SR-22 Insurance in Alabama

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Cost of SR-22 Insurance with Full Coverage in Alabama

CityPrice
Daphne$179
Jasper$173
Muscle Shoals$146
Fultondale$151
Eufaula$149
Hueytown$168
Atmore$175
Jacksonville$151
Talladega$174
Northport$154
Montgomery$175
Russellville$171
Homewood$156
Albertville$162
Forestdale$151
Dothan$163
Fairhope$178
Saks$147
Pleasant Grove$173
Mountain Brook$177
Rainbow City$181
Leeds$160
Clay$156
Fairfield$167
Bay Minette$158
Calera$167
Millbrook$177
Tuscaloosa$165
Gardendale$171
Selma$173
Pike Road$171
Scottsboro$154
Trussville$150
Mobile$170
Valley$147
Phenix City$178
Enterprise$151
Foley$181
Prichard$147
Opelika$175
Oxford$181
Cullman$160
Pelham$172
Decatur$149
Hoover$165
Moody$176
Irondale$153
Saraland$173
Alexander City$159
Pell City$169
Bessemer$162
Ozark$151
Meadowbrook$161
Gulf Shores$180
Hartselle$169
Anniston$158
Athens$152
Vestavia Hills$167
Center Point$163
Prattville$150
Auburn$167
Tillmans Corner$156
Huntsville$165
Gadsden$177
Sylacauga$178
Madison$146
Birmingham$180
Helena$164
Troy$172
Alabaster$162
Fort Payne$162
Chelsea$164
Sheffield$155
Boaz$149
You can carry an SR-22 while still having full coverage. The SR-22 is an attachment added onto a policy which requires the insurance provider to report the insurance to the state.

Should I get full coverage on my vehicle?


Laws Pertaining to SR-22 In Alabama

You may be required to carry an SR-22 if you’ve been convicted of a DUI, driving without insurance, An At Fault Accident, or too many points on your license.

Who has the lowest price on SR-22 Insurance In Alabama by city

CityPrice
Muscle ShoalsGeico
ValleyNational General
TalladegaGeico
ChelseaLiberty Mutual
HuntsvilleThe General
MoodyThe General
BirminghamLiberty Mutual
Mountain BrookProgressive
TuscaloosaProgressive
PelhamThe General
TroyThe General
Pleasant GroveThe General
TrussvilleLiberty Mutual
DothanThe General
PrattvilleGeico
Bay MinetteFarmers
DaphneGeico
AlabasterProgressive
LeedsGeico
SheffieldDairyland*
HelenaProgressive
GadsdenBristol West
Alexander CityLiberty Mutual
NorthportProgressive
SaralandGeico
Pell CityDairyland*
IrondaleBristol West
AlbertvilleLiberty Mutual
Vestavia HillsProgressive
MillbrookLiberty Mutual
HartselleProgressive
HomewoodThe General
DecaturGeico
PrichardNational General
JacksonvilleGeico
GardendaleProgressive
Gulf ShoresProgressive
BessemerDairyland*
SaksProgressive
MeadowbrookThe General
FoleyThe General
EnterpriseThe General
RussellvilleBristol West
HooverThe General
FairfieldProgressive
AtmoreProgressive
FultondaleProgressive
CullmanNational General
BoazProgressive
Pike RoadProgressive
CaleraBristol West
Need a quick quote on SR-22 insurance? Check your city above to find the most affordable Insurance company. Many of these companies specialize in SR-22 filings and are able to offer cheaper prices.

SR-22 Rates by company for Liability in Alabama

CompanySR22 Liability (average)
Acceptance RTR$98.00
AssuranceAmerica$93.00
The General$115.00
GAINSCO$71.00
Bristol West$86.00
TravelersN/A
Mendota Ins. Company$80.00
National General$83.00
SafecoN/A
USAAN/A
Geico$86.00
NationwideN/A
American FamilyN/A
State FarmN/A
Liberty Mutual$97.00
Farmers$112.00
AllstateN/A
21st CenturyN/A
Liability Insurance is the bare minimum required in the State of Alabama. You can customize your insurance policy by adding on additional coverages such as Roadside assistance, and Rental Reimbursement.

State Insurance Requirements in Alabama

StateState MinPIP?
Alabama25/50/25N/A
The minimum requirements by law in Alabama are 25/50/25. This means if you are liable in an accident, your liability will pay out to the other party $25,000 per person, up to $50,000 per accident for bodily injury and $25,000 for property damage.

