- SR22 Insurance Kansas: Which companies offer SR22s?
- What is the minimum car insurance required in Kansas?
- SR22 Insurance Kansas: Need an SR-22 but do not own a vehicle?
- SR22 Insurance Kansas: Who has the lowest Rates (by city)
- SR22 Insurance Kansas: SR22 and Child Support
- SR22 Insurance Kansas: Cost for Liability Only
- SR22 Insurance Kansas: DUIs and SR-22s
- SR22 Insurance Kansas: Reasons you may be required to carry an SR22
- Frequently Asked Questions about SR22 Insurance Kansas
- What is SR22 insurance and why might I need it in Kansas?
- How can A Plus Insurance help me with SR22 insurance in Kansas?
- Is SR22 insurance more expensive in Kansas?
- Find Out More About SR-22 in your State!
- What We Do at A Plus Insurance
SR22 Insurance Kansas: Which companies offer SR22s?
Finding SR22 insurance in Kansas may seem daunting, but several reputable companies provide this service. Among the top options are Progressive, Dairyland, Travelers, Gainsco, and Assurance. These insurers specialize in high-risk drivers and offer competitive rates for SR22 filings. By contacting these companies, you can explore your options and find the best coverage that suits your needs.
| Company | SR22 Offered |
|---|---|
| Travelers | NO |
| American Family | NO |
| USAA | NO |
| Geico | YES |
| Assurance America | YES |
| Liberty Mutual | YES |
| Allstate | N/A |
| State Auto | NO |
| Bristol West | YES |
| Farmers | YES |
| Acceptance RTR | YES |
| Nationwide | NO |
| 21st Century | NO |
| Dairyland | YES |
| GAINSCO | YES |
| Safeco | NO |
| National General | YES |
| Mendota Ins. Company | YES |
Not all Carriers will be available to have SR22 Insurance in Kansas. Although, in the chart underneath there will be a list of the carriers and if they offer SR22 insurance. While some SR22 filings may be free with certain carriers, others may cost anywhere from $15 – $25 when filing!
What is the minimum car insurance required in Kansas?
The minimum car insurance required in Kansas includes liability coverage for bodily injury and property damage. Specifically, drivers in Kansas must have liability coverage with the following minimum limits:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
These coverage limits are commonly expressed as 25/50/25. It’s essential to note that while these are the minimum requirements, drivers may choose to purchase additional coverage options for added protection.
| State | State Min. | PIP? |
|---|---|---|
| Kansas | 25/50/25 | $4,500 |
SR22 Insurance Kansas: Need an SR-22 but do not own a vehicle?
Even if you don’t own a vehicle, you may still need an SR-22 in Kansas. Non-owner SR-22 insurance provides the required coverage for drivers who don’t own a car but need to meet state requirements. Progressive, Dairyland, and Travelers are among the insurance companies that offer non-owner SR-22 policies in Kansas. These policies provide liability coverage when driving a rented or borrowed vehicle, ensuring you meet legal obligations without owning a car.
List of Companies Offering Non-Owner SR22 Insurance in Kansas:
- Progressive
- Dairyland
Sample Rates Comparison for Non-Owner SR22 Insurance in Kansas
| Insurance Company | Monthly Rate ($) |
|---|---|
| Progressive | $40 – $60 |
| Dairyland | $45 – $65 |
| Travelers | $50 – $70 |
| Gainsco | $55 – $75 |
| Assurance | $60 – $80 |
Comparing rates from these carriers can help you find affordable non-owner SR22 insurance coverage in Kansas.
SR22 Insurance Kansas: Who has the lowest Rates (by city)
Finding the lowest SR-22 insurance rates in Kansas can vary by city due to factors such as population density, crime rates, and traffic patterns. However, insurance companies like Progressive, Dairyland, and Travelers often offer competitive rates across different cities in Kansas. To determine the lowest rates for your specific location, it’s recommended to obtain quotes from multiple insurers and compare. Below is a comparison of estimated annual premiums for SR-22 insurance in select Kansas cities:
| City | Price |
|---|---|
| Concordia | Progressive |
| Ottawa | Progressive |
| Coffeyville | Geico |
| Rose Hill | Progressive |
| Arkansas City | Progressive |
| Shawnee | Progressive |
| Merriam | Liberty Mutual |
| Lansing | The General |
| Hutchinson | The General |
| Leavenworth | Progressive |
| Park City | Geico |
| Augusta | Geico |
| Louisburg | Liberty Mutual |
| Independence | Progressive |
| Newton | Progressive |
| Andover | Liberty Mutual |
| Spring Hill | Progressive |
| Basehor | Progressive |
| Paola | Progressive |
| Fort Scott | The General |
| Goddard | The General |
| Edwardsville | Progressive |
| Lenexa | Liberty Mutual |
| McPherson | The General |
| Pittsburg | Progressive |
| Topeka | Progressive |
| Abilene | Dairyland* |
| Maize | Progressive |
| Fort Riley | Geico |
| Lawrence | Dairyland* |
| El Dorado | National General |
| Osawatomie | The General |
| Garden City | Geico |
| Hugoton | Dairyland* |
| Tonganoxie | The General |
| Bel Aire | The General |
| Goodland | Liberty Mutual |
| Roeland Park | Progressive |
| Dodge City | Geico |
| Wellington | Progressive |
| Junction City | Liberty Mutual |
| Mission | The General |
| Wamego | The General |
| Mulvane | Geico |
| Atchison | Geico |
| Colby | The General |
| De Soto | Liberty Mutual |
| Haysville | Liberty Mutual |
| Pratt | Farmers |
| Great Bend | Progressive |
| Gardner | Progressive |
| Baldwin City | The General |
| Baxter Springs | Progressive |
SR22 Insurance Kansas: SR22 and Child Support
f your license has been suspended for failure to pay child support in Kansas, you may be required to carry SR22 insurance in Kansas. The typical amount of time required to carry an SR22 is 1 year. You must provide proof of insurance to the state in order to reinstate your license.
