- Cost for SR22 Insurance (Full Coverage) in North Dakota
- SR22 Rates by Company (Full Coverage) in North Dakota
- Cost for SR22 Insurance (Liability) in North Dakota
- Who Has the Lowest Price on SR22 (by city) in North Dakota?
- Which Companies Offer SR-22 filings in North Dakota?
- SR22 Rates by Company (Liability) in North Dakota
- Company Fees for SR-22 in North Dakota
- Reasons You May be Required to Carry an SR22 in North Dakota
State Insurance Requirements in North Dakota
The minimum insurance requirements per North Dakota law are 25/50/25. This means $25,000 per person for bodily injury, up to $50,000 per accident, and $25,000 for property damage.
| State | State Min | PIP |
|---|---|---|
| North Dakota | 25/50/25 | $30,000 |
First, it should be established that while an SR22 is commonly referred to as SR22 insurance, the SR22 is actually not an auto insurance policy in itself. Rather, an SR-22 is a rider or endorsement of an existing or newly-established car insurance policy SR22 insurance, can be understood as high-risk car insurance.
It provides coverage to those who have had their driver’s license revoked for one reason or another, or for some other reason the state has mandated it. SR22 insurance can be understood as high-risk car insurance. It provides coverage to those who have had their driver’s license revoked for one reason or another, or for some other reason the state has mandated it. This usually indicates that you are financially responsible for your vehicle and driving.
Cost for SR22 Insurance (Full Coverage) in North Dakota
Full coverage consists of Comprehensive (covers glass breakage, fire, theft, and vandalism). Collision (covers impact with another vehicle or object). You can also add rental reimbursement and roadside assistance to full coverage.
| City | Average Cost |
|---|---|
| Surrey | $153 |
| Oakes | $172 |
| Cando | $173 |
| Bowman | $173 |
| Jamestown | $168 |
| Beulah | $177 |
| Beach | $160 |
| Enderlin | $150 |
Example Rates
SR22 Rates by Company (Full Coverage) in North Dakota
If your license has been suspended for failure to pay child support, you will need to carry an SR22 for 1-3 years in order to keep your license in good standing. If your SR22 cancels or lapses, the time will start over. Most insurance companies offer SR22 filings, while some do not because it is considered ‘high risk’. If you are already insured, check with your provider to see if they can add the filing onto your policy.
| Company | SR22 Full Coverage (Average) |
|---|---|
| National General | $188.00 |
| Progressive Insurance | $188.00 |
| The General | $182.00 |
| Farmers | $209.00 |
| AssuranceAmerica | $182.00 |
| Dairyland | $181.00 |
| Bristol West | $174.00 |
Example Rates
Cost for SR22 Insurance (Liability) in North Dakota
The average cost for liability insurance, with an SR-22 filing, will depend on the area you live in, along with your driving history. This is the average cost drivers should expect to pay for liability, with SR22 Insurance North Dakota. If you are required to carry an SR-22 but do not own a vehicle, you can purchase a Named Operator policy. This will insure you for the minimum liability requirements needed, and also cover you to drive any personal passenger vehicle as long as you do not own it.
| City | Average Cost |
|---|---|
| Thompson | $108.00 |
| Mapleton | $110.00 |
| Williston | $86.00 |
| Kindred | $106.00 |
| Wilton | $110.00 |
| Horace | $92.00 |
| Grand Forks AFB | $90.00 |
Example Rates
Who Has the Lowest Price on SR22 (by city) in North Dakota?
Need an SR22 but are not sure where to start? Above is a list of the cheapest Insurance companies for high-risk drivers, in each city. Start by calling the companies for free quotes on SR22 Insurance North Dakota.
| City | Price |
|---|---|
| Surrey | Geico |
| Stanley | Geico |
| Beach | Progressive |
| Richardton | Progressive |
| Underwood | Liberty Mutual |
| Parshall | The General |
Lowest Rates
Which Companies Offer SR-22 filings in North Dakota?
Many companies offer SR22 filings, while some do not because that is considered ‘High risk’. If you are already insured, check with your insurance company to see if they offer SR22 filings, and what the cost may be.
| Company | SR22 Offered |
|---|---|
| Nationwide | No |
| Geico | Yes |
| Assurance America | Yes |
| Progressive Insurance | Yes |
| National General | Yes |
| Mendota Ins. Company | Yes |
| USAA | No |
| Bristol West | Yes |
| Dairyland | Yes |
Company SR-22 Filing
SR22 Rates by Company (Liability) in North Dakota
Carrying liability insurance is the minimum requirement needing to carry an SR22. Insurance rates will vary on the insurance company as well as driving record, and vehicle information. Check out the list of companies that offer SR22 Insurance in North Dakota.
| Company | SR22 Liability (Average) |
|---|---|
| Farmers | $119.00 |
| Liberty Mutual | $132.00 |
| Bristol West | $81.00 |
| National General | $114.00 |
| AssuranceAmerica | $82.00 |
| The General | $98.00 |
| Dairyland | $93.00 |
| Mendota Ins. Company | $85.00 |
| Acceptance RTR | $70.00 |
Example Rates
Company Fees for SR-22 in North Dakota
Some Insurance companies do not offer SR22 filings. This could be because they are a preferred company and do not insure high-risk drivers. A lot of companies do offer SR22 filings and generally charge a flat fee for each insurance term. In most cases, it is $5-$25 for the term.
| Company | Fee |
|---|---|
| Geico | $25.00 |
| Bristol West | $25.00 |
| Liberty Mutual | $15-$25 |
| Progressive Insurance | $25.00 |
| The General | $25.00 |
| Dairyland | Free |
| Farmers | $15-$59 |
Actual Rates
Reasons You May be Required to Carry an SR22 in North Dakota
You may need to carry an SR22 if you’ve been convicted of a major violation, as listed above. These can be the main reasons you need to carry SR22 Insurance in North Dakota.
| Types of Violations |
|---|
| Multiple Traffic Offenses |
| At Fault Accident with No Insurance |
| Too Many Tickets in Short Period of Time |
| License Suspension for Failure to Pay Fines |
| Excessive Points Violations |
| DUI (Driving Under the Influence of Drugs or Alcohol) |
| Suspension of License Due to Child Support |
| Previous Incarceration |
| Failure to Maintain Mandatory Insurance Coverage Required by State Law |
| Driving while Suspended / Revocation |
| DWI (Driving While Intoxicated) |
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Last Updated on by amy Christie