- SR22 Insurance Colorado Rates
- SR22 Insurance Colorado with DUI
- Cost for SR22 Insurance Colorado
- SR22 Insurance Colorado Company Fees
- Who has the lowest price on SR-22 (by city) in Colorado?
- Tips for Unlocking Exclusive Home and Auto Insurance Discounts in 2024
- State Insurance Requirements in Colorado
- SR-22 and child support in Colorado
- SR-22 Insurance Colorado Full Coverage Rates
- Laws pertaining to SR-22 in Colorado
- Cost for SR-22 Insurance (full coverage) in Colorado
- Reasons you may be required to carry an SR-22 In Colorado
- Frequently Asked Questions about SR22 Insurance Colorado
- What is SR22 insurance and why might I need it in Colorado?
- How can A Plus Insurance help me get SR22 insurance in Colorado?
- Are there ways to reduce the cost of SR22 insurance in Colorado?
- What We Do at A Plus Insurance
SR22 Insurance Colorado Rates
Check the common insurance companies listed above to see the average cost for liability insurance with an SR-22 filing for each company. The companies listed N/A do not offer SR22 Insurance Colorado filings.
| Company | SR22 Liability (average) |
|---|---|
| Travelers | N/A |
| Progressive Insurance | $119.00 |
| Bristol West | $116.00 |
| State Auto | N/A |
| Farmers | $113.00 |
| Allstate | N/A |
| Geico | $83.00 |
| USAA | N/A |
| The General | $102.00 |
| Safeco | N/A |
| GAINSCO | $81.00 |
| 21st Century | N/A |
| National General | $73.00 |
| Liberty Mutual | $118.00 |
| Nationwide | N/A |
| AssuranceAmerica | $117.00 |
| American Family | N/A |
| State Farm | N/A |
SR22 Insurance Colorado
SR22 Insurance Colorado with DUI
If you have been convicted of a DUI In Colorado, you will be required to carry an SR-22. The SR-22 will let the State of Colorado know that you are carrying the minimum liability requirements. The first offense will require the Colorado SR-22 Insurance Filings for 3 years, and second offense will require 5 years.
Cost for SR22 Insurance Colorado
Liability is considered the bare minimum requirements on an insurance policy. You can add additional coverages, such as Uninsured/Underinsured Motorist and Medical payments, while its still considered liability.
| City | Price |
|---|---|
| Wheat Ridge | $109.00 |
| Centennial | $95.00 |
| Craig | $101.00 |
| Security-Widefield | $98.00 |
| Edwards | $94.00 |
| Loveland | $91.00 |
| Cherry Creek | $96.00 |
| Brighton | $97.00 |
| Welby | $86.00 |
| Commerce City | $110.00 |
| Pueblo West | $110.00 |
| Thornton | $96.00 |
| Montrose | $109.00 |
| Aurora | $102.00 |
| Lafayette | $104.00 |
| Gunbarrel | $100.00 |
| Louisville | $99.00 |
| Boulder | $104.00 |
| Cimarron Hills | $107.00 |
| Roxborough Park | $95.00 |
| Grand Junction | $103.00 |
| Black Forest | $109.00 |
| Greenwood Village | $100.00 |
| Evans | $105.00 |
| Ken Caryl | $103.00 |
| Federal Heights | $89.00 |
| Broomfield | $107.00 |
| Fruita | $103.00 |
| Evergreen | $99.00 |
| Longmont | $87.00 |
| Lakewood | $103.00 |
| Stonegate | $93.00 |
| Frederick | $99.00 |
| Denver | $102.00 |
| Pueblo | $91.00 |
| Derby | $95.00 |
| The Pinery | $96.00 |
| Englewood | $102.00 |
| Golden | $109.00 |
| Berkley | $93.00 |
| Dakota Ridge | $102.00 |
| Redlands | $98.00 |
| Durango | $93.00 |
| Greeley | $97.00 |
| Castle Pines | $96.00 |
| Highlands Ranch | $97.00 |
| Clifton | $110.00 |
| Fort Collins | $95.00 |
| Columbine | $108.00 |
| Delta | $102.00 |
| Wellington | $97.00 |
| Glenwood Springs | $107.00 |
| Rifle | $106.00 |
SR22 Insurance Colorado Company Fees
Most Insurance companies charge a flat fee for an SR-22 filing per term. Some companies charge a percentage of the premium, which is not as common as a flat one time fee.
