- Unlock Savings: Your Guide to Cheap SR22 Insurance in Tennessee
- Best SR22 Insurance Providers in Tennessee: Compare Rates and Coverage
- SR22 Insurance in Tennessee: Child Support Compliance & License Reinstatement
- Full-Coverage SR22 Insurance in Tennessee: Understanding Costs & Coverage
- Cheap SR22 Insurance in Tennessee: How to Find Affordable Coverage
- SR22 Insurance After a DUI in Tennessee: What You Need to Know
- Quiz Yourself: What Could a DUI Cost You?
- How Much Does SR22 Insurance Cost in Tennessee?
- Tennessee State Minimum Insurance Requirements
- Compare SR22 Insurance Rates in Tennessee: Find the Best Coverage for Your Needs
- Why Use a Broker for Your SR22 Insurance Needs?
- Affordable SR-22 Insurance for Non-Owners in Tennessee
- Cheapest Full Coverage SR-22 Insurance Rates in Tennessee
- Frequently Asked Questions about Cheap SR22 Insurance Tennessee
- What is SR22 Insurance in Tennessee?
- How do I obtain SR22 Insurance in Tennessee?
- How much does SR22 Insurance cost in Tennessee?
- Who needs SR22 Insurance in Tennessee?
- How long do I need to keep SR22 Insurance in Tennessee?
- Find Out More About SR-22 in your State!
- What We Do at A Plus Insurance
Best SR22 Insurance Providers in Tennessee: Compare Rates and Coverage
If you need SR22 insurance in Tennessee, finding the best provider is key to securing affordable coverage while meeting state requirements. Not all insurance companies offer SR22 filings, but several well-known providers specialize in high-risk insurance policies.
Top SR22 Insurance Companies in Tennessee
At A Plus Insurance, we work with some of the best SR22 insurance providers, including:
- Progressive – Competitive rates for high-risk drivers
- The General – Specialized SR22 coverage with flexible payment plans
- National General – Reliable coverage for drivers with past violations
Who Needs SR22 Insurance?
You may need SR22 insurance in Tennessee if you have:
- A DUI or DWI conviction
- Multiple at-fault accidents or serious traffic violations
- A license suspension or revocation
- Lapsed insurance coverage
- A requirement from the Tennessee DMV to prove financial responsibility
How to Find the Cheapest SR22 Insurance in Tennessee
- Compare multiple providers – Rates vary by company, so getting multiple quotes is essential.
- Maintain continuous coverage – Lapses in insurance can lead to higher premiums.
- Improve your driving record – Keeping a clean driving history can help lower your SR22 rates over time.
Get a Fast & Free SR22 Quote
If your current insurer doesn’t offer SR22 insurance, we can help. Contact us today to compare Tennessee’s cheapest SR22 insurance rates and find a provider that fits your budget.
Below is a comparison table of insurance companies that offer SR22 filings in Tennessee versus those that do not.
Company | SR22 Offered |
---|---|
Farmers | Yes |
State Auto | No |
Liberty Mutual | Yes |
National General | Yes |
Bristol West | Yes |
Nationwide | No |
Geico | Yes |
Mendota Ins. Company | Yes |
AssuranceAmerica | Yes |
Allstate | N/A |
USAA | No |
Progressive Insurance | Yes |
GAINSCO | Yes |
Acceptance RTR | Yes |
Travelers | No |
21st Century | No |
State Farm | No |
Dairyland | Yes |
SR22 Insurance in Tennessee: Child Support Compliance & License Reinstatement
If your driver’s license was suspended due to unpaid child support in Tennessee, you may be required to file SR22 insurance to regain your driving privileges. SR22 is not an insurance policy, but rather a certificate of financial responsibility proving that you meet Tennessee’s minimum auto insurance requirements.
Why Is SR22 Required for Child Support Violations?
