Auto Insurance in Nebraska
Insurance Nebraska
Nebraska is the 16th largest State with a population of 1,961,504 (2020). This means ALOT of drivers on the road, and maybe even a few Uninsured Drivers. Lets make sure you understand the importance of Insurance, and how the coverages protect you!
- BEST BROADFORM/NON OWNERS INSURANCE INSURANCE NEBRASKA
- How much does car insurance cost in Nebraska?
- LEAST EXPENSIVE AUTO INSURANCE WITH GOOD CREDIT IN NEBRASKA
- CHEAPEST RATE FOR YOUNG DRIVERS – INSURANCE NEBRASKA
- CHEAPEST LIABILITY ONLY AUTO INSURANCE NEBRASKA
- LEAST EXPENSIVE SR22 INSURANCE IN NE
- BEST INSURANCE FOR MALE DRIVERS IN NE
- CHEAPEST CAR INSURANCE WITH BAD CREDIT, POOR CREDIT INSURANCE NEBRASKA
- Frequently Asked Questions About Auto Insurance in Nebraska
- Additional Helpful Links
- INSURANCE SERVICES WE OFFER
- Insurance in Nebraska
BEST BROADFORM/NON OWNERS INSURANCE INSURANCE NEBRASKA
Nebraska is 1 of 11 States that offer a Broad form policy. This type of policy is very broad, I’m sure you could guess that. But that means it covers ANY personal passenger vehicle, regardless of ownership that you are driving.
You can opt for Minimum liability limits, or higher, and opt for Uninsured Motorist and Medical payments for more coverage. This is a great policy if you own multiple vehicles, or drive several vehicles. It is generally a cheap alternative!
Average Monthly Rates Broadform Nebraska Insurance
| Carrier | Average Price |
|---|---|
| Progressive Insurance | $106 |
| The General | $113 |
| Dairyland | $119 |
| Mendota Ins. Company | $157 |
| Bristol West | $159 |
How much does car insurance cost in Nebraska?
Looking for Insurance Nebraska? Car insurance costs in Nebraska can vary depending on several factors such as your driving history, the type of vehicle you drive, and the coverage options you choose. On average, drivers in Nebraska pay around $800 to $1,200 annually for car insurance. However, rates can be lower or higher based on individual circumstances. Factors such as your age, credit score, and the area you live in can also impact your insurance premiums. To ensure you’re getting the best rate for your needs, consider comparing quotes from multiple insurance companies. Here’s a comparison table showcasing average annual rates for car insurance from some of the top insurers we work with:
| Insurance Company | Average Annual Rate ($) | Additional Features |
|---|---|---|
| Progressive | $850 | Multi-policy discount, deductible savings bank |
| National General (Allstate subsidiary) | $900 | Accident forgiveness, vanishing deductible |
| Dairyland | $800 | SR22 filing assistance, discounts for safe drivers |
Remember, these rates are estimates and may vary based on individual factors. Contact us today for personalized quotes and assistance in finding affordable car insurance in Nebraska!
For more guidance on understanding car insurance costs in Nebraska, consider the following list:
- Compare quotes from multiple insurers
- Consider bundling policies
- Maintain a clean driving record
- Inquire about discounts for safe driving or low mileage
LEAST EXPENSIVE AUTO INSURANCE WITH GOOD CREDIT IN NEBRASKA
Good credit does pay off. You should expect to pay lower Nebraska insurance premiums the better credit you have, much like financing a home you will be offered cheaper interest rates.
TOP 10 Average Monthly Nebraska Insurance Rates with Good Credit
| Carrier | Average Price |
|---|---|
| Progressive Insurance | $128 |
| Mendota Ins. Company | $138 |
| National General | $138 |
| Acceptance RTR | $141 |
| Dairyland | $145 |
| AssuranceAmerica | $147 |
| The General | $148 |
| Geico | $151 |
| Bristol West | $152 |
| GAINSCO | $157 |
CHEAPEST RATE FOR YOUNG DRIVERS – INSURANCE NEBRASKA
New drivers on the road, means new Nebraska insurance policies. It may be cheapest to be added to a parents policy, if possible, until you have more driving experience. The Insurance costs will be high at first, but they will become cheaper with time.
Average Monthly Rates With Youth on their side
| Age | Male | Female |
|---|---|---|
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
CHEAPEST LIABILITY ONLY AUTO INSURANCE NEBRASKA
Liability Insurance will cover the other party in the event of an accident if you are found At Fault.
Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability coverage: $25,000.
It is very important to understand what these limits mean and what they cover. Talk with an expert to see if you need to raise your liability limits.
TOP 3 LIABILITY ONLY INSURANCE NEBRASKA
| Carrier | Average Price |
|---|---|
| National General | $84 |
| Acceptance RTR | $94 |
| The General | $95 |
LEAST EXPENSIVE SR22 INSURANCE IN NE
Each State has different costs for insurance, much like each individual will experience different prices throughout their lifetime. We, as Brokers, are able to shop multiple Insurance companies in minutes to find you the most competitive price.
Average Monthly Rates SR-22
| Car Insurance Company | Average Monthly Rate |
|---|---|
| Bristol West | $94 |
| The General | $98 |
| Progressive Insurance | $99 |
| Acceptance RTR | $100 |
| AssuranceAmerica | $100 |
| Mendota Ins. Company | $103 |
| National General | $103 |
| Dairyland | $114 |
| Travelers | $114 |
| GAINSCO | $119 |
| USAA | $119 |
The State Song of Nebraska is “Beautiful Nebraska”. Ain’t it just?
BEST INSURANCE FOR MALE DRIVERS IN NE
Males- Did you know that Insurance companies give you a discount for being married? This is because statistics show, married men are involved in less accidents, and are safer drivers on the road. In return, they are offered a cheaper insurance rate than the single guy next door! If you are single, no worries- we can still help you save money.
Average Monthly Rates for Males In Nebraska
| Carrier | Average Price |
|---|---|
| 21st Century | $152 |
| Bristol West | $153 |
| Mendota Ins. Company | $155 |
| AssuranceAmerica | $156 |
| GAINSCO | $162 |
CHEAPEST CAR INSURANCE WITH BAD CREDIT, POOR CREDIT INSURANCE NEBRASKA
If you have bad, or poor credit, you likely have missed a payment or two or could even be in collections.
It happens. Nebraska Insurance companies use credit to determine if a potential customer will be a good risk- meaning they will pay their bills on time. The better credit you have, the better savings you will see.
Average Monthly Rates With Bad Credit
| Carrier | Average Price |
|---|---|
| National General | $152 |
| 21st Century | $155 |
| GAINSCO | $157 |
| The General | $157 |
| Nationwide | $158 |
Full coverage is made up of a few different areas. You have Comprehensive and Collision:
Comprehensive covers fire, theft, vandalism, glass breakage, etc.
Collision covers impact with another vehicle or object.
From there, you can get fancy if you’d like and add additional coverages such as Rental Reimbursement, Roadside, Gap Insurance, etc.
Average Monthly Rates For FULL Coverage
| Carrier | Average Price |
|---|---|
| National General | $126 |
| Progressive Insurance | $137 |
| State Farm | $149 |
Nebraska has lighthouses but no ocean. Don’t get coverage you don’t need..
Frequently Asked Questions About Auto Insurance in Nebraska
Q1: What are the minimum auto insurance requirements in Nebraska?
A1: In Nebraska, the minimum auto insurance requirements typically include liability coverage of at least $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $25,000 for property damage. These minimum limits are often referred to as “25/50/25” coverage.
Q2: What additional coverage options are available for auto insurance in Nebraska?
A2: In addition to the minimum requirements, Nebraska drivers can choose to purchase additional coverage options, such as comprehensive coverage, collision coverage, uninsured/underinsured motorist coverage, and personal injury protection (PIP). These options provide extra protection and peace of mind.
Q3: How can I find affordable auto insurance rates in Nebraska?
A3: To find affordable auto insurance rates in Nebraska, consider shopping around and obtaining quotes from multiple insurance companies. You can also inquire about discounts for factors like good driving records, bundling policies, and completing defensive driving courses. Working with an independent insurance agent can also help you find competitive rates.
Q4: What is the best coverage for auto insurance?
A4: The best coverage for auto insurance depends on your individual needs and circumstances. It’s essential to assess your risk factors, budget, and preferences. While the minimum required coverage provides basic protection, many drivers opt for comprehensive coverage that includes collision, comprehensive, and additional options like uninsured/underinsured motorist coverage. The best coverage for you is one that adequately protects you and your assets while staying within your budget.
Additional Helpful Links
| SR22 Insurance Nebraska |
| Motorcycle Insurance Nebraska |
| Liability Insurance Nebraska |
| Frequently Asked Insurance Questions |
| Nebraska DMV |
| Nebraska Insurance Requirements |
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Camron Moss