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SR22 Insurance Florida
If you have been convicted of a major violation resulting in license suspension or revoked license, you will be required to maintain SR-22 or FR44 filing with your insurance. This will require you carry the state minimum liability insurance requirements.
SR-22 Insurance Florida – Rates by company Liability Only
| The General | $94 |
| AssuranceAmerica | $96 |
| National General | $100 |
| Progressive Insurance | $101 |
| Mendota Ins. Company | $106 |
| USAA | $108 |
| Bristol West | $110 |
| Dairyland | $117 |
| Geico | $121 |
| Travelers | $130 |
| American Family | $133 |
| Liberty Mutual | $135 |
| Nationwide | $135 |
| Safeco | $142 |
| GAINSCO | $146 |
SR22/FR44
Reasons you may need File
SR22 Insurance is not insurance. It is a filing WITH your State that you are financially able to be on the roads in Florida.
The average amount of time a driver will need to maintain an SR-22 in Florida for a DUI is 3 years for the first conviction. The 2nd and 3rd conviction may require 5-10 years for the SR-22.
Reason One
You may have excessive points on your license due to multiple moving violations within a specific amount of time.
Reason Two
You were in an accident and did not have liability insurance in-force. Which is illegal.
Reason Three
You have been convicted of a DUI (Driving under the influence of drugs or alchol) or a DWI (Driving while intoxicated).
Reason Four
Suspension due to child support fines.
There are other reasons, but these are the top four.
SR-22 Insurance Florida- Child Support
If your license has been suspended due to failure to pay child support, you will be required to carry an SR-22 in order to get your license back. The minimum time requirement is 1 year in the state of Florida. Call us now to set up the filing with one of our Trusted Insurance Carriers.
Cost for SR-22 Insurance Florida – City View
| City | Price |
| Tallahassee | $90.00 |
| Miramar | $91.00 |
| Coconut Creek | $95.00 |
| Miami Beach | $107.00 |
| Tamiami | $95.00 |
| Tampa | $87.00 |
| Daytona Beach | $106.00 |
| Jupiter | $89.00 |
| Town ‘n’ Country | $94.00 |
| Sunrise | $106.00 |
| Fort Lauderdale | $94.00 |
| Fort Myers | $100.00 |
| Palm Harbor | $94.00 |
| Deerfield Beach | $103.00 |
| Kendall | $96.00 |
| Brandon | $94.00 |
| Port St. Lucie | $95.00 |
| Homestead | $91.00 |
| Delray Beach | $91.00 |
| Tamarac | $93.00 |
| Melbourne | $87.00 |
| Boynton Beach | $96.00 |
| Kissimmee | $109.00 |
| North Miami | $105.00 |
| Clearwater | $99.00 |
| Hialeah | $105.00 |
| Plantation | $90.00 |
| Wellington | $93.00 |
| Spring Hill | $99.00 |
| Ocala | $105.00 |
| Deltona | $94.00 |
| The Hammocks | $105.00 |
| Orlando | $106.00 |
| Weston | $88.00 |
| Gainesville | $97.00 |
| Port Charlotte | $92.00 |
| Miami | $96.00 |
| Fountainebleau | $88.00 |
| Margate | $90.00 |
| Lehigh Acres | $97.00 |
| Palm Bay | $105.00 |
| West Palm Beach | $90.00 |
| St. Petersburg | $92.00 |
| Pembroke Pines | $104.00 |
| Poinciana | $86.00 |
| Port Orange | $102.00 |
| Sanford | $87.00 |
| Doral | $100.00 |
| Pinellas Park | $108.00 |
| Bonita Springs | $97.00 |
| Kendale Lakes | $107.00 |
| Davie | $104.00 |
| Lakeland | $105.00 |
| The Villages | $93.00 |
| Pompano Beach | $86.00 |
| North Port | $107.00 |
| Alafaya | $102.00 |
| Pensacola | $95.00 |
| Riverview | $103.00 |
| Lauderhill | $110.00 |
| Jacksonville | $88.00 |
| Palm Coast | $86.00 |
| Pine Hills | $103.00 |
| St. Cloud | $89.00 |
SR22 Insurance Florida – Who has the cheapest price by City?
| City | Price |
| The Hammocks | Liberty Mutual |
| Clearwater | Dairyland* |
| Miami | Progressive |
| Daytona Beach | Geico |
| Kendall | The General |
| Tampa | Progressive |
| Deerfield Beach | The General |
| Fort Myers | The General |
| Boynton Beach | Progressive |
| Town ‘n’ Country | Progressive |
| Coral Springs | Geico |
| Delray Beach | Progressive |
| Homestead | Progressive |
| Cape Coral | Bristol West |
| Hollywood | Geico |
| Deltona | Liberty Mutual |
| Apopka | Bristol West |
| Riverview | Geico |
| Palm Harbor | Geico |
| Margate | Geico |
| Largo | Progressive |
| Palm Coast | Farmers |
| Lauderhill | The General |
| Alafaya | National General |
| Davie | Progressive |
| Fort Lauderdale | Progressive |
| Doral | The General |
| Tamiami | Progressive |
| Tallahassee | Progressive |
| Sarasota | The General |
| Port St. Lucie | Dairyland* |
| Plantation | Liberty Mutual |
| The Villages | The General |
| Fountainebleau | Farmers |
| Lehigh Acres | The General |
| Miami Gardens | Farmers |
| Tamarac | The General |
| North Port | Progressive |
| Wesley Chapel | The General |
| Coconut Creek | Geico |
| Pine Hills | The General |
| Lakeland | The General |
| North Miami | Progressive |
| Kissimmee | The General |
| Bradenton | Geico |
| Boca Raton | Geico |
| Pensacola | Progressive |
| Port Orange | The General |
| Weston | Bristol West |
| Jacksonville | Progressive |
| Sanford | Progressive |
| St. Petersburg | Progressive |
| Orlando | Progressive |
| Spring Hill | Dairyland* |
| Pompano Beach | Geico |
| Miramar | Geico |
| Pinellas Park | Geico |
| Melbourne | Geico |
| Palm Bay | Geico |
| Hialeah | The General |
| Poinciana | Geico |
| Jupiter | Progressive |
| St. Cloud | Progressive |
| Palm Beach Gardens | Liberty Mutual |
| Brandon | Geico |
| Miami Beach | Liberty Mutual |
| Pembroke Pines | Progressive |
| Bonita Springs | National General |
| West Palm Beach | The General |
| Sunrise | Progressive |
Laws pertaining to SR-22 In Florida
If you have been convicted of a major violation resulting in license suspension or revoked license, you will be required to maintain SR-22 insurance. This will require you carry the state minimum liability insurance requirements.
