- How Much Does SR22 Insurance Cost in Missouri?
- What's the Average Cost of Liability-Only SR22 Coverage in Missouri?
- Can I Get SR22 Insurance in Missouri Without Owning a Car?
- Which Missouri Insurance Companies Offer the Best SR22 Liability Rates?
- Why Might I Need SR22 Insurance in Missouri?
- How Does SR22 Insurance Impact Child Support in Missouri?
- What's the Full Coverage Cost for SR22 Insurance in Missouri?
- Where Can I Find the Cheapest SR22 Insurance Rates in Missouri Cities?
- Which Missouri Insurance Companies Offer the Best Full Coverage SR22 Rates?
- What Are the SR22 Insurance Fees Charged by Different Missouri Companies?
- Which Missouri Insurance Companies Provide SR22 Filings?
- What are the State Minimum SR22 Insurance Requirements in Missouri?
- SR22 Insurance Missouri FAQs
- What is SR22 insurance, and why is it required in Missouri?
- How can A Plus Insurance help me obtain affordable SR22 insurance in Missouri?
- Do you offer assistance over the phone? How can I reach you?
- How much is an SR-22 in Missouri?
- How does SR-22 work in Missouri?
- How do I check the status of my SR-22 in Missouri?
- SR-22 Insurance in Missouri: Article Information
- SR22 Insurance Process
- What We Do at A Plus Insurance
How Much Does SR22 Insurance Cost in Missouri?
The cost of SR22 insurance in Missouri depends on factors like your driving history, including any incidents of reckless driving, DUI, DWI, or license suspension, age, interactions with the department of revenue, and the filing process with the insurance provider you select. Typically, you’ll pay an additional $15 to $50 for the SR-22 filing fee on top of your regular insurance premiums. The total cost varies depending on whether you choose liability-only coverage or full coverage. To find the best rates, it’s essential to compare quotes from different providers.
To help you budget, here are some estimated rates for SR22 insurance in Missouri from top insurance companies. These estimates can guide you in finding the most affordable option for your needs.
Estimated SR-22 Insurance Rates in Missouri
| Insurance Company | Monthly Rate Estimate | Annual Rate Estimate |
|---|---|---|
| Progressive | $120 | $1,440 |
| Dairyland | $115 | $1,380 |
| Travelers | $125 | $1,500 |
| Gainsco | $130 | $1,560 |
| Assurance | $118 | $1,416 |
| National General | $122 | $1,464 |
| Bristol West | $119 | $1,428 |
| Mendota | $117 | $1,404 |
| The General | $121 | $1,452 |
| Suncoast | $123 | $1,476 |
Key Points to Remember:
- SR-22 filing fee ranges from $15 to $50.
- Overall cost depends on your driving history, age, and chosen coverage.
- Compare quotes from different providers to find the best rates.
What’s the Average Cost of Liability-Only SR22 Coverage in Missouri?
The average cost of liability-only SR22 insurance in Missouri typically ranges from $115 to $130 per month. This cost varies based on factors like your driving history, age, and the insurance provider you select. If you need SR22 insurance in Missouri due to violations like DUIs or driving without insurance, or if you are navigating the filing process, it’s essential to compare quotes from multiple providers to secure the most affordable option. Companies like Progressive, Dairyland, and Travelers offer competitive rates, helping you find a policy that meets Missouri’s legal requirements while fitting your budget.
| City | Price |
|---|---|
| Nixa | $91.00 |
| Columbia | $110.00 |
| Blue Springs | $91.00 |
| Republic | $100.00 |
| Florissant | $106.00 |
| Ballwin | $87.00 |
| Warrensburg | $104.00 |
| Fulton | $109.00 |
| Grain Valley | $91.00 |
| Kirkwood | $99.00 |
| Overland | $108.00 |
| Farmington | $110.00 |
| Maryville | $99.00 |
| Webb City | $90.00 |
| Arnold | $94.00 |
| Hannibal | $93.00 |
| Washington | $105.00 |
| University City | $100.00 |
| Jennings | $93.00 |
| Manchester | $98.00 |
| Ferguson | $106.00 |
| Festus | $88.00 |
| Moberly | $99.00 |
| Gladstone | $95.00 |
| Kirksville | $101.00 |
| Old Jamestown | $106.00 |
| Maryland Heights | $105.00 |
| Liberty | $98.00 |
| Hazelwood | $96.00 |
| Creve Coeur | $110.00 |
| St. Charles | $95.00 |
| Cape Girardeau | $106.00 |
| Excelsior Springs | $106.00 |
| Lee’s Summit | $88.00 |
| Lemay | $94.00 |
| Kansas City | $109.00 |
| Jackson | $86.00 |
| O’Fallon | $104.00 |
| Webster Groves | $91.00 |
| St. Ann | $106.00 |
| Jefferson City | $99.00 |
| Carthage | $90.00 |
| Wentzville | $94.00 |
| Poplar Bluff | $108.00 |
| St. Peters | $101.00 |
| Rolla | $89.00 |
| Clayton | $107.00 |
| Chesterfield | $100.00 |
Can I Get SR22 Insurance in Missouri Without Owning a Car?
