn’t a policy—it’s a state-required financial responsibility form your insurer files with the DMV to prove you carry at least minimum liability coverage. If your state requires one, we can file it fast.

Licensed in 35 states · 26,000+ clients served · Most SR-22s file the same day


Quick Answer

An SR-22 is not car insurance — it’s a certificate your insurer files with your state’s DMV proving you carry at least the minimum liability coverage. Most states require it for about 3 years after a DUI, an uninsured accident, or a license suspension, and the filing fee is a one-time $15–$50. Virginia and Florida use an FR-44 instead (higher limits).

What it is
Financial-responsibility filing (not a policy)
Who files it
Your insurer, sent electronically to the DMV
Typical length
About 3 years
Filing fee
One-time $15–$50
Common triggers
DUI, uninsured accident, suspension
FR-44 states
Virginia & Florida

Reviewed by the A Plus Insurance licensed broker team · Last updated July 2026

What is an SR-22?

An SR-22 is a certificate of financial responsibility that your insurer files with your state’s motor vehicle department to prove you carry at least the required liability insurance. It is not a type of coverage and not something you buy on its own — it is proof, attached to an active auto policy, that you meet your state’s minimum liability requirement.

  • It’s not insurance: it’s proof you carry insurance.
  • Filing period: commonly 3 years (varies by state and violation).
  • Cost: a small one-time filing fee, plus any premium change tied to the underlying violation.
  • Stay active: a policy lapse triggers an automatic notice to the state.

Who needs an SR-22?

You typically need an SR-22 when a court or your state’s DMV orders one after a serious driving offense or a coverage lapse. The most common triggers are:

  • A DUI or DWI conviction
  • An at-fault accident while uninsured
  • Multiple serious moving violations in a short period
  • A license or registration suspension or revocation
  • Reinstating a license after a suspension
  • Being caught driving without insurance

How do I get an SR-22?

To get an SR-22, you buy or keep an active auto policy that meets your state’s liability minimum, and your insurer files the SR-22 form with the DMV on your behalf. With A Plus Insurance it’s four steps:

  1. Call us or start a quote. We confirm your state’s exact requirement (SR-22 or FR-44).
  2. Choose coverage. We shop multiple carriers to keep the cost down.
  3. We file the SR-22. Your insurer sends the form electronically to your DMV — often same day.
  4. Drive and stay covered. Keep continuous coverage until the state releases you.

Already insured? We can often add an SR-22 to an existing policy.

How much does an SR-22 cost?

The SR-22 itself is a one-time filing fee of about $15–$50. The larger cost is usually the premium change tied to the violation that required it — not the SR-22 form.

CostTypical rangeNotes
SR-22 filing fee$15–$50, one timeCharged by the insurer per filing
Premium impactVaries widelyDriven by the underlying violation, not the SR-22 itself
Non-owner SR-22Often the lowest optionNo vehicle on the policy — covers you as a driver

Because rates for the same driver vary a lot between carriers, we compare several to find the lowest compliant option.

Average Monthly SR-22 Premium by Carrier

Filters: Filters: State CO

Source ... A Plus Insurance Quote Dataset

National General
$293.11
Dairyland
$311.48
Bristol West (from TurboRater)
$307.91
Mendoza
$284.32
Progressive
$176.35
Bristol West Insurance
$249.72
Bristol West
$239.16
Dairyland Auto
$233.05
Mendota
$125.11
Bristol
$201.00
GEICO
$199.90
Dairyland Auto (from TurboRater)
$184.36
The General
$161.56
DynamicDrive
$158.12
Medoda
$157.49
Fast Requote
$114.68
Other Company
$98.08
Bridge
$67.60
First West
$59.38
BCIS
$40.00
Formostar
$0.00
Foremost Star
$0.00
  • Pricing ranges from $0.00 (Formostar) to $311.48 (Dairyland) ... a spread of $311.48.
  • Based on real auto insurance quotes grouped into 22 company results, the average across this view is $166.47.
  • Rates can shift with coverage choices, Driver details, and vehicle factors ... use filters to compare similar coverage, then review the evidence table for context.

Source: A Plus Insurance analysis of first party insurance quotes collected by licensed agents across multiple U.S. states. Data reflects real consumer quote activity and pricing for auto insurance, home insurance, and related policies, not advertised rates or national averages.

Evidence (records used)

This table lists underlying records used for the chart above.