| Carrier | Fee |
|---|---|
| Travelers | na |
| Nationwide | na |
| Bristol West | $25.00 |
| Safeco | na |
| GAINSCO | NA |
| National General | $25.00 |
| 21st Century | na |
| Dairyland | Free |
| American Family | na |
| Allstate | Unknown |
| Liberty Mutual | $15-$25 |
| AssuranceAmerica | NA |
| Mendota Ins. Company | $25.00 |
| The General | $25.00 |
| USAA | na |
| Farmers | $15-$31 |
| State Farm | Unknown |
| Geico | $25.00 |
Company Fees for SR22 Insurance Colorado
Who has the lowest price on SR-22 (by city) in Colorado?
Check for the cheapest insurance company in your city, to save time in your search for an Insurance quote. Many of these companies are able to offer discounts, making your payments affordable.
| City | Price |
|---|---|
| Grand Junction | The General |
| Northglenn | Liberty Mutual |
| Steamboat Springs | Geico |
| Westminster | Bristol West |
| Frederick | Progressive |
| Cimarron Hills | Geico |
| Clifton | The General |
| Evergreen | Geico |
| Fruita | The General |
| Ken Caryl | Geico |
| Derby | Liberty Mutual |
| Colorado Springs | Liberty Mutual |
| Arvada | The General |
| Pueblo West | Dairyland* |
| Denver | Geico |
| Centennial | Geico |
| Thornton | The General |
| Brighton | Progressive |
| Loveland | Geico |
| Cherry Creek | Progressive |
| Alamosa | Progressive |
| Fort Morgan | Farmers |
| Wheat Ridge | Liberty Mutual |
| Evans | Bristol West |
| Rifle | Geico |
| Stonegate | Geico |
| Lafayette | Progressive |
| Sherrelwood | The General |
| Highlands Ranch | Progressive |
| Commerce City | Progressive |
| Montrose | Liberty Mutual |
| Johnstown | Geico |
| Edwards | The General |
| Greeley | Geico |
| Wellington | National General |
| Lakewood | Bristol West |
| Black Forest | The General |
| Longmont | Progressive |
| Dakota Ridge | National General |
| Fort Carson | Liberty Mutual |
| Firestone | The General |
| Federal Heights | National General |
| Delta | Liberty Mutual |
| Louisville | The General |
| Glenwood Springs | Geico |
| Craig | Bristol West |
| Erie | The General |
| The Pinery | The General |
| Woodmoor | The General |
| Pueblo | Progressive |
| Fountain | Liberty Mutual |
| Windsor | Progressive |
| Roxborough Park | The General |
| Englewood | Progressive |
| Aurora | Progressive |
| Durango | The General |
| Superior | Progressive |
| Cañon City | Liberty Mutual |
| Fort Collins | Progressive |
| Sterling | Progressive |
| Castle Pines | Progressive |
| Boulder | Bristol West |
| Greenwood Village | Liberty Mutual |
| Welby | Progressive |
| Broomfield | Progressive |
| Columbine | Liberty Mutual |
| Golden | The General |
| Littleton | Bristol West |
Tips for Unlocking Exclusive Home and Auto Insurance Discounts in 2024
- Multi-Policy Discount: Combine your homeowners insurance and auto insurance under the same provider to receive a significant discount. Many insurance companies offer multi-policy discounts in 2024. Call us now to explore bundling options.
- Good Driver Discount: In 2024, many providers are increasing savings for safe drivers with clean records. If you’ve had no accidents or violations in the past few years, you could qualify for a good driver discount. Text Us to find out if you’re eligible.
- Green Home Discount: Homeowners who make energy-efficient upgrades such as installing solar panels or eco-friendly appliances may qualify for exclusive discounts on home insurance in 2024.
- Pay-in-Full Discount: Pay your entire insurance premium upfront for 2024 to receive a pay-in-full discount. This option can save you money compared to monthly payments. Call today for details.
- Telematics Programs: Enroll in your provider’s telematics program in 2024 to get personalized discounts based on your driving habits. Usage-based programs reward safe driving and low mileage with savings on auto insurance. Text Us to learn more.
