Car Insurance Arkansas: Finding the best Rates

Auto Insurance in Arkansas

Tired of endlessly shopping for the best auto rates? A Plus Insurance will help you find the best rates!

Important Arkansas Rate Changes

If You are a Progressive personal auto customer in Arkansas, read here for important rate updates!

Insurance Arkansas: Getting Started

Do you live in Arkansas? Are you needing an Auto, Homeowners, RV or Boat insurance quote but have no time in your day to make multiple calls? Well we have great news for you! You’re only 1 phone call away from getting the quote you need. At A Plus Insurance all of our quotes are FREE! For an Auto quote it can take anywhere from 15-20 minutes! If you are looking for Home or Renters quote it could be 20 minutes.

The minimum liability coverage required in Arkansas is 25,000 per person, 50,000 per accident for all persons, and 25,000 for property damage per accident. You must carry at least these limits to tile and register your vehicle in the state of Arkansas. If you would like higher coverage than just the state minimum requirements, ask your agent what your options are. There are additional coverages offered in Arkansas, such as uninsured motorist, and medical payments. Although not required, these coverages are recommended to protect you, your passengers and your vehicle.

Who Is A Plus Insurance?

Insurance Arkansas: How A Plus Insurance Can Help

free auto and home insurance quotes

As mentioned above, we offer home insurance in Arkansas through Progressive Insurance. In addition to the basic discounts that are available to you, a bundling discount could potentially save you thousands. It is easy to obtain quotes for either auto, or home with the help of our agents, or you can always submit a quote request online to save you some time.

At A Plus Insurance our goal is to make the quote process as easy, fast, Informative and pain free as possible. Because we all have busy schedules, places to be and sites to see, you can call us anytime to speak with a friendly and knowledgeable agent who will gladly assist you. If a phone call is too much during the day, please visit our website for a free quote online!

New A Plus Insurance Customers in Arkansas Save on Average $604..that’s almost 435 candy bars!

Insurance Arkansas: Cheapest Rates for Young drivers

Younger drivers will have to pay higher premiums for quite awhile unfortunately.

The good news is that once you hit the ripe age of 20 you will see your rates lower a bit, and then when you hit the age of 25 you will see your rates dramatically decrease!

For now, here are some tips on how to obtain cheaper insurance- Take a defensive driving course, inform your insurance company of your car’s security features, and never drive without insurance.

Top 5 Average Rates for Young Drivers in Arkansas

Dairyland$138
National General$148
Progressive Insurance$149
Acceptance RTR$152
21st Century$154

Insurance Arkansas: Best Rates for those with Bad or Poor Credit

Having what is considered bad, or poor credit can really bite you in the backside in many ways. In most states, a lower credit score will mean you pay more for your car insurance in comparison to others. If you have poor credit, switching insurance companies at times can be a great way to save a little chunk on your car insurance.

Average Rates for Bad Credit in Arkansas

Geico$150
21st Century$152
Mendota Ins. Company$162
Nationwide$165
AssuranceAmerica$166

Insurance Arkansas: TOP 5 Vehicles We Insure

image depicts the city of Insurance Arkansas
1Hyundai
2Acura
3Buick
4Mazda
5Audi

Insurance Arkansas: Lowest Cost with a Bundle Discount

There are many companies out there that offer great bundling discounts. To name a few, Progressive, Travelers, Bristol West, USAA, and Allstate offer many different bundling options for you. Some companies do not offer multiple products, and might just specialize in auto insurance.

Average Rates with Bundle Discounts in Arkansas

National General$128
AssuranceAmerica$135
Bristol West$135
Progressive Insurance$137
GAINSCO$139

Insurance Arkansas: Cheapest Rates with DUI

It’s no surprise that drivers with a lead foot will pay more for their insurance due to speeding tickets. Your car insurance rates in Arkansas will increase by at least $925 if you cause an accident. A DUI charge on your driving record will result not only in a significant increase in rate, but also may require you to carry an Sr22 for the state. 

Top 5 Average Rates with DUI in Arkansas

21st Century$152
Acceptance RTR$155
Nationwide$159
Mendota Ins. Company$163
The General$164
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Last Updated on by Shawn Christie