AUTO – IDAHO
SR22 INSURANCE IN IDAHO
State Insurance requirements in Idaho
Whenever you see the term “liability” it refers to your responsibility to others for damage that you have caused.
| State | State Min | PIP? |
| Idaho | 25/50/15 | N/A |
Cost for SR22 Insurance In Idaho (liability)
When it comes to auto insurance, rates can vary greatly from one city to the next, even if it’s the same state. That’s because so many factors contribute to rates.
For example, if one city has higher crime rates, it’s consider high risk and therefore the car insurance premiums will be higher. SR22 insurance in Idaho doesn’t have to heavily impact your rate, especially if you do liability only insurance.
| City | Price |
| Rexburg | $89.00 |
| Hayden | $91.00 |
| Montpelier | $108.00 |
| Emmett | $105.00 |
| Nampa | $96.00 |
| Homedale | $107.00 |
| Chubbuck | $97.00 |
| Garden City | $100.00 |
| Dalton Gardens | $105.00 |
| Caldwell | $104.00 |
| Meridian | $88.00 |
| McCall | $93.00 |
| Driggs | $110.00 |
| Kellogg | $90.00 |
| Buhl | $101.00 |
| Aberdeen | $97.00 |
| Fort Hall | $109.00 |
| Salmon | $104.00 |
| Parma | $105.00 |
| Grangeville | $88.00 |
| Hailey | $95.00 |
| Kuna | $100.00 |
| Coeur d’Alene | $86.00 |
| Post Falls | $94.00 |
| Marsing | $89.00 |
| Pocatello | $101.00 |
| Heyburn | $91.00 |
| Moscow | $104.00 |
| Lincoln | $100.00 |
| Lewiston | $93.00 |
| St. Maries | $89.00 |
| Sugar City | $105.00 |
| New Plymouth | $107.00 |
| Wendell | $93.00 |
| Bonners Ferry | $110.00 |
| Preston | $93.00 |
| Jerome | $88.00 |
| Osburn | $103.00 |
| American Falls | $88.00 |
| Victor | $104.00 |
| Middleton | $103.00 |
| Hidden Springs | $93.00 |
| Malad City | $96.00 |
| Sandpoint | $98.00 |
| Mountain Home AFB | $94.00 |
| Twin Falls | $104.00 |
| Sun Valley | $86.00 |
| Idaho Falls | $93.00 |
| Ketchum | $87.00 |
| Rigby | $88.00 |
| St. Anthony | $94.00 |
| Weiser | $91.00 |
| Fruitland | $101.00 |
| Burley | $99.00 |
| Orofino | $104.00 |
| Mountain Home | $101.00 |
| Filer | $110.00 |
| Spirit Lake | $95.00 |
| Star | $94.00 |
| Rathdrum | $103.00 |
| Blackfoot | $87.00 |
| Boise City | $89.00 |
| Soda Springs | $102.00 |
| Bellevue | $103.00 |
| Iona | $88.00 |
| Rupert | $106.00 |
| Wilder | $99.00 |
| Gooding | $101.00 |
| Priest River | $87.00 |
| Payette | $93.00 |
| Ammon | $86.00 |
| Shelley | $102.00 |
| Kimberly | $96.00 |
| Eagle | $86.00 |
Cost for SR22 Insurance In Idaho (full coverage)
As our friends at Progressive explain, it’s good to remember that the term “full coverage” doesn’t literally cover EVERYTHING. Be sure to chat with one of our agents to see what coverage is right for your family and circumstances.
| City | Price |
| Parma | $175 |
| Rathdrum | $154 |
| Boise City | $161 |
| McCall | $167 |
| Bellevue | $171 |
| Hidden Springs | $150 |
| Twin Falls | $147 |
| Moscow | $157 |
| Malad City | $164 |
| Spirit Lake | $167 |
| Nampa | $155 |
| Garden City | $153 |
| Coeur d’Alene | $178 |
| Rupert | $166 |
| Dalton Gardens | $146 |
| Ketchum | $156 |
| Shelley | $164 |
| Emmett | $178 |
| Pocatello | $176 |
| Lewiston | $152 |
| Gooding | $175 |
| Kimberly | $150 |
| Post Falls | $165 |
| Hailey | $164 |
| Lincoln | $157 |
| Burley | $156 |
| Rexburg | $171 |
| Heyburn | $155 |
| Priest River | $179 |
| Marsing | $168 |
| Blackfoot | $180 |
| Victor | $147 |
| Orofino | $175 |
| Wendell | $174 |
| Ucon | $164 |
| Aberdeen | $179 |
| Eagle | $170 |
| Star | $161 |
| Meridian | $148 |
| Kellogg | $180 |
| Sandpoint | $157 |
| Osburn | $172 |
| Montpelier | $177 |
| St. Maries | $149 |
| Salmon | $149 |
| Hayden | $157 |
| Chubbuck | $180 |
| Sun Valley | $152 |
| Middleton | $147 |
| Sugar City | $173 |
| Weiser | $178 |
| Payette | $169 |
| Homedale | $164 |
| Buhl | $174 |
| Grangeville | $158 |
| Jerome | $147 |
| American Falls | $174 |
| Caldwell | $153 |
| Soda Springs | $182 |
| Filer | $157 |
| Mountain Home AFB | $148 |
| Ammon | $146 |
| Idaho Falls | $149 |
DUI and SR22 Insurance in Idaho
If you are convicted of a DUI, resulting in a suspended or revoked license, you will be required to carry an SR-22 for at least 1 year. The amount of time depends upon the number of convictions.
