Looking for cheap car insurance in Louisiana? Not sure about what exactly you are needing to just get your car legally on the road. We can help you with that!
Louisiana’s state minimum liability limits are 15/30/25. Breaking that down is Bodily Injury liability $15,000 per person and $30,000 per accident and then $25,000 for property damage.
Just give us a call to find the cheapest car insurance company!
If you are needing just liability insurance, and don’t own a car or say you have a few cars, then Broadform or nonowners insurance may be something to look into! Now, depending on where you live, these options may or may not be available to you. Give us a call and we can go over options for you in regards to Louisiana insurance!
Cheapest Broadform/non-owners Average Monthly Rates
Dairyland
$73
Progressive Insurance
$107
The General
$120
Mendota Ins. Company
$130
More limited than it sounds, ask an Agent for details.
New A Plus Insurance Customers in Louisiana Save on Average $594.55..that’s almost 853 Potatoes!
Full Coverage at a Great rate for Insurance Louisiana:
When you choose Full coverage for your vehicle, you have much more protection than if you just chose liability insurance. Full coverage is having comprehensive and collision, and you will have a deductible to pay as well.
Ask us today for a free quote and compare car insurance rates in Louisiana see and how full coverage can benefit you.
Full Coverage Rates
Bristol West
$131
National General
$131
Progressive Insurance
$148
American Family
$150
Travelers
$152
With Comprehensive and Collision
Liability Only
Dairyland
$69
National General
$87
Progressive Insurance
$89
The General
$90
Bristol West
$93
Acceptance RTR
$100
Without Comprehensive and Collision
These rates do not include Rental, Towing, Med Pay, and other add-ons
Cheapest Insurance for Young drivers by Gender in Louisiana Insurance:
Being a young driver and trying to find cheap car insurance in Louisiana can be quite the task. For young ones, you may find when comparing prices with companies that rates are high for you! Not to worry though! As you get older and get more experience, and keep that clean driving record, you can see your rates go down at the age of 25.
Male drivers, yes, you may have heard… If you are a male driver, you tend to pay more than females in car insurance. That is based on studies that show male drivers drive more often are more of the causes of accidents on the roads. That doesn’t always mean your rates will be outrageous! Give us a call today to compare car insurance in Louisiana for you!
Females drivers looking for Louisiana car insurance, may typically find that their rates are cheaper than male drivers. Due to studies that is because females don’t tend to drive as much as females. Even so, rates may not be drastically different. Call today to see what your quote can look like!
Rates by Age and Gender
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Married Folks get a better rates too
Cheapest rate forClean driving History Insurance Louisiana:
Keeping your driving record clean of accidents and violations will pay off tremendously when trying to find cheap car insurance in Louisiana! Most violations can affect your auto insurance for 3 years and accidents typically for 5 years. Major violations like DUI’s can sometimes be on there for 10 years!
Average Monthly Rates With Clean Driving History
Assurance America
$136
Progressive Insurance
$147
Geico
$151
The General
$153
Dairyland
$155
SR22 is a state filing certificate showing proof that you are carrying the state minimum for auto insurance. Sometimes along with that will be a state filing fee for Louisiana Insurance. That fee can be anywhere to $25.00 and up. Call us and see what companies we can quote you with and see if they have a fee or not.
SR-22 AVERAGE INSURANCE RATES
Dairyland
$91
National General
$91
Progressive Insurance
$101
Mendota Ins. Company
$104
USAA
$104
The General
$106
At A Plus Insurance our goal is to make the quote process for our clients easy, fast, informative, and as painless as possible. There can be many different variables that can affect rates for those looking for the best policies that’ll fit their lifestyle. With our friendly staff here to help, we’ll take our time to find what will be best for you and your family’s needs. It’s always best to put in your due diligence when searching for insurance for your property. Please call us today for a quote! Have no time? Please visit our website for a free quote.
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
Ms. Mckenzie was incredibly professional and very helpful!...read moreMs. Mckenzie was incredibly professional and very helpful! What a great part of your team: lucky to have her on your team.
Notes: No SR22 required, but violations still impacted rate. Affordable liability only insurance on a 2008 Toyota Tundra. One male driver age 45read less
P B.
6/30/2022
Marlon was great
Sammie 8.
12/15/2022
Katie was very responsive to getting an auto...read moreKatie was very responsive to getting an auto quote for me. She was very quick with the entire process and I would highly recommend her and A Plus Insurance. Fantastic experience.read less
Neil L.
