SR-22 Insurance in Idaho

SR-22 Insurance
What is SR-22 Insurance?

Cost for SR-22 Insurance (liability) In Idaho

When it comes to auto insurance, rates can vary greatly from one city to the next, even if it’s the same state. That’s because so many factors contribute to rates.

For example, if one city has higher crime rates, it’s consider high risk and therefore the car insurance premiums will be higher.

CityPrice
Rexburg$89.00
Hayden$91.00
Montpelier$108.00
Emmett$105.00
Nampa$96.00
Homedale$107.00
Chubbuck$97.00
Garden City$100.00
Dalton Gardens$105.00
Caldwell$104.00
Meridian$88.00
McCall$93.00
Driggs$110.00
Kellogg$90.00
Buhl$101.00
Aberdeen$97.00
Fort Hall$109.00
Salmon$104.00
Parma$105.00
Grangeville$88.00
Hailey$95.00
Kuna$100.00
Coeur d’Alene$86.00
Post Falls$94.00
Marsing$89.00
Pocatello$101.00
Heyburn$91.00
Moscow$104.00
Lincoln$100.00
Lewiston$93.00
St. Maries$89.00
Sugar City$105.00
New Plymouth$107.00
Wendell$93.00
Bonners Ferry$110.00
Preston$93.00
Jerome$88.00
Osburn$103.00
American Falls$88.00
Victor$104.00
Middleton$103.00
Hidden Springs$93.00
Malad City$96.00
Sandpoint$98.00
Mountain Home AFB$94.00
Twin Falls$104.00
Sun Valley$86.00
Idaho Falls$93.00
Ketchum$87.00
Rigby$88.00
St. Anthony$94.00
Weiser$91.00
Fruitland$101.00
Burley$99.00
Orofino$104.00
Mountain Home$101.00
Filer$110.00
Spirit Lake$95.00
Star$94.00
Rathdrum$103.00
Blackfoot$87.00
Boise City$89.00
Soda Springs$102.00
Bellevue$103.00
Iona$88.00
Rupert$106.00
Wilder$99.00
Gooding$101.00
Priest River$87.00
Payette$93.00
Ammon$86.00
Shelley$102.00
Kimberly$96.00
Eagle$86.00

Cost for SR-22 Insurance (full coverage) In Idaho

As our friends at Progressive explain, it’s good to remember that the term “full coverage” doesn’t literally cover EVERYTHING. Be sure to chat with one of our agents to see what coverage is right for your family and circumstances.

CityPrice
Parma$175
Rathdrum$154
Boise City$161
McCall$167
Bellevue$171
Hidden Springs$150
Twin Falls$147
Moscow$157
Malad City$164
Spirit Lake$167
Nampa$155
Garden City$153
Coeur d’Alene$178
Rupert$166
Dalton Gardens$146
Ketchum$156
Shelley$164
Emmett$178
Pocatello$176
Lewiston$152
Gooding$175
Kimberly$150
Post Falls$165
Hailey$164
Lincoln$157
Burley$156
Rexburg$171
Heyburn$155
Priest River$179
Marsing$168
Blackfoot$180
Victor$147
Orofino$175
Wendell$174
Ucon$164
Aberdeen$179
Eagle$170
Star$161
Meridian$148
Kellogg$180
Sandpoint$157
Osburn$172
Montpelier$177
St. Maries$149
Salmon$149
Hayden$157
Chubbuck$180
Sun Valley$152
Middleton$147
Sugar City$173
Weiser$178
Payette$169
Homedale$164
Buhl$174
Grangeville$158
Jerome$147
American Falls$174
Caldwell$153
Soda Springs$182
Filer$157
Mountain Home AFB$148
Ammon$146
Idaho Falls$149

DUI and SR-22 In Idaho

If you are convicted of a DUI, resulting in a suspended or revoked license, you will be required to carry an SR-22 for at least 1 year. The amount of time depends upon the number of convictions.

Need help understanding the logistics behind how long you should carry an SR-22?

Who has the lowest price on SR-22 Insurance (by city) in Idaho

Auto insurance rates vary from state to state, and city to city. It’s important to do the research to see which insurance company offers the best rates in your area. Thankfully we have done the research for you…it can be time consuming to make all those calls and compare quotes.

