- How to Get an Insurance Quote in Arkansas
- What We Do at A Plus Insurance
- How to Get the Cheapest Car Insurance in Arkansas for Young Drivers
- Best Car Insurance Rates in Arkansas for Drivers with Bad or Poor Credit
- Insurance Arkansas: TOP 5 Vehicles We Insure
- How to Get the Lowest Cost on Insurance in Arkansas with a Bundle Discount
- Cheapest Car Insurance Rates in Arkansas After a DUI
- Frequently Asked Questions about Auto Insurance in Arkansas
- FAQs About A Plus Insurance and Insurance in Arkansas
Important Arkansas Rate Changes
If You are a Progressive personal auto customer in Arkansas, read here for important rate updates!
How to Get an Insurance Quote in Arkansas
Do you need auto, homeowners, RV, or boat insurance in Arkansas but don’t have time to call multiple companies? Good news! You’re just one call away from a fast, free insurance quote.
Arkansas Minimum Liability Insurance Requirements
To legally drive in Arkansas, you must carry at least:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $25,000 for property damage
These minimum limits allow you to register and operate your vehicle in the state.
Need More Coverage?
If you want better protection than just the minimum, consider adding:
- Uninsured Motorist Coverage – Helps if you’re hit by an uninsured driver.
- Medical Payments Coverage – Pays for medical expenses after an accident.
- Comprehensive & Collision – Covers vehicle damage from accidents, theft, or weather.
Get Your Free Arkansas Insurance Quote Today!
An auto insurance quote takes just 15-20 minutes, and a home or renters quote takes about 20 minutes. Call now for a quick, hassle-free quote and find the best coverage for your needs!
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
As mentioned above, we offer home insurance in Arkansas through Progressive Insurance. In addition to the basic discounts that are available to you, a bundling discount could potentially save you thousands. It is easy to obtain quotes for either auto or home with the help of our agents, or you can always submit a quote request online to save you some time.
At A Plus Insurance our goal is to make the quote process as easy, fast, Informative, and pain-free as possible. Because we all have busy schedules, places to be, and sites to see, you can call us anytime to speak with a friendly and knowledgeable agent who will gladly assist you. If a phone call is too much during the day, please visit our website for a free quote online!
How to Get the Cheapest Car Insurance in Arkansas for Young Drivers
Are you a young driver in Arkansas looking for affordable car insurance? Unfortunately, drivers under 25 tend to pay higher premiums, but the good news is that rates gradually decrease as you gain experience.
- At age 20, you may see a slight drop in your rates.
- At age 25, many drivers experience a significant rate reduction if they maintain a clean driving record.
How to Lower Car Insurance Costs as a Young Driver
Want to save money on car insurance now? Here are a few ways to get a cheaper rate:
- Take a Defensive Driving Course – Many insurers offer discounts for completing an approved course.
- Use a Car with Safety Features – Vehicles with anti-theft devices and airbags may qualify for lower premiums.
- Stay Insured – Letting your coverage lapse can make your rates go up.
- Ask About Student Discounts – Many companies offer discounts for good grades or being on a parent’s policy.
Get a Free Quote for Affordable Young Driver Insurance in Arkansas
Finding the cheapest car insurance in Arkansas doesn’t have to be hard. Call now or get a free online quote to compare rates and start saving today.
Top 5 Average Rates for Young Drivers in Arkansas
| Dairyland | $138 |
| National General | $148 |
| Progressive Insurance | $149 |
| Acceptance RTR | $152 |
| 21st Century | $154 |
Best Car Insurance Rates in Arkansas for Drivers with Bad or Poor Credit
If you have bad or poor credit, you may notice higher car insurance rates in Arkansas. Many insurers use credit scores to determine risk, meaning lower scores often result in higher premiums.
How Does Poor Credit Affect Car Insurance in Arkansas?
- Higher Premiums – Drivers with lower credit scores typically pay more for coverage.
- Limited Discounts – Some insurers offer fewer savings opportunities for drivers with poor credit.
- Varied Rates by Company – Different insurance companies weigh credit scores differently, so shopping around can help.
How to Find Affordable Car Insurance with Bad Credit
If you have poor credit, switching insurance providers may help you find lower rates. Here are some ways to save:
- Compare Multiple Quotes – Some companies are more lenient on credit scores than others.
- Ask About Discounts – Look for safe driver, multi-policy, and payment discounts to lower costs.
- Consider Usage-Based Insurance – Some insurers offer pay-per-mile or telematics programs that reward safe driving.
- Work on Credit Improvement – Raising your credit score over time can lead to lower insurance rates.
Get a Free Quote for Car Insurance in Arkansas
Having bad credit doesn’t mean you have to overpay for car insurance. Call today or get a free quote online to compare Arkansas car insurance rates and find the best option for your budget.
Average Rates for Bad Credit in Arkansas
| Geico | $150 |
| 21st Century | $152 |
| Mendota Ins. Company | $162 |
| Nationwide | $165 |
| AssuranceAmerica | $166 |
Insurance Arkansas: TOP 5 Vehicles We Insure
| 1 | Hyundai |
| 2 | Acura |
| 3 | Buick |
| 4 | Mazda |
| 5 | Audi |
How to Get the Lowest Cost on Insurance in Arkansas with a Bundle Discount
Looking for affordable insurance in Arkansas? Bundling your policies—such as auto, home, and renters insurance—can help you save money. Many insurance companies offer discounts for bundling multiple policies, reducing your overall premium.
