- SR-22 Insurance Cost in Florida: Affordable Rates & Quotes for Your Coverage
- Do You Need SR-22 Insurance to Reinstate Your License in Florida? Key SR-22 Requirements Explained
- SR-22 Insurance Florida: Liability-Only Rates and Requirements by Company
- Common Reasons to File SR22 or FR44 Insurance in Florida
- SR-22 Insurance Florida Requirements for Child Support Compliance
- Why is the cost of SR-22 Insurance in Florida for high?
- SR-22 Insurance Florida Costs by City: Detailed Rates and Comparison
- How do I get cheap SR-22 Insurance in Florida?
- Who has the cheapest price by City?
- What are the requirements for SR-22 in Florida?
- Which Companies offer SR22 Insurance Florida
- Need an SR-22 but do not own a vehicle?
- SR-22 Insurance rates by company (full coverage) in Florida
- Average cost for SR22 Insurance Florida with full coverage
- Frequently Asked Questions about SR22 Insurance Florida
- What is SR22 car insurance?
- How long do I need SR22 insurance in Florida?
- Where can I get SR22 car insurance in Florida?
- What We Do at A Plus Insurance
SR-22 Insurance Cost in Florida: Affordable Rates & Quotes for Your Coverage
The cost of SR-22 insurance in Florida can vary, but on average, it ranges from $300 to $800 annually. Several factors, such as your driving record, age, and vehicle type, influence the final rate. To find affordable SR-22 insurance in Florida, it’s important to compare quotes from multiple providers. Many insurers offer competitive rates, helping you secure the coverage you need without breaking the bank. Be sure to look for discounts and consider bundling your policies to save even more on your SR-22 insurance.
Here’s a comparison of estimated SR-22 insurance rates from top companies:
| Insurance Company | Monthly Rate | Annual Rate |
|---|---|---|
| Progressive | $25 | $300 |
| Dairyland | $35 | $420 |
| Travelers | $40 | $480 |
| The General | $30 | $360 |
To get the best SR22 Insurance Florida rates, maintain a clean driving record and explore available discounts. For more information on SR22 Insurance Florida and other insurance types, reach out for a quote. Contact us today for guidance and resources on securing affordable vehicle insurance options.
Do You Need SR-22 Insurance to Reinstate Your License in Florida? Key SR-22 Requirements Explained
Yes, you need SR-22 insurance to reinstate your license in Florida if your driving privileges have been suspended due to serious violations, such as DUI or reckless driving. SR-22 insurance is a certificate of financial responsibility that proves you meet Florida’s minimum auto insurance requirements. To reinstate your license, you must file an SR-22 form with the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) and maintain this coverage for a minimum of three years. Make sure to choose an SR-22 insurance provider in Florida that offers affordable premium rates to meet your needs.
Here are the steps to reinstate your license with SR-22 insurance in Florida:
- Obtain SR-22 insurance from an authorized provider.
- File the SR-22 form with the DHSMV.
- Pay any required reinstatement fees.
- Maintain continuous coverage for three years.
Reinstating your license with SR22 insurance in Florida ensures you comply with state laws and can drive legally. For more information or to compare rates from top insurance companies, contact us today. We’re here to provide the best guidance and resources for your vehicle insurance needs.
SR-22 Insurance Florida: Liability-Only Rates and Requirements by Company
When searching for SR-22 insurance in Florida, specifically for liability-only coverage, rates can vary significantly by company. On average, liability-only SR-22 insurance in Florida costs between $300 and $800 per year, depending on factors like your driving history and the insurance provider. To get the best rates, compare SR-22 insurance quotes from multiple companies. Each insurer may have different requirements and pricing, so it’s essential to review your options carefully. Be sure to choose a company that offers affordable SR-22 insurance in Florida while meeting all state requirements for liability coverage.
| SR22 Florida Insurance Company | Avg. Monthly Rate |
|---|---|
| The General | $94 |
| AssuranceAmerica | $96 |
| National General | $100 |
| Progressive Insurance | $101 |
| Mendota Ins. Company | $106 |
| USAA | $108 |
| Bristol West | $110 |
| Dairyland | $117 |
| Geico | $121 |
| Travelers | $130 |
| American Family | $133 |
| Liberty Mutual | $135 |
| Nationwide | $135 |
| Safeco | $142 |
| GAINSCO | $146 |
Common Reasons to File SR22 or FR44 Insurance in Florida
SR22 Insurance Florida is not insurance. It is a filing WITH your State that you are financially able to be on the roads in Florida.
