SR22 Insurance Michigan
Get an SR22 in less than 15 Minutes!
With Detroit being the car capital of the world, we are certain there are plenty of drivers in need of an SR22. Not sure what an SR22 even is? A Plus Insurance is your guide!
- SR22 Insurance Michigan
- SR22 Insurance Michigan
- SR22 Insurance Michigan: Which companies offer SR-22
- SR22 Insurance Michigan: Need an SR-22 but do not own a vehicle?
- SR22 Insurance Michigan: Cost for SR-22 Insurance By City (liability only)
- SR22 Insurance Michigan: Do You Need Full Coverage?
- SR22 Insurance Michigan: Rates by company (full coverage)
- SR22 Insurance Michigan: Cost for Full coverage by City
- SR22 Insurance Michigan: State Laws
- SR22 Insurance Michigan: State Minimum Requirements
- SR22 Insurance Michigan: Rates by company (liability)
- SR22 Insurance Michigan: Paying Child Support
- SR22 Insurance Michigan: Who has the lowest price on (by city)?
- SR22 Insurance Michigan: Reasons you may be required to carry
- SR22 Insurance Michigan: Which companies offer SR-22
- SR22 Insurance Michigan: Need an SR-22 but do not own a vehicle?
- SR22 Insurance Michigan: Cost for SR-22 Insurance By City (liability only)
- SR22 Insurance Michigan: Do You Need Full Coverage?
- SR22 Insurance Michigan: Rates by company (full coverage)
- SR22 Insurance Michigan: Cost for Full coverage by City
- SR22 Insurance Michigan: State Laws
- SR22 Insurance Michigan: State Minimum Requirements
- SR22 Insurance Michigan: Rates by company (liability)
- SR22 Insurance Michigan: Paying Child Support
- SR22 Insurance Michigan: Who has the lowest price on (by city)?
- SR22 Insurance Michigan: Reasons you may be required to carry
- Your Michigan Insurance Resources:
SR22 Insurance Michigan
With Detroit being the car capital of the world, we are certain there are plenty of drivers in need of an SR22. Not sure what an SR22 even is? A Plus Insurance is your guide!
- SR22 Insurance Michigan
- SR22 Insurance Michigan
- SR22 Insurance Michigan: Which companies offer SR-22
- SR22 Insurance Michigan: Need an SR-22 but do not own a vehicle?
- SR22 Insurance Michigan: Cost for SR-22 Insurance By City (liability only)
- SR22 Insurance Michigan: Do You Need Full Coverage?
- SR22 Insurance Michigan: Rates by company (full coverage)
- SR22 Insurance Michigan: Cost for Full coverage by City
- SR22 Insurance Michigan: State Laws
- SR22 Insurance Michigan: State Minimum Requirements
- SR22 Insurance Michigan: Rates by company (liability)
- SR22 Insurance Michigan: Paying Child Support
- SR22 Insurance Michigan: Who has the lowest price on (by city)?
- SR22 Insurance Michigan: Reasons you may be required to carry
- SR22 Insurance Michigan: Which companies offer SR-22
- SR22 Insurance Michigan: Need an SR-22 but do not own a vehicle?
- SR22 Insurance Michigan: Cost for SR-22 Insurance By City (liability only)
- SR22 Insurance Michigan: Do You Need Full Coverage?
- SR22 Insurance Michigan: Rates by company (full coverage)
- SR22 Insurance Michigan: Cost for Full coverage by City
- SR22 Insurance Michigan: State Laws
- SR22 Insurance Michigan: State Minimum Requirements
- SR22 Insurance Michigan: Rates by company (liability)
- SR22 Insurance Michigan: Paying Child Support
- SR22 Insurance Michigan: Who has the lowest price on (by city)?