CityPrice
Idaho FallsProgressive
EagleProgressive
St. MariesProgressive
Malad CityLiberty Mutual
RexburgProgressive
AberdeenLiberty Mutual
BellevueThe General
MeridianGeico
LewistonDairyland*
WeiserThe General
Mountain HomeLiberty Mutual
FilerProgressive
RigbyProgressive
IonaLiberty Mutual
Twin FallsThe General
LincolnLiberty Mutual
KunaNational General
NampaGeico
Dalton GardensThe General
DriggsGeico
JeromeGeico
PocatelloThe General
EmmettBristol West
BurleyGeico
Priest RiverThe General
ShelleyBristol West
BlackfootLiberty Mutual
ChubbuckProgressive
RathdrumGeico
New PlymouthThe General
ParmaGeico
Mountain Home AFBProgressive
HeyburnGeico
WilderGeico
Post FallsFarmers
WendellNational General
HomedaleProgressive
PayetteDairyland*
GrangevilleLiberty Mutual
VictorProgressive
StarGeico
SandpointGeico
OrofinoProgressive
Bonners FerryThe General
CaldwellDairyland*
Coeur d’AleneProgressive
OsburnProgressive
Sugar CityLiberty Mutual
MiddletonProgressive
Sun ValleyGeico
MoscowProgressive
McCallProgressive
Boise CityProgressive
BuhlProgressive
AmmonGeico
KelloggProgressive
Hidden SpringsThe General
HaileyGeico
SalmonThe General
UconBristol West
Fort HallGeico
KetchumGeico
RupertFarmers
GoodingProgressive

Which companies offer SR-22 insurance in Idaho

Check with your auto insurance company first to see if they offer SR-22s, but just in case they don’t, we have listed below some companies that DO.

CompanySR22 Offered
Mendota Ins. Companyyes
AssuranceAmericayes
The Generalyes
Dairylandyes
Acceptance RTRyes
21st Centuryno
Geicoyes
Bristol Westyes
Farmersyes
State Farmunsure
State Autono
Allstateunsure
USAANO
National Generalyes
Nationwideno
Travelersno
American Familyno
Progressive InsuranceYes
Safecono

Laws pertaining to SR-22 filings in Idaho

SR-22 is a certificate of financial responsibility which notifies the State of Idaho that you are maintaining the minimum liability requirements. The Insurance company is responsible for reporting the insurance, and reporting if the insurance has lapses or cancelled. If the SR-22 lapses, the time required to carry the SR-22 will re start.

SR-22 Insurance rates by company (liability) in Idaho

If you aren’t sure, check out our quick guide to explain what liability insurance is, which also shows you the state minimum limits for the state of Idaho.

CompanySR22 Liability (average)
Farmers$87.00
Progressive Insurance$94.00
AssuranceAmerica$90.00
State FarmN/A
Dairyland$100.00
GAINSCO$125.00
State AutoN/A
Acceptance RTR$79.00
Liberty Mutual$117.00
Mendota Ins. Company$77.00
Geico$113.00
NationwideN/A
USAAN/A
National General$123.00
21st CenturyN/A
The General$103.00
American FamilyN/A
Bristol West$103.00

Reasons you may be required to carry an SR-22 in Idaho

Too many tickets in short period of time
Multiple Traffic Offenses
Suspension of license due to child support
Driving while Suspended/revocation
Failure to maintain mandatory insurance coverage required by state law
Excessive points violations
At Fault accident with no insurance
DWI (Driving while intoxicated)
Previous incarceration
Check out some more surprising reasons here!

Need an SR-22 but no car?

A Non Owners policy will cover the Named Insured driving any non owned vehicle, covered for at least the State minimum insurance requirements. You will be able to add the SR-22 filing to that policy if you do not own a vehicle, but are required to carry insurance.

State Insurance requirements in Idaho

Whenever you see the term “liability” it refers to your responsibility to others for damage that you have caused.

StateState MinPIP?
Idaho25/50/15N/A
The minimum liability requirements by law are $25,000 per person for bodily injury, up to $50,000 per accident, and $15,000 for property damage.

SR-22 Rates by company for Full coverage in Idaho

Full coverage insurance usually includes liability, comprehensive, and collision coverage.

CompanySR22 Full Coverage (average)
TravelersN/A
National General$179.00
21st CenturyN/A
The General$214.00
Farmers$218.00
AssuranceAmerica$168.00
USAAN/A
Bristol West$197.00
Acceptance RTR$176.00
Liberty Mutual$194.00
Mendota Ins. Company$168.00
Dairyland$209.00
AllstateN/A
State FarmN/A
American FamilyN/A
State AutoN/A
NationwideN/A
Geico$207.00
SafecoN/A
GAINSCO$170.00

Frequently Asked Questions About SR-22 Insurance in Idaho

Last Updated on October 18, 2021 by Veronica Moss

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