record_idcall_idcall_datestatecityzipyearmakemodelagesexmaritalcoveragecarriermonthlyviolationsaccidentsdui
2603 13mip9oCdArR3xD0_R9cG02HVqhLSwfF 2026-05-30 CO 2017 Nissan Rogue unknown unknown full_coverage Geico 172.68 0 1 0
2602 1LOdRnv-fs6XcfqY2t4bcoJCo5j3RjCS 2026-05-30 CO PUEBLO 81005 2001 Dodge Durango 54 male single liability_only Bristol West 61.90 0 0 0
2600 1BmGhFdic9l6yZ73f9cHYPtQVR9lRmv0 2026-05-30 CO PUEBLO 81005 2001 Dodge Durango unknown unknown liability_only Bristol West 0.00 0 0 0
2597 1QBl6-8SDOXzBwMnNB2tVwGxXDHCMzBa 2026-05-29 CO DENVER 80231 2002 Subaru Legacy unknown unknown liability_only Mendota 164.82 1 1 0
2596 18zWRRZWLJkfmXGG-1e9qBYLoX7HseGq 2026-05-29 CO FOUNTAIN 80817 2018 Nissan Altima 34 male single full_coverage Progressive 236.16 0 0 1
2594 1YsWpV2l6_4Oq_K36jK0QAMabsabV6ZZ 2026-05-29 CO THORNTON 80233 2025 Mitsubishi Outlander Sport 55 male single full_coverage Progressive 274.16 0 0 0
2593 1XPOQcnCoqgAEsKI1xbSEYdoXzJzz6P0 2026-05-29 CO GRAND JUNCTION 81501 2009 Audi S5 19 male single liability_only Progressive 183.66 1 0 0
2590 1SfAw20bqz3DXKy6dvhckyymQKLq-H0L 2026-05-29 CO GRAND JUNCTION 81501 2009 Audi unknown unknown liability_only Progressive 180.37 0 0 0
2589 1C1z49uGR3gsJQ_uJQLjTAA9vDWqBmyM 2026-05-29 CO BUENA VISTA 81211 35 male single full_coverage Progressive 95.00 0 0 0
2588 1D_vWK8at418XXoIN0N64_h38J_w_wb8 2026-05-29 CO unknown unknown liability_only Mendoza 144.16 0 0 0
2587 1omVst3UeeL-c92YSdKZkgwXIXCLQ0RX 2026-05-29 CO COLORADO SPRINGS 80925 2011 Mercedes-Benz E350 46 unknown divorced liability_only Progressive 78.17 0 0 0
2585 1Tw7aczgKna-ETJpAA2Rk9tOc0dhbpWp 2026-05-29 CO COLORADO SPRINGS 80917 2003 Lincoln Navigator 45 female separated liability_only Progressive 112.00 2 0 1
2584 18uXg5UHNQxvoEdt8DjsrVF6A4fyDrmC 2026-05-29 CO FORT COLLINS 80526 2000 Toyota Avalon 20 male single full_coverage GEICO 186.18 1 0 0
2583 1q2yXUKxb2VeYtNnYFgeeYbzthThyLsP 2026-05-29 CO PEYTON 80831 2018 Jaguar 46 female divorced liability_only Progressive 294.16 0 0 0
2581 1jiOUH89fRLSc5GahuirGgpakdu98TR0 2026-05-29 CO ECKLEY 80727 2015 Yukon Denali 41 male married full_coverage National General 391.00 0 0 0
2579 19B0Bxjm6kkX1WbeqdbQ9m3mkgjWW4bv 2026-05-29 CO COLORADO SPRINGS 80923 2011 Chevy Cruze 21 male unknown liability_only Progressive 153.00 4 0 0
2575 175iLJWgNePZCfC5jGcjls9fss5bxm8x 2026-05-28 CO GRAND JUNCTION 81504 2001 Ford Ranger 18 male single liability_only Mendota 144.16 0 0 0
2574 1gg8L4atf50kXN0ziFcvRL_X4YqFiFnc 2026-05-28 CO ARVADA 80003 2014 Subaru XC female single full_coverage Bristol West 98.27 0 1 0
2573 1sfHQk4HGcilGJSCQBKccEFUw8r4TZNK 2026-05-28 CO COLORADO SPRINGS 80907 2006 Honda Ridgeline unknown unknown liability_only Progressive 64.00 0 0 0
2571 1f-3e0f4cr66TygxQq64QHyVxBGpDWnP 2026-05-28 CO COLORADO SPRINGS 80923 37 unknown single liability_only Mendota 53.49 0 0 1
2570 1t8EPv0hac2xSxFOvVcda3addlQjB8h9 2026-05-28 CO ARVADA 1999 Ford Explorer 66 female single liability_only The General 61.00 0 0 0
2569 1i7vGWO_HvjFTrQWlCVZUj8P1KKvUh8x 2026-05-28 CO BRYANT 80601 2025 Honda Civic Sport 36 female single full_coverage Progressive 307.00 0 1 1
2565 1y6ydnKfMNX2sXVZPSsTOPAChzNTg5ZW 2026-05-28 CO COLORADO SPRINGS 80905 2002 Toyota unknown unknown liability_only Progressive 81.85 0 0 0
2562 1rIdosFyHA7E_MK8_aroiU9TEB048HgT 2026-05-28 CO DENVER 80223 2003 Cadillac DeVille 37 male single liability_only National General 119.84 0 0 0
2561 1BTbQPbRBqrvnEFZpkaeiqOE4DdKV6jB 2026-05-28 CO COLORADO SPRINGS 80915 29 male single liability_only National General 104.71 0 0 1
2558 1J8rdb_Pb4ByDDZDqrrJ52b2DRH1Si7X 2026-05-28 CO PUEBLO 81004 1999 Ford Ranger 51 male single liability_only Mendota 65.66 0 0 0
2557 1UTLPCSD7DC0_4YIa0Y_DLuOsMkGrhOb 2026-05-27 CO COLORADO SPRINGS 80907 2019 Dodge Grand Caravan SXT unknown married full_coverage Progressive 214.34 0 1 0
2556 1JJ1QXtoskP7ljCUBB39--3g1RovFhq1 2026-05-27 CO COMMERCE CITY 80022 63 unknown single liability_only Progressive 64.00 0 0 0
2555 1i5FZ-BSD9Spnpx4tnfofyiGn4qFA3E0 2026-05-27 CO COLORADO SPRINGS 80905 2026 Hyundai IONIQ unknown single liability_only Progressive 104.35 0 0 0
2554 1-P37QvETLob-jnoqwRSx0TN7ysMAxIL 2026-05-27 CO COLORADO SPRINGS 80905 2024 23 female single full_coverage Progressive 253.83 0 1 0
2551 1foa8x6NPVru_xvKtpObdSp3DeFAwTE8 2026-05-27 CO LAMAR 81052 1993 Ford F-150 18 unknown single liability_only Mendota 116.00 0 0 0
2547 1iXdSddUuxIba-kuzB6n6lomHPuQYSSl 2026-05-27 CO PUEBLO 81008 2023 Honda HRZLXAWD 28 female single full_coverage Geico 368.00 0 0 0
