SR22 Insurance Tennessee
Yes Tennessee is known for their whiskey…but please don’t sample their spirits while driving…if you do…you will also be sampling an SR22 & a DUI…
We are here to educate you on everything you need to know about SR-22 Insurance. Why you may need it, how long you need it, what the penalties are for not carrying SR-22, the cheapest prices for SR-22 Insurance in TN, and how SR-22 will impact your Insurance rates.

- Which Companies Offer SR22 in Tennessee
- SR22 Insurance Tennessee and Child Support
- Cost for SR-22 (Full- Coverage)
- Cheap SR-22 Insurance TN
- DUIs and SR-22s in Tennessee
- Quiz Yourself: What Could a DUI Cost You?
- How Much is SR-22 Insurance in TN: Company Fees for SR-22s
- State Insurance Requirements in Tennessee
- Laws Pertaining to SR22 in Tennessee
- SR22 Insurance TN: Rates by Company (Liability)
- Which Companies have the Cheapest SR-22 Insurance Tennessee
- Non Owners and SR-22
- Cheapest SR-22 Insurance Rates by Company (Full Coverage) in Tennessee
- SR22 Insurance Tennessee Frequently Asked Questions
- What is SR22 Insurance in Tennessee?
- How do I obtain SR22 Insurance in Tennessee?
- How much does SR22 Insurance cost in Tennessee?
- Find Out More About SR-22 in your State!
Which Companies Offer SR22 in Tennessee
SR22 Insurance Tennessee- Some Insurance companies do not offer SR-22 filings because they do not insure ‘high risk’ drivers. A high-risk driver may be classified as a driver with a major conviction, such as Reckless driving or a DUI. What do you do if you cannot get an SR-22 on your current insurance policy? Call our experienced agents for a fast, free insurance quote where we are able to shop several insurance providers to find the cheapest SR-22 Insurance TN.
Most companies that do offer SR-22, charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all. That means if you have a current auto insurance policy with Dairyland, you do not pay any extra for the SR-22.
Company | SR22 Offered |
---|---|
Farmers | yes |
State Auto | no |
Liberty Mutual | yes |
National General | yes |
Bristol West | yes |
Nationwide | no |
Geico | yes |
Mendota Ins. Company | yes |
AssuranceAmerica | yes |
Allstate | unsure |
USAA | NO |
Progressive Insurance | Yes |
GAINSCO | yes |
Acceptance RTR | yes |
Travelers | no |
21st Century | no |
State Farm | unsure |
Dairyland | yes |
SR22 Insurance Tennessee and Child Support
SR22 Insurance Tennessee-If your license has been suspended for failure to pay child support, SR-22 needs to be on file for three (3) years from the date eligible for reinstatement. You must keep your Insurance policy active, without any lapse in coverages for the full 3 years. If you have a current auto Insurance policy, you may be able to add the SR-22 for little to no cost.
Cost for SR-22 (Full- Coverage)
The average cost for full coverage varies with each insurance company, as well as the insured. A driver with less violations will pay less for full coverage insurance. The SR-22 filings is generally a small fee added onto the premium.
Full coverage insurance includes Comprehensive, and Collision coverage. Additional coverages may be added on such as Uninsured Motorist, Medical Payments, Roadside Assistance, and Rental Reimbursement.
Comprehensive – Also known as ‘Other than Collision’, will cover the vehicle for theft, vandalism, glass breakage, fire, and impact with an animal.
Collision – Covers the vehicle in the result of an impact with another vehicle and/or object. Full coverage prices will be more than liability, but you can still find cheap full coverage insurance with SR-22 in Tennessee.