- SR22 Insurance Michigan: Reasons you may be required to carry
- Your Michigan Insurance Resources:
SR22 Insurance Michigan: Which companies offer SR-22
Not every auto insurance company gives you the option of adding an SR-22 to an existing policy. That’s why it’s so important to shop around using your insurance agent. They will help you quickly weed through the companies that don’t offer Michigan sr22 Insurance filings and get you set up including electronic submission to your local DMV.
| Auto Insurance Companies | Is SR22 Offered? |
|---|---|
| GAINSCO | yes |
| 21st Century | no |
| Mendota Ins. Company | yes |
| Progressive Insurance | Yes |
| American Family | no |
| Safeco | no |
| Allstate | unsure |
| Acceptance RTR | yes |
| Bristol West | yes |
| Nationwide | no |
| Liberty Mutual | yes |
| Geico | yes |
| State Farm | unsure |
| State Auto | no |
| USAA | NO |
| National General | yes |
| AssuranceAmerica | yes |
| Travelers | no |
Why don’t certain carriers offer it, while many companies do offer SR-22 filings? This is because they consider you to be a high risk and are allowed to deny coverage at their discretion. If you are already insured, check with your insurance company to see if they offer SR-22 filings, and what the cost may be.
SR22 Insurance Michigan: Need an SR-22 but do not own a vehicle?
If you are required to carry an SR-22, but do not own a vehicle, you can purchase a Named Operator policy. This will insure you for the minimum liability requirements needed, and also cover you to drive any personal passenger vehicle as long as you do not own it. This type of policy allows you to obtain sr22 insurance without a vehicle.
| Auto Insurance Company | Sample Non Owner Rate |
|---|---|
| The General | $112 |
| Progressive Insurance | $113 |
| Dairyland | $117 |
| Mendota Ins. Company | $154 |
| Bristol West | $155 |
| Geico | $180 |
| State Farm | $204 |
| Allstate | $236 |
| Acceptance RTR | $240 |
SR22 Insurance Michigan: Cost for SR-22 Insurance By City (liability only)
Liability only coverage means that you have an auto policy with only the state required minimum liability limits. It does not include coverages like comprehensive and collision, and perhaps excludes extras such as roadside or rental reimbursement.
The benefits of having only liability coverage includes cheaper and more affordable premiums when shopping around for your Michigan Insurance SR22 filing.
| City in Michigan | Average Monthly Rate |
|---|---|
| East Lansing | $90.00 |
| Holland charter township | $89.00 |
| Rochester Hills | $107.00 |
| Troy city | $89.00 |
| Muskegon city | $97.00 |
| Northville | $86.00 |
| Lincoln Park | $90.00 |
| Wyoming | $103.00 |
| Oak Park | $107.00 |
| Allendale | $93.00 |
| Grand Rapids city | $101.00 |
| Port Huron city | $88.00 |
| Delhi | $94.00 |
| Burton | $93.00 |
| Plymouth | $104.00 |
| Pittsfield | $96.00 |
| Farmington Hills | $103.00 |
| Pontiac | $87.00 |
| Dearborn Heights | $90.00 |
| Royal Oak city | $96.00 |
| Waterford | $95.00 |
| Southfield city | $95.00 |
| Ann Arbor city | $86.00 |
| Washington township | $99.00 |
| Brownstown | $104.00 |
| Detroit | $110.00 |
| Redford | $96.00 |
| Shelby | $87.00 |
| Taylor | $105.00 |
| Garden City | $90.00 |
| Gaines charter township | $90.00 |
| West Bloomfield | $88.00 |
| Flint city | $95.00 |
| Holland city | $107.00 |
| Battle Creek | $86.00 |
| Saginaw city | $96.00 |
| Madison Heights | $94.00 |
| Grand Blanc | $96.00 |
| Canton | $94.00 |
| Kalamazoo city | $101.00 |
| Warren city | $98.00 |
| Bedford township | $99.00 |
| Meridian | $107.00 |
| Delta | $102.00 |
| Mount Pleasant | $105.00 |
| Allen Park | $86.00 |
| Ypsilanti | $102.00 |
| Flint | $105.00 |
| Georgetown | $110.00 |
| Westland | $92.00 |
| Novi city | $94.00 |
| Sterling Heights | $93.00 |
| Van Buren | $91.00 |
| Southgate | $109.00 |
| Portage city | $110.00 |
| Livonia | $97.00 |
| Independence | $108.00 |
| White Lake | $93.00 |
| Bay City | $98.00 |
| St. Clair Shores | $99.00 |
Make sure that before you decide to only have liability coverage on your policy, you ensure that the other coverages are not required. For instance, if you are financing your vehicle, your lienholder might require that your policy include comprehensive and collision.
SR22 Insurance Michigan: Do You Need Full Coverage?
Even if you have an SR22, you can still get a full coverage policy. See if full coverage might be a better fit for you, as opposed to liability only insurance.
