- SR22 Insurance Oregon: What You Need To Know
- Who Has the Lowest Price on SR-22 Insurance in Oregon?
- SR-22 and Child Support in Oregon
- SR-22 Insurance Rates by Company (Liability) in Oregon
- State Insurance Requirements in Oregon
- Need an SR-22 but Do Not Own a Vehicle?
- Cost for SR-22 (Liability) in Oregon
- Company Fees for SR22 Insurance Oregon
- DUI and SR-22 in Oregon
- Cost for SR-22 Insurance (Full Coverage) in Oregon
- Reasons You May be Required to Carry an SR-22 in Oregon
- Who Has the Lowest Price on SR22 Insurance Oregon (By City)
- Frequently Asked Questions about SR22 Insurance Oregon
- What is SR22 Insurance in Oregon?
- Why would I need SR22 Insurance in Oregon?
- How do I obtain SR22 Insurance in Oregon?
- Do I need an SR-22 to reinstate my license in Oregon?
- How much does it cost to reinstate your license in Oregon?
- What We Do at A Plus Insurance
Who Has the Lowest Price on SR-22 Insurance in Oregon?
Having a hard time finding an affordable insurance company? The companies listed below specialize in SR-22 filings, and they offer cheaper prices for High-Risk drivers. Check which company may best suite you based on your location.
| City | Price |
|---|---|
| Eugene | Geico |
| Hillsboro | National General |
| Dallas | Geico |
| Sherwood | National General |
| Cornelius | Progressive |
| Milwaukie | Liberty Mutual |
| Happy Valley | Geico |
| West Haven-Sylvan | Progressive |
| Newport | Bristol West |
| Forest Grove | Liberty Mutual |
| Beaverton | Liberty Mutual |
| Newberg | The General |
| Gladstone | Progressive |
| Monmouth | Geico |
| Gresham | Progressive |
| Cedar Mill | The General |
| Canby | Bristol West |
| Central Point | Progressive |
| Grants Pass | Progressive |
| Ontario | Geico |
| Redmond | Progressive |
| Sandy | Progressive |
| Tualatin | Dairyland* |
| Florence | The General |
| Oak Hills | The General |
| Independence | The General |
| Coos Bay | Progressive |
| Albany | Progressive |
| Altamont | Dairyland* |
| Prineville | Progressive |
| Silverton | Geico |
| La Grande | Geico |
| Lake Oswego | The General |
| Lebanon | The General |
| Hayesville | Progressive |
| Aloha | The General |
| Keizer | Progressive |
| Oregon City | Progressive |
| Astoria | Progressive |
| Cottage Grove | Geico |
| Hermiston | The General |
| West Linn | Liberty Mutual |
| Eagle Point | Progressive |
| Portland | The General |
| Salem | Geico |
SR-22 and Child Support in Oregon
If your license has been suspended or revoked from failure to pay child support, you will need to obtain liability insurance with an SR-22 in order to get your license reinstated. The general amount of time required to carry the SR-22 is 1-3 years in Oregon.
SR-22 Insurance Rates by Company (Liability) in Oregon
This is the average cost for liability insurance, with an SR-22 filing in the State of Oregon. Each company is able to offer difference insurance rates, and discounts to keep the cost affordable. Call around or get a free quote from our agents who can shop all of these companies for the best price.
| Company | SR22 Liability (Average) |
|---|---|
| The General | $100.00 |
| Geico | $116.00 |
| USAA | N/A |
| Mendota Ins. Company | $101.00 |
| Nationwide | N/A |
| Allstate | N/A |
| State Farm | N/A |
| Bristol West | $89.00 |
| Safeco | N/A |
| Progressive Insurance | $98.00 |
| State Auto | N/A |
| Liberty Mutual | $111.00 |
| American Family | N/A |
| AssuranceAmerica | $111.00 |
| 21st Century | N/A |
State Insurance Requirements in Oregon
The minimum Insurance requirements for the State of Oregon are $25,000 per accident for bodily injury, up to $50,000 per accident and $20,000 for property damage.
| State | State Min. | PIP? |
|---|---|---|
| Oregon | 25/50/20 | 15,000 |
Need an SR-22 but Do Not Own a Vehicle?
If you do not own a vehicle, but are required to obtain SR-22 insurance, you can purchase a Non-Owners policy. This will cover you for the minimum liability requirements and you can attach the SR22 Insurance Oregon filing onto that policy for a small fee.
