Auto Insurance Nebraska

SR22 Insurance Nebraska

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SR22 Insurance Nebraska Page Guide

What happens if I let my SR22 lapse in Nebraska?
How long do I have to carry an SR22 in Nebraska?
How do I know if I need an SR22 in Nebraska?
What if I am required to carry an SR22 but don’t have a vehicle in Nebraska?
How do I get an SR22 in Nebraska?
How do I find out if I need an SR22 in Nebraska?
How much does an SR22 cost in Nebraska?

An SR22 document may confuse the average person. Though, having it is nothing to worry about. Many people across the United States of America call in to acquire a SR22 every day.

SR22 Insurance Nebraska: Lowest Rates by city

City	Price
Offutt AFB	Geico
Columbus	Bristol West
Hickman	Progressive
Hartington	Farmers
Kimball	Liberty Mutual
Gretna	Progressive
Minden	The General
Wayne	Geico
Falls City	Geico
Valentine	The General
Lexington	Farmers
Central City	Geico
Ashland	Bristol West
Ralston	Progressive
Stanton	National General
Nebraska City	Geico
Wahoo	Geico
West Point	Progressive
Gering	Progressive
North Platte	Geico
Aurora	National General
St. Paul	Geico
Dakota City	Liberty Mutual
Bridgeport	The General
Superior	Progressive
Holdrege	Liberty Mutual
McCook	Dairyland*
Gibbon	The General
Ainsworth	Farmers
Gothenburg	Dairyland
Bennington	National General
Sidney	Bristol West
Syracuse	The General
Papillion	Liberty Mutual
Kearney	Progressive
Chalco	Progressive
Alliance	Progressive
Seward	Geico
Imperial	Geico
Omaha	Liberty Mutual
Hastings	Geico
Blair	Progressive
Wilber	Geico
Mitchell	Farmers
York	Geico
Schuyler	Progressive
Fremont	Progressive
Norfolk	Geico
Ord	Geico
Scottsbluff	Progressive
Chadron	Bristol West
Lincoln	Progressive
Fairbury	Progressive
La Vista	Progressive
Geneva	Geico
Auburn	The General
Bellevue	The General
Madison	Progressive
Milford	Progressive
Gordon	Progressive
Cozad	The General
Beatrice	Progressive
South Sioux City	Progressive
Pierce	Progressive
Crete	Geico

SR22 Insurance Nebraska: Many of the Insurance companies listed above specialize in SR22 filings, or ‘high-risk’ drivers. They offer competitive rates compared to other companies that may not prefer high risk drivers.

SR22 Insurance Nebraska: DUIs and what it means for you

If you’ve been convicted of a DUI in Nebraska, you will be required to carry an SR22 with at least State minimum liability for 3-5 years. Details pertaining to your specific case can be answered by your local DMV.

SR22 Insurance Nebraska: Reasons you may be required to carry one

DWI (Driving while intoxicated)

License suspension for failure to pay fines

Excessive points violations

Multiple Traffic Offenses

Previous incarceration

Failure to maintain mandatory insurance coverage required by state law

Too many tickets in short period of time

Suspension of license due to child support

At Fault accident with no insurance

DUI (Driving under the influence of Drugs or Alcohol)

Driving while Suspended/revocation

Major violations typically require an SR22, like the ones listed above. Minor violations, such as speeding, or failure to yield do not.

A SR22 is a Court ordered or State ordered document which in itself proves that you meet the States minimum insurance requirements.

The people who need a SR22 are those who may have been involved in a major traffic violation such as, but not limited to, Driving Under the Influence (DUI), Driving with no insurance, or Reckless driving.

SR22 Insurance Nebraska: Average Full Coverage rates by company

Company	SR22 Full Coverage (Average)
21st Century	N/A
Safeco	N/A
The General	$175.00
Progressive Insurance	$163.00
Nationwide	N/A
AssuranceAmerica	$193.00
GAINSCO	$177.00
National General	$171.00
State Farm	N/A
Mendota Ins. Company	$210.00
State Auto	N/A
Travelers	N/A
Acceptance RTR	$209.00
Dairyland	$201.00
Geico	$194.00
Liberty Mutual	$180.00
Farmers	$172.00
American Family	N/A
Allstate	N/A
USAA	N/A

Most insurance companies offer SR22 filings. You will see in the chart above the average cost for full coverage with an SR22 for each insurance provider. The companies listed as N/A do not offer SR22 filings.

Need an SR22 but no vehicle?

If you need SR22 Insurance, but do not own a vehicle you can purchase a Broad form policy in the State of Nebraska. A Broad form policy is an alterative insurance policy that will cover you for the Minimum Liability requirements, and you can add the SR22 for little to no extra cost. Dairyland Insurance specializes in SR22 filings, and do not charge a fee.