In Florida, the most common reasons to file SR22 or FR44 insurance include DUI convictions and other serious traffic violations. For a first DUI conviction, you typically need to maintain an SR-22 for three years. However, for a second or third DUI conviction, the required SR-22 filing period may extend to 5-10 years. Ensuring continuous coverage during this time is crucial to avoid further penalties and any additional penalty that may arise from lapses in insurance coverage.
Reason One
You may have excessive points on your license due to multiple moving violations within a specific amount of time.
Reason Two
You were in an accident and did not have liability insurance in-force. Which is illegal.
Reason Three
You have been convicted of a DUI (Driving under the influence of drugs or alchol) or a DWI (Driving while intoxicated).
Reason Four
Suspension due to child support fines.
There are other reasons, but these are the top four.
SR-22 Insurance Florida Requirements for Child Support Compliance
If your license has been suspended due to failure to pay child support, you may need SR22 Insurance Florida or FR-44 to get it reinstated. Filing SR-22 insurance in Florida involves obtaining a policy from a licensed insurance provider, paying any penalty fees, and submitting the SR-22 form to the Florida Department of Highway Safety and Motor Vehicles (DHSMV). You must maintain this coverage for a minimum of one year. To simplify the process, contact one of our trusted insurance carriers.
Here are some rate comparisons for SR22 Insurance Florida:
| Insurance Company | Monthly Rate | Annual Rate |
|---|---|---|
| Progressive | $25 | $300 |
| Dairyland | $35 | $420 |
| Travelers | $40 | $480 |
To file SR22 Insurance Florida, follow these steps:
- Contact an insurance provider to set up your SR-22 policy.
- Ensure the insurance company files the SR-22 form with the DHSMV.
- Pay any required fees and maintain continuous coverage for at least one year.
Call us now to set up the filing with one of our trusted insurance carriers. We’re here to help you with the best rates and comprehensive vehicle insurance options.
Why is the cost of SR-22 Insurance in Florida for high?
Risk Profile: An SR-22 is often required for drivers who have been convicted of serious traffic violations or offenses such as DUI/DWI, reckless driving, or driving without insurance. These violations indicate a higher risk of accidents or other problems, which translates to higher insurance premiums.
Legal Requirements: Florida requires certain drivers to obtain an SR-22 as proof of financial responsibility. This requirement typically applies to individuals with a history of serious traffic violations or driving without insurance. Since these drivers are considered high-risk, insurance companies charge higher premiums to cover the potential costs associated with insuring them.
State Regulations: Insurance rates can also be influenced by state regulations and market dynamics. Factors such as the frequency of accidents, cost of living, and legal environment can impact insurance costs in Florida.
Limited Options: Not all insurance companies offer SR-22 policies, and those that do may charge higher premiums to offset the increased risk associated with insuring high-risk drivers.
Coverage Requirements: SR-22 insurance policies often come with higher coverage limits than standard auto insurance policies. This increased coverage requirement also contributes to higher premiums.
SR-22 Insurance Florida Costs by City: Detailed Rates and Comparison
Understanding the cost of SR-22 insurance in Florida by city can help you find the best rates. SR-22 Insurance Florida rates vary based on location, with cities like Miami, Orlando, and Tampa having different premiums. Typically, SR-22 insurance costs between $300 and $800 annually, depending on your driving history and the insurance provider.
To get the most accurate rates, compare quotes from top companies such as Progressive, Dairyland, and Travelers. This ensures you meet state requirements while finding affordable coverage tailored to your specific needs. For detailed rate comparisons and personalized quotes, contact us today.
Liability insurance is the only thing you need in order to comply with your SR22 insurance Florida. The cost for liability insurance varies upon the insurance company and your location. Larger cities will higher amounts of accidents/claims may cost more for insurance than smaller cities.