2543 1g7iKRCYSQHPJqu073ibHWEKYor1Q37n 2026-05-26 CO LAKEWOOD 80214 2016 Mazda CX5 Grand Touring 27 male single full_coverage Progressive 0.00 0 0 0
2542 1w4fh7xl0Nooj9zMeDCfIJsK6TgGuKd8 2026-05-26 CO COLORADO SPRINGS 80907 unknown unknown unknown Progressive 232.09 0 0 0
2541 1BKHrZ0I8vK9sQHSexO-y-uqLynbRTr2 2026-05-26 CO GRAND JUNCTION 81506 2020 Chevrolet Silverado unknown married full_coverage Progressive 136.50 0 0 0
2539 19ylG0BmnRgLYPQeLmj8Uz9qDGSIxrHI 2026-05-26 CO COLORADO SPRINGS 80907 2022 Toyota Corolla 35 female divorced full_coverage Progressive 301.00 0 0 0
2537 1gc5fqiKul8yLb5DHUXqHOb3sj_xfnJt 2026-05-26 CO AURORA 80017 unknown unknown full_coverage Progressive 246.49 0 0 0
2536 16bNcjiRSDaMHH0p-Jek-sGUY1QIk7yF 2026-05-26 CO 2024 Toyota Camry SE female single full_coverage Progressive 153.00 0 0 0
2534 1xSG5GBM0X9ptNLWZbe-oeJc8wSjcvOj 2026-05-26 CO BRIGHTON 2009 Pontiac D6 23 male single liability_only National General 127.95 0 0 0
2533 1tFQhumz6j-kIVgbJAsdfXUqAw5vDMhA 2026-05-26 CO COLORADO SPRINGS 80905 2002 Toyota Camry Solara 39 unknown single liability_only Progressive 83.76 0 0 0
2532 1xlVQJBn0E3HwbFqaoolOe3O_vaW6Ne5 2026-05-26 CO FRUITA 81521 2016 GMC unknown unknown full_coverage Progressive 230.09 0 0 0
2531 1IlrRmnL8koanQCLlhkBHUCn9ZC9smow 2026-05-26 CO DENVER 80206 unknown separated liability_only Progressive 104.33 0 0 0
2530 13qL1nTLcPNwY4dXamN3i91dK4khffQL 2026-05-26 CO LAKEWOOD 80232 2015 Chevy Silverado 53 male unknown full_coverage Progressive 251.66 0 0 0
2526 1_GMkbG1mfs_Ot6Inp6sYizo-SN6USa8 2026-05-26 CO COLORADO SPRINGS 80905 1992 Toyota Corolla unknown unknown liability_only Progressive 0.00 0 0 0
2525 1DyvHOHhUEoUdyVu13H5qlKzGG7ZMvLL 2026-05-26 CO BOULDER 80303 2025 Jeep Wrangler 4XE 21 male single full_coverage Geico 404.00 0 0 0
2519 1LZtiSFGi3k0pYhRAeYswF-So-YV_fgS 2026-05-23 CO PUEBLO 2006 Lincoln Navigator 44 male married liability_only National General 110.90 0 0 0
2518 1AdtP_xxyzrgGXyiv6OJaxHYphnaZlVa 2026-05-23 CO PUEBLO 81004 unknown unknown full_coverage Bristol West 0.00 0 0 0
2517 1H4m-vtnSKbz3A-jbnbjZyEUfjiuMdas 2026-05-23 CO PUEBLO 81004 unknown unknown full_coverage Bristol West 0.00 0 0 0
2515 1RS6Dq8pP-SOqLYe3lTJJtResb260EwK 2026-05-23 CO ENGLEWOOD 80110 2006 Infinity 29 male married liability_only GEICO 98.51 0 0 0
2514 1d_U9bsN9oOUHU2gXh6CwtE4lMLpYEE7 2026-05-23 CO PUEBLO WEST 81007 2007 Pontiac G6 27 male single liability_only Progressive 221.15 1 1 0
2513 19I0OuBmovTB8PBD8_zmSo2TFUl5nlE5 2026-05-23 CO WESTMINSTER 80030 2016 Toyota unknown unknown liability_only Progressive 0.00 0 0 0
2512 1IMg-yVRWUEDVlvZz-WeuI_rtz3ZLXw- 2026-05-23 CO 81507 1999 Honda CRV LX 19 female single liability_only National General 143.41 1 0 0
2509 1l6AkvH0sNNnDlC8AaY4c87kPwwj-RxM 2026-05-23 CO GRAND JUNCTION 81501 Jeep unknown unknown full_coverage Progressive 176.00 0 0 0
2508 1sHM_BLDOvK-gjGANLNzbQRJn_1ftG2E 2026-05-23 CO PUEBLO 81004 2021 Chevrolet Spark unknown unknown full_coverage Bristol West 201.00 0 0 0
2507 1j6jr86sA6OSMQ8X1lBOoBP_FG4RRMVM 2026-05-23 CO MACK 1999 Jeep Grand Cherokee unknown unknown liability_only Mendota 112.99 0 0 0
2502 1Y2f2t-r6IaZ01m0gNxIoHQNHT57PUYl 2026-05-22 CO COLORADO SPRINGS 80916 unknown unknown liability_only Progressive 203.50 0 0 0
2501 1dStCHYNhQ8ra06XOVrsFF9fIAU2u3Fe 2026-05-22 CO GRAND JUNCTION 81501 2018 Jeep Compass Sport 63 female single full_coverage Progressive 141.02 0 0 0
2500 15MZBtcWDcM2ZTA6YpiIOfqnrh5OxkDo 2026-05-22 CO BOULDER 80303 2000 Toyota Camry 24 female single liability_only National General 0.00 0 0 0
2498 1T6bfdZL144RUZxiq7ryqoeGZXw813kH 2026-05-22 CO NULL 2015 Ford null unknown unknown full_coverage Bristol West 548.93 0 0 0
2497 1moHprWmhumn7dH2JDVfG1vKuSdxa--R 2026-05-22 CO GRAND JUNCTION 81506 2005 Buick LeSabre 26 male single liability_only Progressive 136.08 0 0 0
2494 1oFykwNLnC15ZZni-vsROHRYA-IlFlUm 2026-05-22 CO CAMBRIDGE 80223 46 male single liability_only National General 79.31 0 0 0
2492 19fpfAEM_B6gHtdIVt_2GLRJ1pSKpTLq 2026-05-22 CO DENVER 80224 2016 Jaguar unknown unknown liability_only Bristol West 515.90 0 0 0
2491 1YbwNV7IBAW_HNAwaCO-HaDkwaUbercp 2026-05-22 CO DENVER 80237 1997 Toyota Camry unknown unknown liability_only Bristol West 151.02 0 0 0
2490 1sBOyktncWZhCAtIiT3CpL4dvk7s5rVd 2026-05-22 CO 2005 Ford E350 unknown unknown liability_only Progressive 84.33 0 0 0
2489 1QW0voW55-cctVSm5QCfX0_BZwgGwtRt 2026-05-22 CO CLIFTON 81520 Chevy Monza unknown unknown liability_only National General 60.33 0 0 0
2488 1i3NdhCIHvnI_rDkbkAyYPsQUW_w0L5F 2026-05-22 CO 2015 Subaru STI male unknown unknown Progressive 352.00 1 0 0
