
Insurance Missouri
SR22 Insurance Missouri
Did you know that one of Missouri’s nicknames is “The Show Me State?” And if you are asked to Show An SR-22…let A Plus Insurance make sure you are legal.
- SR22 Insurance Missouri: Average Cost for Liability
- SR22 Insurance Missouri: Need an SR-22 but Do Not Own a Vehicle?
- SR22 Insurance Missouri: Rates by Company (Liability)
- SR22 Insurance Missouri: Reasons You May Need One
- SR22 Insurance Missouri: SR-22 and Child Support
- SR22 Insurance Missouri: Cost with Full Coverage
- SR22 Insurance Missouri: Who Has The Lowest Price? (By City)
- SR22 Insurance Missouri: Rates by Company (Full Coverage)
- SR22 Insurance Missouri: Company Fees
- SR22 Insurance Missouri: Which Companies Offer SR-22 Filings
- SR22 Insurance Missouri: State Minimum Requirements in Missouri
- SR22 Insurance Missouri FAQs
- Find Out More About SR-22 in your State!
- Additional Helpful Links
- INSURANCE SERVICES WE OFFER
SR22 Insurance Missouri: Average Cost for Liability
You will be required to carry the state minimum liability limits in order to carry an SR-22 filing. This is the average cost for liability insurance with an SR-22 filing.
City | Price |
---|---|
Nixa | $91.00 |
Columbia | $110.00 |
Blue Springs | $91.00 |
Republic | $100.00 |
Florissant | $106.00 |
Ballwin | $87.00 |
Warrensburg | $104.00 |
Fulton | $109.00 |
Grain Valley | $91.00 |
Kirkwood | $99.00 |
Overland | $108.00 |
Farmington | $110.00 |
Maryville | $99.00 |
Webb City | $90.00 |
Arnold | $94.00 |
Hannibal | $93.00 |
Washington | $105.00 |
University City | $100.00 |
Jennings | $93.00 |
Manchester | $98.00 |
Ferguson | $106.00 |
Festus | $88.00 |
Moberly | $99.00 |
Gladstone | $95.00 |
Kirksville | $101.00 |
Old Jamestown | $106.00 |
Maryland Heights | $105.00 |
Liberty | $98.00 |
Hazelwood | $96.00 |
Creve Coeur | $110.00 |
St. Charles | $95.00 |
Cape Girardeau | $106.00 |
Excelsior Springs | $106.00 |
Lee’s Summit | $88.00 |
Lemay | $94.00 |
Kansas City | $109.00 |
Jackson | $86.00 |
O’Fallon | $104.00 |
Webster Groves | $91.00 |
St. Ann | $106.00 |
Jefferson City | $99.00 |
Carthage | $90.00 |
Wentzville | $94.00 |
Poplar Bluff | $108.00 |
St. Peters | $101.00 |
Rolla | $89.00 |
Clayton | $107.00 |
Chesterfield | $100.00 |
SR22 Insurance Missouri: Need an SR-22 but Do Not Own a Vehicle?
If you do not own a vehicle, but are required to obtain SR-22 insurance in Missouri, you can purchase a Non-Owners policy. This will cover you for the minimum liability requirements and you can attach the SR-22 filing onto that policy for a small fee.
SR22 Insurance Missouri: Rates by Company (Liability)
This is the average cost for liability insurance, with an SR-22 filing in the State of Missouri. Each company is able to offer difference insurance rates, and discounts to keep the cost affordable. Call around or get a free quote from our agents who can shop all of these companies for the best price.
