- SR22 Insurance Florida
- How Much Does SR-22 Insurance Cost in Florida? | Affordable SR-22 Rates and Quotes
- Do You Need an SR-22 to Reinstate Your License in Florida? | Florida SR-22 Requirements
- SR-22 Insurance Florida – Rates and Requirements for Liability Only by Company
- Reasons you may need to File an SR22 or FR44 in Florida
- SR-22 Insurance Florida Requirements for Child Support Compliance
- Why is the cost of SR-22 Insurance in Florida for high?
- SR-22 Insurance Florida Costs by City: Detailed Rates and Comparison
- How do I get cheap SR-22 Insurance in Florida?
- Who has the cheapest price by City?
- What are the requirements for SR-22 in Florida?
- Which Companies offer SR22 Insurance Florida
- Need an SR-22 but do not own a vehicle?
- SR-22 Insurance rates by company (full coverage) in Florida
- Average cost for SR22 Insurance Florida with full coverage
- Frequently Asked Questions about SR22 Insurance Florida
- What is SR22 car insurance?
- How long do I need SR22 insurance in Florida?
- Where can I get SR22 car insurance in Florida?
- What We Do at A Plus Insurance
How Much Does SR-22 Insurance Cost in Florida? | Affordable SR-22 Rates and Quotes
When selecting an SR22 insurance provider in Florida, it’s important to understand the costs involved. SR22 insurance in Florida can be more expensive due to its high-risk nature. On average, SR22 insurance in Florida typically costs between $300 and $800 annually, depending on your driving history, the insurance company, and the required coverage. To find cheap SR22 insurance, compare rates from different insurers to get the best deal.
Here’s a comparison of estimated SR-22 insurance rates from top companies:
Insurance Company | Monthly Rate | Annual Rate |
---|---|---|
Progressive | $25 | $300 |
Dairyland | $35 | $420 |
Travelers | $40 | $480 |
The General | $30 | $360 |
To get the best SR22 Insurance Florida rates, maintain a clean driving record and explore available discounts. For more information on SR22 Insurance Florida and other insurance types, reach out for a quote. Contact us today for guidance and resources on securing affordable vehicle insurance options.
Do You Need an SR-22 to Reinstate Your License in Florida? | Florida SR-22 Requirements
Yes, you need SR22 insurance in Florida to reinstate your license if it was suspended due to serious violations such as DUIs, reckless driving, or multiple at-fault accidents. SR22 insurance Florida proves you carry the required liability insurance and must be filed with the Florida Department of Highway Safety and Motor Vehicles (DHSMV). You must maintain continuous coverage for three years to keep your license valid and avoid further penalties.
Here are the steps to reinstate your license with SR-22 insurance in Florida:
- Obtain SR-22 insurance from an authorized provider.
- File the SR-22 form with the DHSMV.
- Pay any required reinstatement fees.
- Maintain continuous coverage for three years.
Reinstating your license with SR22 insurance in Florida ensures you comply with state laws and can drive legally. For more information or to compare rates from top insurance companies, contact us today. We’re here to provide the best guidance and resources for your vehicle insurance needs.
SR-22 Insurance Florida – Rates and Requirements for Liability Only by Company
When searching for SR-22 insurance in Florida, understanding rates and requirements is crucial. SR-22 Insurance Florida rates vary by company, but typically range between $300 and $800 annually for liability-only coverage.
The state mandates minimum liability coverage of $10,000 for bodily injury per person, $20,000 per accident, and $10,000 for property damage. To reinstate your license, you’ll need to file an SR-22 form with the Florida DHSMV and maintain continuous coverage for three years. Comparing rates from top providers like Progressive, Dairyland, and Travelers can help you find the best deal and ensure you meet all legal requirements.
SR22 Florida Insurance Company | Avg. Monthly Rate |
---|---|
The General | $94 |
AssuranceAmerica | $96 |
National General | $100 |
Progressive Insurance | $101 |
Mendota Ins. Company | $106 |
USAA | $108 |
Bristol West | $110 |
Dairyland | $117 |
Geico | $121 |
Travelers | $130 |
American Family | $133 |
Liberty Mutual | $135 |
Nationwide | $135 |
Safeco | $142 |
GAINSCO | $146 |
Reasons you may need to File an SR22 or FR44 in Florida
SR22 Insurance Florida is not insurance. It is a filing WITH your State that you are financially able to be on the roads in Florida.
