Insurance West Virginia

‘Country Roads, take me home…West Virginia’. Do you get to call beautiful West Virginia your home State? We are here to help you with everything Auto Insurance related to keep you safe and insured.

With such beautiful sites to see and explore, looking for the right Insurance is the last thing you want to worry about. At A Plus Insurance you can rest assured that we’re ready for your call now. For an Auto quote it can take 10-15 minutes. For Home about 15-20 minutes. At A Plus Insurance our goal is to make the quote process for our clients easy, fast, informative and as painless as possible. 

State Liability Requirements

Required Liability Coverage:
$30,000 bodily injury liability per person
$60,000 bodily injury liability per accident
$20,000 property damage liability per accident

Cheapest SR22 Insurance West Virginia


What is an SR-22? Simply put, an SR-22 is an attachment added onto a policy that carries at least State Minimum Liability limits. The Insurance company is responsible for reporting your insurance policy to the State on your behalf, letting them know that you are complying. If your insurance cancels or lapses, the State will also be notified with a form called an FR44.

Dairyland$86
National General$96
Mendota Ins. Company$102
Progressive Insurance$103
The General$110

Cheapest With Dui, Accidents, Violations Insurance West Virginia


Have you gotten convicted of a DUI, or At Fault Accident? While it can be costly, it will eventually drop off of your driving record. Keep your record squeaky clean and your insurance premiums will be cheaper for your West Virginia Insurance policy. A DUI conviction will likely require an SR-22 filing for the State of West Virginia. The time will depend upon the conviction and number of convictions. Unsure if you are needing an SR-22? Contact your local DMV for answers.

Geico$151
Nationwide$154
Bristol West$155
National General$160
Dairyland$163
Mendota Ins. Company$167
GAINSCO$179

TOP 10 Cheapest Liability Only Insurance West Virginia


Liability Insurance in West Virginia is the Minimum required to make you legal on the road. Every state has their own minimum requirements, but you can adjust these coverages to give you higher limits and protect you further. Not sure what limits you should carry or what they mean? Contact our Insurance agents for free advice, we are happy to help!

The General$82
Mendota Ins. Company$85
Progressive Insurance$92
Geico$100
AssuranceAmerica$105
National General$106
Acceptance RTR$107
Dairyland$107
Bristol West$112
USAA$124

Cheapest With Bundle / Homeowners Discount Insurance West Virginia


We’ve all heard the commercials; ‘Bundling your home and auto insurance can save you’, while the commercials may be monotonous, they are true! When you have more than one insurance policy with a company, you are offered a discounted price on both policies. We can bundle home, auto, renters, motorcycle, rv, and many more!

Nationwide$130
Dairyland$133
Bristol West$138
National General$138
Acceptance RTR$143
The General$144

Best Auto Rate For Young Drivers Insurance West Virginia

There are options for young drivers to save on their car insurance premiums and not pay an arm and a leg while financing their first vehicle. Young drivers should consider being listed as an insured driver on their parent’s policy (if possible) which would most likely be the cheapest option until age 25. You can purchase a West Virginia Insurance policy on your own, but it will likely be more expensive this route. Talk with an agent about discounts available, and getting the correct coverages without costing too much.

Bristol West$131
Dairyland$139
National General$139
USAA$148
Farmers$152
Progressive Insurance$155
Acceptance RTR$162

Best Rate With Clean Driving History Insurance West Virginia


If you’ve had a clean driving record with no tickets, or accidents, we commend you! It not only keeps others safe on the road, insurance premiums low for everyone in surrounding areas, but it keeps your insurance premiums low too! Many companies offer Accident Free Discounts, and Three Year Safe Driver Discounts to help you save even more money. Check with your insurance companyin West Virginia to see if these discounts are available to you.

National General$131
Dairyland$143
Acceptance RTR$147
The General$153
Progressive Insurance$154
AssuranceAmerica$155

Best Auto Insurance West Virginia for Male Drivers


Males generally pay more for auto insurance than females do, until they reach age 25. Statistics show that males are responsible for a larger number of accidents, and therefore the cost of insurance is a bit higher. Do your part by driving safe, and going the speed limits and your WV insurance prices will continue to decrease with age.

Mendota Ins. Company$155
AssuranceAmerica$160
Nationwide$160
Dairyland$173
Bristol West$176
Acceptance RTR$180
The General$187

Best Broad Form/Non-Owners Car Insurance West Virginia


West Virginia offers a Non-Owners Policy, which covers the Named Insured driving any NON owned vehicle for liability only. This alternative policy may be used for someone who is needing an SR-22 but may not own a vehicle.

Click here to learn more about non-owners policies!

Dairyland$65
Progressive Insurance$81
The General$115
Mendota Ins. Company$137

What types of insurance does Insurance West Virginia offer?

Insurance West Virginia provides various insurance types, including home, auto, life, health, and business insurance coverage.

How can I get in touch with Insurance West Virginia for more information?

For more information, please call us at 1.888.445.2793.

Does Insurance West Virginia offer discounts for bundled insurance packages?

Yes, we provide discounts for bundled insurance packages, such as combining home and auto insurance policies.

Who has the absolute cheapest auto insurance?

The absolute cheapest auto insurance rates can vary depending on factors like your location, driving history, and the coverage you need. It’s essential to compare quotes from multiple insurance companies to find the best rate that suits your specific circumstances. Insurance West Virginia can help you compare rates and provide guidance to find the most affordable auto insurance policy for your needs.

Additional Helpful Links

Free Auto Quote
West Virginia Homeowners Insurance
Motorcycle Insurance West Virginia
Liability Insurance West Virginia
SR22 Insurance West Virginia
West Virginia DMV

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on by Marlon Moss

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