Who has the lowest price on SR-22 Insurance (by city) in Idaho
Auto insurance rates vary from state to state, and city to city. It’s important to do the research to see which insurance company offers the best rates in your area. Thankfully we have done the research for you…it can be time consuming to make all those calls and compare quotes.
| City | Price |
| Idaho Falls | Progressive |
| Eagle | Progressive |
| St. Maries | Progressive |
| Malad City | Liberty Mutual |
| Rexburg | Progressive |
| Aberdeen | Liberty Mutual |
| Bellevue | The General |
| Meridian | Geico |
| Lewiston | Dairyland* |
| Weiser | The General |
| Mountain Home | Liberty Mutual |
| Filer | Progressive |
| Rigby | Progressive |
| Iona | Liberty Mutual |
| Twin Falls | The General |
| Lincoln | Liberty Mutual |
| Kuna | National General |
| Nampa | Geico |
| Dalton Gardens | The General |
| Driggs | Geico |
| Jerome | Geico |
| Pocatello | The General |
| Emmett | Bristol West |
| Burley | Geico |
| Priest River | The General |
| Shelley | Bristol West |
| Blackfoot | Liberty Mutual |
| Chubbuck | Progressive |
| Rathdrum | Geico |
| New Plymouth | The General |
| Parma | Geico |
| Mountain Home AFB | Progressive |
| Heyburn | Geico |
| Wilder | Geico |
| Post Falls | Farmers |
| Wendell | National General |
| Homedale | Progressive |
| Payette | Dairyland* |
| Grangeville | Liberty Mutual |
| Victor | Progressive |
| Star | Geico |
| Sandpoint | Geico |
| Orofino | Progressive |
| Bonners Ferry | The General |
| Caldwell | Dairyland* |
| Coeur d’Alene | Progressive |
| Osburn | Progressive |
| Sugar City | Liberty Mutual |
| Middleton | Progressive |
| Sun Valley | Geico |
| Moscow | Progressive |
| McCall | Progressive |
| Boise City | Progressive |
| Buhl | Progressive |
| Ammon | Geico |
| Kellogg | Progressive |
| Hidden Springs | The General |
| Hailey | Geico |
| Salmon | The General |
| Ucon | Bristol West |
| Fort Hall | Geico |
| Ketchum | Geico |
| Rupert | Farmers |
| Gooding | Progressive |
Which companies offer SR22 insurance in Idaho
Check with your auto insurance company first to see if they offer SR-22 Insurance filings but just in case they don’t, we have listed below some companies that DO.
| Company | SR22 Offered |
| Mendota Ins. Company | yes |
| AssuranceAmerica | yes |
| The General | yes |
| Dairyland | yes |
| Acceptance RTR | yes |
| 21st Century | no |
| Geico | yes |
| Bristol West | yes |
| Farmers | yes |
| State Farm | unsure |
| State Auto | no |
| Allstate | unsure |
| USAA | NO |
| National General | yes |
| Nationwide | no |
| Travelers | no |
| American Family | no |
| Progressive Insurance | Yes |
| Safeco | no |
Laws pertaining to filing SR22 insurance in Idaho
SR-22 is a certificate of financial responsibility which notifies the State of Idaho that you are maintaining the minimum liability requirements. The Insurance company is responsible for reporting the insurance, and reporting if the insurance has lapses or cancelled. If the SR-22 lapses, the time required to carry the SR-22 will re start.
SR22 Insurance in Idaho – rates by company (liability)
If you aren’t sure, check out our quick guide to explain what liability insurance is, which also shows you the state minimum limits for the state of Idaho.
| Company | SR22 Liability (average) |
| Farmers | $87.00 |
| Progressive Insurance | $94.00 |
| AssuranceAmerica | $90.00 |
| State Farm | N/A |
| Dairyland | $100.00 |
| GAINSCO | $125.00 |
| State Auto | N/A |
| Acceptance RTR | $79.00 |
| Liberty Mutual | $117.00 |
| Mendota Ins. Company | $77.00 |
| Geico | $113.00 |
| Nationwide | N/A |
| USAA | N/A |
| National General | $123.00 |
| 21st Century | N/A |
| The General | $103.00 |
| American Family | N/A |
| Bristol West | $103.00 |
Reasons you may be required to carry an SR22 insurance in Idaho
| Too many tickets in short period of time |
| Multiple Traffic Offenses |
| Suspension of license due to child support |
| Driving while Suspended/revocation |
| Failure to maintain mandatory insurance coverage required by state law |
| Excessive points violations |
| At Fault accident with no insurance |
| DWI (Driving while intoxicated) |
| Previous incarceration |
Need an SR22 insurance in Idaho but no car?
A Non Owners policy will cover the Named Insured driving any non owned vehicle, covered for at least the State minimum insurance requirements. You will be able to add the SR-22 filing to that policy if you do not own a vehicle, but are required to carry insurance.
SR-22 Rates by company for Full coverage in Idaho
Full coverage insurance usually includes liability, comprehensive, and collision coverage.
| Company | SR22 Full Coverage (average) |
| Travelers | N/A |
| National General | $179.00 |
| 21st Century | N/A |
| The General | $214.00 |
| Farmers | $218.00 |
| AssuranceAmerica | $168.00 |
| USAA | N/A |
| Bristol West | $197.00 |
| Acceptance RTR | $176.00 |
| Liberty Mutual | $194.00 |
| Mendota Ins. Company | $168.00 |
| Dairyland | $209.00 |
| Allstate | N/A |
| State Farm | N/A |
| American Family | N/A |
| State Auto | N/A |
| Nationwide | N/A |
| Geico | $207.00 |
| Safeco | N/A |
| GAINSCO | $170.00 |
| Other Idaho Insurance |
|---|
| All about Insurance in Idaho |
| Motorcycle Insurance in Idaho State |
| Full Coverage Idaho Insurance |
| Idaho Homeowners Insurance |
| Liability Auto Insurance in Idaho |
Last Updated on by Lauren Mckenzie