SR22 Insurance Michigan: Rates by company (full coverage)
It is possible to have affordable rates for full coverage with an SR22 Michigan Insurance filing? If you are required to carry full coverage (which simply means you have added comprehensive and collision to your policy) ask your agent which carries are best fits for people with violations.
| Auto Insurance Company | Average Full Coverage Monthly Rate |
|---|---|
| USAA | N/A |
| Safeco | N/A |
| State Auto | N/A |
| State Farm | N/A |
| GAINSCO | $173.00 |
| Geico | $201.00 |
| Allstate | N/A |
| Mendota Ins. Company | $186.00 |
| Dairyland | $172.00 |
| National General | $171.00 |
| AssuranceAmerica | $189.00 |
| Progressive Insurance | $184.00 |
| Acceptance RTR | $179.00 |
| Travelers | N/A |
| Nationwide | N/A |
| 21st Century | N/A |
| American Family | N/A |
| The General | $190.00 |
SR22 Insurance Michigan: Cost for Full coverage by City
Yes your zip code and city can affect the cost of your insurance rates. That is simply because certain locations might be considered more of a risk to insurance companies. This could be due to various factors such as a high number of accidents, claims, weather events, etc.
| City in Michigan | Avg. Monthly Rate |
|---|---|
| Dearborn Heights | $146 |
| Taylor | $182 |
| Pittsfield | $177 |
| Mount Pleasant | $158 |
| Kalamazoo city | $171 |
| West Bloomfield | $171 |
| Bay City | $151 |
| Redford | $165 |
| Muskegon city | $148 |
| Eastpointe | $146 |
| Jackson | $172 |
| Commerce | $163 |
| St. Clair Shores | $178 |
| East Lansing | $151 |
| Flint city | $172 |
| Meridian | $157 |
| Allen Park | $177 |
| Farmington Hills | $163 |
| Brownstown | $173 |
| Oak Park | $157 |
| Rochester Hills | $154 |
| Madison Heights | $161 |
| Novi city | $182 |
| Royal Oak city | $168 |
| Ann Arbor city | $170 |
| Burton | $155 |
| Georgetown | $173 |
| Macomb | $166 |
| White Lake | $150 |
| Midland city | $177 |
| Canton | $148 |
| Ypsilanti | $156 |
| Grand Rapids city | $148 |
| Warren city | $169 |
| Roseville | $153 |
| Delhi | $155 |
| Lincoln Park | $154 |
| Flint | $158 |
| Northville | $166 |
| Pontiac | $163 |
| Dearborn | $159 |
| Garden City | $168 |
| Independence | $175 |
| Gaines charter township | $167 |
| Washington township | $169 |
| Shelby | $180 |
| Delta | $148 |
| Van Buren | $164 |
| Holland city | $174 |
| Chesterfield | $155 |
| Orion | $181 |
| Saginaw city | $162 |
| Sterling Heights | $151 |
| Wyoming | $167 |
| Plainfield charter township | $162 |
| Plymouth | $158 |
| Southgate | $181 |
| Grand Blanc | $146 |
| Detroit | $154 |
| Waterford | $170 |
| Bedford township | $167 |
| Saginaw | $172 |
| Allendale | $157 |
| Port Huron city | $160 |
SR22 Insurance Michigan: State Laws
If your license has been suspended because of a major conviction, you will be required to carry an SR-22 filing for 3-5 years, depending upon the conviction. You will need to carry the State Minimum Liability limits in order to have an SR-22. The SR-22 will be reported to the State of Michigan by your insurance provider.
SR22 Insurance Michigan: State Minimum Requirements
| State | State Min | PIP? |
| Michigan | 50/100/10 | $50,000 |
The minimum liability requirements in Michigan are $50,000 per person for bodily injury (BI), up to $100,000 per accident, and $10,000 for property damage (PD). Personal Injury Protection is also required at $50,000 per occurrence.