Which Companies offer SR22 Insurance Florida
| Company | SR22 Offered |
| 21st Century | no |
| Safeco | no |
| Liberty Mutual | yes |
| National General | yes |
| Nationwide | no |
| Dairyland | yes |
| American Family | no |
| The General | yes |
| State Farm | unsure |
| Progressive Insurance | Yes |
| Geico | yes |
| Bristol West | yes |
| Farmers | yes |
| GAINSCO | yes |
| Acceptance RTR | yes |
| USAA | NO |
| Allstate | unsure |
| Travelers | no |
| Mendota Ins. Company | yes |
Non-Owners Broadform
Need an SR-22 but do not own a vehicle?
If you do not own a vehicle but are required to carry an SR-22, the State of Florida offers a Non Owners Policy. This will insure the driver for the minimum liability requirements by law, and you can attach the SR-22 filing to that policy.
Covered for Liability
Whether you are driving a friends vehicle or a parents vehicle you are covered for liability only.
Upgrade when you get your wheels
Broadforms do not offer Full Coverage. So if you are making payments on a new car, upgrade to a more comprehensive policy
SR-22 Insurance rates by company (full coverage) in Florida
| Company | SR22 Full Coverage (average) |
| American Family | N/A |
| Mendota Ins. Company | $175.00 |
| Dairyland | $186.00 |
| 21st Century | N/A |
| Bristol West | $211.00 |
| Acceptance RTR | $173.00 |
| GAINSCO | $207.00 |
| State Farm | N/A |
| Safeco | N/A |
| National General | $188.00 |
| Travelers | N/A |
| State Auto | N/A |
| Geico | $191.00 |
| USAA | N/A |
| The General | $209.00 |
Average cost for SR22 Insurance Florida with full coverage
| City | Price |
| Port Charlotte | $166 |
| Kissimmee | $174 |
| Boynton Beach | $152 |
| Sarasota | $162 |
| Port Orange | $154 |
| Miami Gardens | $167 |
| Town ‘n’ Country | $155 |
| North Port | $147 |
| Sanford | $163 |
| Melbourne | $155 |
| Alafaya | $172 |
| Plantation | $157 |
| West Palm Beach | $181 |
| Delray Beach | $146 |
| Tampa | $158 |
| Weston | $159 |
| Wellington | $159 |
| Palm Coast | $153 |
| Fountainebleau | $171 |
| Orlando | $158 |
| Tallahassee | $167 |
| Jupiter | $166 |
| Fort Myers | $163 |
| Apopka | $181 |
| Miami Beach | $160 |
| Kendale Lakes | $163 |
| Kendall | $173 |
| Poinciana | $176 |
| Boca Raton | $149 |
| Pine Hills | $163 |
| Coconut Creek | $168 |
| Gainesville | $176 |
| Lehigh Acres | $182 |
| Ocala | $181 |
| Lauderhill | $154 |
| Deerfield Beach | $179 |
| Homestead | $158 |
| Hollywood | $182 |
| St. Cloud | $151 |
| St. Petersburg | $153 |
| Pembroke Pines | $162 |
| Palm Harbor | $172 |
| Largo | $156 |
| North Miami | $161 |
| Sunrise | $173 |
| Tamarac | $157 |
| Bonita Springs | $161 |
| Hialeah | $156 |
| Bradenton | $162 |
| Wesley Chapel | $153 |
| Margate | $168 |
| The Hammocks | $163 |
| Riverview | $172 |
| Palm Beach Gardens | $166 |
| Port St. Lucie | $157 |
| Fort Lauderdale | $172 |
| Clearwater | $179 |
| Miami | $168 |
| Pompano Beach | $146 |
| Daytona Beach | $146 |
SR22 Insurance Florida Frequently Asked Questions
What is an SR-22 in Florida?
It is a filing with the State of Florida that you have liability insurance and are legal to drive.
How do I file the SR22? How much is the filing fee?
This Certificate of Responsibility is filed BY the insurance company WITH the State. All you need to do is get covered with insurance and ask for the SR22 or FR44 filing which could cost between $15 to $25.00 depending on the Insurance Company.
What is the Difference Between an SR22 and FR44?
SR-22 is for general serious violations and FR-44 is for violations that involve impairment such as a DUI /DWI or other alcohol related violations.
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