Insurance Missouri
SR22 Insurance Missouri
Did you know that one of Missouri’s nicknames is “The Show Me State?” And if you are asked to Show An SR-22…let A Plus Insurance make sure you are legal.
- SR22 Insurance Missouri: Average Cost for Liability
- SR22 Insurance Missouri: Need an SR-22 but Do Not Own a Vehicle?
- SR22 Insurance Missouri: Rates by Company (Liability)
- SR22 Insurance Missouri: Reasons You May Need One
- SR22 Insurance Missouri: SR-22 and Child Support
- SR22 Insurance Missouri: Cost with Full Coverage
- SR22 Insurance Missouri: Who Has The Lowest Price? (By City)
- SR22 Insurance Missouri: Rates by Company (Full Coverage)
- SR22 Insurance Missouri: Company Fees
- SR22 Insurance Missouri: Which Companies Offer SR-22 Filings
- SR22 Insurance Missouri: State Minimum Requirements in Missouri
- SR22 Insurance Missouri FAQs
- Find Out More About SR-22 in your State!
- Additional Helpful Links
- INSURANCE SERVICES WE OFFER
SR22 Insurance Missouri: Average Cost for Liability
You will be required to carry the state minimum liability limits in order to carry an SR-22 filing. This is the average cost for liability insurance with an SR-22 filing.
| City | Price |
|---|---|
| Nixa | $91.00 |
| Columbia | $110.00 |
| Blue Springs | $91.00 |
| Republic | $100.00 |
| Florissant | $106.00 |
| Ballwin | $87.00 |
| Warrensburg | $104.00 |
| Fulton | $109.00 |
| Grain Valley | $91.00 |
| Kirkwood | $99.00 |
| Overland | $108.00 |
| Farmington | $110.00 |
| Maryville | $99.00 |
| Webb City | $90.00 |
| Arnold | $94.00 |
| Hannibal | $93.00 |
| Washington | $105.00 |
| University City | $100.00 |
| Jennings | $93.00 |
| Manchester | $98.00 |
| Ferguson | $106.00 |
| Festus | $88.00 |
| Moberly | $99.00 |
| Gladstone | $95.00 |
| Kirksville | $101.00 |
| Old Jamestown | $106.00 |
| Maryland Heights | $105.00 |
| Liberty | $98.00 |
| Hazelwood | $96.00 |
| Creve Coeur | $110.00 |
| St. Charles | $95.00 |
| Cape Girardeau | $106.00 |
| Excelsior Springs | $106.00 |
| Lee’s Summit | $88.00 |
| Lemay | $94.00 |
| Kansas City | $109.00 |
| Jackson | $86.00 |
| O’Fallon | $104.00 |
| Webster Groves | $91.00 |
| St. Ann | $106.00 |
| Jefferson City | $99.00 |
| Carthage | $90.00 |
| Wentzville | $94.00 |
| Poplar Bluff | $108.00 |
| St. Peters | $101.00 |
| Rolla | $89.00 |
| Clayton | $107.00 |
| Chesterfield | $100.00 |
SR22 Insurance Missouri: Need an SR-22 but Do Not Own a Vehicle?
If you do not own a vehicle, but are required to obtain SR-22 insurance in Missouri, you can purchase a Non-Owners policy. This will cover you for the minimum liability requirements and you can attach the SR-22 filing onto that policy for a small fee.
SR22 Insurance Missouri: Rates by Company (Liability)
This is the average cost for liability insurance, with an SR-22 filing in the State of Missouri. Each company is able to offer difference insurance rates, and discounts to keep the cost affordable. Call around or get a free quote from our agents who can shop all of these companies for the best price.
| Company | SR22 Liability (Average) |
|---|---|
| National General | $105.00 |
| Nationwide | N/A |
| Bristol West | $121.00 |
| USAA | N/A |
| Travelers | N/A |
| Liberty Mutual | $117.00 |
| GAINSCO | $123.00 |
| Safeco | N/A |
| Farmers | $86.00 |
| State Auto | N/A |
| Acceptance RTR | $103.00 |
| 21st Century | N/A |
| Progressive Insurance | $109.00 |
| State Farm | N/A |
| Allstate | N/A |
| Geico | $65.00 |
| AssuranceAmerica | $69.00 |
| American Family | N/A |
SR22 Insurance Missouri: Reasons You May Need One
Major violations, such as the ones listed above, will most likely require you to carry SR-22 Insurance for 1-3 years in Missouri. You can check with your local DMV for specifics pertaining to your case.