City | Price |
---|---|
Murfreesboro | $179 |
Nashville-Davidson | $146 |
Cleveland | $180 |
Germantown | $160 |
Lebanon | $156 |
Nolensville | $147 |
Brownsville | $164 |
Lakeland | $173 |
Humboldt | $175 |
Seymour | $177 |
Hendersonville | $163 |
Jefferson City | $166 |
East Ridge | $158 |
Jackson | $155 |
Sevierville | $165 |
Union City | $158 |
Lenoir City | $176 |
Alcoa | $148 |
Franklin | $182 |
Signal Mountain | $160 |
Fairview | $173 |
Covington | $180 |
Farragut | $157 |
Goodlettsville | $178 |
Mount Juliet | $148 |
Knoxville | $154 |
Red Bank | $150 |
Crossville | $148 |
Greeneville | $156 |
Atoka | $158 |
McMinnville | $152 |
Smyrna | $182 |
Dyersburg | $154 |
Maryville | $176 |
Paris | $172 |
Morristown | $177 |
Dickson | $177 |
Springfield | $158 |
Memphis | $154 |
Harrison | $171 |
Elizabethton | $148 |
Columbia | $172 |
Hartsville/Trousdale County | $165 |
Kingsport | $170 |
Soddy-Daisy | $155 |
Lewisburg | $181 |
Cookeville | $164 |
Winchester | $171 |
Gallatin | $155 |
Middle Valley | $159 |
Oak Ridge | $148 |
La Vergne | $174 |
Bartlett | $167 |
Lawrenceburg | $158 |
Bristol | $156 |
Martin | $168 |
Portland | $173 |
Spring Hill | $154 |
Shelbyville | $163 |
White House | $162 |
Manchester | $163 |
South Cleveland | $182 |
Arlington | $176 |
Johnson City | $175 |
Collegedale | $148 |
Athens | $153 |
Fairfield Glade | $182 |
Bloomingdale | $179 |
Clinton | $182 |
Millington | $159 |
Tullahoma | $174 |
Collierville | $165 |
Brentwood | $149 |
Cheap SR-22 Insurance TN
Feeling overwhelmed while searching for an affordable insurance quote? Our Insurance professionals help individuals, like yourself, every day to find cheap SR-22 Insurance in TN. What sets us aside from your standard Insurance company? We work with several of the Insurance providers listed below, making it easy for us to shop all of these companies to find you the best coverage, for the best price.
City | Price |
---|---|
Lewisburg | National General |
Memphis | The General |
Dyersburg | Progressive |
Jefferson City | Geico |
Collierville | Liberty Mutual |
Shelbyville | Liberty Mutual |
Paris | The General |
Collegedale | Geico |
Springfield | Progressive |
McMinnville | National General |
Fairfield Glade | Liberty Mutual |
Oak Ridge | Geico |
Cookeville | Liberty Mutual |
Middle Valley | Progressive |
Red Bank | Progressive |
Spring Hill | Progressive |
Alcoa | Progressive |
South Cleveland | Progressive |
Arlington | Progressive |
Franklin | The General |
Cleveland | Progressive |
White House | Progressive |
Signal Mountain | The General |
Covington | Progressive |
Germantown | Progressive |
Hendersonville | Progressive |
Bloomingdale | Progressive |
Nashville-Davidson | The General |
Columbia | The General |
Mount Juliet | Geico |
Johnson City | Progressive |
Morristown | Dairyland* |
Brentwood | The General |
Athens | The General |
Sevierville | Farmers |
Hartsville/Trousdale County | Progressive |
Harrison | The General |
Elizabethton | Farmers |
Goodlettsville | Dairyland* |
Chattanooga | The General |
Maryville | Progressive |
East Ridge | Geico |
Union City | Liberty Mutual |
Murfreesboro | Farmers |
Clarksville | Geico |
Jackson | Liberty Mutual |
Smyrna | Dairyland* |
Bartlett | Progressive |
Lenoir City | Liberty Mutual |
Lebanon | Progressive |
Seymour | Progressive |
Knoxville | Geico |
Manchester | The General |
Greeneville | Geico |
Millington | Dairyland* |
Crossville | Dairyland* |
Atoka | The General |
Humboldt | Dairyland* |
Gallatin | Geico |
Soddy-Daisy | Geico |
Bristol | The General |
Tullahoma | Geico |
Nolensville | The General |
Winchester | Progressive |
Farragut | Liberty Mutual |
Lawrenceburg | Progressive |
Clinton | Geico |
Kingsport | Progressive |
Lakeland | Progressive |
Brownsville | The General |
Martin | Progressive |
DUIs and SR-22s in Tennessee
If you’ve been convicted of a DUI in Tennessee, you will be required to carry an SR-22 with at least State minimum liability for 3-5 years. Details pertaining to your specific case can be answered by your local DMV. Simply put, all you need is a State Minimum Liability Insurance policy, with an SR-22 filing added on for either little to no extra cost.