2486 1RSGiS99T14_wWoaNiYdy_ZTU6KqKA5k 2026-05-21 CO COLORADO SPRINGS 80906 37 unknown single liability_only Mendota 60.99 1 0 0
2485 1vdtTdcBnYFLhHenKj8wfUBpiUIC4Ct0 2026-05-21 CO AURORA 80012 55 unknown unknown liability_only National General 115.46 0 0 0
2482 1Erf9xj4IwZ_sLQhjk4wjsa-oyOO8Dya 2026-05-21 CO COLORADO SPRINGS 80925 2024 Suzuki GSX-8R 26 unknown divorced liability_only Progressive 66.78 1 0 0
2481 1cqj6n6Yf161Q2TwDj3yHXRq6o3ZfFjG 2026-05-21 CO 2012 Dodge Challenger SXT 19 male single full_coverage The General 320.00 1 0 0
2479 143cX4SV3wBhHxoBxJDcyEiYt_dXWyRB 2026-05-21 CO PUEBLO 81005 2015 Toyota Camry 40 female married full_coverage Progressive 634.00 0 2 0
2477 1YuDqgORqEorhsPPOTc3tl4la7EnmuhG 2026-05-21 CO DENVER 80014 2017 Chevrolet Colorado 31 male single liability_only National General 103.46 0 0 0
2476 13a1ppkPWZp7u_E8bEdWMKAS9-cTauo9 2026-05-21 CO COLORADO SPRINGS 80909 2008 Audi A6 30 female single liability_only Mendota 122.00 0 0 0
2469 1NezVCpClxKwI5UtbJ11T2jJCOtdTIB3 2026-05-21 CO DENVER 80247 2014 Kia Optima 16 female single liability_only Geico 204.68 1 0 0
2467 14-NC9z6vMoZSXGBtyBrJdPTrYvVFOAk 2026-05-21 CO GRAND JUNCTION 81504 2017 Chevy Cruze 24 female married full_coverage GEICO 191.35 0 0 0
2466 138IcaGvU9xQgXlsFrcFpXhed-RLXBXk 2026-05-20 CO GRAND JUNCTION 81501 2010 Toyota Camry 46 female separated full_coverage Medoda 157.49 2 1 0
2465 1W7H4h4Xx3pnBVIBhN1Qyt2KeYpsQbVd 2026-05-20 CO COLORADO SPRINGS 80909 63 male single liability_only Progressive 0.00 0 0 1
2464 1kZPydHZwa-5YpJ6k2u35F9tp8oDtjS6 2026-05-20 CO DENVER 80221 2016 Cadillac Escalade 26 unknown married full_coverage National General 811.81 0 0 0
2460 1iMuh-ulqLAhs7o2HUWEEzQOfbzgGeYI 2026-05-20 CO COLORADO SPRINGS 08951 2009 Volvo 26 male single liability_only National General 95.42 0 0 0
2459 1jy9MxAkHBsH7UpfIDEJGaMwxRgtHZ0u 2026-05-20 CO COLORADO SPRINGS 80904 2013 Honda Ridgeline 40 unknown single full_coverage Geico 272.00 0 0 0
2457 1_oME4JhzIDcZ89hOnoVIf1hLNjDSKFL 2026-05-20 CO FOUNTAIN 80817 2008 Buick Lucerne 18 male unknown liability_only Progressive 780.00 0 0 0
2456 1UspCwCYCuNVYpGXTf7HjmWftnR5Fdl8 2026-05-20 CO COLORADO SPRINGS 80915 2025 Ram 1500 Rebel 33 male single full_coverage GEICO 356.00 0 0 0
2455 1OczTnHVATZfieYfxWRT2se2bCR6yMFF 2026-05-20 CO COLORADO SPRINGS 80911 Kia unknown unknown liability_only National General 61.15 0 0 0
2450 1LazPMehWK0KaXx9FVOS1YDWajpneMNH 2026-05-19 CO PUEBLO 81005 2016 Ford Explorer unknown single unknown Dairyland 3,214.00 0 0 0
2445 1L1hfNu112xZHfHzyWTvH3dJJnfUBQKz 2026-05-19 CO COLORADO SPRINGS 80906 23 female single unknown Mendota 64.49 1 0 0
2441 15kaYATcn5f9zdA74ELK-WLKuqwk9jYO 2026-05-13 CO LITTLETON 80127 19 male single liability_only Bristol West 158.16 1 0 0
2438 1LvnBPtZNF6QtWbTvtiU8NtACwQiME0v 2026-05-13 CO COLORADO SPRINGS 80907 2018 Kia Forte 24 female single liability_only Progressive 92.83 0 0 0
2437 1eqFpy-23of_M-2t8gBFb30NShNPIFvH 2026-05-13 CO TRINIDAD 81082 2024 Chevy Silverado male married full_coverage Bristol West 333.30 1 1 0
2436 17Iz4jithZoPQ2brQXpoeM1kz6mu1j17 2026-05-13 CO DENVER 80224 unknown single liability_only National General 141.06 1 0 0
2435 14DDeAwrM1qgdTTBc6p9bsAkanUyh_fh 2026-05-14 CO COLORADO SPRINGS 80909 2024 Subaru 27P 26 male single full_coverage Progressive 242.99 2 1 0
2424 1NuxgG1ZuzzigCyAvf17IfNkJlPfaEs2 2026-05-15 CO PUEBLO 2003 Ford Ranger female single liability_only Progressive 27.00 0 0 0
2423 1i2me6tgK7I1vjGCBadq2Ytgq4r2jkWM 2026-05-18 CO BOULDER 80303 2012 Toyota Prius 86 male widowed liability_only Progressive 101.67 0 0 0
2421 1qeuqYPqZhkn3RUFlmGOrm-boy6TpiKe 2026-05-18 CO COLORADO SPRINGS 80909 2011 Ford F-150 33 male single liability_only Progressive 38.50 3 1 1
2420 1kZBZruthTzCnCk24rOFB1UAsN3dpNHi 2026-05-18 CO PUEBLO WEST 81007 Dodge Charger RT unknown unknown unknown National General 126.99 0 0 0
2419 1Y6kXCR3MCDLH9zHCLliz0tfjdWWBv5J 2026-04-30 CO CRIPPLE CREEK 80813 2018 Chevy Colorado 50 female unknown full_coverage Progressive 150.83 0 0 0
2418 1fx5OdnTNwuJfhndwS9qnz_pt4o3Uhi- 2026-04-30 CO COLORADO SPRINGS 80911 2012 Nissan Maxima 21 male unknown liability_only Progressive 145.16 0 0 0
2414 1OlQRHAMK285_ZpxNTL_T9d86nXZZRGU 2026-05-04 CO unknown unknown liability_only National General 67.81 0 0 0
2411 1Eac1DKD96HllKPFLkZNvNtc8Y3UkgrE 2026-05-04 CO CRIPPLE CREEK 80813 unknown unknown liability_only Progressive 146.83 0 0 0
2410 1Jk-ZIPCuinZ6rkiYNPqti3D_sgkqaHC 2026-05-04 CO LAPORTE 2013 Hyundai Accent 33 male single liability_only Progressive 101.67 0 0 0
