If You are a Progressive personal auto customer in Arkansas, read here for important rate updates!
Insurance Arkansas: Getting Started
Do you live in Arkansas? Are you needing an Auto, Homeowners, RV, or Boat insurance quote but have no time in your day to make multiple calls? Well, we have great news for you! You’re only 1 phone call away from getting the quote you need. At A Plus Insurance all of our quotes are FREE! For an Auto quote, it can take anywhere from 15-20 minutes! If you are looking for a Home or Renters quote it could be 20 minutes.
The minimum liability coverage required in Arkansas is 25,000 per person, 50,000 per accident for all persons, and 25,000 for property damage per accident. You must carry at least these limits to file and register your vehicle in the state of Arkansas. If you would like higher coverage than just the state minimum requirements, ask your agent what your options are. There are additional coverages offered in Arkansas, such as uninsured motorists, and medical payments. Although not required, these coverages are recommended to protect you, your passengers, and your vehicle.
As mentioned above, we offer home insurance in Arkansas through Progressive Insurance. In addition to the basic discounts that are available to you, a bundling discount could potentially save you thousands. It is easy to obtain quotes for either auto or home with the help of our agents, or you can always submit a quote request online to save you some time.
At A Plus Insurance our goal is to make the quote process as easy, fast, Informative, and pain-free as possible. Because we all have busy schedules, places to be, and sites to see, you can call us anytime to speak with a friendly and knowledgeable agent who will gladly assist you. If a phone call is too much during the day, please visit our website for a free quote online!
New A Plus Insurance Customers in Arkansas Save on Average $604..that’s almost 435 candy bars!
Insurance Arkansas: Cheapest Rates for Young drivers
Younger drivers will have to pay higher premiums for quite a while, unfortunately.
The good news is that once you hit the ripe age of 20 you will see your rates lower a bit, and then when you hit the age of 25 you will see your rates dramatically decrease!
For now, here are some tips on how to obtain cheaper insurance: Take a defensive driving course, inform your insurance company of your car’s security features, and never drive without insurance.
Top 5 Average Rates for Young Drivers in Arkansas
Dairyland
$138
National General
$148
Progressive Insurance
$149
Acceptance RTR
$152
21st Century
$154
Insurance Arkansas: Best Rates for those with Bad or Poor Credit
Having what is considered bad, or poor credit can really bite you in the backside in many ways. In most states, a lower credit score will mean you pay more for your car insurance in comparison to others. If you have poor credit, switching insurance companies at times can be a great way to save a little chunk on your car insurance.
Average Rates for Bad Credit in Arkansas
Geico
$150
21st Century
$152
Mendota Ins. Company
$162
Nationwide
$165
AssuranceAmerica
$166
Insurance Arkansas: TOP 5 Vehicles We Insure
1
Hyundai
2
Acura
3
Buick
4
Mazda
5
Audi
Insurance Arkansas: Lowest Cost with a Bundle Discount
There are many companies out there that offer great bundling discounts. To name a few, Progressive, Travelers, Bristol West, USAA, and Allstate offer many different bundling options for you. Some companies do not offer multiple products, and might just specialize in auto insurance.
Average Rates with Bundle Discounts in Arkansas
National General
$128
AssuranceAmerica
$135
Bristol West
$135
Progressive Insurance
$137
GAINSCO
$139
Insurance Arkansas: Cheapest Rates with DUI
It’s no surprise that drivers with a lead foot will pay more for their insurance due to speeding tickets. Your car insurance rates in Arkansas will increase by at least $925 if you cause an accident. A DUI charge on your driving record will result not only in a significant increase in the rate but also may require you to carry an Sr22 for the state.
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
My agent Marlon was amazing! He provided an...read moreMy agent Marlon was amazing! He provided an extraordinary level of customer service! He was polite, professional, positive, followed through, and assisted me every step of the way.I look forward to working with him again when I have to make changes when I move.read less
Wendy K.
2/21/2022
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Stephanie V.
5/21/2022
notes: young motorist 42 deal fast...read morenotes: young motorist 42 deal fast Full coverage Price Arizona Prior insurance acceptance Mini SR22 filingread less
Laura V.
