Unlock the Secrets to Effortlessly Securing SR22 Insurance in Colorado: A Comprehensive Guide


Colorado State Minimum Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$15,000 property damage liability per accident
Uninsured Motorist Coverage: Rejection Form Required

SR22 Insurance Colorado Rates

Check the common insurance companies listed above to see the average cost for liability insurance with an SR-22 filing for each company. The companies listed N/A do not offer SR22 Insurance Colorado filings.

CompanySR22 Liability (average)
TravelersN/A
Progressive Insurance$119.00
Bristol West$116.00
State AutoN/A
Farmers$113.00
AllstateN/A
Geico$83.00
USAAN/A
The General$102.00
SafecoN/A
GAINSCO$81.00
21st CenturyN/A
National General$73.00
Liberty Mutual$118.00
NationwideN/A
AssuranceAmerica$117.00
American FamilyN/A
State FarmN/A

SR22 Insurance Colorado

SR22 Insurance Colorado with DUI

If you have been convicted of a DUI In Colorado, you will be required to carry an SR-22. The SR-22 will let the State of Colorado know that you are carrying the minimum liability requirements. The first offense will require the Colorado SR-22 Insurance Filings for 3 years, and second offense will require 5 years.

Cost for SR22 Insurance Colorado

Liability is considered the bare minimum requirements on an insurance policy. You can add additional coverages, such as Uninsured/Underinsured Motorist and Medical payments, while its still considered liability.

CityPrice
Wheat Ridge$109.00
Centennial$95.00
Craig$101.00
Security-Widefield$98.00
Edwards$94.00
Loveland$91.00
Cherry Creek$96.00
Brighton$97.00
Welby$86.00
Commerce City$110.00
Pueblo West$110.00
Thornton$96.00
Montrose$109.00
Aurora$102.00
Lafayette$104.00
Gunbarrel$100.00
Louisville$99.00
Boulder$104.00
Cimarron Hills$107.00
Roxborough Park$95.00
Grand Junction$103.00
Black Forest$109.00
Greenwood Village$100.00
Evans$105.00
Ken Caryl$103.00
Federal Heights$89.00
Broomfield$107.00
Fruita$103.00
Evergreen$99.00
Longmont$87.00
Lakewood$103.00
Stonegate$93.00
Frederick$99.00
Denver$102.00
Pueblo$91.00
Derby$95.00
The Pinery$96.00
Englewood$102.00
Golden$109.00
Berkley$93.00
Dakota Ridge$102.00
Redlands$98.00
Durango$93.00
Greeley$97.00
Castle Pines$96.00
Highlands Ranch$97.00
Clifton$110.00
Fort Collins$95.00
Columbine$108.00
Delta$102.00
Wellington$97.00
Glenwood Springs$107.00
Rifle$106.00

SR22 Insurance Colorado Company Fees

Most Insurance companies charge a flat fee for an SR-22 filing per term. Some companies charge a percentage of the premium, which is not as common as a flat one time fee.

CarrierFee
Travelersna
Nationwidena
Bristol West$25.00
Safecona
GAINSCONA
National General$25.00
21st Centuryna
DairylandFree
American Familyna
AllstateUnknown
Liberty Mutual$15-$25
AssuranceAmericaNA
Mendota Ins. Company$25.00
The General$25.00
USAAna
Farmers$15-$31
State FarmUnknown
Geico$25.00

Company Fees for SR22 Insurance Colorado

Who has the lowest price on SR-22 (by city) in Colorado?

Check for the cheapest insurance company in your city, to save time in your search for an Insurance quote. Many of these companies are able to offer discounts, making your payments affordable.

CityPrice
Grand JunctionThe General
NorthglennLiberty Mutual
Steamboat SpringsGeico
WestminsterBristol West
FrederickProgressive
Cimarron HillsGeico
CliftonThe General
EvergreenGeico
FruitaThe General
Ken CarylGeico
DerbyLiberty Mutual
Colorado SpringsLiberty Mutual
ArvadaThe General
Pueblo WestDairyland*
DenverGeico
CentennialGeico
ThorntonThe General
BrightonProgressive
LovelandGeico
Cherry CreekProgressive
AlamosaProgressive
Fort MorganFarmers
Wheat RidgeLiberty Mutual
EvansBristol West
RifleGeico
StonegateGeico
LafayetteProgressive
SherrelwoodThe General
Highlands RanchProgressive
Commerce CityProgressive
MontroseLiberty Mutual
JohnstownGeico
EdwardsThe General
GreeleyGeico
WellingtonNational General
LakewoodBristol West
Black ForestThe General
LongmontProgressive
Dakota RidgeNational General
Fort CarsonLiberty Mutual
FirestoneThe General
Federal HeightsNational General
DeltaLiberty Mutual
LouisvilleThe General
Glenwood SpringsGeico
CraigBristol West
ErieThe General
The PineryThe General
WoodmoorThe General
PuebloProgressive
FountainLiberty Mutual
WindsorProgressive
Roxborough ParkThe General
EnglewoodProgressive
AuroraProgressive
DurangoThe General
SuperiorProgressive
Cañon CityLiberty Mutual
Fort CollinsProgressive
SterlingProgressive
Castle PinesProgressive
BoulderBristol West
Greenwood VillageLiberty Mutual
WelbyProgressive
BroomfieldProgressive
ColumbineLiberty Mutual
GoldenThe General
LittletonBristol West

