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Auto Insurance in Alabama, AND now in 33 other states!

Alabama Insurance: The Best Rates Out There

Do you call Alabama your sweet home and now you need car insurance? Here at A Plus Insurance all of our quotes are absolutely FREE!  Auto quotes can take anywhere from 10-15 minutes.

Alabama Insurance: The Best Rates Out There

Do you call Alabama your sweet home and now you need car insurance? Here at A Plus Insurance all of our quotes are absolutely FREE!  Auto quotes can take anywhere from 10-15 minutes.

Alabama Insurance : Best Price for bad/poor credit score

Has your insurance premiums increased seemingly without explanation? Well there may be a reason… and it could be connected to your credit score. Many Insurance Carriers run credit reports to decide on your premium. But! That does NOT mean you have to pay an arm and a leg!

Average Monthly Rates With Bad or Poor Credit

Insurance Company Average Monthly Rate
Bristol West$156
Dairyland$157
Geico$160
The General$161
GAINSCO$162
Alabama Insurance poor credit

Alabama Insurance : Best Full Coverage Rates

What is full coverage? This is not to be mistaken for your liability limits and it is not a magical all encompassing insurance option. Full coverage simply means you’ve elected to add Comprehensive and Collision Coverage at a deductible of your choice.

However full coverage does NOT always mean outrageous premiums and may not raise your rate as much as you think. Ask an A Plus Insurance Agent and we can give you some options to compare!

Average Full Coverage Rates In Alabama

Insurance CompanySample Monthly Rate
National General$125
Acceptance RTR$145
Allstate$145
The General$146
Bristol West$149
Travelers$154
Farmers$155
Progressive Insurance$156
Full coverage means you are adding comprehensive and collision but doesn’t necessarily include add-ons like medical payments or uninsured motorist protection.

Alabama Insurance : Cheapest Liability Insurance

“Keep it Simple Silly…” is what my art teacher used to say. And there’s nothing wrong with that when it comes to your insurance!

If you are trying to keep things as low cost as possible, go with the state minimum liability limits for Alabama which is:

Bodily injury liability: $25,000 per person and $50,000 per accident

Property damage liability: $25,000 per person

This is often written as 25/50/25.

Call us and ask for the state minimum and we will get you what you need.

Average Monthly Liability Only Rates In Alabama

Insurance CompanyAvg. Rate Liability Only
National General$92
The General$97
Progressive Insurance$98
Bristol West$101
Dairyland$103
AssuranceAmerica$107
Mendota Ins. Company$107
Farmers$110
Get started with the state minimum limits, you can always add on additional coverages later

Alabama Insurance Bundle Discount: Auto/Homeowners/RV/Motorcycle

Things are better together! Burgers and fries, peanut butter and jelly, biscuits and gravy. Insurance is no different! Do you need Homeowners Insurance? Bundle it with your auto! Did you just get that new Travel Trailer Toy for those weekend getaways? Bundle it with your truck! These bundles can actually save you money! Who doesn’t like a discount? Call us, we’ll quote you for Free!

Average Monthly Bundled Rates In Alabama

Insurance CompanySample Rates with Bundles
Progressive Insurance$130
Geico$137
The General$137
Dairyland$143
21st Century$147
Nationwide$147
AssuranceAmerica$150
Alabama Insurance Bundle Discount Rates

New Customers in Alabama Save on Average $605…that’s almost 4 years of Netflix

save on alabama auto insurance
Don’t overpay on car insurance this year!

Best Alabama Insurance With DUIs, Accidents, and Violations

Are your rates through the roof because of a DUI, accident, or violation?  Insurance companies may consider DUI drivers as riskier to insure or even refuse coverage.  Stop. Meditate and Listen! Your rate may be higher than before, but it pays to shop around to find better. Let us do the work for you!

Average Monthly Rates In Alabama with Poor Driving Record

Auto Insurance CompanyBest Rates with Bad Record
Geico$151
GAINSCO$158
National General$158
Acceptance RTR$162
AssuranceAmerica$162
Mendota Ins. Company$164
Bristol West$166
The General$166
Nationwide$168
Chin up! With time this rate increasing status will drop away and your rate will improve. You can always call your A Plus Agent and we will give you a rerate!

Best Alabama Insurance With Good Credit

Does good credit impact your insurance rate? Indubitably! A higher credit score translates into lower insurance premiums, in fact it is one of the key factors that determine your insurance cost. Cash in on your hard work and save!

Average Monthly Rates In Alabama with Good Credit

Insurance CompanyAvg. Monthly Rate
Progressive Insurance$129
National General$141
Mendota Ins. Company$144
AssuranceAmerica$145
Dairyland$150
The General$151
21st Century$153
Bristol West$156
GAINSCO$159
Acceptance RTR$160
Insurance scores range between a low of 200 and a high of 997. Insurance scores of 770 or higher are favorable, and scores of 500 or below are poor

Alabama Insurance SR-22

An SR-22 is simply a certificate, attached to your insurance, that proves a high risk driver is legally able to operate a motor vehicle in Alabama. It is mandatory for any driver convicted of a serious driving violation in Alabama. SR-22 is NOT insurance! It is an additional form that Insurers need to file with the state on your behalf.

Average Monthly Rates In Alabama with an SR-22

SR22 Insurance CompaniesBest Potential Rates
Dairyland$76
AssuranceAmerica$95
USAA$104
Mendota Ins. Company$108
The General$108
National General$110
21st Century$112
Progressive Insurance$114
Liberty Mutual$115
Contrary to what many people think, an SR-22 in itself does not always increase rates…it’s the violations that make prices skyrocket.

Alabama Insurance for Male Drivers

A lot of factors contribute to the amount of money you will pay out in auto insurance in Alabama. One of those key factors is gender. And if you are male you will be paying more than your girlfriend! So shouldn’t she be paying for dinner? Just sayin.

Average Monthly Rates In Alabama for Male Drivers

Insurance CompanyAvg. Rates
Dairyland$149
Nationwide$154
Acceptance RTR$159
AssuranceAmerica$163
Geico$163
Progressive Insurance$171
21st Century$172
Bristol West$173
Young male drivers typically have higher insurance rates because they are involved in more crashes than other drivers (statistically speaking).

What types of insurance are commonly available in Alabama?

Insurance in Alabama typically includes auto insurance, homeowners insurance, renters insurance, life insurance, health insurance, and business/commercial insurance. Each type offers various coverage options to meet diverse needs in the state.

How can I determine the right insurance coverage for my needs in Alabama?

Determining the right insurance coverage in Alabama involves assessing your specific requirements, such as your vehicle, property, health, or business needs. Our expert agents can assist you in tailoring the coverage that best fits your circumstances.

Why choose our services for Insurance in Alabama?

Our insurance agency in Alabama provides personalized service, competitive rates, and a wide range of insurance options to suit your unique needs. Contact us at 1.888.445.2793 to speak with our experienced agents and find the insurance that best fits your situation.

Some of Our Trusted Insurance Carriers

Even if you don’t know A Plus Insurance (you need to though!) perhaps you recognize some of these well known companies…

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dairyland auto and motorcycle insurance
Travelers Insurance Logo
gainsco
assurance america
nationalgeneral
bristol west
Mendota Auto Insurance Logo
suncoast
Other Links for Alabama Insurance
Liability Insurance in Alabama
Interested in Cheap Full Coverage Auto Insurance in Alabama
Alabama Homeowners Insurance
Insurance for Alabama Motorcycle’s
Alabama SR22. What is it? Why might you need it?
Progressive Insurance in Alabama
Alabama Home Owners Insurance

Last Updated on by Alexis Karapiperis

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