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INSURANCE KANSAS: BEST LIABILITY-ONLY AUTO RATES
Kansas law requires a minimum of liability only of $25,000 per person for bodily injury liability, $50,000 per accident for bodily injury liability, and $10,000 per accident for property damage.
Other liability coverages are available such as:
Uninsured Motorist/ Underinsured Motorist and Personal injury Protection.
Best Auto Rates in Kansas: Liability Only
Auto Insurance Company
Average Monthly Rates
The General
$89
Dairyland
$95
Bristol West
$96
Progressive Insurance
$97
National General
$98
Geico
$105
Typical Auto Insurance for Kansas
INSURANCE KANSAS: CHEAPEST BROADFORM / NONOWNERS AUTO RATES
In Cawker City, Kansas exists the world’s largest ball of twine which weighs more than 16,000 pounds.
Another unique attribute of Kansas is a policy for people who don’t own vehicles: The Non-Owners Insurance policy.
Commonly, a Non-Owners Insurance policy is needed if you have ever had your license suspended and you need an SR22. Although, it can also be used if you don’t own any vehicles and you need to drive with just liability only.
Top 5 Average Rates for Broadform or Non-owners Insurance in Kansas
Car Insurance Company
Average Monthly Payment
Dairyland
$72
Progressive
$101
The General
$120
Bristol West
$136
Mendota
$139
INSURANCE KANSAS: LEAST EXPENSIVE AUTO RATES FOR MALE DRIVERS
Pizza Hut opened its first store in Wichita, Kansas and now this fast-food chain is all over the United States. Typically, Pizza Hut is only a phone call away for some cheap pizza. Here at A Plus Insurance, we are only a phone call away with the least expensive car insurance for male Drivers.
Male Drivers can generally be more expensive to insure on the road than females. There are so many factors that impact Insurance rates for males in Kansas just like females… but men are statistically considered higher drivers on the road especially when they are of a younger age.
Top 5 Average Rates for Male Drivers in Kansas
Car Insurance Company
Average Monthly Payment
Bristol West
$153
AssuranceAmerica
$163
Dairyland
$167
21st Century
$173
Mendota
$175
INSURANCE KANSAS: BEST AUTO RATES WITH BAD CREDIT, POOR CREDIT
Keep your Kansas insurance premiums cheap by paying your bills on time, and getting that credit score up.
Top 5 Average Rates for Drivers with A Bad or Poor Credit Score in Kansas
Car Insurance Company
Average Monthly Payment
Progressive
$151
The General
$155
GEICO
$156
Acceptance RTR
$160
Mendota
$163
New A Plus Insurance Customers in Kansas Save on Average $592..that’s equal to 67,392 Japanese Yen!
INSURANCE KANSAS: LOWEST COST AUTO RATES FOR FEMALE DRIVERS
Females generally pay less for auto insurance in Kansas than males do. Females, reportedly, are involved in a lower number of car crashes, and in return will pay cheaper prices for car insurance than males do.
Top 5 Average Rates for Female Drivers in Kansas
Car Insurance Company
Average Monthly Payment
Dairyland
$130
Mendota
$135
Nationwide
$137
The General
$137
GAINSCO
$141
INSURANCE KANSAS: CHEAPEST RATES FOR YOUNG DRIVERS
Insurance does not need to cost an arm and a leg! There are ways to keep the cost of car insurance low for younger drivers. Most importantly, maintain a clean driving record and the rates will continue to get cheaper for you after time. Many companies also offer discounts to help save, such as Paperless and auto pay.
Top 5 Average Rates for Young Drivers in Kansas
Car Insurance Company
Average Monthly Payment
Dairyland
$138
Progressive
$140
National General
$146
Bristol West
$154
AssuranceAmerica
$161
INSURANCE KANSAS: BEST FULL COVERAGE AUTO RATES
Full coverage typically consists of Comprehensive and Collision coverage, but there are additional coverages available to add on if desired.
Most companies offer Roadside and Rental Reimbursement. Some companies also offer GAP insurance which is a great coverage to have if you are financing a vehicle.
Our knowledgeable Insurance Agents are here to help you find the most affordable Kansas Insurance prices, and show you all the available options so you are getting the coverage you need.
Top 5 Average Rates for Full Coverage in Kansas
Car Insurance Company
Average Monthly Payment
National General
$146
21st Century
$152
Bristol West
$153
Progressive
$153
Acceptance RTR
$157
INSURANCE KANSAS: BEST AUTO RATES WITH DUIs, ACCIDENTS, and VIOLATIONS
Any major violation, such as a DUI, or At Fault Accident will stay on your driving record for up to 5 years!
That means you are paying more for your car insurance for that amount of time.
There are classes available that you can look into if you’ve received a major violation to help reduce the amount of points on your license, which will help keep your insurance cost affordable.
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
Marlone did a excellent job helping me find...read moreMarlone did a excellent job helping me find the best insurance for Colorado denver area. Very helpful and called back on time.read less
James J.
2/04/2023
Camoron was wonderful!!
Brandie E.
3/01/2023
Katie was incredibly helpful!! Very personable, understanding, and...read moreKatie was incredibly helpful!! Very personable, understanding, and kind. Quick and easy, thanks again katie!!read less
Kellen R.
7/21/2021
The lady I talked to was great.
Notes: ...read moreThe lady I talked to was great.
Notes: young Female 44 quote reasonable broad form high risk Pennsylvania Prior insurance Geico Insurance for tickets with no vehicleread less
Orlando M.
6/21/2022
Liability only insurance for a great price notes: young male 52 buy coverage...read morenotes: young male 52 buy coverage liability only policies Texas Prior insurance: Acceptance insurance on a 2010 Nissan Rogue.read less
Ken B.