Cost for SR-22 (Liability) in Oregon
Needing just the minimum requirements for an SR-22? You are only required to carry the minimum liability limits by law, and can add your SR-22 filing for a small fee. Check your city below for the average cost for liability.
| City | Price |
|---|---|
| Central Point | $107.00 |
| Milwaukie | $99.00 |
| Hillsboro | $107.00 |
| Troutdale | $102.00 |
| Altamont | $96.00 |
| Oak Hills | $99.00 |
| Ashland | $98.00 |
| Prineville | $92.00 |
| Springfield | $104.00 |
| Sherwood | $101.00 |
| Dallas | $104.00 |
| Lake Oswego | $95.00 |
| Lincoln City | $105.00 |
| Cedar Hills | $94.00 |
| Monmouth | $105.00 |
| The Dalles | $99.00 |
| Redmond | $86.00 |
| Coos Bay | $109.00 |
| Cottage Grove | $99.00 |
| Sandy | $100.00 |
| Tualatin | $106.00 |
| Lebanon | $101.00 |
| McMinnville | $86.00 |
| Grants Pass | $86.00 |
| Newport | $90.00 |
| Beaverton | $103.00 |
| North Bend | $106.00 |
| La Grande | $106.00 |
| White City | $92.00 |
| West Linn | $108.00 |
| Cornelius | $94.00 |
| Damascus | $107.00 |
| Forest Grove | $91.00 |
| Tigard | $101.00 |
| Albany | $100.00 |
| Rockcreek | $93.00 |
| Eagle Point | $96.00 |
| Cedar Mill | $97.00 |
| Aloha | $95.00 |
| Keizer | $92.00 |
| Oregon City | $86.00 |
| Gladstone | $102.00 |
| Oak Grove | $101.00 |
| Florence | $92.00 |
| Fairview | $98.00 |
| Bethany | $93.00 |
| Bend | $102.00 |
| Wilsonville | $93.00 |
| Molalla | $87.00 |
| Portland | $108.00 |
| Independence | $97.00 |
| Eugene | $89.00 |
| Happy Valley | $97.00 |
| Klamath Falls | $101.00 |
| Medford | $110.00 |
| Woodburn | $94.00 |
| Astoria | $91.00 |
| Ontario | $105.00 |
| West Haven-Sylvan | $98.00 |
| Silverton | $89.00 |
| Four Corners | $102.00 |
| Corvallis | $86.00 |
| Newberg | $109.00 |
| St. Helens | $108.00 |
| Gresham | $101.00 |
| Hermiston | $97.00 |
| Baker City | $110.00 |
| Salem | $86.00 |
| Roseburg | $107.00 |
| Hayesville | $96.00 |
| Pendleton | $108.00 |
| Bull Mountain | $103.00 |
| Oatfield | $106.00 |
| Canby | $97.00 |
Company Fees for SR22 Insurance Oregon
Most insurance companies that do offer SR-22 filings charge a flat fee for each Insurance term. This means you’ll pay a fee of $0-25 every 6 months, or 12 months, depending on how long your term is. Some companies, like Dairyland Insurance, do not charge a fee for SR-22.
| Carrier | Fee |
|---|---|
| Bristol West | $25.00 |
| AssuranceAmerica | NA |
| Geico | $25.00 |
| State Auto | na |
| Farmers | $15-$62 |
| Safeco | na |
| The General | $25.00 |
| USAA | na |
| Acceptance RTR | NA |
| American Family | na |
| Nationwide | na |
| National General | $25.00 |
| Travelers | na |
| Dairyland | Free |
| GAINSCO | NA |
| Mendota Ins. Company | NA |
DUI and SR-22 in Oregon
Any major violations, such as Reckless driving, hit and run, and DUI will require an SR-22 for 3 years. If you have been convicted for one of these major violations more than once, the required time could increase to 5-10 years.
Cost for SR-22 Insurance (Full Coverage) in Oregon
Financing a vehicle and required to carry full coverage, but also need an SR-22? You can have both covered on the same policy. The average cost for full coverage insurance with an SR-22 filing is listed above for each city.
| City | Price |
|---|---|
| North Bend | $150 |
| Independence | $167 |
| Silverton | $174 |
| Sherwood | $160 |
| Woodburn | $161 |
| Hayesville | $161 |
| St. Helens | $165 |
| Springfield | $174 |
| McMinnville | $161 |
| Salem | $166 |
| Albany | $156 |
| Gladstone | $166 |
| Portland | $163 |
| Monmouth | $171 |
| Happy Valley | $158 |
| Damascus | $178 |
| Redmond | $157 |
| West Haven-Sylvan | $171 |
| Corvallis | $160 |
| Oregon City | $149 |
| Beaverton | $173 |
| West Linn | $152 |
| Gresham | $166 |
| Altamont | $167 |
| La Grande | $163 |
| Newberg | $149 |
| Tigard | $167 |
| Newport | $180 |
| Oak Grove | $179 |
| Cottage Grove | $171 |
| Four Corners | $155 |
| Lake Oswego | $158 |
| White City | $162 |
| Fairview | $157 |
| Troutdale | $157 |
| Oak Hills | $154 |
| Rockcreek | $149 |
| Milwaukie | $154 |
| Molalla | $164 |
| Forest Grove | $158 |
| Cornelius | $155 |
| Lincoln City | $169 |
| Ontario | $164 |
| Wilsonville | $159 |
| Grants Pass | $170 |
| Lebanon | $182 |
| Hermiston | $182 |
| Baker City | $180 |
| Central Point | $172 |
| Sandy | $178 |
| Astoria | $156 |
| Ashland | $168 |
| Canby | $167 |
| Eugene | $173 |
| Pendleton | $163 |
| Bethany | $161 |
| Medford | $167 |
| Cedar Mill | $152 |
| Dallas | $158 |
| Sweet Home | $150 |
| Tualatin | $172 |
| Bull Mountain | $170 |
| Roseburg | $159 |
| Florence | $174 |
| Bend | $151 |
| Coos Bay | $168 |
| Cedar Hills | $163 |
| Klamath Falls | $170 |
| Aloha | $182 |
| The Dalles | $167 |
| Eagle Point | $171 |
Reasons You May be Required to Carry an SR-22 in Oregon
Convicted of a major violation could cost you in reinstatement fees, and SR-22 fees. Practice safe driving, and once any major violations start to fall off your record your insurance premiums will start to go down.
