National General Insurance was founded in 1925 by General Motors offering Property and Casualty Insurance products. GM dealers offered this Insurance coverage to customer’s financing vehicles from GM. National General Insurance is known as a high-risk Insurance company, offering affordable pricing to customers who may have accidents and/or violations on their driving record.

National General Insurance – Now owned by Allstate

In 2020, Allstate purchased National General Insurance for $4 Billion. It keeps the name of National General, but is a sister company of Allstate. Some products offered by this Insurance company include:

Auto Insurance, RV Insurance, Home Insurance, Small Business Insurance, Motorcycle Insurance, Mexico Insurance, Health Insurance, and Classic Car/Collector Insurance

Discounts Available with National General Insurance

Discounts will help you save on your car Insurance premium. National General Insurance offers several discounts, including; paperless discount, auto pay discount, pay in full discount, married discount and safe driver discount.

Another discount available is Dynamic Driver Discount, which is a way to personalize your Insurance premium to give driver’s a cheaper rate. Insurance companies rate premiums based on many factors, but other drivers/accidents in the are being one of the factors. These driving programs help personalize your car insurance rates so you are paying a premium based on your driving abilities, not others.

Why is National General Insurance so cheap?

National General Insurance manages to keep its premiums affordable through a mix of technology-driven efficiency and tailored coverage options. By offering customizable policies, they ensure you’re only paying for the coverage you truly need, avoiding the extra costs that often inflate premiums. Their advanced risk assessment tools also help them to offer competitive rates to safe drivers and those with specific needs.

Choosing National General Insurance doesn’t mean sacrificing quality for price. They provide a balanced approach, ensuring that affordability doesn’t come at the cost of comprehensive coverage.

Comparative Annual Auto Insurance Premiums

Note: Rates are estimates and can vary based on your profile and coverage needs.

• Leverage discounts for bundling policies.
• Consider usage-based insurance options for additional savings.
• Regularly review your policy to ensure it aligns with your current needs.

With National General Insurance, you’re partnering with an insurer that understands the value of your hard-earned dollar. By working with us, you’ll gain access to personalized advice and competitive rates from National General, along with other leading insurers, ensuring your coverage is as affordable as it is comprehensive.

What is DynamicDrive with National General Insurance?

DynamicDrive immediately gives customers a participation discount of up to 10% off their personal auto premium.

By downloading the DynamicDrive app (available to Apple and Android devices), the app with automatically capture information regarding phone handling, speeding, and sudden braking.

Customers who do well driving with the DynamicDrive app, and practice safe driving, can earn up to 20% off of their premium at the renewal.

National General Insurance Coverages Available

Liability

Covers the other party if you are found At Fault in an accident. Covers for bodily injury expenses, and property damage up to your liability limit selected.

Uninsured/Underinsured Motorist Bodily Injury & Property Damage

Covers if you are hit by an Uninsured, or Underinsured Motorist who was found At Fault. This will cover your bodily injury expenses, and property damage up to your selected limit.

Comprehensive Coverage

Covers fire, vandalism, theft, glass breakage, and impact with an animal.

Collision Coverage

Covers the vehicle for impact with another vehicle or object.

Rental Reimbursement

Provides the insured with a rental car if the vehicle is being repaired in the event of a covered claim. Rental Reimbursement is reimbursed to the insured after they pay out of pocket, up to a certain amount per day and total.

Benefits of National General Insurance

National General Insurance is a great company for customers looking for affordable auto insurance. They do offer insurance for high risk drivers, which can be hard to find a company that will insure, or the prices may be expensive.

National General provides affordable rates for drivers who have had a major violation, or a previous DUI. They also offer SR-22 filings, which may be required for a driver who is ‘high risk’.

National General Insurance – What is an SR-22?

An SR-22 is also known as a Financial Responsibility Filing. If you’ve been convicted of a major violation, the DMV may suspend your drivers license until you obtain an SR-22.

An SR-22 is simply an attachment that is added onto a policy that contains at least the State Minimum Liability Requirements, per the State that is requiring the SR-22. Most companies charge a flat fee of $0-$25 for the filing. Other companies charge a percentage of the total premium, and some companies do not offer the SR-22 at all.

National General Insurance – Frequently Asked Questions

What We Do at A Plus Insurance

Auto Insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Homeowners Insurance​

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Other Insurance Types

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on March 27, 2024 by Veronica Moss