SR22 Insurance Michigan: Rates by company (liability)
If your current auto carrier does offer SR22 insurance, it’s still important to shop around, since certain carriers will upcharge your premium simply for having an SR22. While it’s important to note that the SR22 in itself isn’t always the reason for high rates (high rates are usually due to your violations or other factors like bad credit) not every insurance company is created equally. Call your agent to see if there are better options out there for you.
| Car Insurance Company | SR22 Liability Avg. Monthly |
|---|---|
| Company | SR22 Liability (average) |
| Acceptance RTR | $107.00 |
| Travelers | N/A |
| GAINSCO | $73.00 |
| The General | $101.00 |
| 21st Century | N/A |
| Dairyland | $120.00 |
| National General | $72.00 |
| USAA | N/A |
| Liberty Mutual | $85.00 |
| AssuranceAmerica | $101.00 |
| State Auto | N/A |
| Farmers | $106.00 |
| Safeco | N/A |
| Mendota Ins. Company | $74.00 |
| Bristol West | $77.00 |
| Nationwide | N/A |
SR22 Insurance Michigan: Paying Child Support
Yes your license can be suspended if you fail to pay child support.
If your license has been suspended for failure to pay child support, you will need to carry an SR-22 for 1-3 years in order to keep your license in good standing. If your SR-22 cancels or lapses, the time will start over.
SR22 Insurance Michigan: Who has the lowest price on (by city)?
While this could depend on other unforeseen factors, there are many statistics that show that certain auto insurance companies could be cheaper in certain locations. Although subject to change, the cities below tend to find that there are go-to insurance companies when it comes to getting the cheapest rates.
| City In Michigan | Insurance Company with SR22 |
|---|---|
| Sterling Heights | The General |
| Gaines charter township | The General |
| Flint city | Geico |
| Plymouth | Farmers |
| Redford | Progressive |
| Oak Park | The General |
| Allendale | Farmers |
| Dearborn Heights | Dairyland* |
| Georgetown | National General |
| Northville | Bristol West |
| Bay City | Farmers |
| Grand Rapids city | The General |
| Ypsilanti | Liberty Mutual |
| Jackson | Geico |
| Saginaw city | Bristol West |
| Burton | The General |
| Garden City | The General |
| Warren city | Progressive |
| Wyoming | Progressive |
| Detroit | Progressive |
| Farmington Hills | Bristol West |
| Brownstown | Progressive |
| Bloomfield charter township | The General |
| Kalamazoo city | Geico |
| St. Clair Shores | Geico |
| West Bloomfield | Geico |
| Shelby | The General |
| Lansing city | Bristol West |
| Bedford township | Progressive |
| Ann Arbor city | Progressive |
| Muskegon city | Progressive |
| Battle Creek | National General |
| Royal Oak city | Progressive |
| Pittsfield | Liberty Mutual |
| Portage city | Progressive |
| Southgate | Dairyland* |
| Madison Heights | Bristol West |
| Southfield city | Bristol West |
| Pontiac | Geico |
| Saginaw | Liberty Mutual |
| Canton | Geico |
| Holland city | Progressive |
| Macomb | Geico |
| White Lake | Progressive |
| Eastpointe | Progressive |
| Troy city | Progressive |
| Novi city | Liberty Mutual |
| Independence | National General |
| Plainfield charter township | Geico |
| Delta | Geico |
| Flint | Geico |
| Westland | The General |
| Waterford | The General |
| East Lansing | The General |
| Taylor | Farmers |
| Orion | Progressive |
| Van Buren | Liberty Mutual |
| Rochester Hills | Liberty Mutual |
| Commerce | Liberty Mutual |
| Meridian | Progressive |
| Delhi | The General |
| Grand Blanc | Geico |
| Livonia | Bristol West |
| Lincoln Park | Liberty Mutual |
| Allen Park | The General |
| Chesterfield | Bristol West |
| Clinton charter township | Geico |
| Holland charter township | Progressive |
| Mount Pleasant | Dairyland* |
| Washington township | Geico |
SR22 Insurance Michigan: Reasons you may be required to carry
| Failure to maintain mandatory insurance coverage required by state law |
| At Fault accident with no insurance |
| Previous incarceration |
| Driving while Suspended/revocation |
| Too many tickets in short period of time |
| DUI (Driving under the influence of Drugs or Alcohol) |
| Suspension of license due to child support |
| DWI (Driving while intoxicated) |
| Multiple Traffic Offenses |
| Excessive points violations |
SR22 Insurance Michigan: Which companies offer SR-22
Not every auto insurance company gives you the option of adding an SR-22 to an existing policy. That’s why it’s so important to shop around using your insurance agent. They will help you quickly weed through the companies that don’t offer sr22 filings and get you set up including electronic submission to your local DMV.
