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Home & Auto Insurance in Colorado
HERE’S WHAT YOU NEED TO KNOW: The following minimum coverages are required by the state of Colorado, although higher coverages may be purchased: $25,000 for bodily injury or death to any one person in an accident; $50,000 for bodily injury or death to all persons in any one accident; and $15,000 for property damage in any one accident.
- Home & Auto Insurance in Colorado
- Top Companies and Liability only Rates
- Home and Auto Insurance in Colorado Springs: How A Plus Insurance Can Help
- Auto Insurance In Colorado Springs: How Age Affects Your Rates
- Auto Insurance in Colorado: Car Insurance Discounts by Company
- Auto Insurance In Colorado Springs: Nearby Cities and Neighborhoods
- Auto Insurance In Colorado Springs: Other Types of Insurance We Carry
- Auto Insurance in Colorado: How We Can Assist Young & Youthful Drivers
- Who Can Get a Driver’s License & Auto Insurance In Colorado?
- Obtaining Auto Insurance In Colorado Springs: What Information You Will Need To Provide
- What should you take to the Colorado DMV?
- Auto Insurance In Colorado Springs: DMV Addresses and Phone Numbers
- The Advantages Of Using This Site When Looking For Colorado Springs Auto insurance
- Auto Insurance In Colorado: A Plus Insurance Company Info
Top Companies and Liability only Rates
| Progressive Insurance | $80 |
| National General | $82 |
| Bristol West | $90 |
| The General | $96 |
| Dairyland | $100 |
| Geico | $108 |
| Mendota Ins. Company | $108 |
Home and Auto Insurance in Colorado Springs: How A Plus Insurance Can Help
Our specialty is providing fast and friendly online insurance quotes.
Not only do we provide rates for your vehicles, but coverage for homes, motorcycle, and renters.
We also specialize in helping find reliable carriers that offer an SR22 in Colorado.
We serve Florida, South Carolina, Texas, and Alaska and many other states.
Our fast, friendly agents get you the quotes you are looking for in a no pressure process. This allows you to quote, buy, and print identification cards at your own pace.
After you submit your information for an online quote, your rates are delivered in seconds. Live agents are available, via phone, to help you choose your best option. We will do our best to find you great rates for Insurance in Colorado Springs and the entire state of Colorado.
Auto Insurance In Colorado Springs: How Age Affects Your Rates
Yes, age does affect your car insurance rates.
When you are a young, new driver, you are considered high risk because you are inexperienced and there is a higher risk of accidents equaling a higher risk of reporting claims to the insurance company.
Not only will age determine affect your rates, but gender does also too…a highly debatable topic…but so far most insurance companies look at gender during the underwriting process.
Studies show that women pay less than males in auto insurance. Statistics have shown that males tend to drive more than women…leading to a higher chance of traffic incidents.
The chart below shows what some of the rates could look like in Colorado Springs depending on your gender and age.
| Age Range | Average Monthly Rates-Males | Average Monthly Rates-Females |
|---|---|---|
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
One good thing about auto insurance in Colorado is that your rates go down the older you get!
Auto Insurance in Colorado: Car Insurance Discounts by Company
Many people do not realize how many insurance discounts that are available to them for auto insurance in Colorado Springs.
Some people also do not realize that something as simple as a homeowners discount could mean up to $40-60 in savings on their Auto policy.
Below you will see the discounts available for Mendota Insurance and Travelers Insurance.
While each company offers different discounts they do have a couple of discounts in common such as married discount, paid in full, auto pay discount and more.
| Mendota(Advantage Auto) Discounts |
|---|
| Auto Pay |
| No Accidents or Violations |
| Homeowners |
| Paid in Full |
| Multi Vehicle |
| Continuous Insurance |
| Married |
| Travelers Insurance Co. |
|---|
| Continuous Insurance |
| No Accidents or Violations |
| Multi Policy |
| Auto Pay |
| Married |
| Homeowners |
| Multi Vehicle |
Auto Insurance In Colorado Springs: Nearby Cities and Neighborhoods
Colorado Springs, Colorado…while not the capital of Colorado is definitely one of the largest cities of the state. Along with being one of the largest, it is highly populated.
So…what does this have to do with auto insurance? Your zip code and city plays another part in determining your insurance rates.
The higher the populated city- the higher the insurance rates for those residents. See the data below to check out the closest cities and neighborhoods in Colorado Springs.
| Neighborhoods in Colorado Springs, Colorado |
|---|
| Downtown |
| Stratton Meadows |
| Middle Shooks Run |
| Pleasant Valley |
| Cities Near Colorado Springs |
|---|
| Canon City, CO |
| Cripple Creek, CO |
| Woodland Park, CO |
| Manitou Springs, CO |
| Zip Codes in Colorado Springs |
|---|
| 80916 |
| 80903 |
| 80909 |
Auto Insurance In Colorado Springs: Other Types of Insurance We Carry
Here at A Plus Insurance, we offer much more than just auto insurance in Colorado!