| Multiple Traffic Offenses |
| DUI (Driving under the influence of Drugs or Alcohol) |
| License suspension for failure to pay fines |
| Excessive points violations |
| At Fault accident with no insurance |
| Driving while Suspended/revocation |
| Too many tickets in short period of time |
| DWI (Driving while intoxicated) |
| Failure to maintain mandatory insurance coverage required by state law |
| Previous incarceration |
| Suspension of license due to child support |
SR22 Insurance Missouri: SR-22 and Child Support
If your license has been suspended or revoked from failure to pay child support, you will need to obtain liability insurance with an SR-22 in order to get your license reinstated. The general amount of time required to carry the SR-22 is 1-3 years in Missouri.
SR22 Insurance Missouri: Cost with Full Coverage
If you are financing a vehicle, you will likely need to carry full coverage which is Comprehensive and Collision on the vehicle. If you need an SR-22 as well, you can add that onto your policy for a small fee. Above is the average cost for full coverage, with an SR-22 in each city.
| City | Price |
|---|---|
| Chesterfield | $151 |
| Carthage | $166 |
| Ferguson | $170 |
| Dardenne Prairie | $179 |
| Marshall | $167 |
| Festus | $162 |
| Joplin | $168 |
| Nixa | $152 |
| Wildwood | $174 |
| Kirkwood | $150 |
| Sedalia | $171 |
| Washington | $160 |
| Old Jamestown | $149 |
| Crestwood | $168 |
| Ozark | $161 |
| Republic | $157 |
| O’Fallon | $157 |
| Farmington | $159 |
| Affton | $146 |
| St. Louis | $159 |
| Blue Springs | $174 |
| Springfield | $163 |
| Lee’s Summit | $177 |
| Maryland Heights | $155 |
| Jennings | $181 |
| Ballwin | $169 |
| Manchester | $168 |
| Lake St. Louis | $157 |
| St. Peters | $165 |
| University City | $161 |
| Webster Groves | $153 |
| Lemay | $160 |
| Fort Leonard Wood | $162 |
| Fulton | $152 |
| Rolla | $163 |
| Moberly | $171 |
| Oakville | $158 |
| Concord | $166 |
| Columbia | $147 |
| St. Charles | $148 |
| Overland | $163 |
| Independence | $171 |
| Wentzville | $178 |
| Sikeston | $158 |
| Hazelwood | $179 |
| Grandview | $179 |
| Warrensburg | $178 |
| Kirksville | $157 |
| Webb City | $150 |
| Kansas City | $150 |
| Raytown | $168 |
| Clayton | $169 |
| Jefferson City | $168 |
| St. Ann | $160 |
| Arnold | $150 |
| St. Joseph | $147 |
| Raymore | $152 |
| Liberty | $156 |
| Troy | $156 |
| Maryville | $147 |
| Mehlville | $174 |
| Jackson | $172 |
| Spanish Lake | $151 |
SR22 Insurance Missouri: Who Has The Lowest Price? (By City)
There are several insurance companies to choose from when it comes time to get insurance. If you need an SR-22 you are considered a high-risk driver, and you may want to check multiple companies to see which has the best price for you. Some companies specialize in high-risk drivers and will be able to provide you with a cheaper rate than others.