If you need SR22 insurance in Missouri but do not own a vehicle, you can obtain a Non-Owners policy. This type of policy provides liability coverage for drivers who must meet SR22 requirements but do not have a car. Non-owner SR22 insurance ensures you comply with Missouri’s financial responsibility laws, allowing you to drive legally when using a borrowed or rented vehicle. To find the best rates, compare quotes from multiple providers like Progressive, Dairyland, and Travelers, who offer competitive non-owner SR22 policies.
Key Points to Remember:
- Non-owner SR22 insurance is available for those without a vehicle.
- Provides liability coverage and meets Missouri’s SR22 requirements.
- Compare quotes from Progressive, Dairyland, and Travelers for the best rates.
Which Missouri Insurance Companies Offer the Best SR22 Liability Rates?
The rates for liability SR22 insurance in Missouri vary by company, with estimates typically ranging from $115 to $130 per month. When searching for SR22 insurance in Missouri, it’s essential to compare rates from multiple providers to find the most affordable option that meets your needs. Companies like Progressive, Dairyland, and Travelers offer competitive rates for SR22 liability coverage. By evaluating quotes from these insurers, you can ensure you get the best deal while fulfilling Missouri’s SR22 requirements.
| Company | SR22 Liability (Average) |
|---|---|
| National General | $105.00 |
| Nationwide | N/A |
| Bristol West | $121.00 |
| USAA | N/A |
| Travelers | N/A |
| Liberty Mutual | $117.00 |
| GAINSCO | $123.00 |
| Safeco | N/A |
| Farmers | $86.00 |
| State Auto | N/A |
| Acceptance RTR | $103.00 |
| 21st Century | N/A |
| Progressive Insurance | $109.00 |
| State Farm | N/A |
| Allstate | N/A |
| Geico | $65.00 |
| AssuranceAmerica | $69.00 |
| American Family | N/A |
Why Might I Need SR22 Insurance in Missouri?
Common reasons you might need SR22 insurance in Missouri include serious traffic violations such as DUIs, reckless driving, driving without insurance, multiple at-fault accidents, and repeated traffic offenses. Missouri requires SR22 insurance to ensure that high-risk drivers carry the minimum liability coverage necessary for financial responsibility, as mandated by the department of revenue. If you’ve had your license suspended or revoked due to violations such as DUIs, license suspension, or reckless driving, obtaining SR22 insurance is typically a mandatory step for the reinstatement of your driving privileges. By understanding these requirements and maintaining your SR22 insurance, you can comply with state laws and avoid further penalties.
| Multiple Traffic Offenses |
| DUI (Driving under the influence of Drugs or Alcohol) |
| License suspension for failure to pay fines |
| Excessive points violations |
| At Fault accident with no insurance |
| Driving while Suspended/revocation |
| Too many tickets in short period of time |
| DWI (Driving while intoxicated) |
| Failure to maintain mandatory insurance coverage required by state law |
| Previous incarceration |
| Suspension of license due to child support |
Major violations, such as the ones listed above, will most likely require you to carry SR-22 Insurance for 1-3 years in Missouri. You can check with your local DMV for specifics pertaining to your case.
How Does SR22 Insurance Impact Child Support in Missouri?
If your license has been suspended or revoked from failure to pay child support, a DUI, or a DWI, you will need to obtain liability insurance with an SR-22 in order to get your license
Understanding how SR-22 insurance affects child support obligations in Missouri is crucial for those required to maintain financial responsibility. If you are required to carry SR-22 insurance due to traffic violations, your financial obligations, including child support, do not change. However, the additional cost of SR-22 insurance can impact your budget. It’s essential to factor in these costs and ensure you remain compliant with both SR-22 and child support requirements. Comparing quotes from providers like Progressive, Dairyland, and Travelers can help you manage these expenses effectively.
Key Points to Remember:
- SR-22 insurance does not change child support obligations.
- Additional SR-22 costs can impact your budget.
- Compare quotes from Progressive, Dairyland, and Travelers to manage expenses.
What’s the Full Coverage Cost for SR22 Insurance in Missouri?