The average amount of time a driver will need to maintain an SR-22 in Florida for a DUI is 3 years for the first conviction. The 2nd and 3rd conviction may require 5-10 years for the SR-22.
Reason One
You may have excessive points on your license due to multiple moving violations within a specific amount of time.
![SR22 Insurance Florida July 11, 2024 sr22 insurance florida](http://learnandserve.org/wp-content/uploads/2022/05/pexels-rosemary-ketchum-1464230-1024x683.jpg)
![SR22 Insurance Florida July 11, 2024 sr22 insurance florida](http://learnandserve.org/wp-content/uploads/2022/05/pexels-pixabay-532001-1024x683.jpg)
Reason Two
You were in an accident and did not have liability insurance in-force. Which is illegal.
Reason Three
You have been convicted of a DUI (Driving under the influence of drugs or alchol) or a DWI (Driving while intoxicated).
![SR22 Insurance Florida July 11, 2024 pexels energepiccom 174936](http://learnandserve.org/wp-content/uploads/2022/05/pexels-energepiccom-174936-1024x768.jpg)
![SR22 Insurance Florida July 11, 2024 sr22 insurance florida](https://learnandserve.org/wp-content/uploads/2022/05/pexels-arina-krasnikova-6338493-683x1024.jpg)
Reason Four
Suspension due to child support fines.
There are other reasons, but these are the top four.
SR-22 Insurance Florida Requirements for Child Support Compliance
If your license has been suspended due to failure to pay child support, you will need SR22 Insurance Florida to get it reinstated. Filing SR-22 insurance in Florida involves obtaining a policy from a licensed insurance provider and submitting the SR-22 form to the Florida Department of Highway Safety and Motor Vehicles (DHSMV). You must maintain this coverage for a minimum of one year. To simplify the process, contact one of our trusted insurance carriers.
Here are some rate comparisons for SR22 Insurance Florida:
Insurance Company | Monthly Rate | Annual Rate |
---|---|---|
Progressive | $25 | $300 |
Dairyland | $35 | $420 |
Travelers | $40 | $480 |
To file SR22 Insurance Florida, follow these steps:
- Contact an insurance provider to set up your SR-22 policy.
- Ensure the insurance company files the SR-22 form with the DHSMV.
- Pay any required fees and maintain continuous coverage for at least one year.
Call us now to set up the filing with one of our trusted insurance carriers. We’re here to help you with the best rates and comprehensive vehicle insurance options.
Why is the cost of SR-22 Insurance in Florida for high?
- Risk Profile: An SR-22 is often required for drivers who have been convicted of serious traffic violations or offenses such as DUI/DWI, reckless driving, or driving without insurance. These violations indicate a higher risk of accidents or other problems, which translates to higher insurance premiums.
- Legal Requirements: Florida requires certain drivers to obtain an SR-22 as proof of financial responsibility. This requirement typically applies to individuals with a history of serious traffic violations or driving without insurance. Since these drivers are considered high-risk, insurance companies charge higher premiums to cover the potential costs associated with insuring them.
- State Regulations: Insurance rates can also be influenced by state regulations and market dynamics. Factors such as the frequency of accidents, cost of living, and legal environment can impact insurance costs in Florida.
- Limited Options: Not all insurance companies offer SR-22 policies, and those that do may charge higher premiums to offset the increased risk associated with insuring high-risk drivers.
- Coverage Requirements: SR-22 insurance policies often come with higher coverage limits than standard auto insurance policies. This increased coverage requirement also contributes to higher premiums.
SR-22 Insurance Florida Costs by City: Detailed Rates and Comparison
Understanding the cost of SR-22 insurance in Florida by city can help you find the best rates. SR-22 Insurance Florida rates vary based on location, with cities like Miami, Orlando, and Tampa having different premiums. Typically, SR-22 insurance costs between $300 and $800 annually, depending on your driving history and the insurance provider.
