SR22 Insurance Maryland

The Ravens, crab cakes, Orioles… there are many things Maryland is known for. Unfortunately, they are known for high insurance costs too. If you are struggling to find cheap rates in the Old Line State, let A Plus Insurance help you out!

Maryland State Liability Requirements

Required Liability Coverage:
$30,000 bodily injury liability per person
$60,000 bodily injury liability per accident
$15,000 property damage liability per accident
Uninsured Motorist Coverage: 30/60/15

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Maryland SR-22 Insurance: Affordable Rates, Top Providers, and Coverage Choices

To find affordable SR-22 insurance in Maryland, it’s important to compare rates, providers, and coverage options. SR-22 insurance in Maryland generally comes with higher premiums due to the increased risk, but some companies, such as GEICO, State Farm, and Progressive, offer competitive rates. The filing fee for SR-22 insurance in Maryland typically ranges from $15 to $50, on top of your regular premium. By comparing quotes and exploring different coverage choices, you can find the most affordable SR-22 insurance in Maryland that meets your needs.

Car Insurance CompanySR22 Fee
Travelersna
The General$25.00
Bristol WestNA
21st Centuryna
State Autona
National GeneralNA
AssuranceAmericaNA
DairylandFree
AllstateUnknown
USAAna
Safecona
American Familyna
Geico$25.00
GAINSCONA
Liberty Mutual$15-$25
Acceptance RTRNA
State FarmUnknown
Nationwidena
Progressive Insurance$25.00
SR22 Insurance Maryland

SR22 Insurance Maryland: DUIs and SR-22

In most cases, the SR-22 filing will be needed for 3-5 years following a DUI conviction. The number of offenses will increase the amount of time required.

Which Companies Offer SR22 Insurance Maryland

Some companies do not offer SR22 Insurance due to the high risk driver. Most companies do offer this filing for a one time filing fee added to your premium.

CompanySR22 Offered
USAANO
Dairylandyes
AssuranceAmericayes
Acceptance RTRyes
Liberty Mutualyes
Travelersno
Bristol Westyes
The Generalyes
Safecono
Progressive InsuranceYes
Geicoyes
Farmersyes
State Autono
Nationwideno
21st Centuryno
GAINSCOyes
American Familyno
SR22 Insurance Maryland

SR22 Insurance Maryland: Need an SR-22 but No Car?

If you are required by the State to carry the Minimum Liability Requirements and an SR-22 in order to reinstate your license you can purchase a Non Owners policy if you don’t own a vehicle.

Who Has the Lowest Price on SR22s (By City)

Your Sr22 rates will vary based on your zip code in Maryland. Look below for rates in your area.

CityPrice
GermantownFarmers
Lake ShoreThe General
ReisterstownLiberty Mutual
Owings MillsLiberty Mutual
North PotomacProgressive
BaltimoreProgressive
Middle RiverLiberty Mutual
ParkvilleGeico
DundalkProgressive
Fort WashingtonProgressive
TowsonLiberty Mutual
PasadenaProgressive
HyattsvilleThe General
FairlandProgressive
Glen BurnieGeico
GreenbeltLiberty Mutual
Montgomery VillageLiberty Mutual
WestminsterNational General
RockvilleProgressive
Silver SpringGeico
Milford MillDairyland*
CarneyProgressive
WoodlawnFarmers
RandallstownProgressive
LaurelThe General
SeabrookGeico
BethesdaProgressive
LandoverThe General
ChillumProgressive
ClarksburgProgressive
BowieProgressive
ClintonProgressive
ArbutusLiberty Mutual
CroftonGeico
Severna ParkDairyland*
ArnoldBristol West
EldersburgGeico
PotomacNational General
HagerstownNational General
College ParkGeico
Camp SpringsThe General
WaldorfProgressive
EssexNational General
EdgewoodProgressive
CockeysvilleBristol West
LochearnNational General
Oxon HillLiberty Mutual
SuitlandProgressive
OlneyFarmers
White OakThe General
ElkridgeNational General
OdentonThe General
North BethesdaBristol West
CatonsvilleFarmers
North LaurelProgressive
Ellicott CityGeico
PikesvilleFarmers
CumberlandProgressive
SevernProgressive
Bel Air NorthThe General
South LaurelProgressive
ColumbiaGeico
Bel Air SouthGeico
RosedaleLiberty Mutual
Ballenger CreekProgressive
AnnapolisGeico
WheatonProgressive
IlchesterLiberty Mutual
SR22 Insurance Maryland

Cost for SR22 Insurance (Full Coverage)

Your driving record is what can drive up your rates. The SR22 filing fee itself is usually a one-time fee.