The cost of SR22 insurance with full coverage in Missouri can vary, but typically ranges from $150 to $200 per month, depending on your driving history, age, and the insurance provider you choose. When required to carry SR22 insurance by the department of revenue, it’s important to compare quotes from multiple providers like Progressive, Dairyland, and Travelers to find the best rates for full coverage. Full coverage SR22 insurance includes liability, comprehensive, and collision coverage, ensuring you meet Missouri’s legal requirements while fully protecting your vehicle.
| City | Price |
|---|---|
| Chesterfield | $151 |
| Carthage | $166 |
| Ferguson | $170 |
| Dardenne Prairie | $179 |
| Marshall | $167 |
| Festus | $162 |
| Joplin | $168 |
| Nixa | $152 |
| Wildwood | $174 |
| Kirkwood | $150 |
| Sedalia | $171 |
| Washington | $160 |
| Old Jamestown | $149 |
| Crestwood | $168 |
| Ozark | $161 |
| Republic | $157 |
| O’Fallon | $157 |
| Farmington | $159 |
| Affton | $146 |
| St. Louis | $159 |
| Blue Springs | $174 |
| Springfield | $163 |
| Lee’s Summit | $177 |
| Maryland Heights | $155 |
| Jennings | $181 |
| Ballwin | $169 |
| Manchester | $168 |
| Lake St. Louis | $157 |
| St. Peters | $165 |
| University City | $161 |
| Webster Groves | $153 |
| Lemay | $160 |
| Fort Leonard Wood | $162 |
| Fulton | $152 |
| Rolla | $163 |
| Moberly | $171 |
| Oakville | $158 |
| Concord | $166 |
| Columbia | $147 |
| St. Charles | $148 |
| Overland | $163 |
| Independence | $171 |
| Wentzville | $178 |
| Sikeston | $158 |
| Hazelwood | $179 |
| Grandview | $179 |
| Warrensburg | $178 |
| Kirksville | $157 |
| Webb City | $150 |
| Kansas City | $150 |
| Raytown | $168 |
| Clayton | $169 |
| Jefferson City | $168 |
| St. Ann | $160 |
| Arnold | $150 |
| St. Joseph | $147 |
| Raymore | $152 |
| Liberty | $156 |
| Troy | $156 |
| Maryville | $147 |
| Mehlville | $174 |
| Jackson | $172 |
| Spanish Lake | $151 |
Where Can I Find the Cheapest SR22 Insurance Rates in Missouri Cities?
The cheapest SR22 insurance rates in Missouri vary by city, with providers like Progressive, Dairyland, and Travelers often offering competitive prices. When searching for SR22 insurance, comparing rates in cities like Kansas City, St. Louis, and Springfield can help you find the most affordable option. Factors such as your driving history, age, and specific city regulations can influence the cost. By obtaining quotes from multiple providers, you can identify the best rates for your SR22 insurance needs and ensure compliance with Missouri’s requirements.
Estimated SR22 Insurance Rates by City in Missouri
| City | Insurance Company | Monthly Rate Estimate |
|---|---|---|
| Kansas City | Progressive | $150 |
| St. Louis | Dairyland | $140 |
| Springfield | Travelers | $145 |
Key Points to Remember:
- Rates vary by city and provider.
- Compare quotes from Progressive, Dairyland, and Travelers.
- Factors like driving history and age influence costs.
| City | Price |
|---|---|
| Marshall | Progressive |
| Ozark | Geico |
| Moberly | The General |
| Maryville | Progressive |
| Creve Coeur | Dairyland* |
| Excelsior Springs | Geico |
| Belton | National General |
| Crestwood | Progressive |
| Overland | Progressive |
| Maryland Heights | Progressive |
| Lee’s Summit | Progressive |
| Fort Leonard Wood | Dairyland* |
| Ballwin | Farmers |
| Joplin | Progressive |
| Kansas City | Dairyland* |
| Sikeston | Progressive |
| Festus | Progressive |
| Affton | Progressive |
| Grain Valley | Farmers |
| Hannibal | Progressive |
| Lemay | Progressive |
| Concord | National General |
| Mehlville | National General |
| Raytown | Dairyland* |
| Florissant | National General |
| Independence | Liberty Mutual |
| Rolla | Liberty Mutual |
| Kirkwood | Progressive |
| St. Charles | Geico |
| Poplar Bluff | Liberty Mutual |
| Raymore | Progressive |
| St. Ann | National General |
| Liberty | Farmers |
| Spanish Lake | Progressive |
| Jennings | Dairyland* |
| Troy | Geico |
| Jackson | Liberty Mutual |
| St. Peters | Geico |
| Old Jamestown | The General |
| St. Joseph | The General |
| Hazelwood | Geico |
| Springfield | Geico |
| Fulton | Progressive |
| Webster Groves | Bristol West |
| Lebanon | The General |
| Grandview | Progressive |
| Webb City | Progressive |
| Republic | Geico |
| O’Fallon | Geico |
| Dardenne Prairie | Geico |
| Blue Springs | Geico |
| West Plains | Bristol West |
Which Missouri Insurance Companies Offer the Best Full Coverage SR22 Rates?
