Car Insurance Texas: Helping you Find the Cheapest Rates
Insurance Texas: Best Affordable Auto Rates
THE LONE STAR STATE. We like Guns, Oil, Barbecue, and Cowboys Baby! Texas also likes reasonable rates for their insurance!
See Some Sample Texas Auto Insurance Rates
- Insurance Texas: Best Affordable Auto Rates
- See Some Sample Texas Auto Insurance Rates
- Who Is A Plus Insurance?
- Insurance Texas: Cheapest Sr22 Rates
- Insurance Texas: Least Expensive Broadform/NonOwners Auto Rates
- The Best Insurance In Texas?
- Lowest Cost Auto Insurance With DWI, Accidents, Violations in TX
- Insurance Texas: Cheapest Insurance For Male Drivers
- Insurance Texas: Cheapest Insurance with Bundle Discount
Insurance Texas: Cheapest Sr22 Rates
An SR-22 is required because the driver was convicted of a serious moving violation such as connected to a DUI, DWI, or multiple moving violations within a brief period. What comes with this is a steep price increase of your current insurance. Here at A Plus Insurance we can work together to find the best insurance rate for you.
Top 5 Average Insurance Texas Rates with an SR22
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $87 |
| Progressive Insurance | $88 |
| Geico | $91 |
| Bristol West | $92 |
| National General | $93 |
Insurance Texas: Least Expensive Broadform/NonOwners Auto Rates
Texas isn’t just about BIG, it’s also about fast! Did you know Texas has the fastest average legal speed in the US at 78.3 mph. If you want to hop in the fast lane in Texas but you don’t own your own car, stay covered and purchase Broadform or Non-Owners Texas Insurance.
Remember, this policy is very limited, this is why it tends to be inexpensive. It only covers damages you inflict on others. And it follows you as the driver…NOT the vehicle.
Top 5 Broadform or Non-Owners Auto Rates In Texas
| Car Insurance Company | Average Monthly Rate |
|---|---|
| Dairyland | $81 |
| Progressive Insurance | $91 |
| The General | $124 |
| Mendota Ins. Company | $139 |
| Bristol West | $143 |
The Best Insurance In Texas?
What is the Best? To most people…this could mean two things:
1. The Most Basic Texas Insurance You can get for the cheapest; OR
2. The Best Insurance Coverage for the Price
We’ve got answers to both, crack open a Dr. Pepper (Invented in Texas) and let me learn ya a few things!
1. The most basic Coverage is really about your vehicle, needs, and record. A great place to start is the Basic liability limits. In Texas these are: $30,000 in liability coverage for each injured person, up to a total of $60,000 per accident, and $25,000 for property damage per accident. This basic coverage is called 30/60/25.
2. Now if you are wanting higher limits, this is certainly available. But this only covers damages you may inflict on others. To get your vehicle covered you may opt for the additional ‘Full Coverage’ which includes Comprehensive and Collision.
In either case, it truly depends on your needs. But Full Coverage doesn’t have to break the bank, yet it is not always needed if you can cover the damage of your own auto
Think of it this way: Picture your car in a bubble! Basic Liability covers things outside of the bubble. Full Coverage covers within the bubble.
*Full Coverage does not include Med Pay, Rental Car, or Towing.
Lowest Cost Auto Insurance With DWI, Accidents, Violations in TX
The first frozen Margarita Machine was invented in Texas! If a Margarita has you needing a SR-22 Texas insurance before you can get on the road, the key to a cheap rate is to shop around.
SR-22 is a certificate required by Texas to verify that you are maintaining motor vehicle liability insurance. You can also check in with the Texas DMV to see how long you might need your SR22 for.
Insurance Texas: Top 5 Average Rates with Violations on Your Record
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $148 |
| Progressive Insurance | $155 |
| 21st Century | $156 |
| AssuranceAmerica | $156 |
| Acceptance RTR | $162 |
Insurance Texas: Cheapest Insurance For Male Drivers
Gentlemen, if all your exes live in Texas…chances are…you a paying more for Car Insurance. Gender alone however does not decide the insurance premium you end up getting, a myriad of different things impact it.
Good credit, great driving record, and being over 25 are just a couple of bonus’s that may be in your favor that have you skipping for joy across King Ranch!
Insurance Texas: Top 5 Average Rates For Male Drivers
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $153 |
| 21st Century | $156 |
| Bristol West | $158 |
| Acceptance RTR | $165 |
| Mendota Ins. Company | $168 |
Insurance Texas: Cheapest Insurance with Bundle Discount
Is Auto Insurance in Texas truly cheaper with a bundle discount?
Yes!
The discount amounts you could receive will of course vary depending on the insurance company you use. Savings is not the only advantage that comes with bundling your policies. You could have a lot less hassle managing your insurance companies if they are both with the same companys.
Last Updated on by Veronica Moss