Quiz Yourself: What Could a DUI Cost You?
How Did You Do? If your score wasn’t so great…read up!
How Much is SR-22 Insurance in TN: Company Fees for SR-22s
Many companies offer SR-22 filings for a small fee. Most companies charge a fee of $0-$25 for each insurance term. This gives the insurance company the responsibility to report the insurance to the State of Tennessee. It is important not to let your insurance policy lapse, or cancel during your insurance term, otherwise the State of Tennessee will get a notification which may result in the suspension of your license, or additional fines.
Carrier | SR22 Filing Fee |
---|---|
Progressive Insurance | $25.00 |
Safeco | na |
Liberty Mutual | $15-$25 |
Nationwide | na |
Bristol West | NA |
Farmers | $15-$67 |
Geico | $25.00 |
American Family | na |
Acceptance RTR | $25.00 |
National General | $25.00 |
State Farm | Unknown |
USAA | na |
The General | $25.00 |
GAINSCO | $25.00 |
Travelers | na |
Dairyland | Free |
Mendota Ins. Company | NA |
AssuranceAmerica | NA |
21st Century | na |
State Insurance Requirements in Tennessee
The State minimum liability requirements cover bodily injury expenses and property damage for an accident that you are liable for (At Fault). This will pay out $25,000 per person for bodily injury, up to $50,000 per accident and $15,000 for property damage. Additional coverages are available for greater coverage, to protect yourself and others for little of charge. Some coverages include Uninsured Motorist Bodily Injury Protection & Property Damage, and Personal Injury Protection (PIP).
State | State Min. | PIP? |
---|---|---|
Tennessee | 25/50/15 | N/A |
Laws Pertaining to SR22 in Tennessee
The Tennessee Department of Revenue will require you to file an SR-22 filing after a suspended or revoked license. This will require you to carry the minimum liability limits of 25,000/50,000/15,000. The type of offense will determine the amount of time the SR-22 needs to be in force.
SR22 Insurance TN: Rates by Company (Liability)
Check the graph below for the average cost for liability insurance, with an SR-22 filing in the State of Tennessee. Each company is able to offer difference insurance rates, and discounts to keep the cost affordable. Call around or get a free quote from our agents who can shop all of these companies for the best price. Searching for SR-22 Insurance can seem like a stressful, daunting task, but we are here to make it simple and affordable for you.
Company | SR22 Liability (Average) |
---|---|
American Family | N/A |
State Farm | N/A |
Progressive Insurance | $63.00 |
Mendota Ins. Company | $74.00 |
Travelers | N/A |
National General | $121.00 |
GAINSCO | $117.00 |
Liberty Mutual | $81.00 |
Acceptance RTR | $87.00 |
Farmers | $77.00 |
Geico | $120.00 |
State Auto | N/A |
AssuranceAmerica | $124.00 |
Allstate | N/A |
Safeco | N/A |
Bristol West | $72.00 |
Dairyland | $85.00 |
Nationwide | N/A |
Which Companies have the Cheapest SR-22 Insurance Tennessee
Instead of calling a dozen insurance companies, only to find out they do not offer SR-22 filings, or their prices are just too high, check below for a list of the cheapest Insurance companies that do offer SR-22 Insurance in your area. This will help you save time and money while navigating through this confusing time.
