Iowa is the birthplace of the legendary Star Trek Commander Captain James T. Kirk. If he were a real person, we bet he would have some serious traffic violations under his belt…and would have to call A Plus Insurance for his SR22 needs.
Iowa is the birthplace of the legendary Star Trek Commander Captain James T. Kirk. If he were a real person, we bet he would have some serious traffic violations under his belt…and would have to call A Plus Insurance for his SR22 needs.
SR-22 Insurance Iowa: Rates by company (Full Coverage)
Company
SR22 Full Coverage (average)
Acceptance RTR
$180.00
Geico
$215.00
Progressive Insurance
$169.00
GAINSCO
$202.00
Bristol West
$168.00
21st Century
N/A
The General
$190.00
State Auto
N/A
Allstate
N/A
National General
$180.00
Liberty Mutual
$179.00
Farmers
$170.00
Nationwide
N/A
USAA
N/A
Dairyland
$172.00
State Farm
N/A
American Family
N/A
AssuranceAmerica
$201.00
Rates for full coverage with an SR22 Insurance Iowa are listed above. Companies that do offer Sr22 are outlined already for you. Rates will vary between companies as you can see above. Make sure to check out each company before purchasing a policy as each will differ besides just having the SR22 insurance Iowa on the policy.
Who has the lowest priced SR-22 Insurance Iowa Rates (By City)
Progressive comes out on top for being the cheapest option for SR22 insurance Iowa. Other options are listed for you above. Insurance will vary for you wherever you live so before you also move to Iowa make sure you double check where you are moving because prices will range due to zip code.
SR22 Insurance Iowa: DUIs and SR-22s
If your license has been suspended because of a DUI conviction, you will be required to carry an SR-22 for at least 3 years. The number of convictions will increase the required amount of time.
Did you know this scene in Star Trek took place in fictional Iowa? Looks like Kirk’s about to get his first moving violation…
Also, even if you don’t drink and drive…simply racking up too many moving violations can lead to the need for a mandatory filing…so…main takeaway…just start driving safely!
Sr22 filing fees are not generally very expensive. What can make your insurance particularly expensive is your driving record.
SR-22 Insurance and Child Support in Iowa
If your license has become suspended due to failure to pay child support, you will be required to carry an SR-22 for at least 1 year. The insurance company will be responsible for reporting your insurance to the state, letting them know you are complying.Without the SR22 insurance iowa you can land yourself with a Suspended License. Make sure you shop your rates comparing companies when searching for SR22 insurance.
Reasons You May Be Required to Carry SR-22 Insurance in Iowa
Why You Need An SR-22
Multiple Traffic Offenses
Driving while Suspended/revocation
Previous incarceration
At Fault accident with no insurance
Failure to maintain mandatory insurance coverage required by state law
Suspension of license due to child support
DWI (Driving while intoxicated)
Too many tickets in short period of time
License suspension for failure to pay fines
Reasons for having to carry an Sr22 are not limited to the list above. Generally, you will have to carry an Sr22 for a minimum of 3 years. Make sure to contact the DMV if you have a suspended license. They will give you the exact timeline of how long you need your SR22 Insurance Iowa for. Try not to lapse on this insurance once you start it. If you do, they will make you restart your time on your SR22 as well as suspend your license again which will accumulate fees.
State Insurance requirements in Iowa
State
State Min
PIP?
Iowa
20/40/15
N/A
The State Minimum Liability requirements in Iowa for drivers are are 20/40/15. This will pay out $20,000 per person for bodily injury, up to $40,000 per accident, and $15,000 for property damage that you are liable for. If you fail to meet the state’s minimum requirements, you may face fines, penalties, license suspension or even jail time. The state minimum coverage only protects othe individuals or property involved in an accident you caused. You can also get extended coverge like Personal Injury Protection and comprehensive and collision coverage that will likely cover you and your vehicle. Make sure you meet the minimum requirements if you need SR22 Insurance in Iowa.
SR22 Insurance Iowa: Frequently asked Questions
What happens if I let my SR-22 lapse in Iowa?
If your Insurance policy lapses, the company is required to report the lapse in coverage to The State. You will be required to reinstate your insurance policy in order to avoid license suspension.
What if I’m required to carry an SR-22 in Iowa but don’t own a vehicle?
If you do not own a vehicle, you can purchase a Non Owners policy with the State Minimum Liability requirements and the SR-22 filing.
How do I know if I need an SR-22 in Iowa?
Major violations, such as an At Fault Accident, or DUI will require an SR-22 in order to reinstate a suspended license. Check with your local DMV for details.
How long do I need to carry an SR-22 in Iowa?
Most cases require at least 3 years, this will depend on the type of conviction and number of offenses.
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
I am absolutely amazed with this company. Im...read moreI am absolutely amazed with this company. Im 44 yrs old and I have not encountered a insurance company that actually put the customers needs first and best interests. Great prices! Customized to your needs! Outstanding customer service! Easy process!My hard earned money will go here because of myself value!read less
Cherish L.