2409 1_asMbXoSnOVScgil35bSLkrrnaYskdt 2026-05-05 CO COLORADO SPRINGS 80919 unknown unknown liability_only National General 100.30 0 0 0
2403 1VaGr10Ybv1jWpD4q8xVMCJ-2Vbz_gAJ 2026-05-06 CO COLORADO SPRINGS 80922 81 female unknown unknown Progressive 0.00 0 0 0
2402 1-9t4Hwzq-QWZEONcCWrqGXp6z37ErjE 2026-05-07 CO COLORADO SPRINGS 80918 2017 RAM 51 female unknown full_coverage Progressive 175.00 0 0 0
2399 1dAV0I299MCYAampwfBLvD2JITd8iXcY 2026-05-07 CO LOVELAND 80538 2017 Ram 1500 58 male married liability_only Progressive 244.99 0 2 0
2398 1JhQsu0MFt_n1vnS7FLGJGf8Q0ZBtsr8 2026-05-07 CO COLORADO SPRINGS 80920 2013 Subaru Impreza 20 female unknown full_coverage Progressive 439.00 1 1 0
2397 1a_DV4Cbp_5o49kO4eNgsjwRtrkYN-yx 2026-05-07 CO DENVER 80204 2000 Toyota Avalon 33 male unknown liability_only Progressive 0.00 0 0 0
2395 1wdm9UJ_zy9Zm171oNcgeB85CZNo-cZ4 2026-05-08 CO COLORADO SPRINGS 80907 unknown unknown liability_only First West 59.38 0 0 0
2394 1f-H-DVksD4boYmQc4PqZXThe4W8Jk2W 2026-05-08 CO DENVER 80218 1992 Ford F-150 44 male single liability_only National General 84.00 0 0 0
2393 1FIWWtMLSEFzIjFHutsdIDqQ8CvG4y6M 2026-05-08 CO FARIBAULT 81001 2014 Dodge Charger unknown married liability_only The General 65.32 0 0 0
2392 10m41nfjSiy8UoyBwxkZNtjHLsC3DG_k 2026-05-08 CO COLORADO SPRINGS 80909 female single unknown Progressive 0.00 0 0 0
2388 10Q_dyFC1-sgUKeF6OqCD_kC0QJOH6XV 2026-05-12 CO FORT COLLINS 80852 2002 Volvo V70 59 unknown unknown liability_only Progressive 79.00 0 0 0
2387 1j5SEIPUPGIIQgs9IjYN5cYRN8p0Isgx 2026-05-01 CO COLORADO SPRINGS 80906 2022 Chevrolet Spark 70 male married full_coverage Progressive 139.66 0 0 0
2386 1RSvuBAoIX7-a-O_LwwYZd7F-BwQcGCY 2026-05-02 CO DENVER 80246 2007 Chevrolet Express G3500 38 male unknown liability_only Progressive 71.00 0 0 0
2385 1SicUyj5VTxMsrTeZ1zcqiLzEYmoDWrb 2026-05-02 CO DENVER 80246 2007 Chevrolet Express male single liability_only Progressive 71.09 0 0 0
2384 1ckrWWtWYuZjPSwVcavMaWQaCUeZPuEZ 2026-05-02 CO DENVER 80239 2007 GMC Yukon Denali unknown married liability_only Progressive 168.01 0 0 0
2382 169J0ETawafymcpHlcWY_CWuU6YDpd4D 2026-05-02 CO COLORADO SPRINGS 80903 1998 Nissan Maxima unknown single liability_only The General 63.75 0 0 0
2381 1QagaR3PHN-sABsLlKgYBhB88FBGImjJ 2026-05-02 CO STERLING 80751 unknown married liability_only Progressive 356.00 0 0 0
2380 19VOKMIGFJQyIPDr1Ci8qZvPTGhcQ1dv 2026-05-02 CO DENVER 80207 2020 Infinity Q50 26 male single full_coverage Progressive 666.00 2 0 0
2377 1NHPBDGwDgq-tC2pOG3n6M9Q3r0P8FLr 2026-05-04 CO LOVELAND 80537 2019 Subaru 24 female single full_coverage Progressive 156.33 0 0 0
2375 1EgKEBgxl_aMVwVz6msyC8fgIXjjUkPn 2026-05-04 CO AURORA 80014 2021 Subaru Forester 43 male single full_coverage Progressive 311.99 2 1 1
2371 1jaBbYsPurKh4bERxUj1VAlO4GIpCf9x 2026-05-05 CO PUEBLO 81001 2003 Ford Expedition 32 male single liability_only Progressive 179.92 1 1 0
2370 1K1xLpNsAathUbvQ8W6R3YGOLSn4lCa7 2026-05-06 CO COLORADO SPRINGS 80909 2020 Subaru 42 male single full_coverage Progressive 383.65 0 0 0
2367 1DXMoQQvCpTwmGxmlC8Yvellfieytc0n 2026-05-11 CO PUEBLO 81001 2002 Buick Century 40 male single liability_only Progressive 66.00 1 0 1
2365 1pH5dG5jNIBcTCrt80-Fzf4lLZaRLfSH 2026-05-06 CO PUEBLO 81006 24 female single full_coverage Progressive 229.83 0 1 0
2361 1GbDrOcz1qWImNb-qAgzQkXjWo7xaw9K 2026-05-06 CO COLORADO SPRINGS 80909 2017 Subaru Outback 46 male married full_coverage Bristol West 150.83 0 0 0
2357 1NcNP4Nhlk3fD5aFcOeB0QBZ6s1M-WgV 2026-05-09 CO PUEBLO 81004 2012 Nissan Rogue 29 female single liability_only Dairyland 291.91 0 0 0
2356 1js9LjM9Wy3C2Hnv_jjZ6cvkMyM5HV5B 2026-05-13 CO DENVER 80223 unknown unknown unknown Progressive 0.00 0 0 0
2355 1Ms_LVK-lvkVH3UqXHNARrq2LyIcjtGT 2026-05-09 CO PARKER 80138 2013 Honda CRV 40 female married liability_only National General 196.38 0 2 0
2354 1HMrc9WrWT1eWUx3S9RvbwxiH9RD5yfs 2026-05-13 CO COLORADO SPRINGS 83090 2008 Nissan Altima 34 unknown unknown liability_only Progressive 79.83 0 0 0
2353 1N3idaFHE9a8m-UfvWzYpoMgsO9Qb878 2026-05-09 CO GRAND JUNCTION 2026 Hyundai Palisade unknown unknown full_coverage Progressive 180.00 0 0 0
2352 1KrBGgttMIz21-eRtFJZSkL_HkK8kZ1y 2026-05-13 CO 2020 GMC Sierra unknown unknown liability_only Dairyland 171.83 0 0 0
2351 1fZ6qxoUK5YJIuPrnEjmc2xxR1YxQ-u1 2026-05-09 CO DENVER 80246 2026 Kia K4 29 unknown single full_coverage Bristol West 402.68 0 0 0
2348 18ir6_b4ooKl3XD5dhOf-LTwFRGn16ec 2026-05-13 CO COLORADO SPRINGS 80906 2016 BMW M235i 41 male unknown liability_only Progressive 0.00 0 2 0