To get the most accurate rates, compare quotes from top companies such as Progressive, Dairyland, and Travelers. This ensures you meet state requirements while finding affordable coverage tailored to your specific needs. For detailed rate comparisons and personalized quotes, contact us today.
Liability insurance is the only thing you need in order to comply with your SR22 insurance Florida. The cost for liability insurance varies upon the insurance company and your location. Larger cities will higher amounts of accidents/claims may cost more for insurance than smaller cities.
City | Price |
---|---|
Tallahassee | $90.00 |
Miramar | $91.00 |
Coconut Creek | $95.00 |
Miami Beach | $107.00 |
Tamiami | $95.00 |
Tampa | $87.00 |
Daytona Beach | $106.00 |
Jupiter | $89.00 |
Town ‘n’ Country | $94.00 |
Sunrise | $106.00 |
Fort Lauderdale | $94.00 |
Fort Myers | $100.00 |
Palm Harbor | $94.00 |
Deerfield Beach | $103.00 |
Kendall | $96.00 |
Brandon | $94.00 |
Port St. Lucie | $95.00 |
Homestead | $91.00 |
Delray Beach | $91.00 |
Tamarac | $93.00 |
Melbourne | $87.00 |
Boynton Beach | $96.00 |
Kissimmee | $109.00 |
North Miami | $105.00 |
Clearwater | $99.00 |
Hialeah | $105.00 |
Plantation | $90.00 |
Wellington | $93.00 |
Spring Hill | $99.00 |
Ocala | $105.00 |
Deltona | $94.00 |
The Hammocks | $105.00 |
Orlando | $106.00 |
Weston | $88.00 |
Gainesville | $97.00 |
Port Charlotte | $92.00 |
Miami | $96.00 |
Fountainebleau | $88.00 |
Margate | $90.00 |
Lehigh Acres | $97.00 |
Palm Bay | $105.00 |
West Palm Beach | $90.00 |
St. Petersburg | $92.00 |
Pembroke Pines | $104.00 |
Poinciana | $86.00 |
Port Orange | $102.00 |
Sanford | $87.00 |
Doral | $100.00 |
Pinellas Park | $108.00 |
Bonita Springs | $97.00 |
Kendale Lakes | $107.00 |
Davie | $104.00 |
Lakeland | $105.00 |
The Villages | $93.00 |
Pompano Beach | $86.00 |
North Port | $107.00 |
Alafaya | $102.00 |
Pensacola | $95.00 |
Riverview | $103.00 |
Lauderhill | $110.00 |
Jacksonville | $88.00 |
Palm Coast | $86.00 |
Pine Hills | $103.00 |
St. Cloud | $89.00 |
How do I get cheap SR-22 Insurance in Florida?
- Shop Around: Obtain quotes from multiple insurance companies that offer SR-22 coverage in Florida. Compare rates and coverage options to find the most affordable policy that meets your needs.
- Improve Your Driving Record: While it may take time, improving your driving record by avoiding further violations can help lower your insurance premiums over time. Insurance companies typically offer better rates to drivers with clean records.
- Consider Higher Deductibles: Opting for a higher deductible can lower your insurance premiums. However, make sure you can afford the deductible in case you need to file a claim.
- Take Defensive Driving Courses: Some insurance companies offer discounts to drivers who complete defensive driving courses. These courses can improve your driving skills and demonstrate to insurers that you are committed to safe driving.
- Bundle Policies: If you have multiple insurance needs, such as auto and renter’s insurance, consider bundling them with the same insurance company. Many insurers offer discounts for bundling multiple policies.
- Maintain Continuous Coverage: Avoid gaps in your insurance coverage, as insurance companies may view gaps as a higher risk. Maintain continuous coverage to demonstrate responsibility to insurers.
- Ask About Discounts: Inquire with insurance companies about any discounts you may qualify for, such as discounts for good students, low-mileage drivers, or safety features on your vehicle.
