Insurance Alabama: Table Of Contents
- Cost of SR-22 Insurance with Full Coverage in Alabama
- Should I Get Full Coverage on My Vehicle?
- Laws Pertaining to SR-22 Insurance In Alabama
- Who has the Lowest Price on SR-22 Insurance In Alabama by city
- SR-22 Rates by Company for Liability in Alabama
- State Insurance Requirements in Alabama
- Need An Alabama SR-22 but Do Not Own a Vehicle?
- Company Fees for SR-22 Insurance in Alabama
- Which Companies Offer SR22 in Alabama?
- Reasons You May be Required to Carry SR-22 Insurance in Alabama
- Rates by Company for Full Coverage SR-22 Insurance in Alabama
- Lowest Priced SR-22 Insurance by City in Alabama
- Frequently Asked Questions About SR-22 Insurance in Alabama
- INSURANCE SERVICES WE OFFER
Cost of SR-22 Insurance with Full Coverage in Alabama
| City | Price |
|---|---|
| Daphne | $179 |
| Jasper | $173 |
| Muscle Shoals | $146 |
| Fultondale | $151 |
| Eufaula | $149 |
| Hueytown | $168 |
| Atmore | $175 |
| Jacksonville | $151 |
| Talladega | $174 |
| Northport | $154 |
| Montgomery | $175 |
| Russellville | $171 |
| Homewood | $156 |
| Albertville | $162 |
| Forestdale | $151 |
| Dothan | $163 |
| Fairhope | $178 |
| Saks | $147 |
| Pleasant Grove | $173 |
| Mountain Brook | $177 |
| Rainbow City | $181 |
| Leeds | $160 |
| Clay | $156 |
| Fairfield | $167 |
| Bay Minette | $158 |
| Calera | $167 |
| Millbrook | $177 |
| Tuscaloosa | $165 |
| Gardendale | $171 |
| Selma | $173 |
| Pike Road | $171 |
| Scottsboro | $154 |
| Trussville | $150 |
| Mobile | $170 |
| Valley | $147 |
| Phenix City | $178 |
| Enterprise | $151 |
| Foley | $181 |
| Prichard | $147 |
| Opelika | $175 |
| Oxford | $181 |
| Cullman | $160 |
| Pelham | $172 |
| Decatur | $149 |
| Hoover | $165 |
| Moody | $176 |
| Irondale | $153 |
| Saraland | $173 |
| Alexander City | $159 |
| Pell City | $169 |
| Bessemer | $162 |
| Ozark | $151 |
| Meadowbrook | $161 |
| Gulf Shores | $180 |
| Hartselle | $169 |
| Anniston | $158 |
| Athens | $152 |
| Vestavia Hills | $167 |
| Center Point | $163 |
| Prattville | $150 |
| Auburn | $167 |
| Tillmans Corner | $156 |
| Huntsville | $165 |
| Gadsden | $177 |
| Sylacauga | $178 |
| Madison | $146 |
| Birmingham | $180 |
| Helena | $164 |
| Troy | $172 |
| Alabaster | $162 |
| Fort Payne | $162 |
| Chelsea | $164 |
| Sheffield | $155 |
| Boaz | $149 |
Should I Get Full Coverage on My Vehicle?
Laws Pertaining to SR-22 Insurance In Alabama
You may be required to carry an SR-22 Insurance in Alabama if you’ve been convicted of a DUI, driving without insurance, An At Fault Accident, or too many points on your license.