SR22 Insurance Kansas: Cost for Liability Only
Liability-only SR-22 insurance in Kansas provides coverage for damages and injuries you cause to others in an accident. It typically does not cover damages to your own vehicle or medical expenses for yourself or your passengers. This type of coverage is often less expensive than full coverage SR-22 insurance, as it offers less protection. Rates for liability-only SR-22 insurance in Kansas can vary depending on factors such as driving history, age, and location.
On average, you can expect to pay around $500 to $800 annually for liability-only SR-22 insurance with insurers like Progressive, Dairyland, and Travelers. However, it’s essential to obtain personalized quotes from multiple insurers to find the best rate for your specific situation.
| City | Price |
|---|---|
| Goddard | $98.00 |
| Independence | $86.00 |
| Andover | $101.00 |
| Lawrence | $92.00 |
| Gardner | $90.00 |
| Osawatomie | $106.00 |
| Leawood | $94.00 |
| Dodge City | $106.00 |
| Chanute | $94.00 |
| Merriam | $98.00 |
| Winfield | $96.00 |
| Coffeyville | $107.00 |
| Newton | $106.00 |
| Derby | $90.00 |
| Garden City | $106.00 |
| Louisburg | $104.00 |
| Tonganoxie | $97.00 |
| Topeka | $98.00 |
| Wamego | $96.00 |
| Abilene | $91.00 |
| Spring Hill | $110.00 |
| Goodland | $91.00 |
| El Dorado | $90.00 |
| Emporia | $87.00 |
| Lansing | $107.00 |
| Bonner Springs | $87.00 |
| Manhattan | $96.00 |
| Shawnee | $87.00 |
| Mission | $91.00 |
| Prairie Village | $95.00 |
| Liberal | $110.00 |
| Paola | $96.00 |
| Salina | $90.00 |
| Junction City | $98.00 |
| McPherson | $86.00 |
| Fort Scott | $94.00 |
| Parsons | $100.00 |
| Roeland Park | $110.00 |
| Park City | $101.00 |
| De Soto | $107.00 |
| Hugoton | $106.00 |
| Great Bend | $88.00 |
| Basehor | $96.00 |
| Pittsburg | $94.00 |
| Bel Aire | $94.00 |
| Colby | $109.00 |
| Overland Park | $94.00 |
| Wellington | $107.00 |
| Ottawa | $110.00 |
| Fort Riley | $109.00 |
| Olathe | $97.00 |
| Mulvane | $107.00 |
| Baxter Springs | $86.00 |
| Iola | $90.00 |
| Kansas City | $95.00 |
| Atchison | $96.00 |
| Hutchinson | $92.00 |
| Wichita | $86.00 |
| Lenexa | $109.00 |
| Augusta | $89.00 |
| Maize | $99.00 |
| Hays | $98.00 |
| Baldwin City | $93.00 |
| Rose Hill | $108.00 |
SR22 Insurance Kansas: DUIs and SR-22s
If you have been convicted of a DUI in Kansas, the first offense will require an SR22 for 3 years minimum. The 2nd and 3rd offenses can require an SR22 for 10+ years. The reason that the consequences of a DUI are so severe as to further prevent individuals from drinking and driving. Not only is it unsafe for your well-being and the well-being of others, but it is also something that you will have to carry for quite some time after the offense is committed.
SR22 Insurance Kansas: Reasons you may be required to carry an SR22
There are several reasons why you might be required to carry an SR-22 in Kansas. Some common reasons include driving under the influence (DUI) or driving while intoxicated (DWI), reckless driving, driving without insurance, multiple traffic violations or accidents within a short period, and driving with a suspended or revoked license.
If you’ve been convicted of these offenses or have had your license suspended, the state may require you to file an SR-22 form with the DMV as proof of financial responsibility. This form is provided by your insurance company and verifies that you have the minimum required insurance coverage to drive legally. It’s crucial to understand the specific requirements for SR-22 insurance in Kansas and maintain coverage for the designated period to avoid further legal consequences.
| Reasons |
|---|
| DWI (Driving while intoxicated) |
| Multiple Traffic Offenses |
| Excessive points violations |
| Failure to maintain mandatory insurance coverage required by state law |
| License suspension for failure to pay fines |
| Suspension of license due to child support |
| Driving while Suspended/revocation |
| DUI (Driving under the influence of Drugs or Alcohol) |
| Too many tickets in short period of time |
| Previous incarceration |
| At Fault accident with no insurance |
Frequently Asked Questions about SR22 Insurance Kansas
What is SR22 insurance and why might I need it in Kansas?
SR22 insurance is a certificate of financial responsibility often required after certain driving violations. In Kansas, it may be needed after DUI convictions or other serious infractions. If you have questions, call us at 1.888.445.2793.
How can A Plus Insurance help me with SR22 insurance in Kansas?
A Plus Insurance can assist you in finding affordable SR22 insurance rates in Kansas. We work with multiple carriers to provide you with the best options. Contact us at 1.888.445.2793 for personalized assistance.
Is SR22 insurance more expensive in Kansas?
SR22 insurance rates can vary, but A Plus Insurance is dedicated to helping you find the most affordable options in Kansas. Call us at 1.888.445.2793 to discuss your specific situation and get a quote.
Find Out More About SR-22 in your State!
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For personalized advice on SR22 insurance in Kansas, call us at 1.888.445.2793.
Last Updated on by Brian Muse