| City | Price |
|---|---|
| Tallahassee | $90.00 |
| Miramar | $91.00 |
| Coconut Creek | $95.00 |
| Miami Beach | $107.00 |
| Tamiami | $95.00 |
| Tampa | $87.00 |
| Daytona Beach | $106.00 |
| Jupiter | $89.00 |
| Town ‘n’ Country | $94.00 |
| Sunrise | $106.00 |
| Fort Lauderdale | $94.00 |
| Fort Myers | $100.00 |
| Palm Harbor | $94.00 |
| Deerfield Beach | $103.00 |
| Kendall | $96.00 |
| Brandon | $94.00 |
| Port St. Lucie | $95.00 |
| Homestead | $91.00 |
| Delray Beach | $91.00 |
| Tamarac | $93.00 |
| Melbourne | $87.00 |
| Boynton Beach | $96.00 |
| Kissimmee | $109.00 |
| North Miami | $105.00 |
| Clearwater | $99.00 |
| Hialeah | $105.00 |
| Plantation | $90.00 |
| Wellington | $93.00 |
| Spring Hill | $99.00 |
| Ocala | $105.00 |
| Deltona | $94.00 |
| The Hammocks | $105.00 |
| Orlando | $106.00 |
| Weston | $88.00 |
| Gainesville | $97.00 |
| Port Charlotte | $92.00 |
| Miami | $96.00 |
| Fountainebleau | $88.00 |
| Margate | $90.00 |
| Lehigh Acres | $97.00 |
| Palm Bay | $105.00 |
| West Palm Beach | $90.00 |
| St. Petersburg | $92.00 |
| Pembroke Pines | $104.00 |
| Poinciana | $86.00 |
| Port Orange | $102.00 |
| Sanford | $87.00 |
| Doral | $100.00 |
| Pinellas Park | $108.00 |
| Bonita Springs | $97.00 |
| Kendale Lakes | $107.00 |
| Davie | $104.00 |
| Lakeland | $105.00 |
| The Villages | $93.00 |
| Pompano Beach | $86.00 |
| North Port | $107.00 |
| Alafaya | $102.00 |
| Pensacola | $95.00 |
| Riverview | $103.00 |
| Lauderhill | $110.00 |
| Jacksonville | $88.00 |
| Palm Coast | $86.00 |
| Pine Hills | $103.00 |
| St. Cloud | $89.00 |
Tips for Unlocking Exclusive Discounts on Home and Auto Insurance in 2024
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Bundle Your Home and Auto Insurance for Maximum Savings
One of the easiest ways to get exclusive discounts on insurance in 2024 is to bundle your home and auto policies. Many insurance companies offer significant savings when you combine multiple lines of coverage.
Key Benefit: Save up to 25% on both policies by bundling.
Call us at 1.888.445.2793 to learn more. Text Us -
Install Safety Devices to Lower Premiums
Installing safety devices such as smoke detectors, home security systems, and vehicle anti-theft devices can significantly reduce your premiums. These devices lower the risk for insurers, translating to discounts for you.
Key Benefit: Discounts of up to 15% on home and auto insurance.
Call us at 1.888.445.2793 for advice on eligible devices. Text Us -
Take Advantage of Loyalty Discounts in 2024
Many insurance companies reward long-term customers with loyalty discounts. If you’ve been with the same provider for several years, you may be eligible for reduced rates on your policies.
Key Benefit: Save 5% to 10% with loyalty rewards.
Call us at 1.888.445.2793 to check your eligibility. Text Us -
Enroll in Usage-Based Auto Insurance Programs
Usage-based insurance programs, such as Progressive’s Snapshot, allow you to save money by monitoring your driving habits. Safe drivers can enjoy lower premiums based on their driving behavior.
Key Benefit: Potential savings of up to 30% on auto insurance.
Call us at 1.888.445.2793 to explore your options. Text Us
How do I get cheap SR-22 Insurance in Florida?
Shop Around: Obtain quotes from multiple insurance companies that offer SR-22 coverage in Florida. Compare rates and coverage options to find the most affordable policy that meets your needs.
Improve Your Driving Record: While it may take time, improving your driving record by avoiding further violations can help lower your insurance premiums over time. Insurance companies typically offer better rates to drivers with clean records.
Consider Higher Deductibles: Opting for a higher deductible can lower your insurance premiums. However, make sure you can afford the deductible in case you need to file a claim.
Take Defensive Driving Courses: Some insurance companies offer discounts to drivers who complete defensive driving courses. These courses can improve your driving skills and demonstrate to insurers that you are committed to safe driving.
Bundle Policies: If you have multiple insurance needs, such as auto and renter’s insurance, consider bundling them with the same insurance company. Many insurers offer discounts for bundling multiple policies.
