Car Insurance Kansas: Finding the best Rates

Auto Insurance Kansas

Kansas has been scientifically proven to be flatter than a pancake. Here at A Plus, our rates are typically just as low!  

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We are industry experts and we pride on ourselves in serving you with the best information, while being low pressure. Find out more!

INSURANCE KANSAS: BEST LIABILITY ONLY AUTO RATES

Kansas law requires a minimum for liability only for $25,000 per person for bodily injury liability, $50,000 per accident for bodily injury liability and $10,000 per accident for property damage.

Other liability coverages are available such as:

Uninsured Motorist/ Underinsured Motorist and Personal injury Protection.

Best Auto Rates in Kansas: Liability Only

Auto Insurance CompanyAverage Monthly Rates
The General$89
Dairyland$95
Bristol West$96
Progressive Insurance$97
National General$98
Geico$105

INSURANCE KANSAS: CHEAPEST BROADFORM / NONOWNERS AUTO RATES

In Cawker City, Kansas exists the world’s largest ball of twine that weighs more than 16,000 pounds.

Another unique attribute of Kansas, is a policy for people who don’t own vehicles: The Non-Owners Insurance policy. 

Commonly, a Non-Owners Insurance policy is needed if you have ever had your license suspended and you need an SR22. Although, it can also be used if you don’t own any vehicles and you need to drive with just liability only. 

Top 5 Average Rates for Broadform or Non-owners Insurance in Kansas

Car Insurance Company Average Monthly Payment
Dairyland$72
Progressive $101
The General$120
Bristol West$136
Mendota$139

INSURANCE KANSAS: LEAST EXPENSIVE AUTO RATES FOR MALE DRIVERS

Pizza Hut opened its first store in Wichita, Kansas and now this fast-food chain is all over the United States. Typically, Pizza Hut is only a phone call away for some cheap pizza. Here at A Plus Insurance we are only a phone call away with the least expensive car insurance for male Drivers. 

Male Drivers can generally be more expensive to insure on the road than females. There are so many factors that impact rates for males just like females… but men are statistically considered higher drivers on the road especially when they are of a younger age. 

Top 5 Average Rates for Male Drivers in Kansas

Car Insurance Company Average Monthly Payment
Bristol West$153
AssuranceAmerica $163
Dairyland$167
21st Century$173
Mendota$175

INSURANCE KANSAS: BEST AUTO RATES WITH BAD CREDIT, POOR CREDIT

Credit has a major impact on your car insurance premium, just like it does for any major life purchase such as buying a home, or financing a new vehicle.

Keep your insurance premiums cheap by paying your bills on time, and getting that credit score up.

Top 5 Average Rates for Drivers with A Bad or Poor Credit Score in Kansas

Car Insurance Company Average Monthly Payment
Progressive$151
The General $155
GEICO$156
Acceptance RTR$160
Mendota$163
Insurance Kansas

New A Plus Insurance Customers in Kansas Save on Average $592..that’s equal to 67,392 Japanese Yen!

INSURANCE KANSAS: LOWEST COST AUTO RATES FOR FEMALE DRIVERS

Females generally pay less for auto insurance in Kansas than males do. Females, reportedly, are involved in a lower number of car crashes, and in return will pay cheaper prices for car insurance than males do. 

Top 5 Average Rates for Female Drivers in Kansas

Car Insurance Company Average Monthly Payment
Dairyland$130
Mendota$135
Nationwide$137
The General$137
GAINSCO$141

INSURANCE KANSAS: CHEAPEST RATES FOR YOUNG DRIVERS

Insurance does not need to cost an arm and a leg! There are ways to keep the cost of car insurance low for younger drivers. Most importantly, maintain a clean driving record and the rates will continue to get cheaper for you after time. Many companies also offer discounts to help save, such as Paperless and auto pay.

Top 5 Average Rates for Young Drivers in Kansas

Car Insurance Company Average Monthly Payment
Dairyland$138
Progressive$140
National General$146
Bristol West$154
AssuranceAmerica$161

INSURANCE KANSAS: BEST FULL COVERAGE AUTO RATES

Full coverage typically consists of Comprehensive and Collision coverage, but there are additional coverages available to add on if desired.

Most companies offer Roadside and Rental Reimbursement. Some companies also offer GAP insurance which is a great coverage to have if you are financing a vehicle.

Our knowledgeable Insurance Agents are here to help you find the most affordable Insurance prices, and show you all the available options so you are getting the coverage you need. 

Top 5 Average Rates for Full Coverage in Kansas

Car Insurance Company Average Monthly Payment
National General$146
21st Century$152
Bristol West$153
Progressive$153
Acceptance RTR$157

INSURANCE KANSAS: BEST AUTO RATES WITH DUIs, ACCIDENTS, and VIOLATIONS

Any major violation, such as a DUI, or At Fault Accident will stay on your driving record for up to 5 years!

That means you are paying more for your car insurance for that amount of time.

There are classes available that you can look into if you’ve received a major violation to help reduce the amount of points on your license, which will help keep your insurance cost affordable.

Top 5 Average Rates for Full Coverage in Kansas

Car Insurance Company Average Monthly Payment
Progressive $152
21st Century$153
GAINSCO$163
Dairyland$166
The General$170

Additional Helpful Links
Car Insurance in Rock Hill
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Car Insurance in Denver

Last Updated on by Alexandra Vileikis