| City | Price |
|---|---|
| Marshall | Progressive |
| Ozark | Geico |
| Moberly | The General |
| Maryville | Progressive |
| Creve Coeur | Dairyland* |
| Excelsior Springs | Geico |
| Belton | National General |
| Crestwood | Progressive |
| Overland | Progressive |
| Maryland Heights | Progressive |
| Lee’s Summit | Progressive |
| Fort Leonard Wood | Dairyland* |
| Ballwin | Farmers |
| Joplin | Progressive |
| Kansas City | Dairyland* |
| Sikeston | Progressive |
| Festus | Progressive |
| Affton | Progressive |
| Grain Valley | Farmers |
| Hannibal | Progressive |
| Lemay | Progressive |
| Concord | National General |
| Mehlville | National General |
| Raytown | Dairyland* |
| Florissant | National General |
| Independence | Liberty Mutual |
| Rolla | Liberty Mutual |
| Kirkwood | Progressive |
| St. Charles | Geico |
| Poplar Bluff | Liberty Mutual |
| Raymore | Progressive |
| St. Ann | National General |
| Liberty | Farmers |
| Spanish Lake | Progressive |
| Jennings | Dairyland* |
| Troy | Geico |
| Jackson | Liberty Mutual |
| St. Peters | Geico |
| Old Jamestown | The General |
| St. Joseph | The General |
| Hazelwood | Geico |
| Springfield | Geico |
| Fulton | Progressive |
| Webster Groves | Bristol West |
| Lebanon | The General |
| Grandview | Progressive |
| Webb City | Progressive |
| Republic | Geico |
| O’Fallon | Geico |
| Dardenne Prairie | Geico |
| Blue Springs | Geico |
| West Plains | Bristol West |
SR22 Insurance Missouri: Rates by Company (Full Coverage)
This is the average cost each company charges for full coverage insurance with an SR-22 filing on that policy. The rates do vary depending on the insured and their driving history, location, and other rating factors.
| Company | SR22 Full Coverage (Average) |
|---|---|
| National General | $199.00 |
| Progressive Insurance | $203.00 |
| 21st Century | N/A |
| Allstate | N/A |
| AssuranceAmerica | $200.00 |
| Bristol West | $172.00 |
| Nationwide | N/A |
| State Auto | N/A |
| The General | $172.00 |
| Mendota Ins. Company | $186.00 |
| Farmers | $206.00 |
| Safeco | N/A |
| Liberty Mutual | $180.00 |
| State Farm | N/A |
| USAA | N/A |
| GAINSCO | $213.00 |
SR22 Insurance Missouri: Company Fees
Some companies do not offer SR-22 filings because they do not insure ‘high risk’ drivers. They may be a preferred company that do not allow those types of violations. Most companies that do offer SR-22 charge a flat fee of $5-$25 per term. Some companies, like Dairyland Insurance, do not charge at all.
| Carrier | Fees |
|---|---|
| Liberty Mutual | $15-$25 |
| Geico | $25.00 |
| American Family | N/A |
| Nationwide | N/A |
| Acceptance RTR | $25.00 |
| 21st Century | N/A |
| Progressive Insurance | $25.00 |
| Travelers | N/A |
| Safeco | N/A |
| National General | N/A |
| State Farm | Unknown |
| Mendota Ins. Company | N/A |
| USAA | N/A |
| Farmers | $15-$50 |
| Allstate | Unknown |
| The General | $25.00 |
| Dairyland | Free |
SR22 Insurance Missouri: Which Companies Offer SR-22 Filings
Required to carry SR-22 insurance, and do not have an insurance policy in force? Start by checking the list above for companies that do offer SR-22 filings. You can call around to multiple insurance companies and compare quotes before making a decision.
| Company | SR22 Offered |
|---|---|
| Nationwide | no |
| Travelers | no |
| Dairyland | yes |
| National General | yes |
| Acceptance RTR | yes |
| 21st Century | no |
| State Auto | no |
| GAINSCO | yes |
| Mendota Ins. Company | yes |
| Liberty Mutual | yes |
| Geico | yes |
| Safeco | no |
| Bristol West | yes |
| AssuranceAmerica | yes |
| Progressive Insurance | yes |
| Farmers | yes |
| State Farm | unsure |
| Allstate | unsure |
| American Family | no |
SR22 Insurance Missouri: State Minimum Requirements in Missouri
| State | State Min | PIP? |
|---|---|---|
| Missouri | 25/50/10 | N/A |
SR22 Insurance Missouri FAQs
Find Out More About SR-22 in your State!
Additional Helpful Links
INSURANCE SERVICES WE OFFER
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Last Updated on by Lauren Mckenzie