Maintain Continuous Coverage: Avoid gaps in your insurance coverage, as insurance companies may view gaps as a higher risk. Maintain continuous coverage to demonstrate responsibility to insurers and potentially lower your premium.
Ask About Discounts: Inquire with insurance companies about any discounts you may qualify for, such as discounts for good students, low-mileage drivers, or safety features on your vehicle.
Seek Assistance: If you’re having difficulty finding affordable SR-22 or fr-44 insurance, consider working with an independent insurance agent who can help you navigate the market and find the best rates available to you.
Who has the cheapest price by City?
Content for section 9.
| City | Price |
|---|---|
| The Hammocks | Liberty Mutual |
| Clearwater | Dairyland* |
| Miami | Progressive |
| Daytona Beach | Geico |
| Kendall | The General |
| Tampa | Progressive |
| Deerfield Beach | The General |
| Fort Myers | The General |
| Boynton Beach | Progressive |
| Town ‘n’ Country | Progressive |
| Coral Springs | Geico |
| Delray Beach | Progressive |
| Homestead | Progressive |
| Cape Coral | Bristol West |
| Hollywood | Geico |
| Deltona | Liberty Mutual |
| Apopka | Bristol West |
| Riverview | Geico |
| Palm Harbor | Geico |
| Margate | Geico |
| Largo | Progressive |
| Palm Coast | Farmers |
| Lauderhill | The General |
| Alafaya | National General |
| Davie | Progressive |
| Fort Lauderdale | Progressive |
| Doral | The General |
| Tamiami | Progressive |
| Tallahassee | Progressive |
| Sarasota | The General |
| Port St. Lucie | Dairyland* |
| Plantation | Liberty Mutual |
| The Villages | The General |
| Fountainebleau | Farmers |
| Lehigh Acres | The General |
| Miami Gardens | Farmers |
| Tamarac | The General |
| North Port | Progressive |
| Wesley Chapel | The General |
| Coconut Creek | Geico |
| Pine Hills | The General |
| Lakeland | The General |
| North Miami | Progressive |
| Kissimmee | The General |
| Bradenton | Geico |
| Boca Raton | Geico |
| Pensacola | Progressive |
| Port Orange | The General |
| Weston | Bristol West |
| Jacksonville | Progressive |
| Sanford | Progressive |
| St. Petersburg | Progressive |
| Orlando | Progressive |
| Spring Hill | Dairyland* |
| Pompano Beach | Geico |
| Miramar | Geico |
| Pinellas Park | Geico |
| Melbourne | Geico |
| Palm Bay | Geico |
| Hialeah | The General |
| Poinciana | Geico |
| Jupiter | Progressive |
| St. Cloud | Progressive |
| Palm Beach Gardens | Liberty Mutual |
| Brandon | Geico |
| Miami Beach | Liberty Mutual |
| Pembroke Pines | Progressive |
| Bonita Springs | National General |
| West Palm Beach | The General |
| Sunrise | Progressive |
Wondering which companies offer the cheapest insurance rates by city? Check above for a list of common cities and the cheapest insurance companies for an SR22 Insurance Florida.
What are the requirements for SR-22 in Florida?
CTo meet the requirements for SR22 Insurance Florida, you must file an SR-22 form with the state to prove you carry the minimum liability insurance. This typically follows serious driving violations like DUIs or multiple at-fault accidents. The required coverage includes $10,000 for bodily injury per person, $20,000 per accident, and $10,000 for property damage. Additionally, you must maintain this insurance continuously for three years without any lapses.
Here’s a quick overview of the SR-22 coverage requirements:
- Bodily Injury: $10,000 per person
- Bodily Injury: $20,000 per accident
- Property Damage: $10,000 per accident
Fulfilling the SR22 Insurance Florida requirements ensures you’re legally covered and can drive without worries. For more details on SR22 Insurance Florida and to compare rates from top insurance companies, contact us today. Our team is here to provide you with the best guidance and resources for your vehicle insurance needs.
If you have been convicted of a major violation resulting in license suspension or revoked license, you will be required to maintain SR22 insurance Florida. This will require you carry the state minimum liability insurance requirements.