Which Companies Offer the Best Bundle Discounts?
Several insurers provide multi-policy discounts for customers in Arkansas, including:
- Progressive – Offers discounts for bundling auto, home, renters, or motorcycle insurance.
- Travelers – Provides competitive bundling options for home and auto policies.
- Bristol West – Specializes in auto insurance but may offer discounts when combined with other policies.
- USAA – Available to military families with savings for bundling home and auto.
- Allstate – Offers significant savings when bundling auto and homeowners insurance.
Why Bundle Your Insurance?
- Lower Monthly Costs – Save up to 25% when combining multiple policies.
- Simplified Coverage – Manage all your policies with one provider and fewer bills.
- Better Policy Options – Some insurers offer enhanced coverage for bundled policies.
Get a Free Quote for a Bundled Insurance Discount in Arkansas
Not sure which insurance bundle is right for you? Call today or get a free online quote to compare bundled policy discounts and start saving.
Average Rates with Bundle Discounts in Arkansas
| National General | $128 |
| AssuranceAmerica | $135 |
| Bristol West | $135 |
| Progressive Insurance | $137 |
| GAINSCO | $139 |
Cheapest Car Insurance Rates in Arkansas After a DUI
If you have a DUI in Arkansas, expect your car insurance rates to increase. On average, drivers with a DUI pay at least $925 more per year than those with a clean record. In some cases, the state may also require you to file an SR22 certificate to reinstate your driving privileges.
How a DUI Affects Your Insurance in Arkansas
- Higher Premiums – A DUI classifies you as a high-risk driver, leading to higher rates.
- SR22 Requirement – Arkansas may require SR22 insurance, which is proof of financial responsibility.
- Limited Insurance Options – Some insurers may deny coverage, meaning you’ll need a high-risk insurance provider.
How to Find the Cheapest DUI Insurance in Arkansas
Even with a DUI, you can still find affordable insurance by following these steps:
- Compare Multiple Quotes – Different insurers charge different rates for DUI drivers.
- Ask About Discounts – Look for safe driver programs, bundling discounts, and telematics options.
- Complete a Defensive Driving Course – Some companies offer discounts for DUI education programs.
- Maintain Continuous Coverage – Avoiding policy lapses can help prevent further rate increases.
Get a Free DUI Insurance Quote in Arkansas
Need cheap SR22 or DUI insurance in Arkansas? Call now or get a free online quote to compare rates and find the best coverage for your situation.
Top 5 Average Rates with DUI in Arkansas
| 21st Century | $152 |
| Acceptance RTR | $155 |
| Nationwide | $159 |
| Mendota Ins. Company | $163 |
| The General | $164 |
Frequently Asked Questions about Auto Insurance in Arkansas
What types of auto insurance are mandatory in Arkansas?
In Arkansas, drivers are required to have liability insurance that covers bodily injury and property damage liability. Uninsured motorist coverage is also mandatory.
How can I find the best auto insurance rates in Arkansas?
To find the best auto insurance rates in Arkansas, compare quotes from multiple insurers, review available discounts, consider coverage options, and ensure the policy meets your needs and budget.
Need assistance with auto insurance in Arkansas?
Feel free to call us at 1.888.445.2793 for assistance with auto insurance in Arkansas. Our team is here to help you find the right coverage.
What is the cheapest legit car insurance in Arkansas?
Finding the cheapest legitimate car insurance in Arkansas can vary based on your individual circumstances and coverage needs. It’s essential to compare quotes from reputable insurers and consider available discounts to find the most affordable and legitimate option. Our team at 1.888.445.2793 can assist you in finding affordable and legitimate car insurance that meets your requirements.
| Other Helpful Links |
| Affordable Homeowners Insurance Arkansas |
| SR22 Filing In Arkansas |
| Arkansas Homeowners Insurance |
| Progressive Insurance in Arkansas |
FAQs About A Plus Insurance and Insurance in Arkansas
What types of insurance products does A Plus Insurance offer in Arkansas?
A Plus Insurance in Arkansas provides a wide range of insurance products, including auto insurance, home insurance, renters insurance, business insurance, and more. Our goal is to offer comprehensive coverage options tailored to the unique needs of our clients in Arkansas.
How can I request an insurance quote from A Plus Insurance in Arkansas?
Requesting an insurance quote from A Plus Insurance in Arkansas is easy and convenient. You can visit our website and use our online quote request form to receive a personalized insurance quote for your property or vehicle. Alternatively, you can contact our Arkansas office at 888-445-2793 for a free quote, and our experienced agents will assist you in finding the right insurance coverage.
What sets A Plus Insurance apart as a trusted insurance agency in Arkansas?
A Plus Insurance is known for its commitment to personalized service, competitive rates, and a wide range of insurance options in Arkansas. We take the time to understand our clients’ unique needs and provide guidance to help them make informed decisions about their insurance coverage. Our goal is to provide peace of mind through reliable and comprehensive insurance solutions.
Here’s What Our Clients Say About Us
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Last Updated on by Brian Muse