Company | SR22 Liability (Average) |
---|---|
National General | $105.00 |
Nationwide | N/A |
Bristol West | $121.00 |
USAA | N/A |
Travelers | N/A |
Liberty Mutual | $117.00 |
GAINSCO | $123.00 |
Safeco | N/A |
Farmers | $86.00 |
State Auto | N/A |
Acceptance RTR | $103.00 |
21st Century | N/A |
Progressive Insurance | $109.00 |
State Farm | N/A |
Allstate | N/A |
Geico | $65.00 |
AssuranceAmerica | $69.00 |
American Family | N/A |
SR22 Insurance Missouri: Reasons You May Need One
Major violations, such as the ones listed above, will most likely require you to carry SR-22 Insurance for 1-3 years in Missouri. You can check with your local DMV for specifics pertaining to your case.
Multiple Traffic Offenses |
DUI (Driving under the influence of Drugs or Alcohol) |
License suspension for failure to pay fines |
Excessive points violations |
At Fault accident with no insurance |
Driving while Suspended/revocation |
Too many tickets in short period of time |
DWI (Driving while intoxicated) |
Failure to maintain mandatory insurance coverage required by state law |
Previous incarceration |
Suspension of license due to child support |
SR22 Insurance Missouri: SR-22 and Child Support
If your license has been suspended or revoked from failure to pay child support, you will need to obtain liability insurance with an SR-22 in order to get your license reinstated. The general amount of time required to carry the SR-22 is 1-3 years in Missouri.
SR22 Insurance Missouri: Cost with Full Coverage
If you are financing a vehicle, you will likely need to carry full coverage which is Comprehensive and Collision on the vehicle. If you need an SR-22 as well, you can add that onto your policy for a small fee. Above is the average cost for full coverage, with an SR-22 in each city.
City | Price |
---|---|
Chesterfield | $151 |
Carthage | $166 |
Ferguson | $170 |
Dardenne Prairie | $179 |
Marshall | $167 |
Festus | $162 |
Joplin | $168 |
Nixa | $152 |
Wildwood | $174 |
Kirkwood | $150 |
Sedalia | $171 |
Washington | $160 |
Old Jamestown | $149 |
Crestwood | $168 |
Ozark | $161 |
Republic | $157 |
O’Fallon | $157 |
Farmington | $159 |
Affton | $146 |
St. Louis | $159 |
Blue Springs | $174 |
Springfield | $163 |
Lee’s Summit | $177 |
Maryland Heights | $155 |
Jennings | $181 |
Ballwin | $169 |
Manchester | $168 |
Lake St. Louis | $157 |
St. Peters | $165 |
University City | $161 |
Webster Groves | $153 |
Lemay | $160 |
Fort Leonard Wood | $162 |
Fulton | $152 |
Rolla | $163 |
Moberly | $171 |
Oakville | $158 |
Concord | $166 |
Columbia | $147 |
St. Charles | $148 |
Overland | $163 |
Independence | $171 |
Wentzville | $178 |
Sikeston | $158 |
Hazelwood | $179 |
Grandview | $179 |
Warrensburg | $178 |
Kirksville | $157 |
Webb City | $150 |
Kansas City | $150 |
Raytown | $168 |
Clayton | $169 |
Jefferson City | $168 |
St. Ann | $160 |
Arnold | $150 |
St. Joseph | $147 |
Raymore | $152 |
Liberty | $156 |
Troy | $156 |
Maryville | $147 |
Mehlville | $174 |
Jackson | $172 |
Spanish Lake | $151 |
SR22 Insurance Missouri: Who Has The Lowest Price? (By City)
There are several insurance companies to choose from when it comes time to get insurance. If you need an SR-22 you are considered a high-risk driver, and you may want to check multiple companies to see which has the best price for you. Some companies specialize in high-risk drivers and will be able to provide you with a cheaper rate than others.
