Car Insurance Arkansas: Finding the best Rates
Auto Insurance in Arkansas
Tired of endlessly shopping for the best auto rates? A Plus Insurance will help you find the best rates!
Important Arkansas Rate Changes
If You are a Progressive personal auto customer in Arkansas, read here for important rate updates!
- Auto Insurance in Arkansas
- Insurance Arkansas: Getting Started
- Insurance Arkansas: How A Plus Insurance Can Help
- Insurance Arkansas: Cheapest Rates for Young drivers
- Insurance Arkansas: Best Rates for those with Bad or Poor Credit
- Insurance Arkansas: TOP 5 Vehicles We Insure
- Insurance Arkansas: Lowest Cost with a Bundle Discount
- Insurance Arkansas: Cheapest Rates with DUI
Insurance Arkansas: Getting Started
Do you live in Arkansas? Are you needing an Auto, Homeowners, RV, or Boat insurance quote but have no time in your day to make multiple calls? Well, we have great news for you! You’re only 1 phone call away from getting the quote you need. At A Plus Insurance all of our quotes are FREE! For an Auto quote, it can take anywhere from 15-20 minutes! If you are looking for a Home or Renters quote it could be 20 minutes.
The minimum liability coverage required in Arkansas is 25,000 per person, 50,000 per accident for all persons, and 25,000 for property damage per accident. You must carry at least these limits to file and register your vehicle in the state of Arkansas. If you would like higher coverage than just the state minimum requirements, ask your agent what your options are. There are additional coverages offered in Arkansas, such as uninsured motorists, and medical payments. Although not required, these coverages are recommended to protect you, your passengers, and your vehicle.
As mentioned above, we offer home insurance in Arkansas through Progressive Insurance. In addition to the basic discounts that are available to you, a bundling discount could potentially save you thousands. It is easy to obtain quotes for either auto or home with the help of our agents, or you can always submit a quote request online to save you some time.
At A Plus Insurance our goal is to make the quote process as easy, fast, Informative, and pain-free as possible. Because we all have busy schedules, places to be, and sites to see, you can call us anytime to speak with a friendly and knowledgeable agent who will gladly assist you. If a phone call is too much during the day, please visit our website for a free quote online!
Insurance Arkansas: Cheapest Rates for Young drivers
Younger drivers will have to pay higher premiums for quite a while, unfortunately.
The good news is that once you hit the ripe age of 20 you will see your rates lower a bit, and then when you hit the age of 25 you will see your rates dramatically decrease!
For now, here are some tips on how to obtain cheaper insurance: Take a defensive driving course, inform your insurance company of your car’s security features, and never drive without insurance.
Top 5 Average Rates for Young Drivers in Arkansas
| Dairyland | $138 |
| National General | $148 |
| Progressive Insurance | $149 |
| Acceptance RTR | $152 |
| 21st Century | $154 |
Insurance Arkansas: Best Rates for those with Bad or Poor Credit
Having what is considered bad, or poor credit can really bite you in the backside in many ways. In most states, a lower credit score will mean you pay more for your car insurance in comparison to others. If you have poor credit, switching insurance companies at times can be a great way to save a little chunk on your car insurance.
Average Rates for Bad Credit in Arkansas
| Geico | $150 |
| 21st Century | $152 |
| Mendota Ins. Company | $162 |
| Nationwide | $165 |
| AssuranceAmerica | $166 |
Insurance Arkansas: TOP 5 Vehicles We Insure
| 1 | Hyundai |
| 2 | Acura |
| 3 | Buick |
| 4 | Mazda |
| 5 | Audi |
Insurance Arkansas: Lowest Cost with a Bundle Discount
There are many companies out there that offer great bundling discounts. To name a few, Progressive, Travelers, Bristol West, USAA, and Allstate offer many different bundling options for you. Some companies do not offer multiple products, and might just specialize in auto insurance.
Average Rates with Bundle Discounts in Arkansas
| National General | $128 |
| AssuranceAmerica | $135 |
| Bristol West | $135 |
| Progressive Insurance | $137 |
| GAINSCO | $139 |
Insurance Arkansas: Cheapest Rates with DUI
It’s no surprise that drivers with a lead foot will pay more for their insurance due to speeding tickets. Your car insurance rates in Arkansas will increase by at least $925 if you cause an accident. A DUI charge on your driving record will result not only in a significant increase in the rate but also may require you to carry an Sr22 for the state.
Top 5 Average Rates with DUI in Arkansas
| 21st Century | $152 |
| Acceptance RTR | $155 |
| Nationwide | $159 |
| Mendota Ins. Company | $163 |
| The General | $164 |
| Other Helpful Links |
| Affordable Homeowners Insurance Arkansas |
| SR22 Filing In Arkansas |
Last Updated on by Lauren Mckenzie