Many of the Insurance companies listed above specialize in SR-22 filings, or ‘high-risk’ drivers. They offer competitive rates compared to other companies that may not prefer high risk drivers.
SR22 Insurance Nebraska: DUIs and what it means for you
If you’ve been convicted of a DUI in Nebraska, you will be required to carry an SR-22 with at least State minimum liability for 3-5 years. Details pertaining to your specific case can be answered by your local DMV.
SR22 Insurance Nebraska: Reasons you may be required to carry one
DWI (Driving while intoxicated)
License suspension for failure to pay fines
Excessive points violations
Multiple Traffic Offenses
Previous incarceration
Failure to maintain mandatory insurance coverage required by state law
Too many tickets in short period of time
Suspension of license due to child support
At Fault accident with no insurance
DUI (Driving under the influence of Drugs or Alcohol)
Driving while Suspended/revocation
Major violations typically require an SR-22, like the ones listed above. Minor violations, such as speeding, or failure to yield do not.
SR22 Insurance Nebraska: Average Full Coverage rates by company
Company
SR22 Full Coverage (average)
21st Century
N/A
Safeco
N/A
The General
$175.00
Progressive Insurance
$163.00
Nationwide
N/A
AssuranceAmerica
$193.00
GAINSCO
$177.00
National General
$171.00
State Farm
N/A
Mendota Ins. Company
$210.00
State Auto
N/A
Travelers
N/A
Acceptance RTR
$209.00
Dairyland
$201.00
Geico
$194.00
Liberty Mutual
$180.00
Farmers
$172.00
American Family
N/A
Allstate
N/A
USAA
N/A
Most insurance companies offer SR-22 filings. You will see in the chart above the average cost for full coverage with an SR-22 for each insurance provider. The companies listed as N/A do not offer SR-22 filings.
Need an SR-22 but no vehicle?
If you need SR-22 Insurance, but do not own a vehicle you can purchase a Broad form policy in the State of Nebraska. A Broad form is an alterative insurance policy that will cover you for the Minimum Liability requirements, and you can add the SR-22 for little to no extra cost. Dairyland Insurance specializes in SR-22 filings, and do not charge.
SR22 Insurance Nebraska: Rates by company (liability)
Company
SR22 Liability (average)
Safeco
N/A
21st Century
N/A
AssuranceAmerica
$75.00
Allstate
N/A
State Auto
N/A
American Family
N/A
Travelers
N/A
Geico
$77.00
National General
$84.00
Progressive Insurance
$63.00
State Farm
N/A
USAA
N/A
Liberty Mutual
$107.00
Acceptance RTR
$124.00
Bristol West
$125.00
Nationwide
N/A
GAINSCO
$79.00
The General
$111.00
SR22 Insurance Nebraska: Company fees
Geico
$25.00
Acceptance RTR
NA
Progressive Insurance
$25.00
Bristol West
$25.00
Dairyland
Free
Safeco
na
National General
NA
21st Century
na
GAINSCO
NA
American Family
na
Mendota Ins. Company
NA
Liberty Mutual
$15-$25
Travelers
na
USAA
na
State Farm
Unknown
Farmers
$15-$52
Allstate
Unknown
AssuranceAmerica
$25.00
State Auto
na
Most insurance companies that do offer SR-22 filings charge a flat fee of $5-$25 in most cases. Some Insurance providers, such as Dairyland Insurance, do not charge an additional fee.
SR22 Insurance Nebraska: Child support
If your license has been suspended for failure to pay child support, SR-22 needs to be on file for three (3) years from the date eligible for reinstatement.
SR22 Insurance Nebraska: Average cost for (full coverage)
City
Price
Superior
$150
Ord
$182
Auburn
$149
Beatrice
$170
Waverly
$161
McCook
$175
Minden
$172
Omaha
$164
Kimball
$168
Holdrege
$161
North Platte
$159
Papillion
$181
Grand Island
$159
Lincoln
$147
La Vista
$181
David City
$150
Central City
$162
Dakota City
$167
Fairbury
$147
Chalco
$177
Wahoo
$155
Wayne
$159
Plattsmouth
$172
Hastings
$164
Hickman
$154
West Point
$175
Bennington
$174
Ralston
$168
Aurora
$174
Pierce
$158
Sidney
$160
Wilber
$151
Imperial
$168
Valentine
$166
York
$165
Ashland
$163
Geneva
$167
Madison
$175
Gothenburg
$171
Ogallala
$165
Fremont
$173
Norfolk
$161
Tekamah
$170
St. Paul
$160
Nebraska City
$151
Mitchell
$162
Valley
$174
Full coverage can be tailored for each vehicle. You can adjust your deductibles and add extra coverages like Roadside and Rental Reimbursement. The cost for full coverage varies upon the type of vehicle, coverages desired, and the drivers history.
SR22 Insurance Nebraska: Which companies offer the Filing
If you are already insured, check with your insurance company to see if they offer SR-22. If they do, you can add that onto your existing policy which will be cheaper than taking out a second policy just for the SR-22 filing.
SR22 Insurance Nebraska: State Minimum Requirements
State
State Min
PIP?
Nebraska
25/50/25
N/A
The State Minimum Liability Requirements in Nebraska are $25,000 per person for bodily injury protection, up to $50,000 per accident and $25,000 for property damage. These are the minimum limits you are required to carry on your insurance policy.
Find Out More About SR-22 in your State!
Insurance varies greatly from state to state. Click on your state to find out more specifics about SR-22 insurance.