City | Price |
---|---|
Marshall | Progressive |
Ozark | Geico |
Moberly | The General |
Maryville | Progressive |
Creve Coeur | Dairyland* |
Excelsior Springs | Geico |
Belton | National General |
Crestwood | Progressive |
Overland | Progressive |
Maryland Heights | Progressive |
Lee’s Summit | Progressive |
Fort Leonard Wood | Dairyland* |
Ballwin | Farmers |
Joplin | Progressive |
Kansas City | Dairyland* |
Sikeston | Progressive |
Festus | Progressive |
Affton | Progressive |
Grain Valley | Farmers |
Hannibal | Progressive |
Lemay | Progressive |
Concord | National General |
Mehlville | National General |
Raytown | Dairyland* |
Florissant | National General |
Independence | Liberty Mutual |
Rolla | Liberty Mutual |
Kirkwood | Progressive |
St. Charles | Geico |
Poplar Bluff | Liberty Mutual |
Raymore | Progressive |
St. Ann | National General |
Liberty | Farmers |
Spanish Lake | Progressive |
Jennings | Dairyland* |
Troy | Geico |
Jackson | Liberty Mutual |
St. Peters | Geico |
Old Jamestown | The General |
St. Joseph | The General |
Hazelwood | Geico |
Springfield | Geico |
Fulton | Progressive |
Webster Groves | Bristol West |
Lebanon | The General |
Grandview | Progressive |
Webb City | Progressive |
Republic | Geico |
O’Fallon | Geico |
Dardenne Prairie | Geico |
Blue Springs | Geico |
West Plains | Bristol West |
SR22 Insurance Missouri: Rates by Company (Full Coverage)
This is the average cost each company charges for full coverage insurance with an SR-22 filing on that policy. The rates do vary depending on the insured and their driving history, location, and other rating factors.
Company | SR22 Full Coverage (Average) |
---|---|
National General | $199.00 |
Progressive Insurance | $203.00 |
21st Century | N/A |
Allstate | N/A |
AssuranceAmerica | $200.00 |
Bristol West | $172.00 |
Nationwide | N/A |
State Auto | N/A |
The General | $172.00 |
Mendota Ins. Company | $186.00 |
Farmers | $206.00 |
Safeco | N/A |
Liberty Mutual | $180.00 |
State Farm | N/A |
USAA | N/A |
GAINSCO | $213.00 |
SR22 Insurance Missouri: Company Fees
Some companies do not offer SR-22 filings because they do not insure ‘high risk’ drivers. They may be a preferred company that do not allow those types of violations. Most companies that do offer SR-22 charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all.
Carrier | Fees |
---|---|
Liberty Mutual | $15-$25 |
Geico | $25.00 |
American Family | N/A |
Nationwide | N/A |
Acceptance RTR | $25.00 |
21st Century | N/A |
Progressive Insurance | $25.00 |
Travelers | N/A |
Safeco | N/A |
National General | N/A |
State Farm | Unknown |
Mendota Ins. Company | N/A |
USAA | N/A |
Farmers | $15-$50 |
Allstate | Unknown |
The General | $25.00 |
Dairyland | Free |
SR22 Insurance Missouri: Which Companies Offer SR-22 Filings
Required to carry SR-22 insurance, and do not have an insurance policy in force? Start by checking the list above for companies that do offer SR-22 filings. You can call around to multiple insurance companies and compare quotes before making a decision.
Company | SR22 Offered |
---|---|
Nationwide | no |
Travelers | no |
Dairyland | yes |
National General | yes |
Acceptance RTR | yes |
21st Century | no |
State Auto | no |
GAINSCO | yes |
Mendota Ins. Company | yes |
Liberty Mutual | yes |
Geico | yes |
Safeco | no |
Bristol West | yes |
AssuranceAmerica | yes |
Progressive Insurance | yes |
Farmers | yes |
State Farm | unsure |
Allstate | unsure |
American Family | no |
SR22 Insurance Missouri: State Minimum Requirements in Missouri
State | State Min | PIP? |
---|---|---|
Missouri | 25/50/10 | N/A |
SR22 Insurance Missouri FAQs

Find Out More About SR-22 in your State!
Additional Helpful Links
INSURANCE SERVICES WE OFFER

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Last Updated on by Lauren Mckenzie