Tennessee enforces strict penalties for unpaid child support, including:
- Driver’s license suspension
- Vehicle registration suspension
- Possible wage garnishment
To reinstate your license, the state may require you to:
- Catch up on overdue child support payments
- File an SR22 form with the Tennessee DMV
- Maintain continuous SR22 coverage for a specified period
Finding Affordable SR22 Insurance in Tennessee
Many insurers offer SR22 coverage for drivers in this situation. At A Plus Insurance, we partner with top SR22 insurance providers in Tennessee, including:
- Progressive – Competitive SR22 rates with flexible payment options
- The General – Specializes in high-risk insurance policies
- Dairyland – Affordable SR22 insurance for drivers with suspended licenses
How to Get Cheap SR22 Insurance for Child Support Compliance
- Compare multiple providers – Rates vary by insurer, so shopping around can save you money.
- Avoid policy lapses – A lapse in coverage can result in additional penalties or license suspension.
- Ask about discounts – Some companies offer discounts for safe driving courses or bundling auto and home insurance.
Get Back on the Road with SR22 Insurance
If you need SR22 insurance in Tennessee due to child support-related license suspension, we can help. Contact us today for a free, fast quote and find the most affordable SR22 coverage to meet your needs.
Insurance Company | Monthly Rate | Coverage Type |
---|---|---|
Progressive | $179 | Full Coverage |
National General | $135 | Liability Only |
The General | $199 | Full Coverage |
Each provider understands the unique needs of drivers in your situation and offers competitive rates to help you maintain compliance without straining your finances.
Full-Coverage SR22 Insurance in Tennessee: Understanding Costs & Coverage
If you need SR22 insurance with full coverage in Tennessee, it’s important to understand what factors affect the cost and what coverage is included. Full coverage SR22 insurance generally costs more than a liability-only policy, but it provides greater financial protection in case of an accident or damage to your vehicle.
What Determines the Cost of Full-Coverage SR22 Insurance?
The average cost of full coverage varies based on several factors, including:
- Driving History – Fewer violations mean lower premiums.
- Vehicle Type – Newer or high-value cars cost more to insure.
- Credit Score – A higher credit score can lead to lower rates.
- Location – Urban areas typically have higher insurance costs due to more traffic and higher accident rates.
- SR22 Filing Fee – Most insurers charge a one-time SR22 filing fee, usually between $15 and $50.
What Does Full-Coverage SR22 Insurance Include?
Full coverage is not a single policy but a combination of different coverage types:
- Liability Insurance – Covers damage and injuries you cause to others. Required by law in Tennessee.
- Collision Insurance – Pays for damage to your vehicle if you hit another car or object.
- Comprehensive Insurance – Covers theft, vandalism, weather-related damage, and other non-collision incidents.
- Uninsured/Underinsured Motorist Protection – Helps cover your expenses if you’re hit by a driver with no or insufficient insurance.
Who Needs Full-Coverage SR22 Insurance?
- Drivers with a new or leased vehicle – Lenders often require full coverage.
- Drivers who want financial protection – Covers more than just liability.
- High-risk drivers required to file an SR22 – Ensures compliance with Tennessee’s financial responsibility laws.
Get a Quote for Full-Coverage SR22 Insurance
If you’re required to file SR22 insurance in Tennessee, we can help you compare rates and find the most affordable full-coverage options. Contact us today for a fast and free quote.
City | Price |
---|---|
Murfreesboro | $179 |
Nashville-Davidson | $146 |
Cleveland | $180 |
Germantown | $160 |
Lebanon | $156 |
Nolensville | $147 |
Brownsville | $164 |
Lakeland | $173 |
Humboldt | $175 |
Seymour | $177 |
Hendersonville | $163 |
Jefferson City | $166 |
East Ridge | $158 |
Jackson | $155 |
Sevierville | $165 |
Union City | $158 |
Lenoir City | $176 |
Alcoa | $148 |
Franklin | $182 |
Signal Mountain | $160 |
Fairview | $173 |
Covington | $180 |
Farragut | $157 |
Goodlettsville | $178 |
Mount Juliet | $148 |
Knoxville | $154 |
Red Bank | $150 |
Crossville | $148 |
Greeneville | $156 |
Atoka | $158 |
McMinnville | $152 |
Smyrna | $182 |
Dyersburg | $154 |
Maryville | $176 |
Paris | $172 |
Morristown | $177 |
Dickson | $177 |
Springfield | $158 |
Memphis | $154 |
Harrison | $171 |
Elizabethton | $148 |
Columbia | $172 |
Hartsville/Trousdale County | $165 |
Kingsport | $170 |
Soddy-Daisy | $155 |
Lewisburg | $181 |
Cookeville | $164 |
Winchester | $171 |
Gallatin | $155 |
Middle Valley | $159 |
Oak Ridge | $148 |
La Vergne | $174 |
Bartlett | $167 |
Lawrenceburg | $158 |
Bristol | $156 |
Martin | $168 |
Portland | $173 |
Spring Hill | $154 |
Shelbyville | $163 |
White House | $162 |
Manchester | $163 |
South Cleveland | $182 |
Arlington | $176 |
Johnson City | $175 |
Collegedale | $148 |
Athens | $153 |
Fairfield Glade | $182 |
Bloomingdale | $179 |
Clinton | $182 |
Millington | $159 |
Tullahoma | $174 |
Collierville | $165 |
Brentwood | $149 |
Cheap SR22 Insurance in Tennessee: How to Find Affordable Coverage
If you need SR22 insurance in Tennessee, finding affordable rates is possible with the right approach. Many insurance providers offer low-cost SR22 coverage, but prices can vary depending on your driving history, insurer, and coverage level.
