INSURANCE VERMONT

A state well known for its scenic hiking, beautiful mountain range, and green forestry. If you live in Vermont, you know all the beauty this State has to offer. Do you know everything you need to know about your Auto Insurance? Let’s take a look!

How to Instantly Save on Home and Auto Insurance Today

How to Instantly Save on Home and Auto Insurance Today

  • Use available discounts for home and auto insurance, such as safe driver, multi-policy, or military discounts. Call Us to find out what discounts you qualify for.
  • Compare rates from multiple insurance providers to ensure you’re getting the best deal. Text Us to get started.
  • Increase your deductibles to lower your monthly premiums. This is an easy way to save if you can afford higher out-of-pocket costs in the event of a claim. Call Us for more information.
  • Bundle your home and auto insurance to take advantage of additional savings. Many providers offer discounts when you combine both policies. Text Us to learn more about bundling.
  • Adjust your coverage to match your current needs. Review your policy to ensure you’re not over-insured or paying for unnecessary coverage. Call Us for a free policy review.

CHEAPEST VERMONT AUTO INSURANCE FOR YOUNG DRIVERS

Younger drivers do not need to pay an arm and a leg for their auto insurance in Vermont! We can help you save money on your car insurance by applying all acceptable discounts, altering coverage to best fit, and shopping multiple insurance companies to find the most affordable rate.

AVERAGE MONTHLY RATE FOR YOUNG DRIVERS

CarrierAverage Price
National General$133
Progressive Insurance$139
Dairyland$146
USAA$147
Acceptance RTR$150
Geico$163
Farmers$167
Insurance Vermont

MOST AFFORDABLE VT INSURANCE WITH BAD CREDIT, POOR CREDIT

Credit is used to determine insurance premiums, along with several other rating factors that go into determining the premium. The better credit a customer has the more reliable they are seen when making their payments on time, which insurance companies in Vermont provide cheaper rates for.

AVERAGE MONTHLY RATE POOR CREDIT

CarrierAverage Cost
Dairyland$152
Progressive Insurance$153
Mendota Ins. Company$157
21st Century$159
GAINSCO$161
AssuranceAmerica$162
Bristol West$167
Insurance Vermont

How much does car insurance cost in Vermont?

The cost of car insurance in Vermont can vary depending on several factors, including your age, driving record, the type of vehicle you drive, and the coverage options you choose. On average, Vermont drivers pay around $800 to $1,200 per year for car insurance. However, individual rates may be higher or lower based on personal circumstances. Factors such as your age, driving history, and credit score can impact your insurance premium. Additionally, the type of coverage you select, such as liability-only or full coverage, will affect your overall cost.

Factors Affecting Car Insurance Costs:

  • Age and Driving Record: Younger drivers and those with a history of accidents or violations may pay higher premiums.
  • Vehicle Type: The make, model, and age of your vehicle can influence insurance rates.
  • Coverage Options: Full coverage policies with comprehensive and collision coverage will typically cost more than liability-only policies.

To find the best rates for car insurance in Vermont, it’s essential to compare quotes from multiple insurance carriers and consider factors like coverage options and discounts available.

CHEAPEST INSURANCE IN VERMONT WITH CLEAN DRIVING HISTORY

Have you had any accidents or tickets within the past 3-5 years? If the answer is no, you’re on the right path to saving more on your car insurance in Vermont.

Many Insurance companies offer discounts, like accident free discount, and 3 year safe driving discount which both help keep your premium low! That is their reward for your safe driving, so keep up with good work!

AVERAGE MONTHLY RATE FOR CLEAN DRIVERS

LowHigh
$157.25$212.50
$157.25$212.50
$157.25$212.50
$157.25$212.50
$157.25$212.50
$157.25$212.50
$157.25$212.50
$157.25$212.50
Insurance Vermont

VERMONT CAR INSURANCE POLICIES: CHEAPEST FULL COVERAGE INSURANCE

Full coverage insurance consists of Comprehensive and Collision coverage. You are able to customize your insurance policy and add on extras such as, Roadside, Rental Reimbursement and even Gap Insurance. Not sure what these coverages consist of, or what you need? Speak with one of our Vermont insurance professionals and they will be happy to go over any questions you may have.

FULL COVERAGE AVERAGE RATE

CarrierAverage Cost
Bristol West$138
USAA$145
Acceptance RTR$146
Progressive Insurance$148
Farmers$150
National General$152
Travelers$152
Nationwide$154
The General$156
AssuranceAmerica$162
Insurance Vermont

LOWEST COST CAR INSURANCE VERMONT – WITH BUNDLE HOMEOWNERS DISCOUNT

It’s true, bundling your home and car insurance policies can lead you to the path of savings! Even if you do not own a home, you can still bundle pretty much any other product like Motorcycle, Renters, ATV and Motorhome.

