Did you know that simply by driving a vehicle in Oregon, you are legally consenting to having a blood, urine, or breath test for alcohol? And if you exceed the legal limit of 0.08…you might be needing an SR-22. Let A Plus Insurance assist you with the next step…
2023 SR22 Insurance Oregon
SR22 Insurance Oregon: Everything You Need to Know
Having a hard time finding an affordable insurance company? The companies listed above specialize in SR-22 filings, and they offer cheaper prices for High-Risk drivers. Check which company may best suite you based on your location.
SR-22 and child support in Oregon
If your license has been suspended or revoked from failure to pay child support, you will need to obtain liability insurance with an SR-22 in order to get your license reinstated. The general amount of time required to carry the SR-22 is 1-3 years in Oregon.
SR-22 Insurance rates by company (liability) in Oregon
Company
SR22 Liability (Average)
The General
$100.00
Geico
$116.00
USAA
N/A
Mendota Ins. Company
$101.00
Nationwide
N/A
Allstate
N/A
State Farm
N/A
Bristol West
$89.00
Safeco
N/A
Progressive Insurance
$98.00
State Auto
N/A
Liberty Mutual
$111.00
American Family
N/A
AssuranceAmerica
$111.00
21st Century
N/A
This is the average cost for liability insurance, with an SR-22 filing in the State of Oregon. Each company is able to offer difference insurance rates, and discounts to keep the cost affordable. Call around or get a free quote from our agents who can shop all of these companies for the best price.
State Insurance requirements in Oregon
State
State Min.
PIP?
Oregon
25/50/20
15,000
The minimum Insurance requirements for the State of Oregon are $25,000 per accident for bodily injury, up to $50,000 per accident and $20,000 for property damage.
Need an SR-22 but do not own a vehicle?
If you do not own a vehicle, but are required to obtain SR-22 insurance, you can purchase a Non-Owners policy. This will cover you for the minimum liability requirements and you can attach the SR-22 filing onto that policy for a small fee.
Cost for SR-22 (liability) in Oregon
Needing just the minimum requirements for an SR-22? You are only required to carry the minimum liability limits by law, and can add your SR-22 filing for a small fee. Check your city below for the average cost for liability.
City
Price
Central Point
$107.00
Milwaukie
$99.00
Hillsboro
$107.00
Troutdale
$102.00
Altamont
$96.00
Oak Hills
$99.00
Ashland
$98.00
Prineville
$92.00
Springfield
$104.00
Sherwood
$101.00
Dallas
$104.00
Lake Oswego
$95.00
Lincoln City
$105.00
Cedar Hills
$94.00
Monmouth
$105.00
The Dalles
$99.00
Redmond
$86.00
Coos Bay
$109.00
Cottage Grove
$99.00
Sandy
$100.00
Tualatin
$106.00
Lebanon
$101.00
McMinnville
$86.00
Grants Pass
$86.00
Newport
$90.00
Beaverton
$103.00
North Bend
$106.00
La Grande
$106.00
White City
$92.00
West Linn
$108.00
Cornelius
$94.00
Damascus
$107.00
Forest Grove
$91.00
Tigard
$101.00
Albany
$100.00
Rockcreek
$93.00
Eagle Point
$96.00
Cedar Mill
$97.00
Aloha
$95.00
Keizer
$92.00
Oregon City
$86.00
Gladstone
$102.00
Oak Grove
$101.00
Florence
$92.00
Fairview
$98.00
Bethany
$93.00
Bend
$102.00
Wilsonville
$93.00
Molalla
$87.00
Portland
$108.00
Independence
$97.00
Eugene
$89.00
Happy Valley
$97.00
Klamath Falls
$101.00
Medford
$110.00
Woodburn
$94.00
Astoria
$91.00
Ontario
$105.00
West Haven-Sylvan
$98.00
Silverton
$89.00
Four Corners
$102.00
Corvallis
$86.00
Newberg
$109.00
St. Helens
$108.00
Gresham
$101.00
Hermiston
$97.00
Baker City
$110.00
Salem
$86.00
Roseburg
$107.00
Hayesville
$96.00
Pendleton
$108.00
Bull Mountain
$103.00
Oatfield
$106.00
Canby
$97.00
Company Fees for SR-22 in Oregon
Carrier
Fee
Bristol West
$25.00
AssuranceAmerica
NA
Geico
$25.00
State Auto
na
Farmers
$15-$62
Safeco
na
The General
$25.00
USAA
na
Acceptance RTR
NA
American Family
na
Nationwide
na
National General
$25.00
Travelers
na
Dairyland
Free
GAINSCO
NA
Mendota Ins. Company
NA
Most insurance companies that do offer SR-22 filings charge a flat fee for each Insurance term. This means you’ll pay a fee of $0-25 every 6 months, or 12 months, depending on how long your term is. Some companies, like Dairyland Insurance, do not charge a fee for SR-22.
DUI and SR-22 in Oregon
Any major violations, such as Reckless driving, hit and run, and DUI will require an SR-22 for 3 years. If you have been convicted for one of these major violations more than once, the required time could increase to 5-10 years.
Cost for SR-22 Insurance (Full Coverage) in Oregon
City
Price
North Bend
$150
Independence
$167
Silverton
$174
Sherwood
$160
Woodburn
$161
Hayesville
$161
St. Helens
$165
Springfield
$174
McMinnville
$161
Salem
$166
Albany
$156
Gladstone
$166
Portland
$163
Monmouth
$171
Happy Valley
$158
Damascus
$178
Redmond
$157
West Haven-Sylvan
$171
Corvallis
$160
Oregon City
$149
Beaverton
$173
West Linn
$152
Gresham
$166
Altamont
$167
La Grande
$163
Newberg
$149
Tigard
$167
Newport
$180
Oak Grove
$179
Cottage Grove
$171
Four Corners
$155
Lake Oswego
$158
White City
$162
Fairview
$157
Troutdale
$157
Oak Hills
$154
Rockcreek
$149
Milwaukie
$154
Molalla
$164
Forest Grove
$158
Cornelius
$155
Lincoln City
$169
Ontario
$164
Wilsonville
$159
Grants Pass
$170
Lebanon
$182
Hermiston
$182
Baker City
$180
Central Point
$172
Sandy
$178
Astoria
$156
Ashland
$168
Canby
$167
Eugene
$173
Pendleton
$163
Bethany
$161
Medford
$167
Cedar Mill
$152
Dallas
$158
Sweet Home
$150
Tualatin
$172
Bull Mountain
$170
Roseburg
$159
Florence
$174
Bend
$151
Coos Bay
$168
Cedar Hills
$163
Klamath Falls
$170
Aloha
$182
The Dalles
$167
Eagle Point
$171
Financing a vehicle and required to carry full coverage, but also need an SR-22? You can have both covered on the same policy. The average cost for full coverage insurance with an SR-22 filing is listed above for each city.
Reasons You May be Required to Carry an SR-22 in Oregon
License suspension for failure to pay fines
Suspension of license due to child support
Multiple Traffic Offenses
Driving while Suspended/revocation
Too many tickets in short period of time
DWI (Driving while intoxicated)
Failure to maintain mandatory insurance coverage required by state law
DUI (Driving under the influence of Drugs or Alcohol)
Previous incarceration
Excessive points violations
Convicted of a major violation could cost you in reinstatement fees, and SR-22 fees. Practice safe driving, and once any major violations start to fall off your record your insurance premiums will start to go down.
Not sure where to start looking for cheap SR-22 insurance? Check your city for the most affordable Insurance company in your area. Many of these insurance companies specialize in ‘high risk’ drivers, and are able to offer a cheaper price.