2346 1_m_8sWL1jDjpl6UJw2vvDIJ4txQXiJf 2026-05-13 CO AURORA 80011 2020 GMC Sierra unknown unknown liability_only Dairyland 172.83 0 0 0
2345 14tgBg0qS85LWKyetif29wfhXstFKNr9 2026-05-14 CO HARTSVILLE 80449 2007 Dodge Ram 59 male unknown liability_only Progressive 57.00 0 0 0
2344 1ShDo9OTFrCep5WlmyZnv6oY7aM-ZLjX 2026-05-11 CO COLORADO SPRINGS 80910 51 male unknown unknown Progressive 79.02 0 0 0
2341 1DmWQu5OWqmJJekWqMOzkTXpcRcD5tY5 2026-05-11 CO PEYTON 80831 2025 Kawasaki Ninja ZX6R 31 male single full_coverage Dairyland 210.00 0 0 0
2339 1prCfeNXM5BqAMkmuC0uT7glrdZUQDvQ 2026-05-12 CO COLORADO SPRINGS 80904 unknown unknown unknown Progressive 85.33 0 0 0
2337 1mnfD50-r0WFey3_x-pqjBPW1DY80bgF 2026-05-14 CO BUENA VISTA 81211 83 female unknown liability_only Dairyland 47.94 0 0 0
2335 1nXqUWubwDV2htgatdep8tvG7H9qcQOP 2026-05-12 CO COLORADO SPRINGS 80904 2010 Honda CRV 38 male single liability_only Progressive 103.67 2 0 0
2334 1UqNeD-hu-D6ik69e-NSB2jV22X1AJov 2026-05-14 CO WINDSOR 80550 unknown unknown liability_only Progressive 83.68 0 0 0
2333 1qcFYTJbmvmKXRSeMHNn-Jk3Y7UICSCD 2026-05-12 CO COLORADO SPRINGS 80910 2017 Jeep Wrangler Unlimited Sahara 52 male divorced full_coverage Bristol West 0.00 2 2 0
2330 1KOdpD_8O0406je8UbmwXEQga-D1eZnR 2026-05-15 CO EVERGREEN 80439 2025 Nissan Altima 45 male single liability_only GEICO 234.52 0 0 0
2329 1RfKD2miM57_zaFlEygdEg7_lTLQX5lD 2026-05-12 CO WINDSOR 80550 unknown unknown unknown Progressive 81.35 0 0 0
2328 1HoUB1XL01o4kkajn5f5567O-73MMNt3 2026-05-15 CO unknown unknown liability_only Dairyland 249.78 0 0 0
2327 11pykmJv5n-K-ChB41If0XuIyd1vSAZk 2026-05-12 CO PUEBLO 81004 2002 Buick 29 male single liability_only Mendota 101.83 0 0 0
2325 1PG0z3YkH5jPJAjz6Fkow4lKTm-TFHFW 2026-05-12 CO DENVER 80246 2026 Kia K4 unknown unknown full_coverage Bristol West 402.68 0 0 0
2324 1u3yDlaIssO4mNVUIbDtQU2vC7j3BjGa 2026-05-15 CO COLORADO SPRINGS 80909 2004 Toyota Matrix unknown unknown liability_only Progressive 75.67 0 0 0
2323 1rAVgu_QkAobWm7mMdtMO5yjFRrY7O7d 2026-05-15 CO PARKER 80134 2005 Buick Century unknown unknown liability_only Progressive 121.00 0 0 0
2319 1dS_UdT5WVEkgUnpLUfw97_O0ksy9MJ- 2026-05-11 CO COLORADO SPRINGS 80919 2015 Subaru Forrester 73 male married full_coverage Progressive 172.00 0 0 0
2318 1rwuvhyYfr0YWeQzC8kZ8F_MVD1rznbS 2026-05-12 CO FORT COLLINS 80852 2002 Volvo V70 59 unknown unknown liability_only Progressive 56.00 0 0 0
2317 1sJIh_W3qDL7QIeZC51Z6wEybSR88aOl 2026-05-12 CO COLORADO SPRINGS 80911 2019 Toyota Camry 42 male married full_coverage Geico 252.52 3 0 0
2314 1NoXe29xiCCHG3GP_26_gZPxZ8XNkqJA 2026-05-13 CO PUEBLO 81007 2016 Buick Encore 35 male single liability_only Progressive 96.17 0 0 0
2313 1d3wyN-rMScpnLc8jFRasZtJMHKawxrG 2026-05-13 CO COLORADO SPRINGS 80925 31 unknown unknown liability_only National General 81.64 0 0 0
2312 1_5YSq4AV6W72jxlRXxM7iTkq3_1LhSf 2026-05-13 CO AURORA 80011 2020 Chevy Silverado 40 male married full_coverage Progressive 367.00 0 0 0
2311 17DZF5IDI1MY0nKbafwBGawX_UBjI4hw 2026-05-13 CO PUEBLO 81001 unknown unknown liability_only National General 120.62 0 0 0
2306 1r2HnXUEFO5AQ6QGSsSmG5M-b3HLoQ0X 2026-05-14 CO LAWRENCE 81226 36 unknown unknown liability_only National General 65.98 0 0 0
2305 1zoP4_mdKpf3ph0LAQOzrLSrBhzi0Mi5 2026-05-14 CO PUEBLO 81004 2018 Hyundai Ioniq 24 male single full_coverage Progressive 450.00 0 0 0
2303 1HDG9U7dN84cWVv8pKFRObtl_eb__vC3 2026-05-15 CO AURORA 80011 2003 Honda CRV 44 male married liability_only Dairyland 133.82 1 0 0
2302 1zclzB5cyv-aUShUnqSy1jX8PPC6kzTe 2026-05-15 CO DENVER 80203 2000 Jeep Grand Cherokee 34 female single liability_only Bristol West 86.00 0 0 0
2301 1yz_sih7qNE7V2B2jDCqCAoCpy8iUbLB 2026-04-20 CO CLIFTON 81520 1982 GMC Vandura 53 male single liability_only Mendota 45.16 0 0 0
2300 1c5Z3lv0IrRpKIgJCq5836NaFnrfSxoY 2026-04-20 CO COLORADO SPRINGS unknown unknown unknown Progressive 0.00 0 0 0
2299 1UCh7Bs4OPe5vsy7kIa4iFoGX9Z76AtV 2026-04-20 CO FORT COLLINS 80524 2012 Volvo XC60 70 female single liability_only GEICO 52.00 0 0 0
2297 10i6D44id32KMwge4L1kWdr3vQoSGXdE 2026-04-20 CO COLORADO SPRINGS unknown unknown unknown Progressive 0.00 0 0 0
2296 1Nm4nU8JT4qpycj-mZhAybqbgJpTs0sw 2026-04-20 CO MONUMENT unknown unknown unknown Progressive 0.00 0 0 0
2295 1d5fqMoJCu7e3NcALy48KBBjGh1oa-Ia 2026-04-20 CO COLORADO SPRINGS 80905 2005 Ford F-150 77 male single full_coverage Progressive 90.33 0 1 0
2294 1v6nO7ebMaUr-CYNbxwSJEB-323QVvPt 2026-04-20 CO CALHAN 80808 unknown single liability_only National General 102.64 0 0 1