- Military Discount: Active and retired military personnel can take advantage of exclusive home and auto insurance discounts in 2024. Contact us at 1.888.445.2793 for more information on military savings.
- Home Security Discount: Installing a security system in 2024 could unlock a discount on your homeowners insurance. Many providers offer savings for homes with burglar alarms, cameras, or other security features.
- Safe Vehicle Discount: If your vehicle comes equipped with advanced safety features such as anti-lock brakes or lane departure warning systems, you may qualify for exclusive auto insurance discounts in 2024. Text Us to see if your car is eligible.
- Claims-Free Discount: Going without filing a claim for several years can make you eligible for a claims-free discount in 2024. Call us today to check your eligibility for claims-free savings.
- New Homebuyer Discount: If you’ve recently purchased a home in 2024, many providers offer new homeowner discounts on home insurance. Text Us for details on how to qualify for this discount.
State Insurance Requirements in Colorado
| State | State Min | PIP? |
|---|---|---|
| Colorado | 25/50/15 | N/A |
The minimum liability requirements in Colorado are $25,000 per person for bodily Injury, up to $50,000 per accident, and $15,000 for property damage.
SR-22 and child support in Colorado
If you failed to pay child support in Colorado, that may result in a suspended license. In order to get your license reinstated, you will need to carry SR22 Insurance Colorado. The amount of time is specific for each case so it is best to check with the State for specific details.
SR-22 Insurance Colorado Full Coverage Rates
Financing a newer vehicle that requires full coverage? Many companies that offer full coverage insurance, can also put an SR22 Insurance Colorado filing onto that policy for an additional small fee.
| Company | SR22 Full Coverage (Average Cost) |
|---|---|
| Mendota Ins. Company | $165.00 |
| GAINSCO | $180.00 |
| Dairyland | $211.00 |
| Liberty Mutual | $198.00 |
| Farmers | $214.00 |
| Travelers | N/A |
| Safeco | N/A |
| Nationwide | N/A |
| State Auto | N/A |
| The General | $168.00 |
| Allstate | N/A |
| Acceptance RTR | $192.00 |
| USAA | N/A |
| National General | $195.00 |
| Geico | $169.00 |
| State Farm | N/A |
| American Family | N/A |
| AssuranceAmerica | $197.00 |
| Progressive Insurance | $160.00 |
| Bristol West | $169.00 |
- Multi-Policy Discount: Bundling your home and auto insurance can save you money. Many insurance companies offer discounts when you combine multiple policies. Text Us to learn more.
- Safe Driver Discount: Maintaining a clean driving record with no recent accidents or violations could make you eligible for a safe driver discount on your auto insurance. Call us at 1.888.445.2793 to check your eligibility.
- Good Credit Score: A higher credit score can result in lower insurance premiums. Some insurance companies offer discounts based on your credit rating, making it important to keep your score in good standing. Text Us for more details.
- Claims-Free Discount: If you have not filed any claims in a certain period, you may qualify for a claims-free discount, which can reduce your monthly insurance rates. Call us at 1.888.445.2793 to check if you’re eligible.
- Home Safety Devices: Installing home safety features such as smoke detectors, burglar alarms, and sprinkler systems may make you eligible for discounts on your homeowners insurance. Text Us to learn more about safety-related discounts.
- Low Mileage Discount: Driving fewer miles each month can qualify you for a low mileage discount on your auto insurance, potentially lowering your rates. Call us at 1.888.445.2793 to see if this applies to your vehicle insurance.
- Military or Affiliation Discount: Many insurance companies offer discounts to military personnel, veterans, and members of certain organizations. Text Us to inquire about eligibility for this discount.
- New Home Discount: If your home was recently built or renovated, some insurance companies offer discounts for newer homes. Call us at 1.888.445.2793 for more information.
- Vehicle Safety Features: Vehicles with advanced safety features like anti-lock brakes, airbags, or anti-theft systems may qualify for discounts on auto insurance. Text Us to find out if your vehicle qualifies.
- Early Renewal Discount: Renewing your policy before the expiration date can sometimes earn you an early renewal discount, reducing your premium for the next policy term. Call us at 1.888.445.2793 for guidance.