Ways to Lower Your SR22 Insurance Costs
You can reduce your SR22 premiums by:
- Comparing Multiple Insurers – Different companies offer different rates.
- Choosing Higher Deductibles – A higher deductible lowers monthly costs.
- Maintaining a Clean Driving Record – Avoid new violations to keep rates low.
- Taking a Defensive Driving Course – Some insurers offer discounts for completing an approved course.
- Paying Your Policy in Full – Many insurers offer discounts for upfront payments.
Get a Free SR22 Insurance Quote
We specialize in helping Tennessee drivers find cheap SR22 insurance options. Contact us today for a free, no-obligation quote and see how much you can save.
City | Price |
---|---|
Lewisburg | National General |
Memphis | The General |
Dyersburg | Progressive |
Jefferson City | Geico |
Collierville | Liberty Mutual |
Shelbyville | Liberty Mutual |
Paris | The General |
Collegedale | Geico |
Springfield | Progressive |
McMinnville | National General |
Fairfield Glade | Liberty Mutual |
Oak Ridge | Geico |
Cookeville | Liberty Mutual |
Middle Valley | Progressive |
Red Bank | Progressive |
Spring Hill | Progressive |
Alcoa | Progressive |
South Cleveland | Progressive |
Arlington | Progressive |
Franklin | The General |
Cleveland | Progressive |
White House | Progressive |
Signal Mountain | The General |
Covington | Progressive |
Germantown | Progressive |
Hendersonville | Progressive |
Bloomingdale | Progressive |
Nashville-Davidson | The General |
Columbia | The General |
Mount Juliet | Geico |
Johnson City | Progressive |
Morristown | Dairyland* |
Brentwood | The General |
Athens | The General |
Sevierville | Farmers |
Hartsville/Trousdale County | Progressive |
Harrison | The General |
Elizabethton | Farmers |
Goodlettsville | Dairyland* |
Chattanooga | The General |
Maryville | Progressive |
East Ridge | Geico |
Union City | Liberty Mutual |
Murfreesboro | Farmers |
Clarksville | Geico |
Jackson | Liberty Mutual |
Smyrna | Dairyland* |
Bartlett | Progressive |
Lenoir City | Liberty Mutual |
Lebanon | Progressive |
Seymour | Progressive |
Knoxville | Geico |
Manchester | The General |
Greeneville | Geico |
Millington | Dairyland* |
Crossville | Dairyland* |
Atoka | The General |
Humboldt | Dairyland* |
Gallatin | Geico |
Soddy-Daisy | Geico |
Bristol | The General |
Tullahoma | Geico |
Nolensville | The General |
Winchester | Progressive |
Farragut | Liberty Mutual |
Lawrenceburg | Progressive |
Clinton | Geico |
Kingsport | Progressive |
Lakeland | Progressive |
Brownsville | The General |
Martin | Progressive |
SR22 Insurance After a DUI in Tennessee: What You Need to Know
If you’ve been convicted of a DUI in Tennessee, the state requires you to file an SR22 to reinstate your driving privileges. The SR22 is not a separate policy, but a form your insurance company files with the state to prove you carry at least Tennessee’s minimum liability insurance.