| Auto Insurance Companies | Is SR22 Offered? |
|---|---|
| GAINSCO | yes |
| 21st Century | no |
| Mendota Ins. Company | yes |
| Progressive Insurance | Yes |
| American Family | no |
| Safeco | no |
| Allstate | unsure |
| Acceptance RTR | yes |
| Bristol West | yes |
| Nationwide | no |
| Liberty Mutual | yes |
| Geico | yes |
| State Farm | unsure |
| State Auto | no |
| USAA | NO |
| National General | yes |
| AssuranceAmerica | yes |
| Travelers | no |
Why don’t certain carriers offer it, while many companies do offer SR-22 filings? This is because they consider you to be a high risk and are allowed to deny coverage at their discretion. If you are already insured, check with your insurance company to see if they offer SR-22 filings, and what the cost may be.
SR22 Insurance Michigan: Need an SR-22 but do not own a vehicle?
If you are required to carry an SR-22, but do not own a vehicle, you can purchase a Named Operator policy. This will insure you for the minimum liability requirements needed, and also cover you to drive any personal passenger vehicle as long as you do not own it. This type of policy allows you to obtain sr22 insurance without a vehicle.
| Auto Insurance Company | Sample Non Owner Rate |
|---|---|
| The General | $112 |
| Progressive Insurance | $113 |
| Dairyland | $117 |
| Mendota Ins. Company | $154 |
| Bristol West | $155 |
| Geico | $180 |
| State Farm | $204 |
| Allstate | $236 |
| Acceptance RTR | $240 |
SR22 Insurance Michigan: Cost for SR-22 Insurance By City (liability only)
Liability only coverage means that you have an auto policy with only the state required minimum liability limits. It does not include coverages like comprehensive and collision, and perhaps excludes extras such as roadside or rental reimbursement.
The benefits of having only liability coverage includes cheaper and more affordable premiums.
| City in Michigan | Average Monthly Rate |
|---|---|
| East Lansing | $90.00 |
| Holland charter township | $89.00 |
| Rochester Hills | $107.00 |
| Troy city | $89.00 |
| Muskegon city | $97.00 |
| Northville | $86.00 |
| Lincoln Park | $90.00 |
| Wyoming | $103.00 |
| Oak Park | $107.00 |
| Allendale | $93.00 |
| Grand Rapids city | $101.00 |
| Port Huron city | $88.00 |
| Delhi | $94.00 |
| Burton | $93.00 |
| Plymouth | $104.00 |
| Pittsfield | $96.00 |
| Farmington Hills | $103.00 |
| Pontiac | $87.00 |
| Dearborn Heights | $90.00 |
| Royal Oak city | $96.00 |
| Waterford | $95.00 |
| Southfield city | $95.00 |
| Ann Arbor city | $86.00 |
| Washington township | $99.00 |
| Brownstown | $104.00 |
| Detroit | $110.00 |
| Redford | $96.00 |
| Shelby | $87.00 |
| Taylor | $105.00 |
| Garden City | $90.00 |
| Gaines charter township | $90.00 |
| West Bloomfield | $88.00 |
| Flint city | $95.00 |
| Holland city | $107.00 |
| Battle Creek | $86.00 |
| Saginaw city | $96.00 |
| Madison Heights | $94.00 |
| Grand Blanc | $96.00 |
| Canton | $94.00 |
| Kalamazoo city | $101.00 |
| Warren city | $98.00 |
| Bedford township | $99.00 |
| Meridian | $107.00 |
| Delta | $102.00 |
| Mount Pleasant | $105.00 |
| Allen Park | $86.00 |
| Ypsilanti | $102.00 |
| Flint | $105.00 |
| Georgetown | $110.00 |
| Westland | $92.00 |
| Novi city | $94.00 |
| Sterling Heights | $93.00 |
| Van Buren | $91.00 |
| Southgate | $109.00 |
| Portage city | $110.00 |
| Livonia | $97.00 |
| Independence | $108.00 |
| White Lake | $93.00 |
| Bay City | $98.00 |
| St. Clair Shores | $99.00 |
Make sure that before you decide to only have liability coverage on your policy, you ensure that the other coverages are not required. For instance, if you are financing your vehicle, your lienholder might require that your policy include comprehensive and collision.
SR22 Insurance Michigan: Do You Need Full Coverage?
