- SR22 Insurance Rates in Montana: Compare Liability Coverage by Company
- SR22 Insurance in Montana for DUI Offenders: Requirements and Costs
- SR22 Insurance Montana: Who has the Lowest Price on (By City)
- SR22 Insurance Process
- SR22 Insurance Montana: Cost (Liability)
- SR22 Insurance Montana: Laws Pertaining to SR-22
- SR22 Insurance Montana: Company Fees
- SR22 Insurance Montana: Average Cost (Full Coverage)
- SR22 Insurance Montana: Need an SR-22 but No Vehicle?
- SR22 Insurance Montana: Which Companies Offer filings?
- SR22 Insurance Montana: Frequently Asked Questions
- Additional Helpful Links
- What We Do at A Plus Insurance
SR22 Insurance Rates in Montana: Compare Liability Coverage by Company
When looking for SR22 insurance rates in Montana, comparing liability coverage costs across different companies is crucial to finding the best deal. SR22 insurance rates can vary significantly depending on the insurer, your driving record, and the specific requirements of your SR22 filing. Companies like Progressive, Dairyland, and The General offer competitive SR22 liability coverage options in Montana. To find the most affordable SR22 insurance rates, compare quotes from multiple providers to ensure you meet state requirements while staying within your budget.
| Company | SR22 Liability (Average) |
|---|---|
| Safeco | N/A |
| Acceptance RTR | $104.00 |
| National General | $97.00 |
| Farmers | $70.00 |
| American Family | N/A |
| Allstate | N/A |
| GAINSCO | $117.00 |
| 21st Century | N/A |
| State Auto | N/A |
| Geico | $112.00 |
| Liberty Mutual | $116.00 |
| Mendota Ins. Company | $73.00 |
| The General | $90.00 |
| Bristol West | $97.00 |
| Progressive Insurance | $80.00 |
SR22 Insurance in Montana for DUI Offenders: Requirements and Costs
If you live in Montana, and you get a DUI (or related offense) in another state, that state may require you to buy SR22 insurance for Montana. Montana does not require an SR-22 if you’ve been convicted of a DUI in the State.
I don’t own a vehicle. Why Would I need Insurance?
SR22 Insurance Montana: Who has the Lowest Price on (By City)
Most insurance companies charge a small fee to add an SR-22 filing onto the policy. The fee usually ranges from $5-$25 each term.
| City | Price |
|---|---|
| Hamilton | The General |
| Choteau | Liberty Mutual |
| Whitefish | Geico |
| Plentywood | The General |
| Big Timber | Geico |
| Sidney | The General |
| Kalispell | Progressive |
| Lewistown | The General |
| Evergreen | Progressive |
| Havre | Geico |
| Fort Belknap Agency | Bristol West |
| Crow Agency | Liberty Mutual |
| Wolf Point | Progressive |
| Miles City | Progressive |
| Bozeman | Geico |
| Lame Deer | Progressive |
| Thompson Falls | Liberty Mutual |
| Hardin | Progressive |
| West Glendive | Liberty Mutual |
| Pablo | Geico |
| Livingston | Progressive |
| Shelby | Liberty Mutual |
| Bigfork | Progressive |
| Stevensville | Progressive |
| Big Sky and Cut Bank | Geico |
| East Missoula | Progressive |
| Helena Valley West Central | Geico |
| Eureka | National General |
| Three Forks | The General |
| Columbia Falls | Geico |
| Red Lodge | Progressive |
| Glendive | Geico |
| Dillon | The General |
| Frenchtown | Progressive |
| Seeley Lake | Progressive |
| Laurel | The General |
| Orchard Homes | The General |
| Fort Benton | Geico |
| South Browning | Liberty Mutual |
| Clancy | Progressive |
| Deer Lodge | Farmers |
| Conrad | Progressive |
| Malmstrom AFB | Progressive |
| Lakeside | Progressive |
| Four Corners | The General |
| Libby | The General |
| Sun Prairie | Geico |
| Butte-Silver Bow | Progressive |
| Roundup | The General |
| Townsend | Geico |
| East Helena | Liberty Mutual |
| Baker | Progressive |
| Columbus | National General |
| Belgrade | Progressive |
| Helena Valley Northwest | Geico |
| Helena Valley Northeast | Bristol West |
| King Arthur Park | The General |
| Glasgow | Progressive |
| Colstrip | Progressive |
| Lolo | Progressive |
| Helena Valley Southeast | The General |
| Malta | The General |
| Helena | Geico |
| Forsyth | National General |
| Anaconda-Deer Lodge County | Progressive |
SR22 Insurance Process
01.
Consultation
02.
Quote
03.
Filing
04.
Policy Management
SR22 Insurance Montana: Cost (Liability)
| City | Price |
|---|---|
| Red Lodge | $92.00 |
| Clancy | $93.00 |
| Glasgow | $102.00 |
| Glendive | $91.00 |
| Lolo | $100.00 |
| Bozeman | $93.00 |
| Manhattan | $99.00 |
| Billings | $97.00 |
| West Glendive | $91.00 |
| Hardin | $100.00 |
| Roundup | $97.00 |
| Helena Valley Southeast | $101.00 |
| Lame Deer | $98.00 |
| Sidney | $107.00 |
| Evergreen | $100.00 |
| Helena Valley West Central | $99.00 |
| Baker | $93.00 |
| Dillon | $100.00 |
| Bonner-West Riverside | $87.00 |
| Choteau | $99.00 |
| Hamilton | $95.00 |
| Big Sky and Cut Bank | $101.00 |
| Malmstrom AFB | $97.00 |
| Stevensville | $97.00 |
| Missoula | $105.00 |
| Three Forks | $109.00 |
| Kalispell | $110.00 |
| Columbus | $93.00 |
| King Arthur Park | $109.00 |
| Sun Prairie | $109.00 |
| Big Timber | $89.00 |
| Frenchtown | $88.00 |
| Townsend | $107.00 |
| Libby | $88.00 |
| Havre | $90.00 |
| Fort Belknap Agency | $108.00 |
| Eureka | $95.00 |
| Montana City | $103.00 |
| Fort Benton | $106.00 |
| Forsyth | $103.00 |
| Pablo | $101.00 |
| Ronan | $107.00 |
| Crow Agency | $99.00 |
| Orchard Homes | $97.00 |
| Lockwood | $104.00 |
| Anaconda-Deer Lodge County | $103.00 |
| Helena Valley Northwest | $96.00 |
SR22 Insurance Montana: Laws Pertaining to SR-22
If you’ve been convicted of a major violation and are required to carry an SR-22 in Montana, the minimum requirement is 1-3 years. The Insurance company that the filing is with, will be required to report your insurance to the State of Montana.