7/21/2021
Jola was sooo nice and they have very...read moreJola was sooo nice and they have very good prices! Cheap and fast! Thank you!!read less
Rhia D.
1/21/2022
Crystal was awesome she made the process very...read moreCrystal was awesome she made the process very easy. She answered all my questions I would recommend A Plus Insurance to my friends and familyread less
Charles A.
1/04/2023
Notes: single landlord age 42 investment...read moreNotes: single landlord age 42 investment in a liability only policy to fix a suspended license. broad form premium Utah Prior insurance Viking Ford escape to be added later.read less
Nydia's L.
6/21/2022
I have been using A Plus Insurance for...read moreI have been using A Plus Insurance for a long time now and they are always the best price and service. They have even called me when it was time for me to renew and let me know they have found me an even cheaper quote. I recommend anyone who needs insurance to call A Plus, first.read less
Caucasoid
2/21/2022
Justin was a allstar I told her I...read moreJustin was a allstar I told her I that I hate phone calls like these and since COVID-19 everything on the customer service side of things where completely terrible….she gives me hope this can get better she was always asking if I need help she waited on the phone till I received and read everything she was kind and had a lot of information to offer no more I could ask forread less
Kahlil B.
7/21/2021
A Plus insurance is awesome! Great people, friendly...read moreA Plus insurance is awesome! Great people, friendly and helpful. Crystal helped me save money with a new policy. I recommend A Plus to anyone needed insurance.read less
Bill
8/30/2023
Prices too high!
John H.
3/06/2023
Alexandria was the most Pleasant and polite person...read moreAlexandria was the most Pleasant and polite person that I've ever spoke to on the phone I give her five thumbs up she said she don't even doing the job for 4 months I told her she acts like she's been doing the job for at least 5 years experience y'all should definitely think about her for Future bossread less
Brandy t.
1/08/2023
notes: married Young driver 49 bundled...read morenotes: married Young driver 49 bundled with Renters Insurance suspended license needing SR22 motorcycle insurance proof of insurance Alaska Prior insurance Progressive Hondaread less
michael t.
5/21/2022
Jola provided excellent customer service and got me...read moreJola provided excellent customer service and got me a great policy for a fair price. Recommend 10/10read less
Tyler W.
7/21/2020
Reasonable pricing, amazing customer service both from staff...read moreReasonable pricing, amazing customer service both from staff and Katie who is my service provider. Highly recommended.read less
Brianna N.
7/21/2021
Marlon did a wonderful job end helping me...read moreMarlon did a wonderful job end helping me with my autoread less
Kim O.
12/22/2022
Katie made my insurance search and renewal very...read moreKatie made my insurance search and renewal very simple.Thank you.read less
Doc81 S.
7/21/2021
Crystal does great everytime I wouldn't want anyone...read moreCrystal does great everytime I wouldn't want anyone else! Very good.read less
Evan P.
7/21/2021
She’s the best ‼️
Javius S.
10/14/2022
Unlike other agents I've recently dealt with, Justine...read moreUnlike other agents I've recently dealt with, Justine was very helpful and professional. She seemed to appreciate my business and I appreciated her getting my quote back to me in a timely manner. It was a pleasure doing business with her.read less
Steve R.
12/21/2021
Extremely content. Lovely agent! Thank you Alexandra V.
Owners...read moreExtremely content. Lovely agent! Thank you Alexandra V.
Owners response:
Notes:
young motorist 40 value fast homeowners insurance quoted not purchased yet. Immediate Insurance Card Provided. Wisconsin Prior insurance State Farm in regards to a BMW read less
ness m.
7/14/2022
Crystal was awesome!!! Not only was she helpful...read moreCrystal was awesome!!! Not only was she helpful with getting me insurance but she is very personable and I really needed this. Thank you!!read less
Emily C.
7/21/2021
Big shout out to Amy for helping me...read moreBig shout out to Amy for helping me through every insurance related obstacle life has thrown at me over the past 2+ years! I can honestly say A+ Insurance has the best customer service of any company I've interacted with. Every person I've talked to has been incredibly friendly, efficient, and helpful (including Sy who helped me today) and I wish I had kept a list of every other person who was there to answer my calls over the past couple years because they all deserve a thank you!read less
Matthew M.
7/21/2020
Liability only insurance for a great price notes: young male 52 buy coverage...read morenotes: young male 52 buy coverage liability only policies Texas Prior insurance: Acceptance insurance on a 2010 Nissan Rogue.read less
Ken B.
7/07/2022
Saved me money! Very polite and professional.
Liqueta D.
4/21/2022
A Plus insurance is awesome! Great people, friendly...read moreA Plus insurance is awesome! Great people, friendly and helpful. Crystal helped me save money with a new policy. I recommend A Plus to anyone needed insurance.read less
Bill
8/30/2023
Lauren did a fantastic job helping me find...read moreLauren did a fantastic job helping me find a new policy! She went above and beyond to assist me in a difficult financial time to help me find a policy that worked for me financially. She was kind, efficient and thorough!
Owner Response: Thank you, Hanna. It was our pleasure getting your auto and renters policies set up today!read less
