SR22 Insurance Iowa
Iowa is the birthplace of the legendary Star Trek Commander Captain James T. Kirk. If he were a real person, we bet he would have some serious traffic violations under his belt…and would have to call A Plus Insurance for his SR22 needs.
- SR22 Insurance Iowa
- SR-22 Insurance Iowa: Rates by company (full coverage)
- SR22 Insurance Iowa: Who has the lowest priced SR-22 Rates (by city)
- SR22 Insurance Iowa: DUIs and SR-22s
- Company fees for SR-22 in Iowa
- SR-22 and child support in Iowa
- Reasons you may be required to carry an SR-22 in Iowa
- State Insurance requirements in Iowa
- SR22 Insurance Iowa: Frequently asked Questions
SR-22 Insurance Iowa: Rates by company (full coverage)
| Company | SR22 Full Coverage (average) |
| Acceptance RTR | $180.00 |
| Geico | $215.00 |
| Progressive Insurance | $169.00 |
| GAINSCO | $202.00 |
| Bristol West | $168.00 |
| 21st Century | N/A |
| The General | $190.00 |
| State Auto | N/A |
| Allstate | N/A |
| National General | $180.00 |
| Liberty Mutual | $179.00 |
| Farmers | $170.00 |
| Nationwide | N/A |
| USAA | N/A |
| Dairyland | $172.00 |
| State Farm | N/A |
| American Family | N/A |
| AssuranceAmerica | $201.00 |
SR22 Insurance Iowa: Who has the lowest priced SR-22 Rates (by city)
| City | Price |
| Indianola | Geico |
| Maquoketa | Liberty Mutual |
| Davenport | Progressive |
| DeWitt | Bristol West |
| Norwalk | Geico |
| Knoxville | Geico |
| Iowa City | Dairyland* |
| Decorah | Geico |
| Johnston | Geico |
| Clive | Progressive |
| Marshalltown | Geico |
| Estherville | Progressive |
| Council Bluffs | Geico |
| Le Mars | The General |
| Burlington | National General |
| Webster City | Geico |
| Boone | The General |
| Anamosa | Bristol West |
| Washington | The General |
| Coralville | Liberty Mutual |
| Muscatine | Progressive |
| Keokuk | The General |
| Clinton | The General |
| North Liberty | The General |
| Cedar Falls | Progressive |
| Winterset | Progressive |
| Clarinda | Progressive |
| Waukee | Liberty Mutual |
| Fort Madison | Progressive |
| Atlantic | Farmers |
| Pleasant Hill | Progressive |
| Oskaloosa | Geico |
| Mason City | National General |
| Fairfield | Progressive |
| Ankeny | Geico |
| Sioux Center | The General |
| Cedar Rapids | Geico |
| Fort Dodge | Liberty Mutual |
| Ottumwa | The General |
| Clear Lake | Progressive |
| Red Oak | Dairyland* |
| Dubuque | Progressive |
| Marion | Geico |
| Perry | Progressive |
| Altoona | Progressive |
| Glenwood | The General |
| Newton | Progressive |
| Nevada | Progressive |
| Asbury | Geico |
| Bondurant | Geico |
| Oelwein | National General |
| Pella | Liberty Mutual |
| Independence | Progressive |
| Grimes | National General |
| Eldridge | Progressive |
| Carroll | Progressive |
| Grinnell | Liberty Mutual |
| Spencer | Progressive |
| Ames | The General |
| Hiawatha | Progressive |
| Sioux City | The General |
| Creston | Geico |
| Urbandale | Progressive |
| Waverly | Dairyland* |
| Orange City | Bristol West |
| West Des Moines | The General |
| Denison | The General |
| Storm Lake | The General |
| Centerville | Bristol West |
| Bettendorf | The General |
| Waterloo | Liberty Mutual |
| Mount Pleasant | Progressive |
| Algona | Farmers |
| Charles City | The General |
SR22 Insurance Iowa: DUIs and SR-22s
If your license has been suspended because of a DUI conviction, you will be required to carry an SR-22 for at least 3 years. The number of convictions will increase the required amount of time.
Also, even if you don’t drink and drive…simply racking up too many moving violations can lead to the need for a mandatory filing…so…main takeaway…just start driving safely!
Company fees for SR-22 in Iowa
| Insurance Company | Company Fee |
|---|---|
| The General | $25.00 |
| Travelers | na |
| Nationwide | na |
| AssuranceAmerica | NA |
| Bristol West | $25.00 |
| Allstate | Unknown |
| State Auto | na |
| National General | NA |
| Liberty Mutual | $15-$25 |
| GAINSCO | NA |
| USAA | na |
| Farmers | $15-$40 |
| 21st Century | na |
| Dairyland | Free |
| State Farm | Unknown |
| Progressive Insurance | $25.00 |
| Geico | $25.00 |
| Safeco | na |
SR-22 and child support in Iowa
If your license has become suspended due to failure to pay child support, you will be required to carry an SR-22 for at least 1 year. The insurance company will be responsible for reporting your insurance to the state, letting them know you are complying.
Reasons you may be required to carry an SR-22 in Iowa
| Why You Need An SR-22 |
|---|
| Multiple Traffic Offenses |
| Driving while Suspended/revocation |
| Previous incarceration |
| At Fault accident with no insurance |
| Failure to maintain mandatory insurance coverage required by state law |
| Suspension of license due to child support |
| DWI (Driving while intoxicated) |
| Too many tickets in short period of time |
| License suspension for failure to pay fines |
State Insurance requirements in Iowa
| State | State Min | PIP? |
| Iowa | 20/40/15 | N/A |
SR22 Insurance Iowa: Frequently asked Questions
What happens if I let my SR-22 lapse in Iowa?
If your Insurance policy lapses, the company is required to report the lapse in coverage to The State. You will be required to reinstate your insurance policy in order to avoid license suspension.
What if I’m required to carry an SR-22 in Iowa but don’t own a vehicle?
If you do not own a vehicle, you can purchase a Non Owners policy with the State Minimum Liability requirements and the SR-22 filing.
How do I know if I need an SR-22 in Iowa?
Major violations, such as an At Fault Accident, or DUI will require an SR-22 in order to reinstate a suspended license. Check with your local DMV for details.
How long do I need to carry an SR-22 in Iowa?
Most cases require at least 3 years, this will depend on the type of conviction and number of offenses.
Last Updated on January 4, 2022 by Veronica Moss