How to Get Cheap Car Insurance Now!
Insurance Idaho: Most Affordable Rates
A State well known for its breathtaking mountain views, gems, and oddly enough potatoes! Enough about potatoes, let’s get you caught up on everything
you need to know regarding Insurance!
- Insurance Idaho: Most Affordable Rates
- Insurance Discount Calculator
- CHEAPEST INSURANCE WITH BAD CREDIT/POOR CREDIT
- CHEAPEST SR-22 INSURANCE
- CHEAPEST CAR INSURANCE WITH DUI, ACCIDENTS, AND VIOLATIONS
- CHEAPEST LIABILITY ONLY INSURANCE
- BEST CAR INSURANCE FOR FEMALE DRIVERS
- CHEAPEST CAR INSURANCE WITH BUNDLE HOMEOWNERS DISCOUNT
- BEST AUTO INSURANCE FOR YOUNG DRIVERS
- BEST INSURANCE WITH CLEAN DRIVING HISTORY
- BEST AUTO INSURANCE FOR MALE DRIVERS
- CHEAPEST AUTO INSURANCE WITH GOOD CREDIT
- BROADFORM/NON OWNERS INSURANCE
Are you taking advantage of the discounts?
CHEAPEST INSURANCE WITH BAD CREDIT/POOR CREDIT
Did you know that Credit is a rating factor when it comes to determining your premium?
The better credit you have, the cheaper insurance rates you should expect to pay.
So folks, it does pay to listen to your parents when you are young. Keep your credit in tip top shape, and your wallet will thank you!
Top 5 Average Monthly Rates With Poor Credit in Idaho
| Car Insurance Company | Average Monthly Payment |
|---|---|
| National General | $151 |
| Geico | $153 |
| 21st Century | $158 |
| Mendota Ins. Company | $162 |
| Bristol West | $164 |
CHEAPEST SR-22 INSURANCE
What is SR-22 Insurance in Idaho?
An SR-22 is generally required for any major violation, such as a DUI or reckless driving. The State of Idaho will require you to obtain at least liability insurance, with an SR-22 filing in order to comply. The amount of time does vary depending upon the offence, and number of offences if multiple. Stay safe drivers!
Top 5 Average Monthly Rates In Idaho With An SR-22
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $86 |
| The General | $90 |
| Mendota Ins. Company | $93 |
| National General | $99 |
| Acceptance RTR | $106 |
CHEAPEST CAR INSURANCE WITH DUI, ACCIDENTS, AND VIOLATIONS
If you’ve ever experienced a car accident, it is a scary situation and the aftermath can seem daunting. Usually, your insurance premiums will increase after an accident.
At Fault Accidents will continue to impact your insurance prices for 5 years! This is why it is so important to drive carefully for the safety of yourself, other drivers, and the cost of your insurance.
Our insurance providers we work with offer several discounts, if your premium has gone up, please shop around and look for any additional discounts that can save you a buck!
Top 5 Average Monthly Rates in Idaho With Violations On Your Record
| Car Insurance Company | Average Monthly Rate |
|---|---|
| AssuranceAmerica | $155 |
| National General | $158 |
| The General | $160 |
| Bristol West | $161 |
| 21st Century | $164 |
CHEAPEST LIABILITY ONLY INSURANCE
Liability Insurance Requirements vary from each State.
In Idaho, the State requires you carry 25/50/15 limits.
This means if you are At Fault in an accident, your liability limits will pay out to the other party involved.
If you opt for the Minimum Required, it will pay $25,000 per person, up to $50,000 per accident for bodily injury expenses, and $15,000 for property damage. Keep in mind though, most vehicles on the road are worth well more than $15,000 these days, so it may be in your best interest to bump up your limits.
Liability only coverage in Idaho can be a great way to save money each month. Our agents are more than happy to explain in greater detail what these mean, and why they are so important.
Top 5 Average Monthly Rates For Liability Only In Idaho
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $65 |
| Progressive Insurance | $94 |
| Geico | $95 |
| Mendota Ins. Company | $107 |
| The General | $109 |
BEST CAR INSURANCE FOR FEMALE DRIVERS
It’s a well known saying, “females are superior”, right?
So females typically pay less for Auto Insurance.
