AUTO
INSURANCE TENNESSEE
It’s no secret that Tennessee (Nashville specifically) is the Country Capital of The World! Sit back, enjoy an aged whiskey and some country music while we explain the Insurance world to you.
BEST LIABILITY ONLY AUTO INSURANCE TENNESSEE
The Minimum liability insurance Tennessee requirements are $25,000 per person for bodily injury, $50,000 per accident, and $25,000 for property damage. Uninsured Motorist Bodily Injury coverage is also required; $25,000 per person and $50,000 per accident. You can increase liability limits to a desired limit for better coverage of you.
What’s the average cost of car insurance per month in Tennessee?
The cost of insurance per month does vary with each individual and vehicle, however, the average person in Tennessee may possibly pay anywhere from just over $80 per month to under $125 with State minimum liability insurance.
LIABILITY ONLY INSURANCE TENNESSEE
TOP 10
| National General | $83 |
| Dairyland | $87 |
| Bristol West | $90 |
| Mendota Ins. Company | $95 |
| Acceptance RTR | $96 |
| Progressive Insurance | $97 |
| The General | $101 |
| Liberty Mutual | $113 |
| Assurance America | $120 |
| Nationwide | $121 |
BEST AUTO INSURANCE WITH CLEAN DRIVING HISTORY INTENNESSEE
Insurance Tennessee rates are cheaper with the better driving history that you have. If a driver has no accidents/violations within 3-5 years, discounts will be applied to keep you saving money. Several providers offer Accident free discount, and Accident forgiveness for drivers with a safe history.
Average Monthly Rate Clean Drivers
TOP 3
| Dairyland | $131 |
| Mendota Ins. Company | $134 |
| 21st Century | $135 |
CHEAPEST AUTO INSURANCE FOR FEMALE DRIVERS IN TN
Does age and gender really matter? Females, on average, pay less for Auto Insurance Tennessee than male drivers do. This is because statistics show females cause less amount of property damage in an accident than males do! I guess dinner and live music is on you tonight, ladies!
Female Insurance Rates Averaged
| Progressive Insurance | $128 |
| National General | $137 |
| Acceptance RTR | $138 |
| Mendota Ins. Company | $148 |
| The General | $149 |
| AssuranceAmerica | $150 |
INSURANCE TENNESSEE: BEST RATES FOR MALE DRIVERS
Males generally pay more for auto insurance rates, but not by much. Ask your Insurance provider for discounts you are eligible for to help you save even more money on your car insurance! Discounts available include, paperless, auto pay, and pay in full!
There are several ways you can keep your premiums low. Sometimes the difference is talking with a skilled professional to help you keep saving the most you can.
Average Rate for Males
| Dairyland | $157 |
| GAINSCO | $159 |
| Assurance America | $164 |
| Acceptance RTR | $176 |
| Bristol West | $179 |
CHEAPEST INSURANCE FOR YOUNG DRIVERS IN TN
Younger drivers typically pay more for auto insurance Tennessee than older drivers do, because of the lack of driving experience. The older you get, the cheaper the prices will get for you, so do not stress. Keep a clean/safe driving record, opt for all possible discounts, and talk with a professional agent to keep you saving the most on your auto insurance.
Young Driver Rates
| Allstate | $145 |
| Mendota Ins. Company | $150 |
| 21st Century | $151 |
| American Family | $153 |
| USAA | $154 |
| Age | Male | Female |
|---|---|---|
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
LEAST EXPENSIVE BROADFORM / NON OWNERS IN TN
Since Broadform policies are only offered in 11 States, Tennessee offers a Non Owners policy. This type of policy will cover the Named Insured only, driving any NON OWNED vehicle for liability coverage. This is a great policy if you do not own a vehicle, but still need wheels to get around.
BROADFORM Average Rate
| Dairyland | $69 |
| Progressive Insurance | $102 |
| The General | $119 |
| Bristol West | $139 |
| Mendota Ins. Company | $139 |
Insurance Tennessee: CHEAPEST Rates
Insurance prices vary depending upon location and surrounding locations. The average amount of accidents, and tickets in an area are calculated which leads to a rate revision. If the amount of accidents are lower in the area, you’ll likely see prices decrease. If the amount of accidents/claims are higher, its likely they will increase for everyone. Do your due diligence and practice safe driving to help keep your insurance rates affordable.
We hope your credit is cleaner than your cowboy boots are! If so, you will see cheaper insurance prices offered by your insurance provider. Since credit is a good way to determine whether a customer will make their payments on time, it is a factor when determining the premium. The better credit you have, the more money you will save.
Good Credit Average Rates for Auto Insurance In Tennessee
| Nationwide | $129 |
| GAINSCO | $133 |
| Dairyland | $134 |
| Bristol West | $137 |
| Acceptance RTR | $138 |
What Products Do We Offer?
At A Plus Insurance, we are an independent Brokerage which means we are able to shop multiple Insurance companies to find you the best price. We offer Home, Auto, Renters, Motorhome, ATV, Motorcycle, Business Insurance and more!
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Why Work With a Broker?
At A Plus Insurance we also offer business Insurance that’ll help you on your way to success! Our Diligent and knowledgeable agents are ready to help you with your insurance needs. By taking the time to compare different insurers and rates, we do our due diligence to find what you’re looking for. Please call us today for your free quote. Don’t have enough time during the day? No worries! Please visit our Website for a free quote at your convenience.
For personalized assistance and quotes, call us at 1.888.445.2793.
| Additional Tennessee Insurance |
|---|
| Liability Insurance | Tennessee |
| Full Coverage Insurance | Tennessee |
| Motorcycle Insurance | Tennessee |
| Homeowner’s Insurance | Tennessee |
| SR22 Insurance | Tennessee |
FAQs
Q1: What types of insurance does A Plus Insurance offer in Tennessee?
A Plus Insurance offers a wide range of insurance options in Tennessee, including auto insurance, home insurance, motorcycle insurance, boat insurance, and more. You can explore our full range of insurance products to find the coverage that suits your needs.
Q2: How can I obtain a quote for insurance from A Plus Insurance in Tennessee?
Getting a quote from A Plus Insurance in Tennessee is easy! You can call us at 888-445-2793 to speak with one of our experienced agents who will provide you with a personalized quote. Alternatively, you can visit our website to request a quote online.
Q3: Are there any discounts available for Tennessee residents at A Plus Insurance?
Yes, we offer discounts to Tennessee residents at A Plus Insurance. Our discounts may include multi-policy discounts, safe driver discounts, and more. To learn about the specific discounts available and how you can save on your insurance coverage, please contact us at 888-445-2793.
Q3: How much is car insurance per month in Tennessee?
he cost of car insurance per month in Tennessee can vary widely depending on several factors, including your age, driving history, the type of car you drive, your location in Tennessee, and the insurance company you choose. On average, car insurance premiums in Tennessee may range from around $70 to $250 per month. However, this is just an estimate, and your actual monthly premium could be higher or lower based on your individual circumstances.
Last Updated on by Alexis Karapiperis