AUTO
INSURANCE MICHIGAN
Michigan has more freshwater shoreline than any other State in the Nation and is known for great fishing. We’ll fish around to different insurance companies to find you the best rate!
Auto insurance is expensive in Michigan. The average car insurance rate in Michigan is $3,096 per year — twice as expensive as the national average making it the most expensive state in America for car insurance. (YIKES) Don’t let this get you down. A lot of different variables can raise or lower ones rates- Age, Driving history, Exact location of where you live in Michigan-Etc. At A Plus Insurance, Our goal is to make sure you feel confident in the policy you choose. How do we do this?
CHEAPEST RATE FOR LIABILITY ONLY INSURANCE
Lake Michigan is the third largest of the Great Lakes, you want you great prices to come in first place for you insurance!
Let’s say you want the most basic insurance policy, none of the bells and whistles. Just something to get you on the road and covered!
Start with the State Minimum Limits:
The law requires minimum bodily injury liability coverage limits of $250,000 per person and $500,000 per accident, but drivers may choose to purchase lower limits of $50,000 and $100,000. … The law requires a minimum of $10,000 of PD coverage. However, our attorneys recommend that you carry a minimum of $100,000
LIABILITY ONLY INSURANCE RATES
| National General | $88 |
| Mendota Ins. Company | $92 |
| Progressive Insurance | $97 |
| The General | $104 |
| Bristol West | $112 |
| USAA | $112 |
CHEAPEST FULL COVERAGE INSURANCE MICHIGAN
On the other side of the spectrum is of course Full Coverage. Which is a wise choice if you cannot cover damages to a vehicle you are currently paying on.
For Coverage to be ‘FULL’, one must add two coverage types. Comprehensive and Collision. The basic liability limits only cover outside of your vehicle, while comprehensive and collision cover you property.
Our thorough agents take the time to be diligent and compare as many different insurers as needed to find the policy for you! Please give us a call today to get your FREE quote started. Can’t get away long enough for a call? We’ve got you covered! Please visit our Website at your own convenience to start your insurance Michigan quote.
AVERAGE MONTHLY RATE WITH FULL COVERAGE
| Travelers | $144 |
| Acceptance RTR | $146 |
| American Family | $154 |
| Mendota Ins. Company | $158 |
| National General | $159 |
| Progressive Insurance | $160 |
CHEAPEST GOOD CREDIT INSURANCE RATE IN MICHIGAN
Your insurance score makes up a big factor in determining your auto insurance premiums! This could mean a decrease in your monthly premium from anywhere between $15-$40 less! Adding those savings up over the course of a year could mean big things! See rates below for how much you could pay in Indiana with good credit!
GOOD CREDIT AVERAGE INSURANCE RATE
| Bristol West | $131 |
| GAINSCO | $133 |
| Geico | $140 |
| The General | $140 |
| Progressive Insurance | $142 |
CHEAPEST AUTO INSURANCE MICHIGAN – WITH GOOD DRIVING HISTORY
A Good driving history is sweeter than a cherry, the official State fruit of Michigan. That is because insurance companies do not see you as a risk.
To improve your driving history if it is not so good, try taking a defensive driving course or a monitoring device for good driver discounts .
GOOD DRIVING HISTORY DISCOUNT INSURANCE RATES MONTHLY
| Dairyland | $131 |
| Bristol West | $134 |
| Mendota Ins. Company | $137 |
| 21st Century | $138 |
| AssuranceAmerica | $138 |
| The General | $140 |
CHEAPEST INSURANCE WITH DUI- SR-22 INSURANCE MICHIGAN
In Michigan they say, “Si Quaeris Peninsulam Amoenam Circumspice” means, “If you seek a pleasant peninsula, look about you.”
Seeking a great rate after a serious moving violations can be a challenge. This is because rates tend to increase when you’ve been convicted of a major moving violation.
This at times leads to the requirement of an SR-22 filing with the State. This is proof that you are financially responsible enough to be on the road. A moving violation is not the end of the road, options are out there. Need Michigan Insurance now? We can help with you!
AVERAGE RATES WITH SERIOUS MOVING VIOLATIONS
| AssuranceAmerica | $158 |
| Geico | $161 |
| Dairyland | $162 |
| The General | $164 |
| National General | $166 |
| GAINSCO | $176 |
| Dairyland | $82 |
| The General | $91 |
| Progressive Insurance | $94 |
| Mendota Ins. Company | $99 |
| National General | $108 |
| State Farm | $110 |
The Lake Michigan Triangle-sometimes referred to as the Michigan Triangle…spans from Manitowoc, Wisconsin to Ludington, Michigan, and south to Benton Harbor.
Are you currently living in The Great lake state? Have you been looking high and low for Auto insurance but honestly don’t know where to start? It can be a daunting task! We understand! Well we’re here to help. You’re only one phone call away from getting your FREE quote! At A Plus Insurance you can rest assured that we’re ready for your call now. For an Auto quote it can take 10-15 minutes. For Home about 15-20 minutes. At A Plus Insurance our goal is to make the quote process for our clients easy, fast, informative and as painless as possible!
| Additional Helpful Links |
| Guide to Michigan Full Coverage Insurance |
| Best Michigan Motorcycle insurance |
Last Updated on by Shawn Christie