This is based on statistics that show, females cause less damage in the event of an accident. Not to say they are better drivers than males are, they just usually don’t break the bank with car insurance claims. Males, did you know that you will get a discount for being married? Might be time to pop the question; after all, it could save you some money!
Top 5 Average Monthly Rates For Females In Idaho
| Car Insurance Company | Average Monthly Payment |
|---|---|
| 21st Century | $130 |
| The General | $138 |
| Nationwide | $144 |
| Dairyland | $145 |
| National General | $147 |
Did You Know that the State Fruit of Idaho is the Huckleberry?
CHEAPEST CAR INSURANCE WITH BUNDLE HOMEOWNERS DISCOUNT
Homeownership has its responsibilities, but it does have its perks.
Insurance companies like when you bundle (take out multiple policies with them) because it will likely mean you will be a long term customer.
In return, they will reward you with savings on your insurance policies. Who doesn’t like to save?
Top 5 Average Monthly Rates in Idaho When Bundling with Homeowners
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $126 |
| National General | $131 |
| Acceptance RTR | $133 |
| Nationwide | $136 |
| Geico | $151 |
BEST AUTO INSURANCE FOR YOUNG DRIVERS
So, you just passed your license test and you’re ready to hit the road!
Don’t forget, you will need auto insurance.
In most cases, insurance for younger drivers will be more expensive, because of the lack of experience. You can do several things to keep your insurance rates cost effective, such as a driving course, Pay in full, and paperless discounts.
Top 5 Average Monthly Rates For Young Drivers In Idaho
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Bristol West | $130 |
| National General | $148 |
| The General | $149 |
| Progressive Insurance | $155 |
| 21st Century | $157 |
BEST INSURANCE WITH CLEAN DRIVING HISTORY
You can be that one friend in the friend group that brags about how cheap your car insurance is, and you’ve earned it!
If you are maintaining a clean, safe, driving history…insurance providers look at you and it’s love at first sight! They want to insure you, they want your business. They are able to offer you competitive rates to make sure they are your choice for an insurance provider.
Top Average Monthly Rates With A Clean Driving Record in Idaho
| Car Insurance Company | Average Monthly Payment |
|---|---|
| 21st Century | $133 |
| Acceptance RTR | $134 |
| GAINSCO | $135 |
| Bristol West | $137 |
| National General | $141 |
BEST AUTO INSURANCE FOR MALE DRIVERS
Males, we all know you work hard and sometimes it seems like you can’t catch a break, even with your auto insurance.
Rest assured, the older and more experienced you get, the cheaper Idaho Insurance prices you will see. Statistics show that males in their 50s will see the cheapest rates they’ve seen in their life, even cheaper than females in the same age group. You’re luck is getting better like fine wine!
Average Monthly Rates For Male Drivers in Idaho
| Car Insurance Company | Average Monthly Payment |
|---|---|
| GAINSCO | $156 |
| Geico | $156 |
| AssuranceAmerica | $165 |
| National General | $165 |
| Acceptance RTR | $183 |
CHEAPEST AUTO INSURANCE WITH GOOD CREDIT
Insurance Idaho: Good credit will pay off in many aspects in life, insurance prices being one of them.
The better the credit score you have, the cheaper the insurance prices will be. This is because credit shows your ability to make payments, and on time.
Top 5 Average Monthly Rates For Idaho Insurance with Good Credit
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Geico | $134 |
| Dairyland | $140 |
| GAINSCO | $140 |
| Progressive Insurance | $148 |
| The General | $148 |
BROADFORM/NON OWNERS INSURANCE
Need liability insurance but don’t own a vehicle?
You can purchase one of these policies, which covers you for liability driving any personal passenger vehicle (broadform) or any non owned vehicle (non owners).
Not sure if this is a good fit for you? Talk with one of our agents who specialize in this type of coverage.
Top 5 Average Monthly Rates For Broadform/Non Owners Insurance in Idaho
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Progressive Insurance | $104 |
| The General | $112 |
| Dairyland | $115 |
| Bristol West | $146 |
| Mendota Ins. Company | $159 |
| Additional Links for Insurance Idaho |
|---|
| Liability Insurance Idaho |
| Full Coverage Insurance Idaho |
| All About SR22 Insurance Idaho |
| Best Motorcycle Insurance Idaho |
| Homeowners Insurance Idaho |
Last Updated on by Lauren Mckenzie