Who has the Lowest Price on SR-22 Insurance In Alabama by city
| City | Price |
|---|---|
| Muscle Shoals | Geico |
| Valley | National General |
| Talladega | Geico |
| Chelsea | Liberty Mutual |
| Huntsville | The General |
| Moody | The General |
| Birmingham | Liberty Mutual |
| Mountain Brook | Progressive |
| Tuscaloosa | Progressive |
| Pelham | The General |
| Troy | The General |
| Pleasant Grove | The General |
| Trussville | Liberty Mutual |
| Dothan | The General |
| Prattville | Geico |
| Bay Minette | Farmers |
| Daphne | Geico |
| Alabaster | Progressive |
| Leeds | Geico |
| Sheffield | Dairyland* |
| Helena | Progressive |
| Gadsden | Bristol West |
| Alexander City | Liberty Mutual |
| Northport | Progressive |
| Saraland | Geico |
| Pell City | Dairyland* |
| Irondale | Bristol West |
| Albertville | Liberty Mutual |
| Vestavia Hills | Progressive |
| Millbrook | Liberty Mutual |
| Hartselle | Progressive |
| Homewood | The General |
| Decatur | Geico |
| Prichard | National General |
| Jacksonville | Geico |
| Gardendale | Progressive |
| Gulf Shores | Progressive |
| Bessemer | Dairyland* |
| Saks | Progressive |
| Meadowbrook | The General |
| Foley | The General |
| Enterprise | The General |
| Russellville | Bristol West |
| Hoover | The General |
| Fairfield | Progressive |
| Atmore | Progressive |
| Fultondale | Progressive |
| Cullman | National General |
| Boaz | Progressive |
| Pike Road | Progressive |
| Calera | Bristol West |
SR-22 Rates by Company for Liability in Alabama
| Company | SR22 Liability (Average) |
|---|---|
| Acceptance RTR | $98.00 |
| Assurance America | $93.00 |
| The General | $115.00 |
| GAINSCO | $71.00 |
| Bristol West | $86.00 |
| Travelers | N/A |
| Mendota Ins. Company | $80.00 |
| National General | $83.00 |
| Safeco | N/A |
| USAA | N/A |
| Geico | $86.00 |
| Nationwide | N/A |
| American Family | N/A |
| State Farm | N/A |
| Liberty Mutual | $97.00 |
| Farmers | $112.00 |
| Allstate | N/A |
| 21st Century | N/A |
State Insurance Requirements in Alabama
| State | State Minimum | PIP? |
|---|---|---|
| Alabama | 25/50/25 | N/A |
Need An Alabama SR-22 but Do Not Own a Vehicle?
If you are already insured, obtaining an SR-22 is simple. You will contact your insurance company and request them to file an SR-22 on your behalf. Not insured or do not own a vehicle? You can obtain a Non Owners policy and attach the SR-22 filing to that policy. The Non Owners policy covers you for liability insurance, which is required by law, and covers you driving any vehicle that you or any household members DO NOT own.
Company Fees for SR-22 Insurance in Alabama
| Carrier | SR22 Fee (Average) |
|---|---|
| Nationwide | na |
| Allstate | Unknown |
| GAINSCO | $25.00 |
| Liberty Mutual | $15-$25 |
| Geico | $25.00 |
| Travelers | na |
| State Auto | na |
| State Farm | Unknown |
| Mendota Ins. Company | NA |
| 21st Century | na |
| AssuranceAmerica | $25.00 |
| National General | $25.00 |
| Progressive Insurance | $25.00 |
| Dairyland | Free |
| Bristol West | $25.00 |
| Farmers | $15-$26 |
| USAA | na |
| Safeco | na |
Which Companies Offer SR22 in Alabama?