Need An SR-22 but do not own a vehicle?

If you are already insured, obtaining an SR-22 is simple. You will contact your insurance company and request them to file an SR-22 on your behalf. Not insured or do not own a vehicle? You can obtain a Non Owners policy and attach the SR-22 filing to that policy. The Non Owners policy covers you for liability insurance, which is required by law, and covers you driving any vehicle that you or any household members DO NOT own.

Company fees for SR-22 Insurance in Alabama

Nationwidena
AllstateUnknown
GAINSCO$25.00
Liberty Mutual$15-$25
Geico$25.00
Travelersna
State Autona
State FarmUnknown
Mendota Ins. CompanyNA
21st Centuryna
AssuranceAmerica$25.00
National General$25.00
Progressive Insurance$25.00
DairylandFree
Bristol West$25.00
Farmers$15-$26
USAAna
Safecona
Many companies charge a one time $25 filing fee, which they are responsible for reporting your insurance to the state. Some companies charge a percentage of the premium, and some companies do not offer SR-22 filings.

Which companies offer SR-22 in Alabama?

CompanySR22 Offered
American Familyno
Progressive InsuranceYes
State Farmunsure
Bristol Westyes
Dairylandyes
21st Centuryno
Travelersno
Geicoyes
Nationwideno
USAANO
Safecono
Liberty Mutualyes
Acceptance RTRyes
Allstateunsure
Mendota Ins. Companyyes
AssuranceAmericayes
National Generalyes
The Generalyes
Farmersyes
State Autono
Check above for well known Insurance companies that do offer SR-22 filings. Some companies do not, because they are considered for ‘high risk’ drivers.

Reasons you may be required to carry SR-22 Insurance in Alabama

At Fault accident with no insurance
Excessive points violations
Too many tickets in short period of time
Multiple Traffic Offenses
Driving while Suspended/revocation
Previous incarceration
Failure to maintain mandatory insurance coverage required by state law
DUI (Driving under the influence of Drugs or Alcohol)
DWI (Driving while intoxicated)
Suspension of license due to child support
License suspension for failure to pay fines

SR-22 Rates by company for Full Coverage in Alabama

CompanySR22 Full Coverage (average)
Mendota Ins. Company$191.00
NationwideN/A
State AutoN/A
Liberty Mutual$202.00
American FamilyN/A
State FarmN/A
GAINSCO$203.00
Bristol West$174.00
National General$210.00
The General$167.00
Acceptance RTR$182.00
AssuranceAmerica$206.00
21st CenturyN/A
Farmers$216.00
AllstateN/A
Already have insurance? Financing a new vehicle but still need SR-22 Insurance? These 2 things do not need to be on separate policies. You can save yourself money and hassle but simply asking your insurance company to add on a SR-22 filing to your current full coverage policy.

Lowest Priced SR-22 Insurance by City In Alabama

CityPrice
Muscle ShoalsGeico
ValleyNational General
TalladegaGeico
ChelseaLiberty Mutual
HuntsvilleThe General
MoodyThe General
BirminghamLiberty Mutual
Mountain BrookProgressive
TuscaloosaProgressive
PelhamThe General
TroyThe General
Pleasant GroveThe General
TrussvilleLiberty Mutual
DothanThe General
PrattvilleGeico
Bay MinetteFarmers
DaphneGeico
AlabasterProgressive
LeedsGeico
SheffieldDairyland*
HelenaProgressive
GadsdenBristol West
Alexander CityLiberty Mutual
NorthportProgressive
SaralandGeico
Pell CityDairyland*
IrondaleBristol West
AlbertvilleLiberty Mutual
Vestavia HillsProgressive
MillbrookLiberty Mutual
HartselleProgressive
HomewoodThe General
DecaturGeico
PrichardNational General
JacksonvilleGeico
GardendaleProgressive
Gulf ShoresProgressive
BessemerDairyland*
SaksProgressive
MeadowbrookThe General
FoleyThe General
EnterpriseThe General
RussellvilleBristol West
HooverThe General
FairfieldProgressive
AtmoreProgressive
FultondaleProgressive
CullmanNational General
BoazProgressive
Pike RoadProgressive
CaleraBristol West
Having a hard time getting affordable Insurance? There are many factors that are used to determine your insurance premium. Always practice safe driving habits, and shop around when looking for an insurance policy before you purchase.

Frequently asked Questions

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Last Updated on October 18, 2021 by Katie Sopko

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