Even if you have an SR22, you can still get a full coverage policy. See if full coverage might be a better fit for you, as opposed to liability only insurance.
SR22 Insurance Michigan: Rates by company (full coverage)
It is possible to have affordable rates for full coverage with an SR22. If you are required to carry full coverage (which simply means you have added comprehensive and collision to your policy) ask your agent which carries are best fits for people with violations.
| Auto Insurance Company | Average Full Coverage Monthly Rate |
|---|---|
| USAA | N/A |
| Safeco | N/A |
| State Auto | N/A |
| State Farm | N/A |
| GAINSCO | $173.00 |
| Geico | $201.00 |
| Allstate | N/A |
| Mendota Ins. Company | $186.00 |
| Dairyland | $172.00 |
| National General | $171.00 |
| AssuranceAmerica | $189.00 |
| Progressive Insurance | $184.00 |
| Acceptance RTR | $179.00 |
| Travelers | N/A |
| Nationwide | N/A |
| 21st Century | N/A |
| American Family | N/A |
| The General | $190.00 |
SR22 Insurance Michigan: Cost for Full coverage by City
Yes your zip code and city can affect the cost of your insurance rates. That is simply because certain locations might be considered more of a risk to insurance companies. This could be due to various factors such as a high number of accidents, claims, weather events, etc.
| City in Michigan | Avg. Monthly Rate |
|---|---|
| Dearborn Heights | $146 |
| Taylor | $182 |
| Pittsfield | $177 |
| Mount Pleasant | $158 |
| Kalamazoo city | $171 |
| West Bloomfield | $171 |
| Bay City | $151 |
| Redford | $165 |
| Muskegon city | $148 |
| Eastpointe | $146 |
| Jackson | $172 |
| Commerce | $163 |
| St. Clair Shores | $178 |
| East Lansing | $151 |
| Flint city | $172 |
| Meridian | $157 |
| Allen Park | $177 |
| Farmington Hills | $163 |
| Brownstown | $173 |
| Oak Park | $157 |
| Rochester Hills | $154 |
| Madison Heights | $161 |
| Novi city | $182 |
| Royal Oak city | $168 |
| Ann Arbor city | $170 |
| Burton | $155 |
| Georgetown | $173 |
| Macomb | $166 |
| White Lake | $150 |
| Midland city | $177 |
| Canton | $148 |
| Ypsilanti | $156 |
| Grand Rapids city | $148 |
| Warren city | $169 |
| Roseville | $153 |
| Delhi | $155 |
| Lincoln Park | $154 |
| Flint | $158 |
| Northville | $166 |
| Pontiac | $163 |
| Dearborn | $159 |
| Garden City | $168 |
| Independence | $175 |
| Gaines charter township | $167 |
| Washington township | $169 |
| Shelby | $180 |
| Delta | $148 |
| Van Buren | $164 |
| Holland city | $174 |
| Chesterfield | $155 |
| Orion | $181 |
| Saginaw city | $162 |
| Sterling Heights | $151 |
| Wyoming | $167 |
| Plainfield charter township | $162 |
| Plymouth | $158 |
| Southgate | $181 |
| Grand Blanc | $146 |
| Detroit | $154 |
| Waterford | $170 |
| Bedford township | $167 |
| Saginaw | $172 |
| Allendale | $157 |
| Port Huron city | $160 |
SR22 Insurance Michigan: State Laws
If your license has been suspended because of a major conviction, you will be required to carry an SR-22 filing for 3-5 years, depending upon the conviction. You will need to carry the State Minimum Liability limits in order to have an SR-22. The SR-22 will be reported to the State of Michigan by your insurance provider.
SR22 Insurance Michigan: State Minimum Requirements
| State | State Min | PIP? |
| Michigan | 50/100/10 | $50,000 |
The minimum liability requirements in Michigan are $50,000 per person for bodily injury (BI), up to $100,000 per accident, and $10,000 for property damage (PD). Personal Injury Protection is also required at $50,000 per occurrence.