SR22 Insurance Montana: Company Fees
| Carriers | Fees |
|---|---|
| Safeco | N/A |
| National General | N/A |
| Allstate | Unknown |
| Acceptance RTR | N/A |
| USAA | N/A |
| Farmers | $15-$51 |
| AssuranceAmerica | N/A |
| State Farm | Unknown |
| Dairyland | Free |
| Travelers | N/A |
| American Family | N/A |
| Nationwide | N/A |
| Geico | $25.00 |
| Bristol West | N/A |
| State Auto | N/A |
| Liberty Mutual | $15-$25 |
| GAINSCO | N/A |
SR22 Insurance Montana: Average Cost (Full Coverage)
| City | Price |
|---|---|
| Hardin | $150 |
| Libby | $156 |
| Columbus | $146 |
| Malta | $173 |
| Three Forks | $151 |
| Belgrade | $168 |
| Shelby | $159 |
| Clancy | $160 |
| Fort Benton | $162 |
| Dillon | $171 |
| Kalispell | $151 |
| Big Timber | $159 |
| Great Falls | $164 |
| Red Lodge | $150 |
| Roundup | $156 |
| Hamilton | $182 |
| Pablo | $181 |
| Helena Valley Northwest | $151 |
| Laurel | $159 |
| Ronan | $147 |
| Fort Belknap Agency | $148 |
| Columbia Falls | $156 |
| Evergreen | $146 |
| Wolf Point | $158 |
| Miles City | $167 |
| Sidney | $170 |
| Lame Deer | $167 |
| Butte-Silver Bow | $160 |
| Townsend | $165 |
| Helena | $175 |
| Plentywood | $158 |
| Thompson Falls | $168 |
| Stevensville | $150 |
| Glasgow | $171 |
| East Missoula | $174 |
| Billings | $150 |
| Four Corners | $158 |
| Manhattan | $169 |
| Sun Prairie | $168 |
| Polson | $165 |
| Anaconda-Deer Lodge County | $149 |
| Bigfork | $168 |
| Missoula | $160 |
| Seeley Lake | $168 |
| Deer Lodge | $146 |
| Lewistown | $158 |
| Helena Valley Northeast | $168 |
| Choteau | $148 |
| Helena Valley West Central | $146 |
| Malmstrom AFB | $146 |
| Montana City | $173 |
| Big Sky and Cut Bank | $151 |
| Glendive | $174 |
| Crow Agency | $155 |
| West Glendive | $176 |
| Bozeman | $172 |
| Orchard Homes | $158 |
| Frenchtown | $178 |
SR22 Insurance Montana: Need an SR-22 but No Vehicle?
You’re required by the state to carry an SR-22 but don’t own a vehicle. Why would you need to carry insurance, if you don’t drive? If you don’t own a vehicle, you can purchase what’s called a Non Owners policy. This will cover you for the minimum liability limits that are required, and you can add the SR-22 filing to that policy.
If you choose to drive, you will be covered for liability only, driving any vehicle as long as you do not own it. If you end up purchasing a vehicle, you will need to switch to a standard auto policy with that vehicle listed, as well as an SR-22 filing on that policy.
SR22 Insurance Montana: Which Companies Offer filings?
| Company | SR22 Offered |
|---|---|
| GAINSCO | yes |
| Farmers | yes |
| Geico | yes |
| AssuranceAmerica | yes |
| Acceptance RTR | yes |
| Nationwide | no |
| National General | yes |
| Travelers | no |
| USAA | NO |
| American Family | no |
| Allstate | unsure |
| Dairyland | yes |
| State Auto | no |
| Mendota Ins. Company | yes |
| The General | yes |
| Liberty Mutual | yes |
| Bristol West | yes |
| Safeco | no |
SR22 Insurance Montana: Frequently Asked Questions
How do I find out if I need an sr22 in Montana?
If you’ve been convicted of a major violation, you may need an SR-22. You can contact your local DMV for specific details.
What is an SR22 in Montana?
An SR-22 is a Financial Responsibility Filing, which lets the State know that you are carrying the minimum liability limits required.
What happens if I let my sr22 lapse in Montana?
If your insurance policy lapses, the DMV will be notified. You may have to re start your required amount of time to carry the SR-22 and pay reinstatement fees again.
How much does an sr22 cost in Montana?
Most Insurance Companies charge a small fee of $5-$25 for each term. Some companies charge a percentage of the total premium.
Additional Helpful Links
| What is SR22? |
| Liability Only Insurance Montana |
| Full Coverage Insurance in Montana |
| Montana Auto Insurance |
| Homeowners Insurance in Montana |
| Montana Motorcycle Insurance |
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Brian Muse