How Long Do You Need SR22 Insurance for a DUI in Tennessee?
The Tennessee Department of Safety generally requires drivers with a DUI conviction to maintain an SR22 filing for 3 to 5 years. However, the exact duration depends on your specific case, so it’s best to check with your local DMV for details.
How Much Does SR22 Insurance Cost After a DUI?
- SR22 filing fee: Usually between $15–$50
- Higher insurance premiums: Due to a DUI conviction, rates typically increase
- Monthly liability insurance rates: Can start at $110+ depending on the provider
Steps to Get SR22 Insurance in Tennessee
- Purchase a liability policy – Ensure it meets Tennessee’s state minimum requirements.
- Request an SR22 filing – Your insurance provider will submit it to the state.
- Maintain continuous coverage – Lapses can result in license suspension.
- Check with the DMV – Confirm when you can remove the SR22 requirement.
Find Affordable SR22 Insurance in Tennessee
Need SR22 insurance after a DUI? We compare rates from top insurance providers to find you the cheapest SR22 insurance while meeting all Tennessee state requirements. Contact us today for a free quote.
Quiz Yourself: What Could a DUI Cost You?
How Did You Do? If your score wasn’t so great…read up!
How Much Does SR22 Insurance Cost in Tennessee?
SR22 insurance in Tennessee comes with additional fees, but it doesn’t have to break the bank. Most insurance companies charge a one-time SR22 filing fee of $0–$25 per policy term. This fee ensures that your insurer submits the required proof of financial responsibility to the Tennessee Department of Safety and Homeland Security.
Carrier | SR22 Filing Fee |
---|---|
Progressive Insurance | $25.00 |
Safeco | N/A |
Liberty Mutual | $15-$25 |
Nationwide | N/A |
Bristol West | $25.00 |
Farmers | $15-$67 |
Geico | $25.00 |
American Family | N/A |
Acceptance RTR | $25.00 |
National General | $25.00 |
State Farm | Does not offer SR22 |
USAA | N/A |
The General | $25.00 |
GAINSCO | $25.00 |
Travelers | N/A |
Dairyland | Free |
Mendota Ins. Company | $25.00 |
AssuranceAmerica | $25.00 |
Tennessee State Minimum Insurance Requirements
In Tennessee, liability insurance is required for all drivers to cover bodily injury and property damage in accidents where they are at fault. The state minimum liability coverage includes:
- $25,000 for bodily injury per person
- $50,000 for bodily injury per accident
- $25,000 for property damage per accident
Optional Coverages for Additional Protection
While Tennessee requires only liability insurance, adding extra coverages can provide more financial protection. Some optional coverage options include:
- Uninsured/Underinsured Motorist (UM/UIM) – Protects you if an at-fault driver does not have insurance or lacks sufficient coverage
- Personal Injury Protection (PIP) – Helps cover medical expenses and lost wages after an accident
- Comprehensive & Collision – Covers damage to your vehicle from accidents, theft, weather, and vandalism
Why Consider Higher Coverage Limits?
The state minimum may not be enough in a serious accident. If damages exceed your coverage limits, you may be personally responsible for additional costs. Increasing your liability limits or adding comprehensive and collision coverage can provide better financial protection at an affordable rate.
Get a Free Tennessee Auto Insurance Quote Today
Need affordable liability insurance or full coverage options? Contact us today to compare rates and find the best coverage for your budget.
State | State Min. | PIP? |
---|---|---|
Tennessee | 25/50/25 | N/A |
Here’s a table summarizing the key aspects of liability car insurance:
Aspect | Description |
---|---|
Coverage Types | – Bodily Injury Liability: Covers medical expenses, lost wages, and legal fees if you injure someone in an accident. – Property Damage Liability: Covers repair or replacement costs for damage you cause to another person’s property. |
Who is Covered | – The policyholder – Family members listed on the policy – Individuals driving your car with permission |
Who is Not Covered | – The policyholder’s own injuries and property damage – Injuries and damage to the policyholder’s passengers |
Coverage Limits | – Per Person Limit: Maximum amount paid for one person’s injuries. – Per Accident Limit: Maximum amount paid for all injuries in one accident. – Property Damage Limit: Maximum amount paid for property damage. |
State Requirements | – Varies by state; most states require a minimum amount of liability coverage. – Typical minimums might be 25/50/25 (e.g., $25,000 per person, $50,000 per accident for bodily injury, and $25,000 for property damage). |
Exclusions | – Intentional damage – Damage caused while driving for commercial purposes – Damage caused while committing a felony |
Importance | – Protects you from financial liability in case of an at-fault accident – Legal requirement in most states |
Key Points
- Bodily Injury Liability: Covers medical expenses, lost wages, and legal fees for injuries you cause to others in an accident.