10/21/2021
I called A plus and was taken care...read moreI called A plus and was taken care of by Katie Sopko. She was super helpful, sweet, relatable and over all made my dreaded experience an absolutely breeze! (If you’re reading this, thanks Katie! No more driving the old work trucks thanks to you lol !)read less
Shawna A.
7/21/2021
Marlon Moss with A Plus Insurance was great...read moreMarlon Moss with A Plus Insurance was great helping me find insurance after I dealt with lapse if coverage due to identity theft. He looked around for lowest priced insurance with good coverage for us and we got it immediately the same day actually within the same phone call! Marlin is great talk to and has wonderful communication skills. That's why I've given him five stars.read less
Arlene H.
1/19/2023
Justine handled our need for renters insurance in...read moreJustine handled our need for renters insurance in a timely matter. She explained everything I’m terms we were able to understand. She is very professional and very well mannered and friendly. You can tell she loves her job and you can hear her smile through the phone. She is very honest and answered all our questions. We have already referred my sister and brother-in-law to contact Justine for their insurance needs.read less
Nanci F.
9/21/2021
Krystal did an incredible job helping find a...read moreKrystal did an incredible job helping find a great deal and just what I needed. Very informative and helpful, thanks!read less
Graham M.
7/21/2019
Marlon, was very helping, great customer service couldn't...read moreMarlon, was very helping, great customer service couldn't ask for a better person to help me get insuranceread less
Trent M.
3/02/2023
Cameron was great and very helpful during the process.
Isaako M.
4/14/2023
Very professional!
AUTRA25
7/21/2021
I love this Insurance company, please go with...read moreI love this Insurance company, please go with them if you have a chance, sooo helpful and patient, I'm very grateful to have people like Crystal to deal with our families needs.read less
Erin S.
7/21/2019
Jole did a great job. Answered all of...read moreJole did a great job. Answered all of my questions. Thank you for your help.read less
rw3 s.
7/21/2021
Always going above and beyond! They make it...read moreAlways going above and beyond! They make it easy to find the best rate! I will be using them from here on out!read less
Alicia J.
10/08/2022
She did an amazing job , she explained...read moreShe did an amazing job , she explained everything to me and everything went smooth.read less
Cara 2.
10/14/2022
Always friendly and helpful
Chelsie H.
7/21/2021
Crystal was prompt, and she covered everything I...read moreCrystal was prompt, and she covered everything I needed. I didn't feel rushed, at all. We even had a few laughs. THANKSread less
Shirley D.
7/21/2020
Crystal was soo sweet and made the process...read moreCrystal was soo sweet and made the process so stress free! I truly feel as if I got the best possible deal, and she helped me understand everything clearly each step of the way. I received all the information I could and found a great deal. If I ever need more insurance, I won't be calling anywhere else! Update 3/9/2023 I cannot explain enough how easy and helpful going through A+ Insurance is. Crystal Farley is always very helpful and easy to talk to, as well as everyone else I've had the opportunity to speak with when calling in. I have no stress when needing to update Insurance because A+ Insurance handles it all for me and ensures I am covered without breaking the bank. I will never use anywhere else for Insurance.read less
Ary A.
3/15/2023
This company and their amazing employees are a...read moreThis company and their amazing employees are a prime example on how customer service, and running a business are properly done.read less
Larz L.
12/13/2022
Very professional, helpful and Amy has a wonderful...read moreVery professional, helpful and Amy has a wonderful attitude and personalityread less
Pamela J.
7/21/2020
Full coverage at an awesome price Auto Insurance policy notes: 2008 CHev HH5...read moreAuto Insurance policy notes: 2008 CHev HH5 fully coverage with roadside, rental, uninusured motorist protection and comprehensive and collision insurance. Premium insurance coverage for low cost - No proof of prior insurance but still a great deal with other discount found.read less
Lisa M.
7/07/2022
Quick and very helpful, friendly stuff
abdul S.
3/22/2023
Amy was very friendly and helpful. She answered...read moreAmy was very friendly and helpful. She answered all my questions and helped me get the lowest available rate with the options I wanted. Great service!read less
Russell A.
7/21/2020
Marlon was friendly, patient, and the best!
Insurance notes:...read moreMarlon was friendly, patient, and the best!
Insurance notes: Suncoast came in the least expensive... Single driver with 1 vehicle, low cost insurance policy for liability including optional coverages. Colorado insurance policy read less
Andre J.
6/21/2022
My agent jola was very helpful and answerd...read moreMy agent jola was very helpful and answerd all my questions and made the process very easyread less
