Cheapest Auto Insurance in Alaska

Alaska is home to more than 100,000 glaciers, but don’t be left out in the cold without insurance. Here at A Plus we do the shopping for you!

State Liability Requirements

Required Liability Coverage:
$50,000 bodily injury liability per person
$100,000 bodily injury liability per accident
$25,000 property damage liability per accident
Uninsured Motorist Coverage: 50/100
$2500 Medpay

Cheapest Full-Coverage Auto Insurance in Alaska

Looking for affordable full-coverage auto insurance in Alaska? While full coverage provides extra protection, your premium doesn’t have to be sky-high. With the right policy, you can get comprehensive and collision coverage at a price that fits your budget.

How to Get the Lowest Full-Coverage Rates in Alaska:

  • Compare quotes from multiple insurers to find the best price.
  • Choose a higher deductible to lower your monthly premium.
  • Maintain a clean driving record to qualify for safe driver discounts.
  • Bundle auto insurance with home or renters insurance for extra savings.

Want to see how much you can save? Get a free full-coverage insurance quote today!

Average Monthly Full Coverage Rates on Insurance for Alaska

Car Insurance CompanyAverage Monthly Payment
Bristol West$133
Travelers$140
Nationwide$141
American Family$142
National General $142

Understand that rates are subject to fluctuate per individual. This chart demonstrates on average what you may pay for a full coverage auto policy. Many variables will go into the total cost factor for each person when calculating Alaska Insurance policies.

Best SR-22 Insurance in Alaska

Need SR-22 insurance in Alaska? If you’ve had a serious driving violation, the state may require you to file an SR-22 certificate to prove you have the minimum required auto insurance. While not a type of insurance itself, an SR-22 is a necessary step to reinstate your driving privileges.

How to Get Affordable SR-22 Insurance in Alaska:

  • Compare rates from multiple providers that work with high-risk drivers.
  • Choose a liability-only policy if full coverage isn’t required.
  • Maintain a clean driving record to lower costs over time.
  • Ask about discounts that can help offset higher premiums.

Need an SR-22 insurance quote in Alaska? Call now or get a free online quote to find the best rate for your situation!

Average Monthly Rates With an Alaska SR-22 Insurance Policy

Car Insurance CompanyAverage Monthly Payment
Dairyland$93
Mendota$93
Progressive$101
The General$108
Assurance America$109

Cheapest Auto Insurance With Bad or Poor Credit in Alaska

Need affordable auto insurance with bad credit in Alaska? Your credit score plays a role in determining your premium, but that doesn’t mean you’re stuck with high rates. By shopping around, you can find budget-friendly options even with poor credit.

How to Lower Your Insurance Costs With Bad Credit:

  • Compare multiple quotes to find the best rate for your situation.
  • Opt for a higher deductible to lower your monthly premium.
  • Maintain a clean driving record to qualify for discounts.
  • Look for bundling discounts by combining auto and home insurance.

Bad credit? No problem! Get a free auto insurance quote in Alaska today and see how much you can save.

Alaska Insurance Average Monthly Rates With Poor or Bad Credit

Car Insurance CompanyAverage Monthly Payment
Nationwide$150
Bristol West$153
The General$157
21st Century$160
Assurance America$163

Best Liability-Only Car Insurance in Alaska

Looking for affordable liability-only car insurance in Alaska? Liability coverage is the most basic insurance required by the state, helping cover costs if you’re at fault in an accident.

Alaska’s Minimum Liability Insurance Requirements:

  • Bodily Injury Liability: $50,000 per person / $100,000 per accident
  • Property Damage Liability: $25,000
  • Uninsured/Underinsured Motorist Bodily Injury: $50,000 per person / $100,000 per accident

How to Find the Cheapest Liability Insurance in Alaska:

  • Compare quotes from multiple providers to get the best rate.
  • Keep a clean driving record to qualify for lower premiums.
  • Ask about safe driver or multi-policy discounts to save more.

Need cheap liability-only car insurance in Alaska? Get a free quote today and see how much you can save!

Average Monthly Rates Liability Only

Car Insurance CompanyAverage Monthly Payment
Dairyland$84
Bristol West$92
AssuranceAmerica$100
GEICO$102
Acceptance RTR$106

Least Expensive Car Insurance for Female Drivers in Alaska

Looking for affordable car insurance for female drivers in Alaska? While gender can be a factor in determining rates, women often benefit from lower premiums due to statistically safer driving habits.

How to Get the Best Insurance Rates as a Female Driver:

  • Compare multiple quotes to find the lowest price.
  • Maintain a clean driving record to qualify for the best discounts.
  • Bundle policies like home and auto for extra savings.
  • Choose a higher deductible to lower monthly premiums.

Want to find the cheapest car insurance in Alaska? Get a free quote today and start saving!