City | Price |
---|---|
Lewisburg | National General |
Memphis | The General |
Dyersburg | Progressive |
Jefferson City | Geico |
Collierville | Liberty Mutual |
Shelbyville | Liberty Mutual |
Paris | The General |
Collegedale | Geico |
Springfield | Progressive |
McMinnville | National General |
Fairfield Glade | Liberty Mutual |
Oak Ridge | Geico |
Cookeville | Liberty Mutual |
Middle Valley | Progressive |
Red Bank | Progressive |
Spring Hill | Progressive |
Alcoa | Progressive |
South Cleveland | Progressive |
Arlington | Progressive |
Franklin | The General |
Cleveland | Progressive |
White House | Progressive |
Signal Mountain | The General |
Covington | Progressive |
Germantown | Progressive |
Hendersonville | Progressive |
Bloomingdale | Progressive |
Nashville-Davidson | The General |
Columbia | The General |
Mount Juliet | Geico |
Johnson City | Progressive |
Morristown | Dairyland* |
Brentwood | The General |
Athens | The General |
Sevierville | Farmers |
Hartsville/Trousdale County | Progressive |
Harrison | The General |
Elizabethton | Farmers |
Goodlettsville | Dairyland* |
Chattanooga | The General |
Maryville | Progressive |
East Ridge | Geico |
Union City | Liberty Mutual |
Murfreesboro | Farmers |
Clarksville | Geico |
Jackson | Liberty Mutual |
Smyrna | Dairyland* |
Bartlett | Progressive |
Lenoir City | Liberty Mutual |
Lebanon | Progressive |
Seymour | Progressive |
Knoxville | Geico |
Manchester | The General |
Greeneville | Geico |
Millington | Dairyland* |
Crossville | Dairyland* |
Atoka | The General |
Humboldt | Dairyland* |
Gallatin | Geico |
Soddy-Daisy | Geico |
Bristol | The General |
Tullahoma | Geico |
Nolensville | The General |
Winchester | Progressive |
Farragut | Liberty Mutual |
Lawrenceburg | Progressive |
Clinton | Geico |
Kingsport | Progressive |
Lakeland | Progressive |
Brownsville | The General |
Martin | Progressive |
Non Owners and SR-22
Were you told you need to carry SR-22 Insurance, but have no idea where to start because you do not actually own a vehicle?
In Tennessee, you can purchase a Non Owners policy, which covers you for liability insurance, driving any vehicle as long as neither you or any household members do not own the vehicle. You can purchase this type of policy and add the SR-22 filing to comply. This type of Insurance policy is generally cheap, depending on your driving record, and will make you compliant with the State.
Cheapest SR-22 Insurance Rates by Company (Full Coverage) in Tennessee
Most commonly, people associate SR-22 insurance as expensive or the reasons their insurance premiums increase. This is not the case. Your insurance premium may increase based upon the violation you were convicted of, the SR-22 filing is a small fee added onto your existing policy. The average cost for the SR-22 is $0-$25 for your entire insurance term!
Company | SR22 Full Coverage (Average) |
---|---|
Liberty Mutual | $180.00 |
AssuranceAmerica | $200.00 |
GAINSCO | $194.00 |
USAA | N/A |
21st Century | N/A |
Acceptance RTR | $180.00 |
Dairyland | $187.00 |
Safeco | N/A |
State Auto | N/A |
Progressive Insurance | $209.00 |
The General | $205.00 |
American Family | N/A |
State Farm | N/A |
Mendota Ins. Company | $211.00 |
Travelers | N/A |
National General | $206.00 |
Farmers | $203.00 |
Allstate | N/A |
Average price for full coverage auto insurance in Tennessee, with an SR-22 filing.
SR22 Insurance Tennessee Frequently Asked Questions
What is SR22 Insurance in Tennessee?
How do I obtain SR22 Insurance in Tennessee?
How much does SR22 Insurance cost in Tennessee?
Additional Tennessee Insurance |
---|
Auto Insurance | Tennessee |
Liability Insurance | Tennessee |
Full Coverage Insurance | Tennessee |
Motorcycle Insurance | Tennessee |
Homeowner’s Insurance | Tennessee |

Find Out More About SR-22 in your State!
Last Updated on by Amanda Moss