Laws pertaining to SR-22 in Colorado
The Colorado Department of Revenue will require you to file an SR-22 filing after a suspended or revoked license. This will require you to carry the minimum liability limits of 25/50/15. The type of offense will determine the amount of time the Colorado SR-22 needs to be in force.
Cost for SR-22 Insurance (full coverage) in Colorado
The average cost for full coverage insurance, with an SR-22 filing is listed above for each city in Colorado. Many companies do offer several discounts, so be sure to ask when you are calling for quotes to save the most money.
| City | Price |
|---|---|
| Lakewood | $179 |
| Edwards | $169 |
| Roxborough Park | $182 |
| Dakota Ridge | $176 |
| Security-Widefield | $159 |
| Greenwood Village | $176 |
| Woodmoor | $176 |
| Sherrelwood | $179 |
| Fort Carson | $154 |
| Colorado Springs | $164 |
| Columbine | $158 |
| Windsor | $169 |
| Sterling | $166 |
| Clifton | $153 |
| Fruita | $177 |
| Stonegate | $172 |
| Grand Junction | $146 |
| Brighton | $152 |
| Cimarron Hills | $153 |
| Welby | $160 |
| Alamosa | $172 |
| Broomfield | $147 |
| Evergreen | $159 |
| Castle Rock | $153 |
| Englewood | $167 |
| Berkley | $153 |
| Firestone | $161 |
| Cañon City | $153 |
| Fort Morgan | $152 |
| Arvada | $147 |
| Lone Tree | $156 |
| Wheat Ridge | $169 |
| Greeley | $182 |
| Pueblo West | $148 |
| Golden | $172 |
| Montrose | $174 |
| Evans | $167 |
| Frederick | $147 |
| Gunbarrel | $146 |
| Lafayette | $174 |
| Thornton | $175 |
| Durango | $181 |
| Commerce City | $175 |
| Rifle | $158 |
| Pueblo | $149 |
| Erie | $166 |
| Aurora | $169 |
| Wellington | $168 |
| Delta | $152 |
| Johnstown | $182 |
| Boulder | $160 |
| Westminster | $176 |
| Fountain | $166 |
| Littleton | $148 |
| Highlands Ranch | $182 |
| Northglenn | $178 |
| Cherry Creek | $155 |
| Louisville | $154 |
| Longmont | $171 |
| Redlands | $149 |
| Ken Caryl | $156 |
| Centennial | $158 |
Reasons you may be required to carry an SR-22 In Colorado
Convicted of a major violation? That will require you to obtain an SR-22 for a set amount of time. The amount of required time will depend upon the type of conviction, and number of offenses.
| Too many tickets in short period of time |
| Excessive points violations |
| Previous incarceration |
| Driving while Suspended/revocation |
| License suspension for failure to pay fines |
| DUI (Driving under the influence of Drugs or Alcohol) |
| DWI (Driving while intoxicated) |
| Multiple Traffic Offenses |
| Suspension of license due to child support |
| Failure to maintain mandatory insurance coverage required by state law |
| At Fault accident with no insurance |
SR22 Insurance Colorado
Frequently Asked Questions about SR22 Insurance Colorado
What is SR22 insurance and why might I need it in Colorado?
SR22 insurance in Colorado is a certificate of financial responsibility required for certain high-risk drivers. You might need it after traffic violations or accidents. If you have questions, call A Plus Insurance at 1.888.445.2793 for guidance.
How can A Plus Insurance help me get SR22 insurance in Colorado?
A Plus Insurance can assist you in obtaining SR22 insurance in Colorado by connecting you with multiple carriers. Contact us at 1.888.445.2793 for personalized assistance and competitive rates.
Are there ways to reduce the cost of SR22 insurance in Colorado?
Yes, there are strategies to lower the cost of SR22 insurance in Colorado. A Plus Insurance can provide information on discounts and options. Call us at 1.888.445.2793 to discuss your specific situation.
Here’s What Our Clients Say About Us
A Plus Insurance: Powered by Legacy
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
| Additional Colorado Insurance |
|---|
| Parker Colorado Auto Insurance |
| Rifle, CO. Insurance |
| Colorado Auto Liability Insurance |
For personalized assistance with Denver Car Insurance, call us at 1.888.445.2793.
Last Updated on by Marlon Moss