CityPrice
Towson$157
Annapolis$169
Parkville$155
Dundalk$175
Hagerstown$154
Arnold$164
Carney$162
Silver Spring$163
Lochearn$164
Baltimore$164
North Bethesda$179
Landover$175
Rockville$149
Germantown$171
Olney$159
Ilchester$173
Reisterstown$179
Perry Hall$156
Bel Air North$171
Bowie$167
Severna Park$150
North Laurel$176
Cumberland$175
Ellicott City$177
Odenton$149
Lake Shore$148
Seabrook$152
Frederick$167
Suitland$148
Ballenger Creek$166
Chillum$151
Langley Park$162
Clarksburg$151
Owings Mills$169
Essex$147
Salisbury$176
Camp Springs$178
College Park$155
Laurel$162
Arbutus$150
White Oak$179
Catonsville$162
Hyattsville$156
Edgewood$151
Pasadena$180
Fort Washington$165
Potomac$150
Middle River$150
South Laurel$152
Greenbelt$154
Westminster$162
Fairland$161
Bel Air South$177
Clinton$160
Bethesda$156
Pikesville$150
North Potomac$165
Crofton$175
Oxon Hill$174
Elkridge$168
Cockeysville$170
Rosedale$169
Randallstown$148
SR22 Insurance Maryland

Maryland SR-22 Insurance Requirements for Missed Child Support Payments

If you fail to pay child support in Maryland, your driver’s license may be suspended. To reinstate your driving privileges, you must maintain at least the state minimum liability insurance coverage. Adding an SR-22 filing to your policy ensures that your insurance provider reports your coverage to the state, meeting Maryland’s SR-22 insurance requirements for missed child support payments.

Average Cost by City

You are required to carry at least the minimum liability limits along with an SR22 filing. See below for rates in your city.

CityPrice
Annapolis$92.00
Bowie$92.00
Potomac$104.00
Olney$95.00
Ellicott City$109.00
Wheaton$94.00
Gaithersburg$93.00
Towson$98.00
Arbutus$101.00
Bethesda$102.00
Hyattsville$96.00
Milford Mill$89.00
Waldorf$95.00
Odenton$104.00
Randallstown$98.00
Lochearn$95.00
Cumberland$107.00
Catonsville$92.00
Severn$97.00
Chillum$100.00
Edgewood$88.00
Owings Mills$110.00
Essex$103.00
Carney$104.00
Langley Park$104.00
Rockville$108.00
Reisterstown$92.00
Crofton$105.00
Clinton$108.00
Glen Burnie$95.00
Fairland$91.00
Westminster$106.00
Ilchester$92.00
Columbia$92.00
Dundalk$87.00
Silver Spring$104.00
Ballenger Creek$108.00
Laurel$108.00
Seabrook$103.00
Middle River$94.00
Fort Washington$87.00
Parkville$90.00
Hagerstown$109.00
Severna Park$86.00
Arnold$87.00
College Park$110.00
Perry Hall$88.00
Germantown$94.00
Greenbelt$96.00
Cockeysville$105.00
Clarksburg$109.00
Bel Air North$93.00
Montgomery Village$105.00
Eldersburg$92.00
Salisbury$105.00
Pasadena$96.00
Elkridge$98.00
White Oak$103.00
North Potomac$90.00
North Laurel$88.00
Frederick$102.00
Bel Air South$88.00
Lake Shore$98.00
Woodlawn$88.00
Camp Springs$108.00
North Bethesda$97.00
Beltsville$109.00
Oxon Hill$91.00
Rosedale$91.00
Pikesville$99.00
Baltimore$97.00
SR22 Insurance Maryland

Reasons you may be required to carry an SR22

There are several reasons you could be required to carry an SR22. Some of these reasons are listed below.

DWI (Driving while intoxicated)
Driving while Suspended/revocation
Suspension of license due to child support
Failure to maintain mandatory insurance coverage required by state law
DUI (Driving under the influence of Drugs or Alcohol)
Multiple Traffic Offenses
License suspension for failure to pay fines
At Fault accident with no insurance
Previous incarceration
Too many tickets in short period of time
Excessive points violations
SR22 Insurance Maryland

SR22 Insurance Maryland: Laws

In Maryland, if your license has been suspended or revoked, you will be required to carry an SR-22. The type of offense and number of offenses will determine the amount of time an SR-22 will be required. If you are unclear of your unique situation, contact your local DMV for answers.

Criteria for Determining Eligibility for Home and Auto Insurance Discounts

  • Good Credit Score
    A good credit score is one of the top criteria for determining eligibility for insurance discounts. Insurers often provide lower rates to individuals with strong credit histories, as it indicates responsible financial behavior.
    Key Benefit: Eligible for up to 20% in premium discounts.
    Call us at 1.888.445.2793 to check if your credit score qualifies you for discounts. Text Us
  • Safe Driving Record
    Maintaining a clean driving record is crucial for unlocking auto insurance discounts. Drivers with no accidents or violations in the last three to five years often qualify for reduced rates.
    Key Benefit: Potential savings of up to 30% for safe drivers.
    Call us at 1.888.445.2793 to see how much you could save. Text Us
  • Claims-Free History
    If you have not filed any claims in recent years, you may be eligible for claims-free discounts on both home and auto insurance. Insurers reward customers who have a low risk of filing claims.
    Key Benefit: Save up to 15% on premiums.
    Call us at 1.888.445.2793 to find out if your claims-free status qualifies you for discounts. Text Us
  • Home Safety Features
    Installing safety features such as smoke detectors, burglar alarms, and fire sprinklers can help lower your home insurance premiums. These features reduce the risk for insurers, which translates into discounts for homeowners.
    Key Benefit: Discounts of up to 10% for home safety improvements.
    Call us at 1.888.445.2793 to discuss which safety features qualify. Text Us
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  • SR22 insurance is required for certain drivers in Maryland.
  • Find out who needs SR22 insurance and how to obtain it.
  • For assistance or to discuss your insurance needs, call us at 1.888.445.2793.

Last Updated on by Marlon Moss

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