- Seek Assistance: If you’re having difficulty finding affordable SR-22 insurance, consider working with an independent insurance agent who can help you navigate the market and find the best rates available to you.
Who has the cheapest price by City?
City | Price |
---|---|
The Hammocks | Liberty Mutual |
Clearwater | Dairyland* |
Miami | Progressive |
Daytona Beach | Geico |
Kendall | The General |
Tampa | Progressive |
Deerfield Beach | The General |
Fort Myers | The General |
Boynton Beach | Progressive |
Town ‘n’ Country | Progressive |
Coral Springs | Geico |
Delray Beach | Progressive |
Homestead | Progressive |
Cape Coral | Bristol West |
Hollywood | Geico |
Deltona | Liberty Mutual |
Apopka | Bristol West |
Riverview | Geico |
Palm Harbor | Geico |
Margate | Geico |
Largo | Progressive |
Palm Coast | Farmers |
Lauderhill | The General |
Alafaya | National General |
Davie | Progressive |
Fort Lauderdale | Progressive |
Doral | The General |
Tamiami | Progressive |
Tallahassee | Progressive |
Sarasota | The General |
Port St. Lucie | Dairyland* |
Plantation | Liberty Mutual |
The Villages | The General |
Fountainebleau | Farmers |
Lehigh Acres | The General |
Miami Gardens | Farmers |
Tamarac | The General |
North Port | Progressive |
Wesley Chapel | The General |
Coconut Creek | Geico |
Pine Hills | The General |
Lakeland | The General |
North Miami | Progressive |
Kissimmee | The General |
Bradenton | Geico |
Boca Raton | Geico |
Pensacola | Progressive |
Port Orange | The General |
Weston | Bristol West |
Jacksonville | Progressive |
Sanford | Progressive |
St. Petersburg | Progressive |
Orlando | Progressive |
Spring Hill | Dairyland* |
Pompano Beach | Geico |
Miramar | Geico |
Pinellas Park | Geico |
Melbourne | Geico |
Palm Bay | Geico |
Hialeah | The General |
Poinciana | Geico |
Jupiter | Progressive |
St. Cloud | Progressive |
Palm Beach Gardens | Liberty Mutual |
Brandon | Geico |
Miami Beach | Liberty Mutual |
Pembroke Pines | Progressive |
Bonita Springs | National General |
West Palm Beach | The General |
Sunrise | Progressive |
Wondering which companies offer the cheapest insurance rates by city? Check above for a list of common cities and the cheapest insurance companies for an SR22 Insurance Florida.
What are the requirements for SR-22 in Florida?
To meet the requirements for SR22 Insurance Florida, you must file an SR-22 form with the state to prove you carry the minimum liability insurance. This typically follows serious driving violations like DUIs or multiple at-fault accidents. The required coverage includes $10,000 for bodily injury per person, $20,000 per accident, and $10,000 for property damage. Additionally, you must maintain this insurance continuously for three years without any lapses.
Here’s a quick overview of the SR-22 coverage requirements:
- Bodily Injury: $10,000 per person
- Bodily Injury: $20,000 per accident
- Property Damage: $10,000 per accident
Fulfilling the SR22 Insurance Florida requirements ensures you’re legally covered and can drive without worries. For more details on SR22 Insurance Florida and to compare rates from top insurance companies, contact us today. Our team is here to provide you with the best guidance and resources for your vehicle insurance needs.
If you have been convicted of a major violation resulting in license suspension or revoked license, you will be required to maintain SR22 insurance Florida. This will require you carry the state minimum liability insurance requirements.
Which Companies offer SR22 Insurance Florida
Company | SR22 Offered |
---|---|
21st Century | no |
Safeco | no |
Liberty Mutual | yes |
National General | yes |
Nationwide | no |
Dairyland | yes |
American Family | no |
The General | yes |
State Farm | unsure |
Progressive Insurance | Yes |
Geico | yes |
Bristol West | yes |
Farmers | yes |
GAINSCO | yes |
Acceptance RTR | yes |
USAA | NO |
Allstate | unsure |
Travelers | no |
Mendota Ins. Company | yes |
Non-Owners Broadform
Need an SR-22 but do not own a vehicle?