Which Companies offer SR22 Insurance Florida
| Company | SR22 Offered |
|---|---|
| 21st Century | no |
| Safeco | no |
| Liberty Mutual | yes |
| National General | yes |
| Nationwide | no |
| Dairyland | yes |
| American Family | no |
| The General | yes |
| State Farm | unsure |
| Progressive Insurance | Yes |
| Geico | yes |
| Bristol West | yes |
| Farmers | yes |
| GAINSCO | yes |
| Acceptance RTR | yes |
| USAA | NO |
| Allstate | unsure |
| Travelers | no |
| Mendota Ins. Company | yes |
Non-Owners Broadform
Need an SR-22 but do not own a vehicle?
If you do not own a vehicle but are required to carry SR22 insurance Florida, the State of Florida offers a Non Owners Policy. This will insure the driver for the minimum liability requirements by law, and you can attach the SR22 insurance Florida filing to that policy.
Covered for Liability
Whether you are driving a friends vehicle or a parents vehicle you are covered for liability only.
Upgrade when you get your wheels
Broadforms do not offer Full Coverage. So if you are making payments on a new car, upgrade to a more comprehensive policy
SR-22 Insurance rates by company (full coverage) in Florida
| Company | SR22 Full Coverage (average) |
|---|---|
| American Family | N/A |
| Mendota Ins. Company | $175.00 |
| Dairyland | $186.00 |
| 21st Century | N/A |
| Bristol West | $211.00 |
| Acceptance RTR | $173.00 |
| GAINSCO | $207.00 |
| State Farm | N/A |
| Safeco | N/A |
| National General | $188.00 |
| Travelers | N/A |
| State Auto | N/A |
| Geico | $191.00 |
| USAA | N/A |
| The General | $209.00 |
Average cost for SR22 Insurance Florida with full coverage
| City | Price |
|---|---|
| Port Charlotte | $166 |
| Kissimmee | $174 |
| Boynton Beach | $152 |
| Sarasota | $162 |
| Port Orange | $154 |
| Miami Gardens | $167 |
| Town ‘n’ Country | $155 |
| North Port | $147 |
| Sanford | $163 |
| Melbourne | $155 |
| Alafaya | $172 |
| Plantation | $157 |
| West Palm Beach | $181 |
| Delray Beach | $146 |
| Tampa | $158 |
| Weston | $159 |
| Wellington | $159 |
| Palm Coast | $153 |
| Fountainebleau | $171 |
| Orlando | $158 |
| Tallahassee | $167 |
| Jupiter | $166 |
| Fort Myers | $163 |
| Apopka | $181 |
| Miami Beach | $160 |
| Kendale Lakes | $163 |
| Kendall | $173 |
| Poinciana | $176 |
| Boca Raton | $149 |
| Pine Hills | $163 |
| Coconut Creek | $168 |
| Gainesville | $176 |
| Lehigh Acres | $182 |
| Ocala | $181 |
| Lauderhill | $154 |
| Deerfield Beach | $179 |
| Homestead | $158 |
| Hollywood | $182 |
| St. Cloud | $151 |
| St. Petersburg | $153 |
| Pembroke Pines | $162 |
| Palm Harbor | $172 |
| Largo | $156 |
| North Miami | $161 |
| Sunrise | $173 |
| Tamarac | $157 |
| Bonita Springs | $161 |
| Hialeah | $156 |
| Bradenton | $162 |
| Wesley Chapel | $153 |
| Margate | $168 |
| The Hammocks | $163 |
| Riverview | $172 |
| Palm Beach Gardens | $166 |
| Port St. Lucie | $157 |
| Fort Lauderdale | $172 |
| Clearwater | $179 |
| Miami | $168 |
| Pompano Beach | $146 |
| Daytona Beach | $146 |
Frequently Asked Questions about SR22 Insurance Florida
What is SR22 car insurance?
SR22 car insurance is a type of insurance policy that serves as proof of financial responsibility for individuals who have been convicted of certain driving offenses, such as DUI or driving without insurance, in the state of Florida.
How long do I need SR22 insurance in Florida?
The duration for which you need SR22 insurance in Florida varies based on the specifics of your violation. Typically, it’s required for 3 years, but this can vary depending on the severity of the offense and other factors.
Where can I get SR22 car insurance in Florida?
For personalized assistance and competitive rates on SR22 car insurance in Florida, contact our experienced team at 1-888-445-2793.
| Cities in Florida: SR22 Insurance |
|---|
| Jacksonville Car Insurance SR22 |
| Miami Car Insurance SR22 |
| Tampa car insurance SR22 |
| Orlando Car Insurance SR22 |
| St. Petersburg Car Insurance SR22 |
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Last Updated on by Veronica Moss