Average Monthly Rates For Female Drivers

Car Insurance CompanyAverage Monthly Payment
National General$129
Acceptance RTR$135
Mendota $145
Progressive$145
The General$145

Cheapest Car Insurance for Young Drivers in Alaska

Are you a young driver in Alaska looking for affordable car insurance? Drivers under 25 often face higher rates because they’re statistically more likely to be in accidents. In some cases, young drivers pay twice as much as older, more experienced drivers.

How to Lower Car Insurance Costs as a Young Driver:

  • Get a Good Student Discount – Maintain a ‘B’ average or higher to qualify for savings.
  • Try Usage-Based Insurance – Programs that monitor safe driving habits can help lower your rate.
  • Stay on a Parent’s Policy – If possible, staying on a family plan can be more affordable.
  • Choose a Safe Vehicle – Cars with strong safety ratings often come with lower insurance costs.

Looking for the cheapest car insurance in Alaska as a young driver? Get a free quote today and start saving!

Average Monthly Rates For Young Drivers

Car Insurance CompanyAverage Monthly Payment
National General$138
Progressive Insurance$139
Dairyland$143
Mendota$147
American Family$153

Lowest-Cost Car Insurance for Male Drivers in Alaska

Looking for affordable car insurance as a male driver in Alaska? Statistics show that men tend to have higher accident rates, which can lead to higher premiums. However, there are still ways to lower your costs and find a budget-friendly policy.

How to Get Cheaper Car Insurance as a Male Driver:

  • Compare quotes from multiple providers to find the best rate.
  • Maintain a clean driving record to qualify for safe driver discounts.
  • Choose a higher deductible to reduce monthly premiums.
  • Bundle auto insurance with home or renters insurance for extra savings.
  • Look into usage-based programs that reward safe driving habits.

Want the cheapest car insurance in Alaska? Get a free quote today and start saving!

Average Monthly Rates For Males in Alaska

Car Insurance CompanyAverage Monthly Payment
Progressive$152
21st Century$153
Nationwide$156
AssuranceAmerica$163
Mendota$163

Best Auto Insurance With Bundle/Homeowners Discount in Alaska

Want to save money on auto insurance in Alaska? Just like layering up for the cold, bundling your home and auto insurance can help you lock in big savings. Many insurance companies offer discounts when you combine policies, making it a smart way to lower your premium.

Why Bundle Home and Auto Insurance?

  • Save up to 25% by combining policies.
  • Simplify your coverage with one provider and one bill.
  • Unlock extra discounts for loyalty and multi-policy customers.
  • Improve coverage options with bundled benefits and perks.

Don’t miss out on easy savings—get a free quote today and see how much you can save by bundling!

Average Monthly Rates With a Bundle Discount

Car Insurance CompanyAverage Monthly Payment
Assurance America$133
National General$134
The General$140
Nationwide$146
Bristol West$148

What Is The “Best” Auto Insurance in Alaska Then?

The cheapest insurance rates in all of the U.S. are here! You can also take active steps to keep your premium as low as possible. Here are 3 quick tips:

How To Keep Your Auto Insurance Rates Low

1. Improve your driving record: violations wreak havoc on your premiums

2. Ask for available discounts with an insurance agent here at A Plus

3. Increase your deductible. Higher deductibles mean lower monthly rates.

Factors That Go into auto premium costs

Although we do our best to show the average cost amongst insurance carriers, not everyone will get that exact price point for Alaska auto insurance.

Insurance is not a “cookie cutter” process. One policy premium and coverage might be perfect for one person, where as, for another individual they may need just the policy with no added coverages.

Along with that statement, each person has different circumstances which may be more favorable for a certain price range, versus, other certain circumstances may increase the total cost.

Here is a few lists of reasons that can go into the overall cost of an Alaska Insurance auto policy’s.

Location / Zip code
Driving History / Violations
Gender
State Requirements
Marital Status
Credit History
Vehicle Make and Model
This is not all of the factors that are included when it comes to determining the auto premium.

Lastly, after all factors are considered, ask your agent what additional discounts that you could be eligible for receiving in order to lower the policy price!

Is Alaska an at fault state?

Alaska is a “Fault” Car Accident State. Alaska follows a “fault” system when it comes to financial responsibility for injuries, vehicle damage, and other losses stemming from a car accident

Headlight use in Alaska?

The law requires headlights for extended periods of time during the winter months. Certain Alaskan roadways require headlights to be on at all times year-round.

What makes a vehicle street legal in Alaska?

If your vehicle was manufactured before 1949, you’ll need to ensure it has Hydraulic brakes on each wheel and halogen or sealed beam headlights among other items expected by most states.

Who offers Cheap Auto Insurance in Alaska?

Our Agents at A Plus Insurance offer Auto Insurance, representing multiple insurance companies to be able to find the best price.

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Last Updated on by Brian Muse

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