Yes! If you have a home you need insured, we can help you with that. If you have a boat, motorcycle, or RV…we can help you with that as well! We offer a variety of different insurances. Check out the list and see if we can help you!
| Type of Coverage | Our Top Companies |
|---|---|
| Renters Insurance | ASI, Foremost |
| Commercial Auto Insurance | Progressive |
| Boat Insurance | Travelers, Progressive |
| Home Insurance | Travelers, ASI, Foremost Star |
| Motorcycle Insurance | Dairyland, Progressive |
| Car Insurance | Progressive, Dairyland, |
| Business Insurance | BTIS, Hiscox |
Auto Insurance in Colorado: How We Can Assist Young & Youthful Drivers
If you have a teenager, you are likely aware that from time to time fatherly advice falls on deaf ears.
All of our agents are instructed to take extra time to explain and have a frank discussion with our youthful drivers about the importance of taking this new responsibility of driving seriously.
We talk in great detail about the grave consequences that carelessness behind the wheel can have.
Hearing this from a someone who is not mom or dad but an independent professional agent that has first-hand knowledge can be very powerful.
When looking for car insurance, owners can go to individual companies to get separate quotes. This takes a lot of driving around and filling out multiple forms. Going online to different companies can be time-consuming. Putting the car owner’s information on so many forms can be risky. Going online to our site may be a more convenient choice.
This site provides online quotes from many different auto insurance companies in a comparative format that is easy for the car owner to understand.
Who Can Get a Driver’s License & Auto Insurance In Colorado?
Residents who have been in Colorado for 90 consecutive days can get licensed and insured.
New residents have 30 days to transfer their out of state drivers licenses to Colorado. They have 90 days to register their vehicles.
Obtaining Auto Insurance In Colorado Springs: What Information You Will Need To Provide
To determine your rates, your agent will need to obtain information such as your age, driving record, and claim history. Your agent will also ask about your cars garaging location, vehicle make, and model. Then your agent will ask about the age of the car and use the automobile.
Other pertinent information will be collected to determine which additional discounts you may be eligible for. This information will be used to determine which car insurance company will offer you the best rates. The website partners with many top companies practicing in Colorado Springs to provide insurance quotes to those using the site.
What should you take to the Colorado DMV?
• Birth certificate passport, military ID, or other valid identification proofs
• Your social security number/ card
• Proof of current address, and the application fee.
* Sr22 (if you have one)
If the vehicle is being registered, the applicant must have the out of state registration forms and title for the car, proof of converting the title to a Colorado title, evidence of insurance and emissions, and the title and registration fees. Notice that drivers must have valid auto coverage to register and license vehicles. We also now offer Texas Insurance.
Auto Insurance In Colorado Springs: DMV Addresses and Phone Numbers
DMV’s… never fun huh?
Well, whether we like them or not, they are essential to our everyday needs if we are an insured motorist or have a vehicle.
Some DMV locations even have where you can go online and make an appointment or even see if there are some of your needs that you can take care of online. In Colorado Springs, they have the Registration and Titling and the actual Drivers License Office.
See below the website, address, and phone numbers.
Colorado Springs Registration & Titling: 2447 N Union Blvd, Colorado Springs, CO 80909 | (303) 205-5694
Colorado Springs Driver License Office: 5650 Industrial Pl #100, Colorado Springs, CO 80916 | (719) 520-6240
What additional information can be found on our site regarding auto and home insurance?
Additional information such as company customer service contact phone numbers and claims numbers can be found on this website. We also have an insurance glossary to help define typical insurance terms that are found in insurance policies.
The Advantages Of Using This Site When Looking For Colorado Springs Auto insurance
- Using a website that gives multiple quotes can save the driver time and money.
- Car owners can access the internet site at their convenience anytime day or night in the comfort of their home.
- You will get quotes from many companies that have already been vetted for quality coverage and dependability.
- There is safety in only having to give out personal information one time instead of many times too many agents.
- The multiple quotes will be presented in a way that makes the rates and coverage easy to compare. For additional information, please refer to the website.
WE MAKE GETTING AUTO & HOME COVERAGE IN COLORADO SPRINGS EASY
Auto Insurance In Colorado: A Plus Insurance Company Info
The following address is mailing only:
A PLUS INSURANCE
PLAZA OF THE ROCKIES
121 S TEJON ST. Unit 1107
COLORADO SPRINGS, CO. 80903
719 392 4000
Types of coverage we specialize in:
Auto, Motorcycle, Home, Full Coverage, Liability, and SR22.
Seven out of ten times we can beat your current company, including Geico.
Last Updated on May 23, 2022 by Marlon Moss