AVERAGE RATES WHEN BUNDLED FOR SAVINGS

CarrierAverage Cost
Bristol West$133
Mendota Ins. Company$138
Progressive Insurance$138
The General$144
Acceptance RTR$146
Geico$149
Dairyland$153
21st Century$155
AssuranceAmerica$156
National General$159
USAA$160
Insurance Vermont

CHEAPEST CAR INSURANCE VERMONT – WITH GOOD CREDIT

If you have good or excellent credit, your wallet will thank you! Vermont Insurance companies provide cheaper car insurance premiums for customers with good credit. These customers are considered ‘preferred’ by insurance companies, and are rewarded with cheaper prices.

AVERAGE MONTHLY RATE WITH GOOD CREDIT

CarrierAverage Cost
Nationwide$129
Mendota Ins. Company$137
National General$137
Acceptance RTR$138
AssuranceAmerica$143
GAINSCO$144
Insurance Vermont

LEAST EXPENSIVE INSURANCE WITH DUI, ACCIDENTS, VIOLATIONS

If you’ve been convicted of a DUI, or Accident, you will likely see an increase on the cost of your auto insurance. You can still do things to keep your premium low, like taking a class to get the points reduced. The violation typically stays on your record for 5 years, impacting your rates for that long as well so it is important to drive with caution.

AVERAGE MONTHLY RATE WITH DUI

CarrierAverage Cost
Progressive Insurance$152
Bristol West$153
National General$154
Assurance America$164
Geico$165
Nationwide$172
Insurance Vermont

CHEAPEST CAR INSURANCE FOR FEMALE DRIVERSVermont

Female drivers typically pay less for their Vermont auto insurance than males do. Statistics show that females cause less damage in the event of an accident than males do, making them a better ‘risk’ per say.

AVERAGE RATE FOR FEMALES

CarrierAverage Cost
GAINSCO$132
Bristol West$137
AssuranceAmerica$139
Acceptance RTR$140
The General$141
Nationwide$142
Insurance Vermont

CHEAPEST BROADFORM/NON OWNERS AUTO INSURANCE VERMONT

In Vermont, you can purchase a Non Owners policy if you are needing liability insurance on a non owned vehicle. If you are required to carry an SR-22, but do not own a vehicle, this type of policy may be a good fit for you. You can add extra coverages on if desired, such as Uninsured Motorist and Medical payments, but Property Damage coverage is not acceptable on a Non Owners

BROADFORM AVERAGE RATES

CarrierAverage Cost
Dairyland$71
Progressive Insurance$102
The General$112
Mendota Ins. Company$135
Bristol West$148
Geico$180
Acceptance RTR$218
State Farm$221
Allstate$242
Insurance Vermont

VERMONT’S MOST AFFORDABLE INSURANCE

Insurance Vermont-Are you currently living in the Green Mountain state?! Have you been looking for Auto or Home insurance? With life’s busy schedule to keep up with, It can be difficult to make multiple phone calls throughout the day. Well we have excellent news for you! You’re now only one phone call away from receiving a FREE quote! At A Plus insurance you can rest assured that we’re ready for your call now. For an Auto quote it can take 10-15 minutes. For Home about 15-20 minutes.

FAQ

What insurance is required in Vermont?

In Vermont, drivers are required to have at least liability insurance, which includes both bodily injury and property damage coverage. This is to ensure that all drivers can cover the costs associated with damages or injuries they may cause in an auto accident.

How much is car insurance in Vermont?

The cost of car insurance in Vermont varies based on several factors such as the driver’s age, driving history, and the type of vehicle. On average, drivers in Vermont might expect to pay between $1,200 and $1,500 per year for standard coverage. For more specific rates, it’s best to get a personalized quote.

Who gives the lowest car insurance rates?

The lowest car insurance rates can vary depending on individual circumstances. Factors like your driving record, the type of car you drive, and even your credit score can influence your rates. It’s recommended to compare quotes from multiple providers, including local and national companies, to find the best rate for your needs.

About This Article

This article provides valuable information about insurance options in Vermont. Here’s a summary of what you can find:

  • Explore insurance coverage options in beautiful Vermont.
  • Find the right insurance plan for your needs and budget.
  • Protect your home, vehicle, and more with trusted insurance providers.
  • Local expertise for Vermont residents.

Contact Us

If you have any questions or need assistance, please feel free to call us at 1.888.445.2793. Our team of insurance experts is ready to help you.

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Insurance Vermont Article Information

Article Title: Insurance Vermont

Article Description: Explore the best insurance options in Vermont with our expert guidance. Compare rates, policies, and more.

Call to Action: Call us at 1.888.445.2793

Keywords: insurance types, Vermont, insurance quote, rates, guidance, resources, compare, homeowners insurance

Article Content:

  • Explore the best insurance options in Vermont with our expert guidance.
  • Compare rates, policies, and more.

Last Updated on by Marlon Moss

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