AUTO

INSURANCE TENNESSEE

BEST LIABILITY ONLY AUTO INSURANCE TENNESSEE

The Minimum liability insurance Tennessee requirements are $25,000 per person for bodily injury, $50,000 per accident, and $15,000 for property damage. Uninsured Motorist Bodily Injury coverage is also required; $25,000 per person and $50,000 per accident. You can increase liability limits to a desired limit for better coverage of you.

LIABILITY ONLY INSURANCE TENNESSEE

TOP 10

National General$83
Dairyland$87
Bristol West$90
Mendota Ins. Company$95
Acceptance RTR$96
Progressive Insurance$97
The General$101
Liberty Mutual$113
AssuranceAmerica$120
Nationwide$121

BEST AUTO INSURANCE WITH CLEAN DRIVING HISTORY INSURANCE TENNESSEE

Insurance rates are cheaper with the better driving history that you have. If a driver has no accidents/violations within 3-5 years, discounts will be applied to keep you saving money. Several providers offer Accident free discount, and Accident forgiveness for drivers with a safe history.

Average Monthly Rate Clean Drivers

TOP 3

Dairyland$131
Mendota Ins. Company$134
21st Century$135

CHEAPEST AUTO INSURANCE FOR FEMALE DRIVERS IN TN

Does age and gender really matter? Females, on average, pay less for Auto Insurance Tennessee than male drivers do. This is because statistics show females cause less amount of property damage in an accident than males do! I guess dinner and live music is on you tonight, ladies!

Female Insurance Rates Averaged

Progressive Insurance$128
National General$137
Acceptance RTR$138
Mendota Ins. Company$148
The General$149
AssuranceAmerica$150

BEST INSURANCE FOR MALE DRIVERS IN TN

Males generally pay more for auto insurance rates, but not by much. Ask your Insurance provider for discounts you are eligible for to help you save even more money on your car insurance! Discounts available include, paperless, auto pay, and pay in full!

There are several ways you can keep your premiums low. Sometimes the difference is talking with a skilled professional to help you keep saving the most you can.

Average Rate for Males

Dairyland$157
GAINSCO$159
AssuranceAmerica$164
Acceptance RTR$176
Bristol West$179

CHEAPEST INSURANCE FOR YOUNG DRIVERS IN TN

Younger drivers typically pay more for auto insurance than older drivers do, because of the lack of driving experience. The older you get, the cheaper the prices will get for you, so do not stress. Keep a clean/safe driving record, opt for all possible discounts, and talk with a professional agent to keep you saving the most on your auto insurance.

Young Driver Rates

Allstate$145
Mendota Ins. Company$150
21st Century$151
American Family$153
USAA$154
Over 25 the rates start to drop
AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
Age Gender Comparison

LEAST EXPENSIVE BROADFORM/NON OWNERS IN TN

Since Broadform policies are only offered in 11 States, Tennessee offers a Non Owners policy. This type of policy will cover the Named Insured only, driving any NON OWNED vehicle for liability coverage. This is a great policy if you do not own a vehicle, but still need wheels to get around.

BROADFORM Average Rate

Dairyland$69
Progressive Insurance$102
The General$119
Bristol West$139
Mendota Ins. Company$139

CHEAPEST INSURANCE IN TN

Insurance prices vary depending upon location and surrounding locations. The average amount of accidents, and tickets in an area are calculated which leads to a rate revision. If the amount of accidents are lower in the area, you’ll likely see prices decrease. If the amount of accidents/claims are higher, its likely they will increase for everyone. Do your due diligence and practice safe driving to help keep your insurance rates affordable.

We hope your credit is cleaner than your cowboy boots are! If so, you will see cheaper insurance prices offered by your insurance provider. Since credit is a good way to determine whether a customer will make their payments on time, it is a factor when determining the premium. The better credit you have, the more money you will save.

Good Credit Average Rates

Nationwide$129
GAINSCO$133
Dairyland$134
Bristol West$137
Acceptance RTR$138

Questions for Us?

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What Products do we offer?

At A Plus Insurance, we are an independent Brokerage which means we are able to shop multiple Insurance companies to find you the best price. We offer Home, Auto, Renters, Motorhome, ATV, Motorcycle, Business Insurance and more!

Why work with an agent?

At A plus Insurance we also offer business Insurance that’ll help you on your way to success! Our Diligent and knowledgeable agents are ready to help you with your insurance needs. By taking the time to compare different insurers and rates, we do our due diligence to find what you’re looking for. Please call us today for your free quote. Don’t have enough time during the day? No worries! Please visit our Website for a free quote at your convenience.

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Last Updated on by Marlon Moss