2293 1GtUD76gycO38ab8Z6Q692xuzNDFiFmH 2026-04-20 CO COLORADO SPRINGS 80906 2026 Hyundai Elantra 31 female single full_coverage GEICO 230.68 0 0 0
2292 1HLqlYuIyeO5BRVCxIbGlreWxJvVOo54 2026-04-18 CO DENVER 80210 2013 Nissan Juke 37 female single full_coverage Bristol West 251.65 0 1 0
2291 1WHRjhEBBZGYaGe_Bblk766uon5Q5P6K 2026-04-18 CO 82227 2014 Ford Fusion Hybrid 23 female single full_coverage Progressive 330.99 0 0 0
2289 16WPO08sIyhPm8H7ri2znFl23mGmfywz 2026-04-18 CO RIFLE 81650 2018 GMC Sierra 22 male single full_coverage Progressive 270.00 0 0 0
2287 1MC93tb9mn2DmUwqoQHDL3ZgMe2uV-b9 2026-04-18 CO COLORADO SPRINGS 80906 2018 Kia Sportage female single full_coverage GEICO 234.18 0 0 0
2286 1TGsdj3Z_zhJWczfGVrNV2kOHzSuu1Bh 2026-04-18 CO PUEBLO 81003 2021 Chevrolet Silverado 37 female single full_coverage Progressive 410.49 1 1 1
2285 1DXE296c0cW0x_BX0mhQs6D4_ILlfu5- 2026-04-18 CO DENVER 80204 1992 Ford Explorer 40 male single liability_only Dairyland 111.38 0 0 0
2280 1WonS0Ozko6-d6LVFS411v0Vq-Plyd6- 2026-04-17 CO COLORADO SPRINGS 80909 unknown unknown unknown BCIS 40.00 0 0 0
2279 1ETl879I55tnnLiVh1G41FLxpixAXYdN 2026-04-17 CO DENVER 80219 2017 Dodge Journey female married liability_only National General 104.63 1 0 0
2277 1I3XWGg5JMhETrVNGCEy5Otp7zQ3f3M6 2026-04-17 CO BOULDER 80303 unknown unknown unknown National General 278.08 0 0 0
2275 1p3GIome7HsonABUk5LqLwN9wo50ohiX 2026-04-17 CO PUEBLO 81007 2018 Ford F-150 SuperCrew unknown unknown liability_only Progressive 77.76 0 0 0
2274 1jLjJrtsKR1KQPO4kFG4baAT5M69Jz8t 2026-04-17 CO BOULDER 80303 2003 Chevrolet Avalanche unknown married liability_only National General 208.00 0 0 0
2273 1SbpG7yUQ9tM6clGuxAl-GOoFHvHQhI2 2026-04-17 CO COLORADO SPRINGS 80922 2019 unknown single full_coverage Geico 159.01 0 2 0
2272 1xSDWn-OYnpQxotgWuKt40JBdiHezHsJ 2026-04-17 CO BOULDER 80302 34 male single liability_only Progressive 72.83 0 1 0
2268 1yn0MZxwU5CwlIx1OPQIlQ0WwfryuPNq 2026-04-17 CO 81415 68 male unknown liability_only National General 0.00 0 0 0
2262 1JNbE3p3i9_Iqs_26YGJeq0r20BI5Cmo 2026-04-16 CO FLINT 81226 2005 Buick Rendezvous 57 male single liability_only Progressive 68.00 1 0 0
2251 17JdCDr_DureajOzKb_Pq08FNF1ojeds 2026-04-15 CO COLORADO SPRINGS 80906 2019 BMW 26 male separated full_coverage National General 452.00 1 0 0
2247 1wGuaV5vPESPDDwwXXOTPyVGkqtmOvZq 2026-04-15 CO DENVER 80249 Chevy HHR 69 female single liability_only Bristol West 72.98 0 1 0
2244 1ZYO1XNCECnTODbH3xwNbdAfGyyQSaTn 2026-04-15 CO 2002 Ford Explorer unknown unknown liability_only Progressive 166.16 2 0 0
2243 1cvp7pGGuqMHfUVOTgJFp-2YBFpYkZE8 2026-04-15 CO FORT GARLAND 81123 81 female married liability_only Bristol West 44.32 0 0 0
2242 1o7OfoA3tpw5kH9L7z-Nrc5K_tnjGoud 2026-04-15 CO COLORADO SPRINGS 80913 23 male single liability_only Progressive 148.33 2 1 1
2238 1PaO3xDpQnHKIHg8W1xwt88ZG2QFRoiq 2026-04-15 CO DENVER 80250 Lexus 36 male unknown full_coverage Progressive 0.00 0 0 0
2233 10gSMhz53HZ3xb8f7p5IaEyX-yit34gS 2026-04-14 CO 2020 Infinity Q50 LUX 23 unknown unknown full_coverage Progressive 533.00 0 1 0
2232 1y4I1yTcDxy2XYyU3SVvUyWVls4Lg2SF 2026-04-14 CO PINE 80470 2019 Chevy Silverado 47 male single full_coverage Progressive 206.16 1 0 0
2231 11Z7BI-2Os5EQ55yd19TTBv6EYVj4GJS 2026-04-14 CO DENVER 80238 box truck 32 male unknown liability_only Progressive 96.25 0 0 0
2230 1LjtVV6n9wgObHzDi966P3ysISa8Bp3I 2026-04-14 CO 81520 1995 International 8200 unknown unknown liability_only Progressive 0.00 0 0 0
2223 1ydXNh0IN_s4m-4tDuafN3LG3kO1_u00 2026-04-14 CO COLORADO SPRINGS 80906 38 female married liability_only Progressive 98.00 0 0 0
2216 1VNzzYiwR4Y0x4OjigQtGeX_xEToUG3a 2026-04-13 CO PEYTON 80831 2010 Dodge Nitro unknown single liability_only Progressive 255.00 0 0 0
2215 1BKdhDZtZ77dqoXne9cU4EqX66Zqnj-7 2026-04-13 CO COLORADO SPRINGS 80910 2015 GMC 36 female single liability_only The General 112.50 0 0 0
2213 14urMifsG2kkacuJJROnTmcEn-BZpeue 2026-04-13 CO EVANS 80620 2021 BMW X5 M50i 28 female single full_coverage Mendota 417.65 0 1 0
2211 1RTnUdZTkdfZcDblZwEkc9Q6Buln_hvN 2026-04-13 CO COLORADO SPRINGS 80909 1987 Buick 19 female unknown liability_only Progressive 113.00 1 0 0
2210 1amPhFwd3-U37Em2JK9xAW7lVUEpWYSG 2026-04-13 CO PUEBLO WEST 81007 2018 Nissan Altima 51 male married liability_only Progressive 60.00 0 1 0
2209 1sJuByk9NP-rqUjpF3jBzB_7jiTXPl7H 2026-04-13 CO FRESCO 2015 Chevy Equinox unknown unknown liability_only Progressive 56.16 0 1 0
2208 10imeW6hCgY-i1LFv31tNiOiI65Y_UNi 2026-04-13 CO PUEBLO 81001 2011 Chevy Malibu unknown unknown liability_only Progressive 88.17 0 0 0

