INSURANCE IDAHO CHEAPEST INSURANCE WITH BAD CREDIT/POOR CREDIT

Did you know that Credit is a rating factor when it comes to determining your premium?

The better credit you have, the cheaper insurance rates you should expect to pay.

So folks, it does pay to listen to your parents when you are young. Keep your credit in tip top shape, and your wallet will thank you!

CHEAPEST SR-22 INSURANCE IDAHO

What is SR-22 Insurance in Idaho?

An SR-22 is generally required for any major violation, such as a DUI or reckless driving. The State of Idaho will require you to obtain at least liability insurance, with an SR-22 filing in order to comply. The amount of time does vary depending upon the offence, and number of offences if multiple. Stay safe drivers! 

CHEAPEST CAR INSURANCE IDAHO WITH DUI, ACCIDENTS, AND VIOLATIONS

If you’ve ever experienced a car accident, it is a scary situation and the aftermath can seem daunting. Usually, your insurance premiums will increase after an accident.

At Fault Accidents will continue to impact your insurance prices for 5 years! This is why it is so important to drive carefully for the safety of yourself, other drivers, and the cost of your insurance.

Our insurance providers we work with offer several discounts, if your premium has gone up, please shop around and look for any additional discounts that can save you a buck! 

What is the minimum insurance coverage in Idaho?

When it comes to Insurance Idaho, understanding the minimum coverage requirements is essential. In Idaho, drivers are required to carry liability insurance to cover bodily injury and property damage liability. The minimum liability coverage limits in Idaho are typically expressed as 25/50/15, which means:

• $25,000 bodily injury liability coverage per person
• $50,000 bodily injury liability coverage per accident
• $15,000 property damage liability coverage per accident

It’s important to note that these are just the minimum requirements, and drivers may choose to purchase higher coverage limits for added protection. Additionally, Idaho law also requires uninsured motorist coverage to protect against uninsured or underinsured drivers.

Here’s a breakdown of the minimum insurance coverage required in Idaho:

• Bodily injury liability: $25,000 per person, $50,000 per accident
• Property damage liability: $15,000 per accident
• Uninsured motorist coverage: Required in Idaho to protect against uninsured or underinsured drivers.

As an auto insurance brokerage, we can help you find the right coverage to meet Idaho’s minimum insurance requirements and ensure you’re adequately protected on the road. Contact us today for personalized guidance and competitive quotes.

CHEAPEST LIABILITY ONLY INSURANCE

Liability Insurance Requirements vary from each State.

In Idaho, the State requires you carry 25/50/15 limits.

This means if you are At Fault in an accident, your liability limits will pay out to the other party involved.

If you opt for the Minimum Required, it will pay $25,000 per person, up to $50,000 per accident for bodily injury expenses, and $15,000 for property damage. Keep in mind though, most vehicles on the road are worth well more than $15,000 these days, so it may be in your best interest to bump up your limits.

Liability only coverage in Idaho can be a great way to save money each month. Our agents are more than happy to explain in greater detail what these mean, and why they are so important.

INSURANCE IDAHO: BEST CAR INSURANCE FOR FEMALE DRIVERS

It’s a well known saying, “females are superior”, right? 

So females typically pay less for Auto Insurance.

This is based on statistics that show, females cause less damage in the event of an accident. Not to say they are better drivers than males are, they just usually don’t break the bank with car insurance claims. Males, did you know that you will get a discount for being married? Might be time to pop the question; after all, it could save you some money! 

CHEAPEST CAR INSURANCE IDAHO WITH BUNDLE HOMEOWNERS DISCOUNT

Homeownership has its responsibilities, but it does have its perks.

Insurance companies like when you bundle (take out multiple policies with them) because it will likely mean you will be a long term customer.

In return, they will reward you with savings on your insurance policies. Who doesn’t like to save?  

BEST AUTO INSURANCE IDAHO FOR YOUNG DRIVERS

So, you just passed your license test and you’re ready to hit the road!

Don’t forget, you will need auto insurance.

In most cases, insurance for younger drivers will be more expensive, because of the lack of experience. You can do several things to keep your insurance rates cost effective, such as a driving course, Pay in full, and paperless discounts.

BEST INSURANCE IDAHO WITH CLEAN DRIVING HISTORY

You can be that one friend in the friend group that brags about how cheap your car insurance is, and you’ve earned it!

If you are maintaining a clean, safe, driving history…insurance providers look at you and it’s love at first sight! They want to insure you, they want your business. They are able to offer you competitive rates to make sure they are your choice for an insurance provider.

BEST AUTO INSURANCE IN IDAHO FOR MALE DRIVERS

Males, we all know you work hard and sometimes it seems like you can’t catch a break, even with your auto insurance.

Rest assured, the older and more experienced you get, the cheaper Idaho Insurance prices you will see. Statistics show that males in their 50s will see the cheapest rates they’ve seen in their life, even cheaper than females in the same age group. You’re luck is getting better like fine wine! 

CHEAPEST AUTO INSURANCE IDAHO: WITH GOOD CREDIT

Insurance Idaho: Good credit will pay off in many aspects in life, insurance prices being one of them.

The better the credit score you have, the cheaper the insurance prices will be. This is because credit shows your ability to make payments, and on time. 

BROADFORM/NON OWNERS INSURANCE IDAHO

Need liability insurance but don’t own a vehicle?

You can purchase one of these policies, which covers you for liability driving any personal passenger vehicle (broadform) or any non owned vehicle (non owners).

Not sure if this is a good fit for you? Talk with one of our agents who specialize in this type of coverage.

What We Do at A Plus Insurance

Auto Insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Homeowners Insurance​

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Other Insurance Types

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on April 23, 2024 by Marlon Moss