The full coverage rates for SR22 insurance in Missouri vary by company, with estimates typically ranging from $150 to $200 per month. When looking for SR22 insurance in Missouri, it’s essential to compare rates from multiple providers such as Progressive, Dairyland, and Travelers to find the best deal. Full coverage SR22 insurance includes liability, comprehensive, and collision coverage, ensuring you meet Missouri’s legal requirements while providing complete protection for your vehicle. By evaluating quotes from these insurers, you can secure affordable and comprehensive SR22 coverage.
| Company | SR22 Full Coverage (Average) |
|---|---|
| National General | $199.00 |
| Progressive Insurance | $203.00 |
| 21st Century | N/A |
| Allstate | N/A |
| AssuranceAmerica | $200.00 |
| Bristol West | $172.00 |
| Nationwide | N/A |
| State Auto | N/A |
| The General | $172.00 |
| Mendota Ins. Company | $186.00 |
| Farmers | $206.00 |
| Safeco | N/A |
| Liberty Mutual | $180.00 |
| State Farm | N/A |
| USAA | N/A |
| GAINSCO | $213.00 |
What Are the SR22 Insurance Fees Charged by Different Missouri Companies?
SR22 insurance fees in Missouri vary by company, typically ranging from $15 to $50 for the SR22 filing fee, plus the cost of the insurance premium. When searching for SR22 insurance in Missouri, it’s crucial to compare the total fees from multiple providers such as Progressive, Dairyland, and Travelers to find the most cost-effective option. These fees are in addition to your regular insurance premium, which will be higher due to the SR22 requirement and increased premiums. By evaluating quotes from different companies, you can ensure you meet Missouri’s SR22 requirements at the best possible rate.
Which Missouri Insurance Companies Provide SR22 Filings?
Several companies offer SR-22 filings as part of their insurance services in Missouri, including Progressive and Dairyland. When searching for SR22 insurance in Missouri, it’s essential to choose a provider that can handle your SR-22 filing process to ensure compliance with state requirements. These companies provide competitive rates and reliable coverage options for drivers who need SR-22 insurance due to traffic violations, including DUI, DWI, reckless driving, or other reasons such as a license suspension or reinstatement. By comparing quotes from these providers, you can find the best rate and coverage to meet your needs.
| Company | SR22 Offered |
|---|---|
| Nationwide | no |
| Travelers | no |
| Dairyland | yes |
| National General | yes |
| Acceptance RTR | yes |
| 21st Century | no |
| State Auto | no |
| GAINSCO | yes |
| Mendota Ins. Company | yes |
| Liberty Mutual | yes |
| Geico | yes |
| Safeco | no |
| Bristol West | yes |
| AssuranceAmerica | yes |
| Progressive Insurance | yes |
| Farmers | yes |
| State Farm | unsure |
| Allstate | unsure |
| American Family | no |
What are the State Minimum SR22 Insurance Requirements in Missouri?
| State | State Min | PIP? |
|---|---|---|
| Missouri | 25/50/10 | N/A |
SR22 Insurance Missouri FAQs
What is SR22 insurance, and why is it required in Missouri?
SR22 insurance is a certificate of financial responsibility required by the state of Missouri for individuals with certain driving violations. It provides proof of insurance coverage and is mandated for reinstating driving privileges after a suspension.
How can A Plus Insurance help me obtain affordable SR22 insurance in Missouri?
A Plus Insurance shops multiple carriers to help you find the best rates for SR22 insurance in Missouri. Our team works with insurance providers to ensure you get cost-effective coverage tailored to your needs.
Do you offer assistance over the phone? How can I reach you?
Yes, we offer assistance over the phone. Call us at 1.888.445.2793 to speak with one of our representatives for personalized assistance with your SR22 insurance needs.
How much is an SR-22 in Missouri?
The cost of an SR-22 in Missouri can vary based on individual circumstances and insurance provider. It typically involves a filing fee in addition to your insurance premium. For precise rates, it’s best to get a personalized quote.
How does SR-22 work in Missouri?
In Missouri, an SR-22 is a certificate filed by your insurance company directly to the state, confirming that you carry the minimum required liability insurance. It’s usually required for a specific period, such as three years, following certain traffic violations.
How do I check the status of my SR-22 in Missouri?
To check the status of your SR-22 in Missouri, you can contact your insurance provider or the Missouri Department of Revenue. They can provide information on the status and any related requirements or expiration dates.
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SR22 Insurance Process
01.
Consultation​
We gather detailed information, ensuring you have all the facts before making a decision.
02.
Quote
Receive your SR22 insurance quote, customized to your unique needs and credit profile
03.
Filing
We work closely with the insurance carrier to ensure that the sr22 is filed with the state
04.
Policy Management
Our policy service doesn’t end once the documents are signed. We’re here for you, month to month.
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Last Updated on by Veronica Moss