CHEAP INSURANCE IOWA

Did you know Iowa means beautiful in the language of the Loway people, one of the region’s native tribes? And boy is it ever beautiful in Iowa. Your Iowa Insurance can be just as beautiful.

State Liability Requirements

Required Liability Coverage:
$20,000 bodily injury liability per person
$40,000 bodily injury liability per accident
$15,000 property damage liability per accident

How much is insurance a month in Iowa?

The cost of insurance in Iowa varies depending on several factors such as age, driving record, and coverage needs. On average, drivers in Iowa can expect to pay around $80 to $150 per month for car insurance. However, rates can be influenced by factors like vehicle type, location, and credit score. To find the most affordable insurance in Iowa, it’s essential to shop around and compare quotes from multiple insurance carriers. Additionally, taking advantage of discounts such as multi-policy discounts or good driver discounts can help lower your monthly premium.

  • Factors influencing insurance rates in Iowa:
    • Age
    • Driving record
    • Coverage needs
    • Vehicle type
    • Location
    • Credit score

Comparison of Insurance Rates in Iowa:

Insurance CompanyAverage Monthly Premium
Progressive$90
Dairyland$100
National General$110
Assurance America$120
Bristol West$130

By comparing quotes and exploring available discounts, you can find affordable insurance options that meet your needs in Iowa.

How to Get a Free Quote [Insurance Iowa]

01.

Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.

02.

Details

Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have

03.

Quote

We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.

04.

Decision

Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

CHEAPEST IOWA CAR INSURANCE FOR MALE DRIVERS

Did you know Pigs outnumber people in Iowa by 9 million?! What does that have to do with being a male driver in Iowa? Nothing…

But a male driver will be paying more for their Iowa Insurance than a female, whether he is a pig or not. Regardless it is wise to shop around for a great rate!

AVERAGE RATE FOR MALE DRIVERS

Dairyland$149
Progressive Insurance$151
Geico$153
Mendota Ins. Company$160
AssuranceAmerica$164

CHEAPEST INSURANCE FOR FEMALE DRIVERS IN IOWA

The first female lawyer was from Iowa! Now that is an awesome truth we can handle! If you are looking for Iowa Insurance and you are a female chances are you are saving moola in comparison to your male counterparts. They can’t handle the truth!

FEMALE DRIVING RATES AVERAGED

Dairyland$127
Progressive Insurance$131
21st Century$132
Mendota Ins. Company$133
Nationwide$149
Insurance Iowa

LEAST EXPENSIVE AUTO INSURANCE WITH BUNDLE HOMEOWNERS DISCOUNT IN IOWA

The first computer was created in Iowa, this was an incredible feat! In fact the brains in Iowa are such that they have the highest literacy rate! Highest in the nation with ACT and SAT!
It is just as smart to bundle together your Iowa Home Owners and Auto insurance. Why? Savings! You don’t need a high score on your SATs to put that together.

BUNDLED RATE SAVINGS

21st Century$131
Dairyland$133
Mendota Ins. Company$137
Bristol West$140
GAINSCO$140
The General$147
Acceptance RTR$152
Insurance Iowa

LEAST EXPENSIVE FULL COVERAGE INSURANCE IN IOWA

Iowa is the largest producer of Corn in the country! Now that is coverage. Speaking of Coverage, if you are unable to repair or replace your car in the event of an accident. You may need Full Coverage!

Collision? Yes! Comprehensive? Yes! When you want full coverage insurance, those two coverages are what you are electing! Then like Herbie, you will be Fully Loaded

Average Monthly Rates For Full Coverage

National General$135
Bristol West$149
Progressive Insurance$149
American Family$152
Nationwide$152
Mendota Ins. Company$153
AssuranceAmerica$154
The General$156

CHEAPEST CAR INSURANCE FOR YOUNG DRIVERS INSURANCE IOWA

Iowa has produced 20 Olympic athletes! Focus and hardwork at a young age earned some the gold. But they probably paid alot in Iowa Insurance.