- Property Damage Liability: Covers costs to repair or replace another person’s property that you damage in an accident.
- State Requirements: Liability insurance is required in most states with varying minimum coverage limits.
- Coverage Limits: Policies typically have per person, per accident, and property damage limits.
- Exclusions: Does not cover intentional damage, damages from commercial driving, or damages from felonies.
Compare SR22 Insurance Rates in Tennessee: Find the Best Coverage for Your Needs
If you need SR22 insurance in Tennessee, finding affordable coverage is crucial. SR22 is not a type of insurance but a certificate of financial responsibility required by the state for drivers with serious violations like DUI, reckless driving, or driving without insurance. The cost of SR22 insurance varies based on factors like driving history, location, and the insurance provider.
Insurance Company | Monthly Rate | Annual Rate | Coverage Options | Customer Ratings |
---|---|---|---|---|
Progressive | $120 | $1,440 | Liability, comprehensive, collision | 4.3/5 |
Dairyland | $130 | $1,560 | Liability, comprehensive, collision | 4.2/5 |
Gainsco | $125 | $1,500 | Liability, comprehensive, collision | 4.1/5 |
The General | $135 | $1,620 | Liability, comprehensive, collision | 4.0/5 |
National General | $115 | $1,380 | Liability, comprehensive, collision | 4.4/5 |
Bristol West | $110 | $1,320 | Liability, comprehensive, collision | 4.5/5 |
Key Takeaways
- Progressive offers competitive rates and is known for its reliable customer service, making it a strong choice for SR-22 insurance.
- Dairyland provides extensive coverage options at slightly higher rates, ensuring comprehensive protection.
- Gainsco is an affordable option with good customer satisfaction scores.
- The General offers robust coverage but at a higher cost, suitable for those looking for comprehensive protection.
- National General provides a balance of cost and coverage, making it an attractive option for many drivers.
- Bristol West offers excellent value for comprehensive coverage with high customer satisfaction.
By comparing these top companies, you can find SR22 insurance Tennessee that best fits your needs and budget. Always consider the coverage options and customer ratings in addition to the cost to ensure you are making the best choice for your situation.
Why Use a Broker for Your SR22 Insurance Needs?
Finding cheap SR22 insurance in Tennessee can be challenging, especially for high-risk drivers. A licensed insurance broker can simplify the process and help you secure the best rates by comparing multiple providers. Here’s why working with a broker is a smart choice:
1. Access to Multiple Insurance Companies
Unlike direct insurers that only offer their own policies, brokers compare rates from multiple SR22 insurance providers. This helps you find the cheapest SR22 insurance in Tennessee without having to shop around yourself.
2. Expertise in High-Risk Insurance
If you need an SR22 due to a DUI, reckless driving, or license suspension, a broker can navigate the complexities of high-risk insurance. They ensure you meet state filing requirements while keeping costs as low as possible.
3. Faster SR22 Filing
Brokers handle SR22 filings directly with the Tennessee Department of Motor Vehicles (DMV), reducing delays and ensuring your driving privileges are reinstated as soon as possible.
4. Personalized Coverage Options
Brokers tailor policies to your needs, whether you need liability-only SR22 insurance or full coverage with SR22 filing. They help you understand:
- State minimum liability requirements
- SR22 insurance costs and filing fees
- Ways to reduce your premium
5. Save Time & Money
Instead of calling multiple insurers, a broker compares SR22 quotes for you. This not only saves time but can also help you secure lower premiums by finding discounts or better coverage options.
Get a Free SR22 Insurance Quote Today
Need affordable SR22 insurance in Tennessee? Contact a broker today to compare rates and secure the best coverage for your needs.
