Insurance Louisiana

Insurance Louisiana

Auto Insurance

Louisiana Insurance

Home of the Jazz Captiol of the World Louisiana Insurance rates can get you jazzed!

Lowest Cost Liability Only

Looking for cheap car insurance in Louisiana? Not sure about what exactly you are needing to just get your car legally on the road. We can help you with that!

Louisiana’s state minimum liability limits are 15/30/25. Breaking that down is Bodily Injury liability $15,000 per person and $30,000 per accident and then $25,000 for property damage.

Just give us a call to find the cheapest car insurance company!

Lowest Cost Liability Only Average

Progressive Insurance$80
Geico$84
The General$84
Mendota Ins. Company$87
Dairyland$98

Cheapest Broadform / nonowners:

If you are needing just liability insurance, and don’t own a car or say you have a few cars, then Broadform or nonowners insurance may be something to look into! Now, depending on where you live, these options may or may not be available to you. Give us a call and we can go over options for you in regards to Louisiana insurance!

Cheapest Broadform/non-owners Average Monthly Rates

Dairyland$73
Progressive Insurance$107
The General$120
Mendota Ins. Company$130
More limited than it sounds, ask an Agent for details.

Potatoes

New A Plus Insurance Customers in Louisiana Save on Average $594.55..that’s almost 853 Potatoes!

Full Coverage at a Great rate for Louisiana Insurance:

When you choose Full coverage for your vehicle, you have much more protection than if you just chose liability insurance. Full coverage is having comprehensive and collision, and you will have a deductible to pay as well.

Ask us today for a free quote and compare car insurance rates in Louisiana see and how full coverage can benefit you.

Full Coverage Rates

Bristol West$131
National General$131
Progressive Insurance$148
American Family$150
Travelers$152
With Comprehensive and Collision

Liability Only

Dairyland$69
National General$87
Progressive Insurance$89
The General$90
Bristol West$93
Acceptance RTR$100
Without Comprehensive and Collision

These rates do not include Rental, Towing, Med Pay, and other add-ons

Cheapest Insurance for Young drivers by Gender in Louisiana Insurance:

Being a young driver and trying to find cheap car insurance in Louisiana can be quite the task. For young ones, you may find when comparing prices with companies that rates are high for you! Not to worry though! As you get older and get more experience, and keep that clean driving record, you can see your rates go down at the age of 25.

Male drivers, yes, you may have heard… If you are a male driver, you tend to pay more than females in car insurance. That is based on studies that show male drivers drive more often are more of the causes of accidents on the roads. That doesn’t always mean your rates will be outrageous! Give us a call today to compare car insurance in Louisiana for you!

Females drivers looking for Louisiana car insurance, may typically find that their rates are cheaper than male drivers. Due to studies that is because females don’t tend to drive as much as females. Even so, rates may not be drastically different. Call today to see what your quote can look like!

Rates by Age and Gender

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
Married Folks get a better rates too

Cheapest rate for Clean driving History Insurance Louisiana:

Keeping your driving record clean of accidents and violations will pay off tremendously when trying to find cheap car insurance in Louisiana! Most violations can affect your auto insurance for 3 years and accidents typically for 5 years. Major violations like DUI’s can sometimes be on there for 10 years!

Average Monthly Rates With Clean Driving History

Assurance America$136
Progressive Insurance$147
Geico$151
The General$153
Dairyland$155

SR22 is a state filing certificate showing proof that you are carrying the state minimum for auto insurance. Sometimes along with that will be a state filing fee for Louisiana Insurance. That fee can be anywhere to $25.00 and up. Call us and see what companies we can quote you with and see if they have a fee or not.

SR-22 AVERAGE INSURANCE RATES

Dairyland$91
National General$91
Progressive Insurance$101
Mendota Ins. Company$104
USAA$104
The General$106

At A Plus Insurance our goal is to make the quote process for our clients easy, fast, informative and as painless as possible. There can be many different variables that can effect rates for ones looking for the best policies that’ll fit their lifestyle. With our friendly staff here to help, we’ll take our time to find what will be best for you and you family’s needs. It’s always best to put in your due diligence when searching for insurance for your property. Please call us today for a quote! Have no time? Please visit our website for a free quote.

Additional Helpful Links
Insurance in Grand Junction
Best Auto Insurance in South Carolina
Cheapest Auto Insurance in Keizer

Last Updated on January 25, 2022 by Marlon Moss