Youth has it’s advantages, but one disadvantage is your insurance premium. But if you are under 25 we can score a 10 if we shop around.

AVERAGE MOTHLY RATE BY AGE AND GENDER

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
Insurance Iowa

What Happens If I’m Caught Driving Without Insurance?

Driving without auto insurance can lead to severe consequences, such as hefty fines, license suspension, and even legal penalties. It may result in increased insurance premiums, vehicle impoundment, or difficulty obtaining coverage in the future.

Fines
License Suspension
Legal Penalties
Increased Premiums
Vehicle Impoundment
Coverage Difficulty

LOWEST COST SR-22 Insurance IOWA

Iowa is one of the majority of states that has an “at fault” (also known as a “tort”) system for insurance claims. Thus to be legal on the road you must be able to claim financial responsibility if at fault.

If you’ve been convicted of a serious driving violation, an SR-22 is required. This is a filing with your insurance that you are in fact financially responsible enough to be on the road.

SR-22 INSURANCE AVERAGE MONTHLY RATE

Dairyland$75
Mendota Ins. Company$91
National General$97
Progressive Insurance$100
AssuranceAmerica$103
The General$104
21st Century$107

MOST AFFORDABLE CAR INSURANCE WITH CLEAN DRIVING HISTORY – INSURANCE IOWA

Many different factors contribute to your premium amount, one of these factors are your driving history. If you are free of violations and claims you win big!

Thanks for contributing to the safe roads of Iowa!

Average Monthly Rates With Clean Driving History

GAINSCO$132
AssuranceAmerica$135
Acceptance RTR$136
Dairyland$136
Progressive Insurance$136
Nationwide$138
National General$139

At A Plus Insurance our goal is to make the quote process for our clients easy, fast, informative and as painless as possible. We always find it’s best to compare prices from multiple carriers.

By doing so you can be assured you and your household are getting the best rates and policy for your property. Please give us a call to have one of our friendly agents assist you with your insurance Iowa quote. If a phone call doesn’t fit into your schedule, please visit our website for a free online quote today!

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Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

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Homeowners, renters, and mobile home owners: make sure you have the protection you need.

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Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Here’s What Our Clients Say About Us​

New A Plus Insurance Customers in Iowa Save on Average $586.55..that’s almost 5,401 Eggs! That’s is Eggcellent! Eggstrodinary! Eggllegant…. I’m sorry…

FAQs About Insurance in Iowa at A Plus Insurance

What types of insurance does A Plus Insurance offer in Iowa?

A Plus Insurance offers a wide range of insurance products in Iowa, including auto insurance, home insurance, motorcycle insurance, and more. Contact our office at 888-445-2793 to learn about the insurance options available to you.

How can I get a free insurance quote in Iowa?

Getting a free insurance quote in Iowa is easy with A Plus Insurance. Simply contact our office at 888-445-2793, and our experienced agents will assist you in obtaining a customized insurance quote tailored to your needs.

Why choose A Plus Insurance for insurance coverage in Iowa?

A Plus Insurance is your trusted partner for insurance coverage in Iowa. We work with multiple insurance providers, allowing us to find the most suitable policies and competitive rates for you. Contact our office at 888-445-2793 to discuss your insurance needs and receive expert guidance.

How much is insurance a month in Iowa?

The cost of insurance per month in Iowa varies based on the type of insurance, coverage level, and individual factors such as driving history for auto insurance. On average, auto insurance can range from $30 to $100 per month. For more accurate estimates, please contact us for a personalized quote.

What insurance is required in Iowa?

In Iowa, drivers are required to have minimum liability insurance, which includes bodily injury and property damage coverage. It’s important to note that these are just the minimum requirements and additional coverage may be necessary for full protection. Contact us to learn more about Iowa’s insurance requirements.

Is it illegal to drive without insurance in Iowa?

Yes, it is illegal to drive without insurance in Iowa. Driving without the minimum required insurance can result in penalties such as fines, license suspension, and even vehicle impoundment. It’s crucial to ensure you have the required insurance to avoid these penalties.

Last Updated on by Camron Moss

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