7/07/2022
Katie was excellent and extremely helpful! She went...read moreKatie was excellent and extremely helpful! She went above and beyond what she needed to do to help me. Totally satisfied with everything.read less
John B.
7/21/2021
Best Insurance agent ever professional dedicated to serve...read moreBest Insurance agent ever professional dedicated to serve his clientsread less
d g.
7/21/2021
Lauren was very knowledgeable. Found me a rate...read moreLauren was very knowledgeable. Found me a rate at a third of the price. Would recommend to others!read less
Chelsea E.
7/21/2020
This the single best experience I've ever had...read moreThis the single best experience I've ever had insuring a vehicle. Katie, my agent, explained everything in great detail, gave me the best available options, answered all my questions, and sent all the documentation I needed within minutes.read less
E J.
9/21/2021
Marlon was great, he helped me find a...read moreMarlon was great, he helped me find a low rate quickly i was very satisfied!read less
Karlie R.
2/28/2023
My broker was Jola and she was very...read moreMy broker was Jola and she was very very helpful in getting me my best insurance policy possible. She was very easy to communicate with and asked all the right questions to get me the best option. I am a young man and a safe driver so it was important to me that I don’t pay too much for insurance unnecessarily and she did just that for me.read less
Trinity T.
7/21/2020
This is my second year to obtain A...read moreThis is my second year to obtain A Plus Auto Insurance coverage assistance in finalizing my annual auto insurance policy. Both years have had their own complications in finding and initiating a basic car insurance policy on my behalf. Lauren provided me with her best positive results possible considering she had to work through some really strange and unique complications to enable my qualifying for this year's auto insurance policy. Last year's origination of my first auto insurance policy with A Plus Auto Insurance became possible by the overall aid from everyone in the A Plus Auto Office, (including the childrens voices in the phone call background). I love you A Plus Auto Office Family!read less
Don C.
7/21/2020
Fast, friendly, helpful!She was a real person with...read moreFast, friendly, helpful!She was a real person with a sense of humour and didn't course me into anything. Explained all the types of coverage and I didn't feel like the process was lengthy either.THANK YOU AMY!!!!!read less
riah u.
7/21/2020
Katie Sopko Is 100% on point! She made...read moreKatie Sopko Is 100% on point! She made my purchase fun and easy! Super professional and Classy! Look forward to doing business with her.read less
Jeremy K.
7/21/2021
Everyone that spoke with here is very attentive...read moreEveryone that spoke with here is very attentive and friendly. Made sure I got exactly what I needed and when I followed up the second time Katie knocked it out of the park and help me get everything good to go with no issues at all. Would definitely recommend to friends and family.read less
Real J.
7/21/2020
My agent was Jola , she was how...read moreMy agent was Jola , she was how do you say ?? AMAZING!!! She found me the cheapest insurance and explained everything so well to where even I could understand thank you very much again she deserves a pay raise !read less
amber c.
6/18/2022
Super Helpful and very friendly I switched...read moreSuper Helpful and very friendly I switched gears on her many times and she was right there along with me navigating I believe her computer left a smile on my face quite a few timesread less
Daniel W.
7/21/2020
Great experience. It was accurate and a easy process.
Charles J.
2/21/2022
Friendly and super helpful. Got it all...read moreFriendly and super helpful. Got it all done in one phone call!read less
pat m.
7/28/2022
Marlon was great
Sammie 8.
12/15/2022
Crystal was a great help and very professional!!
Notes:...read moreCrystal was a great help and very professional!!
Notes: Fast proof of insurance in South Carolina through National General. Previous insurance Progressive on a 2011 Chevy Impala LS ..Insurance policy meets the state minimum liability limits with Uninsured motorist bodily injury protectionread less
Dwayne A.
6/23/2022
I'm so happy I called Jola from A...read moreI'm so happy I called Jola from A Plus insurance and now I know why these 3rd party insurance companies exist! I used to think they were a scam, why go thru a 3rd party when you should be able to get a cheaper rate directly from the source right? WRONG! They have the experience and knowledge of navigating the insurance "system." I had already spent a total of 2-days, 3 + hours dealing with Geico and Amica trying to shop around, 150 questions later I still didn't have a reasonable rate! I was left wondering, "What did I answer wrong? Which one of those questions that I answered ended up screwing me? Why do other people get good rates and I seem to be failing the good-rate-pop-quiz!?" This morning I decided to call A Plus insurance since they had such a high rating and 33 min later Jola had already texted my ID cards!! And she beat both Geico and Amica's rates by a long shot! I'm including a screenshot of my call times showing the actual timer on the call to Jola. The other 2 calls in there were made because I hadn't looked over the document properly while Jola had me on the phone and asked me if everything was correct, so had to call her back cause my name was misspelled but that was my fault for not reviewing it properly and she was awesome in correcting it quickly, it took me 2 tries only cause I pressed 1 by mistake lol. About 2 hours after our conversation Jola called me back just to let me know she was able to obtain the proof she needed to validate my homeowners discount thru the County office, not to worry. I realized right then that she was still working on my account! Which tells me that if I had gone thru the insurance company directly like I did before, I would probably still be trying to gather documents and spending all that time wasting and gathering info for them. Now that I know, I will never deal with insurance companies directly again! Thank you so much Jola for saving my weekend and saving my family money! 😍read less
Maribel T.
10/21/2021
I filled out an online request to compare...read moreI filled out an online request to compare quotes and Katie quickly contacted me and secured a low rate for my auto insurance. I'm very pleased with the professionalism and courtesy provided by my insurance broker.read less
Jacquelyn B.
7/21/2021
Left a voicemail sunday evening and received a...read moreLeft a voicemail sunday evening and received a call the next morning. The whole process took a painless 20 minutes. I got an excellent rate even with a couple tickets still on my 3-year record. Great service.read less