4/21/2022
Reasonable pricing, amazing customer service both from staff...read moreReasonable pricing, amazing customer service both from staff and Katie who is my service provider. Highly recommended.read less
Brianna N.
7/21/2021
The young lady went out of her way...read moreThe young lady went out of her way to be throughly informed about my plan and get the best deal for the coverage.Thanks Crystal.read less
Anthony R.
7/21/2021
Crystal is always looking out for me as...read moreCrystal is always looking out for me as a consumer. If I am displeased with how my carrier does things she will go out of her way to re-shop and find me one that fits my needs. I have been with her for years and I highly recommend her. I have worked with other agents from time to time and they have been wonderful as well, but Crystal is my favorite. 🙂read less
Toni S.
7/21/2021
Personable, friendly and very helpful!!
Katherine A.
7/21/2020
Cameron a good guy very helpful and good...read moreCameron a good guy very helpful and good prices and very patient !!!!read less
Arturo R.
7/07/2023
aplusksopko@gmail.com was extremely helpful and able to lower...read moreaplusksopko@gmail.com was extremely helpful and able to lower my insurance!read less
Richard M.
7/21/2021
notes: first time insured 45 buy coverage...read morenotes: first time insured 45 buy coverage auto insurance to drive a vehicle home from the dealership. coverage WI Prior insurance Sentry Mitsubishiread less
Bryan T.
6/21/2022
Lauren was very helpful.
salvador j.
7/21/2021
Alexandra is always so helpful. She has taken...read moreAlexandra is always so helpful. She has taken care of all my worries.read less
Brian L.
10/31/2022
Marlon, was very helping, great customer service couldn't...read moreMarlon, was very helping, great customer service couldn't ask for a better person to help me get insuranceread less
Trent M.
3/02/2023
Alexandra was extremely helpful while we sorted out...read moreAlexandra was extremely helpful while we sorted out our auto and renters insurance after moving across the country. Our whole family had Covid at the time as well and it was such a plus to be given the option to handle everything over text. Very convenient and we'll absolutely use them for any additional needs in the future. Highly recommend.read less
Erin C.
10/14/2022
Jola is my forever insurance gal. She makes...read moreJola is my forever insurance gal. She makes it easy for me and gets it done right!read less
Mark M.
12/21/2021
Super Helpful and very friendly I switched...read moreSuper Helpful and very friendly I switched gears on her many times and she was right there along with me navigating I believe her computer left a smile on my face quite a few timesread less
Daniel W.
7/21/2020
Awesome family owned
charles C.
4/13/2023
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Stephanie G.
4/21/2022
Alexandria was the most Pleasant and polite person...read moreAlexandria was the most Pleasant and polite person that I've ever spoke to on the phone I give her five thumbs up she said she don't even doing the job for 4 months I told her she acts like she's been doing the job for at least 5 years experience y'all should definitely think about her for Future bossread less
Brandy t.
1/08/2023
Lauren helped me from the beginning to the...read moreLauren helped me from the beginning to the end. So pleasant and Kind. You my call personal and I could tell she really cared and found the best rates!! Hands down she is AWESOME!!read less
laporcha r.
11/21/2021
So helpful and patient. Got me rates almost...read moreSo helpful and patient. Got me rates almost a third lower than any other previous quote within last couple months.Thanks so muchread less
BRENDA M.
7/21/2020
Very professional, helpful and Amy has a wonderful...read moreVery professional, helpful and Amy has a wonderful attitude and personalityread less
Pamela J.
7/21/2020
I called in about 5 minutes before A...read moreI called in about 5 minutes before A Plus insurance closed, because I was hoping for a quick answer about a renewal notice I got. I spoke with Marlon who really took his time to help me. He stayed well after close, and never sounded bothered or irritated. I didn't feel rushed at any time. It was incredible customer service, and I definitely want to continue working with a plus insurance moving forward! Thanks for help Marlon!
Insurance policy notes: Single vehicle, one driver 2013 Ford Focus - Looking for A great value on full coverage insurance.read less
Angela E.
6/23/2022
Lauren was awsome a great agent she did...read moreLauren was awsome a great agent she did not leave any stone unturned!! She was fast efficient and to the point!!!read less