Tips for Unlocking Exclusive Home and Auto Insurance Discounts in 2024

  • Multi-Policy Discount: Combine your homeowners insurance and auto insurance under the same provider to receive a significant discount. Many insurance companies offer multi-policy discounts in 2024. Call us now to explore bundling options.
  • Good Driver Discount: In 2024, many providers are increasing savings for safe drivers with clean records. If you’ve had no accidents or violations in the past few years, you could qualify for a good driver discount. Text Us to find out if you’re eligible.
  • Green Home Discount: Homeowners who make energy-efficient upgrades such as installing solar panels or eco-friendly appliances may qualify for exclusive discounts on home insurance in 2024.
  • Pay-in-Full Discount: Pay your entire insurance premium upfront for 2024 to receive a pay-in-full discount. This option can save you money compared to monthly payments. Call today for details.
  • Telematics Programs: Enroll in your provider’s telematics program in 2024 to get personalized discounts based on your driving habits. Usage-based programs reward safe driving and low mileage with savings on auto insurance. Text Us to learn more.
  • Military Discount: Active and retired military personnel can take advantage of exclusive home and auto insurance discounts in 2024. Contact us at 1.888.445.2793 for more information on military savings.
  • Home Security Discount: Installing a security system in 2024 could unlock a discount on your homeowners insurance. Many providers offer savings for homes with burglar alarms, cameras, or other security features.
  • Safe Vehicle Discount: If your vehicle comes equipped with advanced safety features such as anti-lock brakes or lane departure warning systems, you may qualify for exclusive auto insurance discounts in 2024. Text Us to see if your car is eligible.
  • Claims-Free Discount: Going without filing a claim for several years can make you eligible for a claims-free discount in 2024. Call us today to check your eligibility for claims-free savings.
  • New Homebuyer Discount: If you’ve recently purchased a home in 2024, many providers offer new homeowner discounts on home insurance. Text Us for details on how to qualify for this discount.

State Insurance Requirements in Colorado

StateState MinPIP?
Colorado25/50/15N/A

The minimum liability requirements in Colorado are $25,000 per person for bodily Injury, up to $50,000 per accident, and $15,000 for property damage.

SR-22 and child support in Colorado

If you failed to pay child support in Colorado, that may result in a suspended license. In order to get your license reinstated, you will need to carry SR22 Insurance Colorado. The amount of time is specific for each case so it is best to check with the State for specific details.

SR-22 Insurance Colorado Full Coverage Rates

Financing a newer vehicle that requires full coverage? Many companies that offer full coverage insurance, can also put an SR22 Insurance Colorado filing onto that policy for an additional small fee.

CompanySR22 Full Coverage (Average Cost)
Mendota Ins. Company$165.00
GAINSCO$180.00
Dairyland$211.00
Liberty Mutual$198.00
Farmers$214.00
TravelersN/A
SafecoN/A
NationwideN/A
State AutoN/A
The General$168.00
AllstateN/A
Acceptance RTR$192.00
USAAN/A
National General$195.00
Geico$169.00
State FarmN/A
American FamilyN/A
AssuranceAmerica$197.00
Progressive Insurance$160.00
Bristol West$169.00
  • Multi-Policy Discount: Bundling your home and auto insurance can save you money. Many insurance companies offer discounts when you combine multiple policies. Text Us to learn more.
  • Safe Driver Discount: Maintaining a clean driving record with no recent accidents or violations could make you eligible for a safe driver discount on your auto insurance. Call us at 1.888.445.2793 to check your eligibility.
  • Good Credit Score: A higher credit score can result in lower insurance premiums. Some insurance companies offer discounts based on your credit rating, making it important to keep your score in good standing. Text Us for more details.
  • Claims-Free Discount: If you have not filed any claims in a certain period, you may qualify for a claims-free discount, which can reduce your monthly insurance rates. Call us at 1.888.445.2793 to check if you’re eligible.
  • Home Safety Devices: Installing home safety features such as smoke detectors, burglar alarms, and sprinkler systems may make you eligible for discounts on your homeowners insurance. Text Us to learn more about safety-related discounts.
  • Low Mileage Discount: Driving fewer miles each month can qualify you for a low mileage discount on your auto insurance, potentially lowering your rates. Call us at 1.888.445.2793 to see if this applies to your vehicle insurance.
  • Military or Affiliation Discount: Many insurance companies offer discounts to military personnel, veterans, and members of certain organizations. Text Us to inquire about eligibility for this discount.
  • New Home Discount: If your home was recently built or renovated, some insurance companies offer discounts for newer homes. Call us at 1.888.445.2793 for more information.
  • Vehicle Safety Features: Vehicles with advanced safety features like anti-lock brakes, airbags, or anti-theft systems may qualify for discounts on auto insurance. Text Us to find out if your vehicle qualifies.
  • Early Renewal Discount: Renewing your policy before the expiration date can sometimes earn you an early renewal discount, reducing your premium for the next policy term. Call us at 1.888.445.2793 for guidance.

