AUTO
INSURANCE VERMONT
A state well known for its scenic hiking, beautiful mountain range, and green forestry. If you live in Vermont, you know all the beauty this State has to offer. Do you know everything you need to know about your Auto Insurance? Let’s take a look!
CHEAPEST AUTO INSURANCE FOR YOUNG DRIVERS
Younger drivers do not need to pay an arm and a leg for their auto insurance! We can help you save money on your car insurance by applying all acceptable discounts, altering coverage to best fit, and shopping multiple insurance companies to find the most affordable
rate.
AVERAGE MONTHLY RATE FOR YOUNG DRIVERS
| National General | $133 |
| Progressive Insurance | $139 |
| Dairyland | $146 |
| USAA | $147 |
| Acceptance RTR | $150 |
| Geico | $163 |
| Farmers | $167 |
MOST AFFORDABLE INSURANCE WITH BAD CREDIT, POOR CREDIT
Credit is used to determine insurance premiums, along with several other rating factors that go into determining the premium. The better credit a customer has the more reliable they are seen when making their payments on time, which insurance companies provide cheaper rates for.
AVERAGE MONTHLY RATE POOR CREDIT
| Dairyland | $152 |
| Progressive Insurance | $153 |
| Mendota Ins. Company | $157 |
| 21st Century | $159 |
| GAINSCO | $161 |
| AssuranceAmerica | $162 |
| Bristol West | $167 |
CHEAPEST INSURANCE WITH CLEAN DRIVING HISTORY
Have you had any accidents or tickets within the past 3-5 years? If the answer is no, you’re on the right path to saving more on your car insurance in Vermont.
Many Insurance companies offer discounts, like accident free discount, and 3 year safe driving discount which both help keep your premium low! That is their reward for your safe driving, so keep up with good work!
AVERAGE MONTHLY RATE FOR CLEAN DRIVERS
| low | high |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
| $157.25 | $212.50 |
CHEAPEST FULL COVERAGE INSURANCE
Full coverage insurance consists of Comprehensive and Collision coverage. You are able to customize your insurance policy and add on extras such as, Roadside, Rental Reimbursement and even Gap Insurance. Not sure what these coverages consist of, or what you need? Speak with one of our insurance professionals and they will be happy to go over any questions you may have.
FULL COVERAGE AVERAGE RATE
| Bristol West | $138 |
| USAA | $145 |
| Acceptance RTR | $146 |
| Progressive Insurance | $148 |
| Farmers | $150 |
| National General | $152 |
| Travelers | $152 |
| Nationwide | $154 |
| The General | $156 |
| AssuranceAmerica | $162 |
LOWEST COST CAR INSURANCE VERMONT – WITH BUNDLE HOMEOWNERS DISCOUNT
It’s true, bundling your home and car insurance policies can lead you to the path of savings! Even if you do not own a home, you can still bundle pretty much any other product like Motorcycle, Renters, ATV and Motorhome.
AVERAGE RATES WHEN BUNDLED FOR SAVINGS
| Bristol West | $133 |
| Mendota Ins. Company | $138 |
| Progressive Insurance | $138 |
| The General | $144 |
| Acceptance RTR | $146 |
| Geico | $149 |
| Dairyland | $153 |
| 21st Century | $155 |
| AssuranceAmerica | $156 |
| National General | $159 |
| USAA | $160 |
MANY FACTORS GO INTO YOUR FINAL RATE. AT A PLUS INSURANCE WE WORK TOGETHER AND FIND YOU THE BEST RATE!
CHEAPEST CAR INSURANCE VERMONT – WITH GOOD CREDIT
If you have good or excellent credit, your wallet will thank you! Insurance companies provide cheaper car insurance premiums for customers with good credit. These customers are considered ‘preferred’ by insurance companies, and are rewarded with cheaper prices.
AVERAGE MONTHLY RATE WITH GOOD CREDIT
| Nationwide | $129 |
| Mendota Ins. Company | $137 |
| National General | $137 |
| Acceptance RTR | $138 |
| AssuranceAmerica | $143 |
| GAINSCO | $144 |
LEAST EXPENSIVE INSURANCE WITH DUI, ACCIDENTS, VIOLATIONS
If you’ve been convicted of a DUI, or Accident, you will likely see an increase on the cost of your auto insurance. You can still do things to keep your premium low, like taking a class to get the points reduced. The violation typically stays on your record for 5 years, impacting your rates for that long as well so it is important to drive with caution.
AVERAGE MONTHLY RATE WITH DUI
| Progressive Insurance | $152 |
| Bristol West | $153 |
| National General | $154 |
| AssuranceAmerica | $164 |
| Geico | $165 |
| Nationwide | $172 |
CHEAPEST CAR INSURANCE FOR FEMALE DRIVERS
Female drivers typically pay less for their auto insurance than males do. Statistics show that females cause less damage in the event of an accident than males do, making them a better ‘risk’ per say.
AVERAGE RATE FOR FEMALES
| GAINSCO | $132 |
| Bristol West | $137 |
| AssuranceAmerica | $139 |
| Acceptance RTR | $140 |
| The General | $141 |
| Nationwide | $142 |
CHEAPEST BROADFORM/NON OWNERS AUTO INSURANCE VERMONT
In Vermont, you can purchase a Non Owners policy if you are needing liability insurance on a non owned vehicle. If you are required to carry an SR-22, but do not own a vehicle, this type of policy may be a good fit for you. You can add extra coverages on if desired, such as Uninsured Motorist and Medical payments, but Property Damage coverage is not acceptable on a Non Owners
BROADFORM AVERAGE RATES
| Dairyland | $71 |
| Progressive Insurance | $102 |
| The General | $112 |
| Mendota Ins. Company | $135 |
| Bristol West | $148 |
| Geico | $180 |
| Acceptance RTR | $218 |
| State Farm | $221 |
| Allstate | $242 |
MOST AFFORDABLE INSURANCE
Insurance Vermont-Are you currently living in the Green Mountain state?! Have you been looking for Auto or Home insurance? With life’s busy schedule to keep up with, It can be difficult to make multiple phone calls throughout the day. Well we have excellent news for you! You’re now only one phone call away from receiving a FREE quote! At A Plus insurance you can rest assured that we’re ready for your call now. For an Auto quote it can take 10-15 minutes. For Home about 15-20 minutes.
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Last Updated on February 9, 2022 by Marlon Moss