Clean Car Hail Damage Car — 2023 SR22 Insurance Nebraska

SR22 Insurance Nebraska: Rates by company (liability)

Company	SR22 Liability (Average)
Safeco	N/A
21st Century	N/A
Assurance America	$75.00
Allstate	N/A
State Auto	N/A
American Family	N/A
Travelers	N/A
Geico	$77.00
National General	$84.00
Progressive Insurance	$63.00
State Farm	N/A
USAA	N/A
Liberty Mutual	$107.00
Acceptance RTR	$124.00
Bristol West	$125.00
Nationwide	N/A
GAINSCO	$79.00
The General	$111.00

The insurance companies listed above with “N/A”, unfortunately, do not cover SR22 liability. However, if you are interested in one of the carriers that do offer SR22 liability, go to the website below.

Call or chat with one of our available A Plus Insurance Agents! https://learnandserve.org/

SR22 Insurance Nebraska: Company fees

Insurance Company	Fees
Geico	$25.00
Acceptance RTR	N/A
Progressive Insurance	$25.00
Bristol West	$25.00
Dairyland	Free
Safeco	N/A
National General	N/A
21st Century	N/A
GAINSCO	N/A
American Family	N/A
Mendota Ins. Company	N/A
Liberty Mutual	$15-$25
Travelers	N/A
USAA	N/A
State Farm	Unknown
Farmers	$15-$25
Allstate	Unknown
Assurance America	$25.00
State Auto	N/A

Most insurance companies that do offer SR-22 filings charge a flat fee of $5-$25 in most cases. Some Insurance providers, such as Dairyland Insurance, do not charge an additional fee when filing for a SR22

SR22 Insurance Nebraska: Child support

If your license has been suspended for failure to pay child support, SR22 needs to be on file for three (3) years from the date eligible for reinstatement.

SR22 Insurance Nebraska: Average cost for (full coverage)

City	Price
Superior	$150
Ord	$182
Auburn	$149
Beatrice	$170
Waverly	$161
McCook	$175
Minden	$172
Omaha	$164
Kimball	$168
Holdrege	$161
North Platte	$159
Papillion	$181
Grand Island	$159
Lincoln	$147
La Vista	$181
David City	$150
Central City	$162
Dakota City	$167
Fairbury	$147
Chalco	$177
Wahoo	$155
Wayne	$159
Plattsmouth	$172
Hastings	$164
Hickman	$154
West Point	$175
Bennington	$174
Ralston	$168
Aurora	$174
Pierce	$158
Sidney	$160
Wilber	$151
Imperial	$168
Valentine	$166
York	$165
Ashland	$163
Geneva	$167
Madison	$175
Gothenburg	$171
Ogallala	$165
Fremont	$173
Norfolk	$161
Tekamah	$170
St. Paul	$160
Nebraska City	$151
Mitchell	$162
Valley	$174

Full coverage can be tailored for each vehicle. You can adjust your deductibles and add extra coverages such as Roadside and Rental Reimbursement. The cost for full coverage varies upon the type of vehicle, coverages desired, and the drivers history.

SR22 Insurance Nebraska: Which companies offer the Filing

Company	SR22 Offered
State Auto	NO
Assurance America	YES
Safeco	NO
Bristol West	YES
Travelers	NO
Mendota Ins. Company	YES
GAINSCO	YES
21st Century	NO
Geico	YES
State Farm	UNSURE
Dairyland	YES
National General	YES
Allstate	UNSURE
Nationwide	NO
Acceptance RTR	YES
Liberty Mutual	YES
The General	YES
USAA	NO

If you are already insured, check with your insurance company to see if they offer SR22. If your insurance company offers an SR22, you are able to add that onto your existing policy which will be cheaper compared to taking out a second policy just for the SR22 filing.

SR22 Insurance Nebraska: State Minimum Requirements

State	State Min	PIP?
Nebraska	25/50/25	N/A

The State Minimum Liability Requirements in Nebraska are $25,000 per person for bodily injury protection, up to $50,000 per accident and $25,000 for property damage. These are the minimum limits you are required to carry on your insurance policy. However, you are always capable of increasing your liability if needed. Talk to your insurance company about increasing your liability or contact them in regards to changing your liability coverages to the minimum requirement. Always remember, it may be more beneficial to have more liability in case of an unexpected event that may occur.

Nebraska SR22 Insurance FAQ

Questions and Concerns:

If you are still unsure about certain aspects of the SR22 insurance in the state of Nebraska, feel free to contact A Plus Insurance and one of our available agents would be glad to help you with any concerns or questions you may have!

888-445-2793

What happens if I let my SR22 lapse in Nebraska?

If your insurance policy cancels or lapses at any time, your SR-22 filing must be restarted, and you may need to pay reinstatement fees again.

How long do I have to carry an SR22 in Nebraska?

The average time is 1-5 years, depending on the conviction and number of offenses.

How do I know if I need an SR22 in Nebraska?

If you’ve been convicted of a major violation, such as a DUI, or No Insurance in At Fault Accident, you may need an SR-22. You can contact your local DMV for information.

What if I am required to carry an SR22 but don’t have a vehicle in Nebraska?

You can purchase a broad form policy, which covers you driving any personal passenger vehicle for liability only. You can add the SR-22 filing to that policy.