| Company | SR22 Offered |
|---|---|
| American Family | no |
| Progressive Insurance | Yes |
| State Farm | unsure |
| Bristol West | yes |
| Dairyland | yes |
| 21st Century | no |
| Travelers | no |
| Geico | yes |
| Nationwide | no |
| USAA | NO |
| Safeco | no |
| Liberty Mutual | yes |
| Acceptance RTR | yes |
| Allstate | unsure |
| Mendota Ins. Company | yes |
| AssuranceAmerica | yes |
| National General | yes |
| The General | yes |
| Farmers | yes |
| State Auto | no |
Reasons You May be Required to Carry SR-22 Insurance in Alabama
| At Fault accident with no insurance |
| Excessive points violations |
| Too many tickets in short period of time |
| Multiple Traffic Offenses |
| Driving while Suspended/revocation |
| Previous incarceration |
| Failure to maintain mandatory insurance coverage required by state law |
| DUI (Driving under the influence of Drugs or Alcohol) |
| DWI (Driving while Intoxicated) |
| Suspension of license due to child support |
| License suspension for failure to pay fines |
Rates by Company for Full Coverage SR-22 Insurance in Alabama
| Company | SR22 Full Coverage (Average) |
|---|---|
| Mendota Ins. Company | $191.00 |
| Nationwide | N/A |
| State Auto | N/A |
| Liberty Mutual | $202.00 |
| American Family | N/A |
| State Farm | N/A |
| GAINSCO | $203.00 |
| Bristol West | $174.00 |
| National General | $210.00 |
| The General | $167.00 |
| Acceptance RTR | $182.00 |
| AssuranceAmerica | $206.00 |
| 21st Century | N/A |
| Farmers | $216.00 |
| Allstate | N/A |
Lowest Priced SR-22 Insurance by City in Alabama
| City | Price |
|---|---|
| Muscle Shoals | Geico |
| Valley | National General |
| Talladega | Geico |
| Chelsea | Liberty Mutual |
| Huntsville | The General |
| Moody | The General |
| Birmingham | Liberty Mutual |
| Mountain Brook | Progressive |
| Tuscaloosa | Progressive |
| Pelham | The General |
| Troy | The General |
| Pleasant Grove | The General |
| Trussville | Liberty Mutual |
| Dothan | The General |
| Prattville | Geico |
| Bay Minette | Farmers |
| Daphne | Geico |
| Alabaster | Progressive |
| Leeds | Geico |
| Sheffield | Dairyland* |
| Helena | Progressive |
| Gadsden | Bristol West |
| Alexander City | Liberty Mutual |
| Northport | Progressive |
| Saraland | Geico |
| Pell City | Dairyland* |
| Irondale | Bristol West |
| Albertville | Liberty Mutual |
| Vestavia Hills | Progressive |
| Millbrook | Liberty Mutual |
| Hartselle | Progressive |
| Homewood | The General |
| Decatur | Geico |
| Prichard | National General |
| Jacksonville | Geico |
| Gardendale | Progressive |
| Gulf Shores | Progressive |
| Bessemer | Dairyland* |
| Saks | Progressive |
| Meadowbrook | The General |
| Foley | The General |
| Enterprise | The General |
| Russellville | Bristol West |
| Hoover | The General |
| Fairfield | Progressive |
| Atmore | Progressive |
| Fultondale | Progressive |
| Cullman | National General |
| Boaz | Progressive |
| Pike Road | Progressive |
| Calera | Bristol West |
Frequently Asked Questions About SR-22 Insurance in Alabama
Q1: What is SR-22 insurance, and why might I need it in Alabama?
A1: SR-22 insurance is not actually insurance but a certificate that proves you carry the state-required minimum liability insurance. You might need it in Alabama if you’ve been involved in certain traffic violations or offenses, such as DUI, driving without insurance, or multiple traffic violations. The SR-22 certificate serves as proof of financial responsibility.
Q2: How do I obtain an SR-22 certificate in Alabama, and what are the costs associated with it?
A2: To obtain an SR-22 certificate in Alabama, contact your insurance provider, and they will assist you in filing the necessary paperwork with the state. The costs associated with SR-22 insurance can vary based on your driving history and the insurance company you choose. Expect to pay additional fees for the filing and maintenance of the SR-22 certificate.
Q3: How long do I need to maintain SR-22 insurance in Alabama?
A3: The duration for maintaining SR-22 insurance in Alabama varies depending on your specific circumstances and the court’s orders. Typically, you may need to carry SR-22 insurance for a minimum of three years. It’s essential to comply with all court-ordered requirements and maintain continuous coverage during this period.
INSURANCE SERVICES WE OFFER
Auto Insurance
Don’t give up…we can help you find affordable rates, need an SR-22? We got you!
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Other Insurance Types
Motorcycles, RVs, ATVs, life insurance, you name it…we can help!
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Last Updated on by Alexis Karapiperis