If you do not own a vehicle but are required to carry SR22 insurance Florida, the State of Florida offers a Non Owners Policy. This will insure the driver for the minimum liability requirements by law, and you can attach the SR22 insurance Florida filing to that policy.
Covered for Liability
Whether you are driving a friends vehicle or a parents vehicle you are covered for liability only.
Upgrade when you get your wheels
Broadforms do not offer Full Coverage. So if you are making payments on a new car, upgrade to a more comprehensive policy
![SR22 Insurance Florida July 11, 2024 sr22 insurance florida](http://learnandserve.org/wp-content/uploads/2022/05/pexels-a-koolshooter-5259414-1-683x1024.jpg)
SR-22 Insurance rates by company (full coverage) in Florida
Company | SR22 Full Coverage (average) |
---|---|
American Family | N/A |
Mendota Ins. Company | $175.00 |
Dairyland | $186.00 |
21st Century | N/A |
Bristol West | $211.00 |
Acceptance RTR | $173.00 |
GAINSCO | $207.00 |
State Farm | N/A |
Safeco | N/A |
National General | $188.00 |
Travelers | N/A |
State Auto | N/A |
Geico | $191.00 |
USAA | N/A |
The General | $209.00 |
Average cost for SR22 Insurance Florida with full coverage
City | Price |
---|---|
Port Charlotte | $166 |
Kissimmee | $174 |
Boynton Beach | $152 |
Sarasota | $162 |
Port Orange | $154 |
Miami Gardens | $167 |
Town ‘n’ Country | $155 |
North Port | $147 |
Sanford | $163 |
Melbourne | $155 |
Alafaya | $172 |
Plantation | $157 |
West Palm Beach | $181 |
Delray Beach | $146 |
Tampa | $158 |
Weston | $159 |
Wellington | $159 |
Palm Coast | $153 |
Fountainebleau | $171 |
Orlando | $158 |
Tallahassee | $167 |
Jupiter | $166 |
Fort Myers | $163 |
Apopka | $181 |
Miami Beach | $160 |
Kendale Lakes | $163 |
Kendall | $173 |
Poinciana | $176 |
Boca Raton | $149 |
Pine Hills | $163 |
Coconut Creek | $168 |
Gainesville | $176 |
Lehigh Acres | $182 |
Ocala | $181 |
Lauderhill | $154 |
Deerfield Beach | $179 |
Homestead | $158 |
Hollywood | $182 |
St. Cloud | $151 |
St. Petersburg | $153 |
Pembroke Pines | $162 |
Palm Harbor | $172 |
Largo | $156 |
North Miami | $161 |
Sunrise | $173 |
Tamarac | $157 |
Bonita Springs | $161 |
Hialeah | $156 |
Bradenton | $162 |
Wesley Chapel | $153 |
Margate | $168 |
The Hammocks | $163 |
Riverview | $172 |
Palm Beach Gardens | $166 |
Port St. Lucie | $157 |
Fort Lauderdale | $172 |
Clearwater | $179 |
Miami | $168 |
Pompano Beach | $146 |
Daytona Beach | $146 |
Frequently Asked Questions about SR22 Insurance Florida
What is SR22 car insurance?
SR22 car insurance is a type of insurance policy that serves as proof of financial responsibility for individuals who have been convicted of certain driving offenses, such as DUI or driving without insurance, in the state of Florida.
How long do I need SR22 insurance in Florida?
The duration for which you need SR22 insurance in Florida varies based on the specifics of your violation. Typically, it’s required for 3 years, but this can vary depending on the severity of the offense and other factors.
Where can I get SR22 car insurance in Florida?
For personalized assistance and competitive rates on SR22 car insurance in Florida, contact our experienced team at 1-888-445-2793.
Cities in Florida: SR22 Insurance |
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Jacksonville Car Insurance SR22 |
Miami Car Insurance SR22 |
Tampa car insurance SR22 |
Orlando Car Insurance SR22 |
St. Petersburg Car Insurance SR22 |
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Last Updated on by Camron Moss