Laws pertaining to SR-22 in Colorado

The Colorado Department of Revenue will require you to file an SR-22 filing after a suspended or revoked license. This will require you to carry the minimum liability limits of 25/50/15. The type of offense will determine the amount of time the Colorado SR-22 needs to be in force.

Cost for SR-22 Insurance (full coverage) in Colorado

The average cost for full coverage insurance, with an SR-22 filing is listed above for each city in Colorado. Many companies do offer several discounts, so be sure to ask when you are calling for quotes to save the most money.

CityPrice
Lakewood$179
Edwards$169
Roxborough Park$182
Dakota Ridge$176
Security-Widefield$159
Greenwood Village$176
Woodmoor$176
Sherrelwood$179
Fort Carson$154
Colorado Springs$164
Columbine$158
Windsor$169
Sterling$166
Clifton$153
Fruita$177
Stonegate$172
Grand Junction$146
Brighton$152
Cimarron Hills$153
Welby$160
Alamosa$172
Broomfield$147
Evergreen$159
Castle Rock$153
Englewood$167
Berkley$153
Firestone$161
Cañon City$153
Fort Morgan$152
Arvada$147
Lone Tree$156
Wheat Ridge$169
Greeley$182
Pueblo West$148
Golden$172
Montrose$174
Evans$167
Frederick$147
Gunbarrel$146
Lafayette$174
Thornton$175
Durango$181
Commerce City$175
Rifle$158
Pueblo$149
Erie$166
Aurora$169
Wellington$168
Delta$152
Johnstown$182
Boulder$160
Westminster$176
Fountain$166
Littleton$148
Highlands Ranch$182
Northglenn$178
Cherry Creek$155
Louisville$154
Longmont$171
Redlands$149
Ken Caryl$156
Centennial$158

Reasons you may be required to carry an SR-22 In Colorado

Convicted of a major violation? That will require you to obtain an SR-22 for a set amount of time. The amount of required time will depend upon the type of conviction, and number of offenses.

Too many tickets in short period of time
Excessive points violations
Previous incarceration
Driving while Suspended/revocation
License suspension for failure to pay fines
DUI (Driving under the influence of Drugs or Alcohol)
DWI (Driving while intoxicated)
Multiple Traffic Offenses
Suspension of license due to child support
Failure to maintain mandatory insurance coverage required by state law
At Fault accident with no insurance

SR22 Insurance Colorado

Use An Insurance Broker!

Using an insurance broker, like A Plus Insurance, for your insurance needs offers several advantages. Here are five key reasons:

Expert Advice and Personalized Service
Access to a Wide Range of Products
Time and Cost Savings
Ongoing Support and Review
Risk Management and Education

Frequently Asked Questions about SR22 Insurance Colorado


What is SR22 insurance and why might I need it in Colorado?

SR22 insurance in Colorado is a certificate of financial responsibility required for certain high-risk drivers. You might need it after traffic violations or accidents. If you have questions, call A Plus Insurance at 1.888.445.2793 for guidance.

How can A Plus Insurance help me get SR22 insurance in Colorado?

A Plus Insurance can assist you in obtaining SR22 insurance in Colorado by connecting you with multiple carriers. Contact us at 1.888.445.2793 for personalized assistance and competitive rates.

Are there ways to reduce the cost of SR22 insurance in Colorado?

Yes, there are strategies to lower the cost of SR22 insurance in Colorado. A Plus Insurance can provide information on discounts and options. Call us at 1.888.445.2793 to discuss your specific situation.

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Additional Colorado Insurance
Parker Colorado Auto Insurance
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Colorado Auto Liability Insurance
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For personalized assistance with Denver Car Insurance, call us at 1.888.445.2793.

Last Updated on by Marlon Moss

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