SR22 Insurance Michigan: Rates by company (liability)
If your current auto carrier does offer SR22 insurance, it’s still important to shop around, since certain carriers will upcharge your premium simply for having an SR22. While it’s important to note that the SR22 in itself isn’t always the reason for high rates (high rates are usually due to your violations or other factors like bad credit) not every insurance company is created equally. Call your agent to see if there are better options out there for you.
| Car Insurance Company | SR22 Liability Avg. Monthly |
|---|---|
| Company | SR22 Liability (average) |
| Acceptance RTR | $107.00 |
| Travelers | N/A |
| GAINSCO | $73.00 |
| The General | $101.00 |
| 21st Century | N/A |
| Dairyland | $120.00 |
| National General | $72.00 |
| USAA | N/A |
| Liberty Mutual | $85.00 |
| AssuranceAmerica | $101.00 |
| State Auto | N/A |
| Farmers | $106.00 |
| Safeco | N/A |
| Mendota Ins. Company | $74.00 |
| Bristol West | $77.00 |
| Nationwide | N/A |
SR22 Insurance Michigan: Paying Child Support
Yes your license can be suspended if you fail to pay child support.
If your license has been suspended for failure to pay child support, you will need to carry an SR-22 for 1-3 years in order to keep your license in good standing. If your SR-22 cancels or lapses, the time will start over.
SR22 Insurance Michigan: Who has the lowest price on (by city)?
While this could depend on other unforeseen factors, there are many statistics that show that certain auto insurance companies could be cheaper in certain locations. Although subject to change, the cities below tend to find that there are go-to insurance companies when it comes to getting the cheapest rates.
| City In Michigan | Insurance Company with SR22 |
|---|---|
| Sterling Heights | The General |
| Gaines charter township | The General |
| Flint city | Geico |
| Plymouth | Farmers |
| Redford | Progressive |
| Oak Park | The General |
| Allendale | Farmers |
| Dearborn Heights | Dairyland* |
| Georgetown | National General |
| Northville | Bristol West |
| Bay City | Farmers |
| Grand Rapids city | The General |
| Ypsilanti | Liberty Mutual |
| Jackson | Geico |
| Saginaw city | Bristol West |
| Burton | The General |
| Garden City | The General |
| Warren city | Progressive |
| Wyoming | Progressive |
| Detroit | Progressive |
| Farmington Hills | Bristol West |
| Brownstown | Progressive |
| Bloomfield charter township | The General |
| Kalamazoo city | Geico |
| St. Clair Shores | Geico |
| West Bloomfield | Geico |
| Shelby | The General |
| Lansing city | Bristol West |
| Bedford township | Progressive |
| Ann Arbor city | Progressive |
| Muskegon city | Progressive |
| Battle Creek | National General |
| Royal Oak city | Progressive |
| Pittsfield | Liberty Mutual |
| Portage city | Progressive |
| Southgate | Dairyland* |
| Madison Heights | Bristol West |
| Southfield city | Bristol West |
| Pontiac | Geico |
| Saginaw | Liberty Mutual |
| Canton | Geico |
| Holland city | Progressive |
| Macomb | Geico |
| White Lake | Progressive |
| Eastpointe | Progressive |
| Troy city | Progressive |
| Novi city | Liberty Mutual |
| Independence | National General |
| Plainfield charter township | Geico |
| Delta | Geico |
| Flint | Geico |
| Westland | The General |
| Waterford | The General |
| East Lansing | The General |
| Taylor | Farmers |
| Orion | Progressive |
| Van Buren | Liberty Mutual |
| Rochester Hills | Liberty Mutual |
| Commerce | Liberty Mutual |
| Meridian | Progressive |
| Delhi | The General |
| Grand Blanc | Geico |
| Livonia | Bristol West |
| Lincoln Park | Liberty Mutual |
| Allen Park | The General |
| Chesterfield | Bristol West |
| Clinton charter township | Geico |
| Holland charter township | Progressive |
| Mount Pleasant | Dairyland* |
| Washington township | Geico |
SR22 Insurance Michigan: Reasons you may be required to carry
| Failure to maintain mandatory insurance coverage required by state law |
| At Fault accident with no insurance |
| Previous incarceration |
| Driving while Suspended/revocation |
| Too many tickets in short period of time |
| DUI (Driving under the influence of Drugs or Alcohol) |
| Suspension of license due to child support |
| DWI (Driving while intoxicated) |
| Multiple Traffic Offenses |
| Excessive points violations |
Your Michigan Insurance Resources:
Best Motorcycle Insurance: Michigan
Best Auto Insurance Michigan: Your Guide
Liability Only in Michigan: Best Auto Rates
Last Updated on by amy Christie