Comparison of SR22 Insurance Rates in Tennessee by Company
Insurance Company | Monthly Rate | Annual Rate | Coverage Type | Comments |
---|---|---|---|---|
Progressive | $120 | $1,440 | Liability Only & Non-Owner | Known for competitive rates and good customer service |
Dairyland | $130 | $1,560 | Liability Only & Non-Owner | Specializes in high-risk drivers and offers comprehensive coverage |
Gainsco | $115 | $1,380 | Liability Only | Offers affordable rates for high-risk drivers |
Assurance America | $125 | $1,500 | Liability Only | Provides flexible payment options and coverage |
National General | $140 | $1,680 | Liability Only & Non-Owner | Offers extensive coverage options and good customer service |
The General | $110 | $1,320 | Liability Only | Focuses on high-risk drivers and provides non-owner policies |
Bristol West | $135 | $1,620 | Liability Only & Broadform | Competitive rates for high-risk drivers with customizable policies |
Mendota | $145 | $1,740 | Liability Only | Specializes in high-risk drivers with competitive pricing |
Falcon | $115 | $1,380 | Liability Only | Specializes in high-risk drivers with competitive pricing |
Key Points
- Personalized Service: Brokers provide tailored service, ensuring you get the best rates for your cheap SR22 insurance needs.
- Market Knowledge: They compare rates from multiple companies, helping you save money.
- Simplified Process: Brokers assist with filing forms and understanding insurance requirements, reducing stress and ensuring compliance.
Affordable SR-22 Insurance for Non-Owners in Tennessee
If you need SR-22 insurance in Tennessee but don’t own a vehicle, a non-owner SR-22 policy is a cost-effective solution. This type of insurance provides liability coverage for drivers who borrow or rent cars, ensuring compliance with Tennessee’s SR-22 requirements without the expense of insuring a vehicle.
Who Needs Non-Owner SR-22 Insurance?
A non-owner SR-22 policy is ideal for:
- Drivers who need to reinstate a suspended license
- Individuals required by the court to maintain SR-22 coverage
- Drivers who occasionally rent or borrow vehicles
- High-risk drivers who need to meet Tennessee’s liability insurance laws
What Does Non-Owner SR-22 Insurance Cover?
A non-owner SR-22 policy includes:
- Liability coverage – Covers bodily injury and property damage if you’re at fault in an accident while driving a borrowed or rental car
- Compliance with Tennessee’s SR-22 filing – Ensures the state receives proof of your financial responsibility
- Protection for high-risk drivers – Helps restore driving privileges after a DUI, multiple violations, or other infractions
How Much Does Non-Owner SR-22 Insurance Cost in Tennessee?
The cost of non-owner SR-22 insurance varies based on:
Insurance provider rates
Driving history (DUIs, violations, accidents)
Age and location
Comparison of Non-Owner SR-22 Insurance Rates in Tennessee by Company
Insurance Company | Monthly Rate | Annual Rate | Coverage Type | Comments |
---|---|---|---|---|
Progressive | $110 | $1,320 | Non-Owner Liability Only | Known for competitive rates and good customer service |
Dairyland | $115 | $1,380 | Non-Owner Liability Only | Specializes in high-risk drivers and offers comprehensive coverage |
Gainsco | $105 | $1,260 | Non-Owner Liability Only | Offers affordable rates for high-risk drivers |
Assurance America | $120 | $1,440 | Non-Owner Liability Only | Provides flexible payment options and coverage |
National General | $130 | $1,560 | Non-Owner Liability Only | Offers extensive coverage options and good customer service |
The General | $100 | $1,200 | Non-Owner Liability Only | Focuses on high-risk drivers and provides non-owner policies |
Bristol West | $125 | $1,500 | Non-Owner Liability Only | Competitive rates for high-risk drivers with customizable policies |
Mendota | $135 | $1,620 | Non-Owner Liability Only | Provides comprehensive coverage options and good customer support |
Suncoast | $120 | $1,440 | Non-Owner Liability Only | Known for affordable rates and reliable customer service |
Falcon | $110 | $1,320 | Non-Owner Liability Only | Specializes in high-risk drivers with competitive pricing |
Key Points
- Progressive: $110/month for non-owner liability-only coverage, known for competitive rates and good customer service.