Based on A Plus Insurance’s own SR-22 quote data across carriers. Your rate depends on your state, violation, and driving history.

SR-22 vs. FR-44: what’s the difference?

An SR-22 proves you carry your state’s minimum liability limits; an FR-44 requires higher limits and is used only in Virginia and Florida, usually after a DUI/DWI.

SR-22FR-44
Used inMost statesVirginia & Florida only
Liability limitsState minimumHigher than state minimum (often about double)
Common triggerSerious violations, suspension, uninsured drivingDUI/DWI conviction
Filing period~3 years typical~3 years typical

How long does an SR-22 last?

Most states require you to keep an SR-22 on file for about three years, though the exact term is set by your violation, your state, and any court order. The clock only counts time with continuous, uninterrupted coverage — a lapse can restart it. When the term ends, ask us to confirm the state has released you before you drop the filing.

Why file with A Plus Insurance? As an independent broker licensed in 35 states and serving 26,000+ clients, we file SR-22s and FR-44s across multiple carriers — so we can shop your rate instead of quoting a single company’s price. Most filings go out the same day your policy is active.

File an SR-22 by State

Don’t see your state above? Contact us—we’ll point you to the right form and filing.

SR-22 FAQs

How long do I need an SR-22?

Most states require about three years, but it depends on your violation and state rules. Your DMV or court order will specify the term, and it only counts time with continuous coverage.

How fast can you file an SR-22?

Often the same day once your policy is active. Many carriers file electronically to the state for quicker processing.

How much does an SR-22 cost?

The SR-22 filing fee is a one-time charge of roughly $15–$50. Any bigger cost comes from the premium change tied to the underlying violation, not the SR-22 form itself. We shop multiple carriers to keep it competitive.

Will an SR-22 raise my insurance rate?

The SR-22 form itself barely moves your rate. The violation behind it — like a DUI — is what raises premiums. Because carriers price the same driver differently, comparing several is the best way to lower the total.

What happens if my policy lapses?

The insurer must notify the state, which can trigger a license suspension and may restart your filing period. Keep coverage continuous until your SR-22 requirement is officially lifted.

What’s the difference between an SR-22 and an FR-44?

Both are financial-responsibility filings. The FR-44 is used only in Virginia and Florida and requires higher liability limits than a standard SR-22, usually after a DUI/DWI. We’ll confirm which one your state requires before you buy.

Do I need a car to get an SR-22?

No. If you don’t own a vehicle, we can often file a non-owner SR-22, which covers your liability when driving cars you don’t own — usually the lowest-cost option.

How do I remove an SR-22?

When your required term ends and coverage has stayed continuous, ask us to confirm the state has released you before dropping the filing. Cancelling early can restart the clock or suspend your license.

Jayleen Ridgeway - Marketing Manager

Jayleen Ridgeway

Marketing Manager| 9 Years of Digital and Marketing Strategy

Data-driven marketing strategist specializing in insurance rate analysis, pricing trends, and consumer insights derived from real-world first-party data. With a background in SaaS technology, Jayleen leads all marketing and social media efforts while uncovering actionable trends from monthly, quarterly, and yearly insurance data.
Last Updated on by Jayleen Ridgeway

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