| License suspension for failure to pay fines |
| Suspension of license due to child support |
| Multiple Traffic Offenses |
| Driving while Suspended/revocation |
| Too many tickets in short period of time |
| DWI (Driving while intoxicated) |
| Failure to maintain mandatory insurance coverage required by state law |
| DUI (Driving under the influence of Drugs or Alcohol) |
| Previous incarceration |
| Excessive points violations |
Who Has the Lowest Price on SR22 Insurance Oregon (By City)
Not sure where to start looking for cheap SR-22 insurance? Check your city for the most affordable Insurance company in your area. Many of these insurance companies specialize in ‘high risk’ drivers, and are able to offer a cheaper price.
| City | Price |
|---|---|
| Wilsonville | Geico |
| Tualatin | Progressive |
| Monmouth | Progressive |
| Portland | Farmers |
| Oatfield | Progressive |
| Dallas | The General |
| Sandy | The General |
| The Dalles | National General |
| Troutdale | Dairyland* |
| White City | Bristol West |
| Ontario | Progressive |
| Rockcreek | Progressive |
| Corvallis | The General |
| West Linn | The General |
| Milwaukie | Farmers |
| Eagle Point | Geico |
| Gladstone | Geico |
| Bethany | Progressive |
| Medford | Progressive |
| Woodburn | Geico |
| Canby | Progressive |
| Hillsboro | Geico |
| Newport | The General |
| Albany | The General |
| St. Helens | National General |
| Oregon City | Progressive |
| Oak Hills | The General |
| Fairview | The General |
| La Grande | The General |
| Prineville | Progressive |
| Lebanon | Progressive |
| Molalla | Geico |
| Sherwood | The General |
| Altamont | Dairyland* |
| Cedar Mill | Dairyland* |
| Silverton | Dairyland* |
| Independence | Progressive |
| Aloha | Progressive |
| Astoria | Geico |
| Lincoln City | The General |
| Sweet Home | Geico |
| Salem | Liberty Mutual |
| Bull Mountain | Liberty Mutual |
| Beaverton | The General |
| McMinnville | The General |
| West Haven-Sylvan | Progressive |
| Grants Pass | The General |
| Lake Oswego | The General |
| Gresham | The General |
| Hermiston | Geico |
| Springfield | Progressive |
| Coos Bay | Progressive |
Frequently Asked Questions about SR22 Insurance Oregon
What is SR22 Insurance in Oregon?
SR22 insurance in Oregon is a certificate of financial responsibility required for certain drivers. It’s not an insurance policy itself but a document your insurance company files with the state to prove you have the minimum liability coverage required by law.
Why would I need SR22 Insurance in Oregon?
You might need SR22 insurance in Oregon if your driver’s license has been suspended or revoked due to violations such as DUI, reckless driving, driving without insurance, or other serious infractions. It’s a way to reinstate your driving privileges by proving financial responsibility.
How do I obtain SR22 Insurance in Oregon?
To obtain SR22 insurance in Oregon, you’ll need to contact an insurance provider that offers SR22 certificates. After purchasing a policy that meets the state’s minimum liability requirements, your insurance company will file the SR22 form with the Oregon DMV on your behalf. Note that not all insurers offer SR22 filing services, so it’s important to confirm with your provider.
Do I need an SR-22 to reinstate my license in Oregon?
Yes, in many cases, you will need an SR-22 to reinstate your license in Oregon, especially if your license was suspended due to driving offenses such as DUI, uninsured accidents, or other serious infractions. The SR-22 proves to the state that you carry the required minimum liability insurance.
How much does it cost to reinstate your license in Oregon?
The cost to reinstate your license in Oregon can vary depending on the reason for suspension. As of my last update, the reinstatement fee is typically around $75, but this does not include any fines or additional costs associated with the reason for your suspension, such as court fees or the cost of obtaining SR22 insurance. It’s important to check with the Oregon DMV for the most current information and any specific fees related to your situation.
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Last Updated on by Amanda Moss