- Dairyland: $115/month for non-owner liability-only coverage, specializes in high-risk drivers.
- Gainsco: $105/month for non-owner liability-only coverage, offers affordable rates for high-risk drivers.
- Assurance America: $120/month for non-owner liability-only coverage, provides flexible payment options.
- National General: $130/month for non-owner liability-only coverage, offers extensive coverage options.
- The General: $100/month for non-owner liability-only coverage, focuses on high-risk drivers.
- Bristol West: $125/month for non-owner liability-only coverage, provides customizable policies.
- Mendota: $135/month for non-owner liability-only coverage, offers comprehensive options.
- Suncoast: $120/month for non-owner liability-only coverage, known for affordable rates.
- Falcon: $110/month for non-owner liability-only coverage, specializes in high-risk drivers.
By comparing these options, non-owners can find cheap SR-22 insurance in Tennessee that meets their legal requirements and budget constraints. For more detailed information and to get personalized quotes, consider consulting with an insurance broker.
Cheapest Full Coverage SR-22 Insurance Rates in Tennessee
If you need full coverage SR-22 insurance in Tennessee, comparing rates from different providers can help you find the most affordable option. Full coverage includes liability, comprehensive, and collision insurance, offering greater financial protection beyond state minimum requirements.
What Affects SR-22 Full Coverage Costs?
Several factors impact SR-22 full coverage rates in Tennessee, including:
Coverage limits – Higher liability and lower deductibles result in higher premiums
Driving history – Violations like DUIs or multiple accidents increase rates
Age and location – Younger drivers and urban areas often have higher costs
Insurance provider – Rates vary significantly between companies
Vehicle type – Newer or high-value vehicles cost more to insure
Comparison of Full Coverage SR-22 Insurance Rates in Tennessee by Company
Insurance Company | Monthly Rate | Annual Rate | Coverage Type | Comments |
---|---|---|---|---|
Progressive | $150 | $1,800 | Full Coverage | Known for competitive rates and good customer service |
Dairyland | $187 | $2,244 | Full Coverage | Specializes in high-risk drivers and offers comprehensive coverage |
Gainsco | $194 | $2,328 | Full Coverage | Offers affordable rates for high-risk drivers |
Assurance America | $200 | $2,400 | Full Coverage | Provides flexible payment options and coverage |
National General | $170 | $2,040 | Full Coverage | Offers extensive coverage options and good customer service |
The General | $205 | $2,460 | Full Coverage | Focuses on high-risk drivers and provides comprehensive policies |
Bristol West | $165 | $1,980 | Full Coverage | Competitive rates for high-risk drivers with customizable policies |
Mendota | $175 | $2,100 | Full Coverage | Provides comprehensive coverage options and good customer support |
Falcon | $145 | $1,740 | Full Coverage | Specializes in high-risk drivers with competitive pricing |
Key Points
- Progressive: $150/month for full coverage, known for competitive rates and good customer service.
- Dairyland: $160/month for full coverage, specializes in high-risk drivers.
- Gainsco: $140/month for full coverage, offers affordable rates for high-risk drivers.
- Assurance America: $155/month for full coverage, provides flexible payment options.
- National General: $170/month for full coverage, offers extensive coverage options.
- The General: $135/month for full coverage, focuses on high-risk drivers.
- Bristol West: $165/month for full coverage, provides customizable policies.
- Mendota: $175/month for full coverage, offers comprehensive options.
- Suncoast: $155/month for full coverage, known for affordable rates.
- Falcon: $145/month for full coverage, specializes in high-risk drivers.
By comparing these options, you can find the best deals on full coverage SR22 insurance in Tennessee that meet your legal requirements and budget. For more detailed information and to get personalized quotes, consider consulting with an insurance broker.
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Frequently Asked Questions about Cheap SR22 Insurance Tennessee
What is SR22 Insurance in Tennessee?
How do I obtain SR22 Insurance in Tennessee?
How much does SR22 Insurance cost in Tennessee?
Who needs SR22 Insurance in Tennessee?
How long do I need to keep SR22 Insurance in Tennessee?
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Last Updated on by Brian Muse