- Auto Insurance California: How to Find the Best Rates
- Best Auto Insurance for Young Drivers in California
- Cheapest Car Insurance With A Bundle/Homeowners Discount in California
- Best Broadform or Non-Owners Auto Insurance in California
- Least Expensive Car Insurance With a DUI, Accidents, or Violations in California
- Best Liability Only Auto Insurance in California
- Cheapest Auto Insurance With a Clean Driving Record in California
- Most Affordable Insurance With Good Credit in California
- Lowest Cost Insurance With An SR-22 in California
- Frequently Asked Questions About Auto Insurance in California
- More California Insurance Resources
- Motorcycle Insurance in California
New A Plus Insurance Customers in California Save on Average $592…that’s almost 1157 pounds of bananas!
I Know I need Insurance…But I don’t understand it…
If that sounds like you, don’t worry…most people have a lot of questions when it comes to how auto insurance works. We have your insurance basics here to make it easy for you.
Best Auto Insurance for Young Drivers in California
California is the avocado capital…and if you are as green as an avocado…that can mean a higher insurance rate.
Due to inexperience most carriers charge a higher premium for males and females under 25.
Like the Golden Gate Bridge, we at A Plus Insurance can help you cross over expensive monthly rates and guide you to better prices. Here’s a quick tip: pick a car that insurance companies deem safe or cheap to insure, and this can help keep your rate reasonable.
Insurance California: Average Rates for Young Drivers
| Car Insurance Company | Average Monthly Payment |
|---|---|
| American Family | $146 |
| Dairyland | $148 |
| Progressive | $149 |
| Farmers | $151 |
| USAA | $151 |
Cheapest Car Insurance With A Bundle/Homeowners Discount in California
When Harry met Sally, when Rose met Jack, when Westley met Buttercup…certain things bundled together are just better!
Your Auto and Home insurance in California is no different.
Discounts are available when you add Homeowners to your auto policy and you can save that money for Coachella or a tour in Wine Country.
Insurance California: Top 5 Best Rates with a Bundle Discount
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $129 |
| Acceptance RTR | $134 |
| Assurance America | $142 |
| Bristol West | $142 |
| 21st Century | $143 |
Best Broadform or Non-Owners Auto Insurance in California
Broadform insurance follows the person unlike most other policies which follow the car.
This is the most minimal type of insurance and typically only covers the state required limits of liability.
For California the State minimum is
$15,000 for injury/death to one person.
$30,000 for injury/death to more than one person.
$5,000 for damage to property.
Insurance California: Top 5 Best Rates for Broadform or Non-Owners Insurance
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $88 |
| Progressive | $93 |
| The General | $110 |
| Mendota | $138 |
| GEICO | $160 |
Least Expensive Car Insurance With a DUI, Accidents, or Violations in California
California has some of the most stringent impaired driving laws in the U.S. according to findlaw.com this can have a major impact on your insurance.
California Insurance providers perform background checks upon renewal and will increase the premium of high-risk drivers. What can be done? Shop around! We at A Plus Insurance can help you make the work painless.
Insurance California: Top 5 Best Rates for Records With Violations or Accidents
| Car Insurance Company | Average Monthly Payment |
|---|---|
| 21st Century | $154 |
| Dairyland | $159 |
| Progressive | $161 |
| GEICO | $164 |
| Acceptance RTR | $177 |
Best Liability Only Auto Insurance in California
The California State minimum liability limits of insurance is:
$15,000 for injury/death to one person.
$30,000 for injury/death to more than one person.
$5,000 for damage to property.
Liability insurance only might seem basic, but at the very least, can give you the peace of mind that the drivers around you are covered if you hit them.
Insurance California: Top 5 Best Rates for Liability Only
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Progressive | $81 |
| The General | $81 |
| National General | $82 |
| Dairyland | $86 |
| Acceptance RTR | $99 |
Cheapest Auto Insurance With a Clean Driving Record in California
Having a clean driving record will not win you the Oscar at the Academy Awards, but you can win big when it comes to your California insurance rates.
A clean driving record is one without any accidents, moving violations, or application points on your license. This tells insurance companies that you are committed to following rules and are safe which translates to lower premiums.
If you currently have moving violations, worry not! With time these violations will no longer be held against you as long as you work on improving your driving. Consider a Defensive driving course.
Insurance California: Top 5 Best Rates for Drivers With a Clean Record
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $128 |
| Progressive | $132 |
| Gainsco | $133 |
| Mendota | $134 |
| Bristol West | $138 |
Most Affordable Insurance With Good Credit in California
Grapes, almonds, strawberries, and oranges are just some of the fruits California enjoys as crops they grow. You can enjoy the fruitage of your hard work to keep your credit score in the green!
A good credit score signals to insurance companies that you can be trusted as financially responsible. The reward is not a Golden Globe, but less expensive insurance rates!
Insurance California: Top 5 Best Rates for Drivers With a Good Credit Score
| Car Insurance Company | Average Monthly Payment |
|---|---|
| National General | $132 |
| Acceptance RTR | $135 |
| 21st Century | $139 |
| GEICO | $144 |
| Dairyland | $145 |
Lowest Cost Insurance With An SR-22 in California
An SR-22 is a form usually ordered by the state via the DMV or the court in California. Why would someone need this form?
1. Driving without a License or Insurance
2. DWI or DUI conviction
3. Multiple driving violations within a short amount of time
..And a few other scenarios.
It is not insurance, but proof that you meet the minimum auto insurance coverage and that you are financially responsible enough to be on the road.
Insurance California: Top 5 Best Rates for Drivers With an SR-22
| Car Insurance Company | Average Monthly Payment |
|---|---|
| Dairyland | $72 |
| The General | $95 |
| GEICO | $97 |
| Progressive | $97 |
| Mendota | $99 |
How much does Auto Insurance cost for my 16-year old?
A LOT! Just kidding…there are a multitude of factors that give you the final rate. In California and many other states the cost effective route is to put the teenager on your current insurance. Which is significantly cheaper than putting the adolescent on their own plan. Family plan for the win!
More California Insurance Resources
Homeowners Insurance in California
Have one of our agents re-shop for your homeowners insurance rates plus learn all the basics about homeowners in California.
Motorcycle Insurance in California
Find the best insurance rates on motorcycles and learn all of your motorcycle insurance basics.
Last Updated on by Veronica Moss