Auto Insurance

NEBRASKA

Nebraska is the 16th largest State with a population of 1,961,504 (2020). This means ALOT of drivers on the road, and maybe even a few Uninsured Drivers. Lets make sure you understand the importance of Insurance, and how the coverages protect you!

BEST BROADFORM/NON OWNERS INSURANCE INSURANCE NEBRASKA

Nebraska is 1 of 11 States that offer a Broad form policy. This type of policy is very broad, I’m sure you could guess that. But that means it covers ANY personal passenger vehicle, regardless of ownership that you are driving.

You can opt for Minimum liability limits, or higher, and opt for Uninsured Motorist and Medical payments for more coverage. This is a great policy if you own multiple vehicles, or drive several vehicles. It is generally a cheap alternative!

Average Monthly Rates Broadform Nebraska Insurance

Progressive Insurance$106
The General$113
Dairyland$119
Mendota Ins. Company$157
Bristol West$159

LEAST EXPENSIVE AUTO INSURANCE WITH GOOD CREDIT IN NEBRASKA

Good credit does pay off. You should expect to pay lower insurance premiums the better credit
you have, much like financing a home you will be offered cheaper interest rates.

TOP 10 Average Monthly Rates with Good Credit

Progressive Insurance$128
Mendota Ins. Company$138
National General$138
Acceptance RTR$141
Dairyland$145
AssuranceAmerica$147
The General$148
Geico$151
Bristol West$152
GAINSCO$157

New A Plus Insurance Customers in Nebraska Save on Average $599.55..that’s almost 2,500 packages of Kool-Aid!

FUN FACT: Kool-Aid was invented in Nebraska!

CHEAPEST RATE FOR YOUNG DRIVERS – INSURANCE NEBRASKA

New drivers on the road, means new insurance policies. It may be cheapest to be added to a parents policy, if possible, until you have more driving experience. The Insurance costs will be high at first, but they will become cheaper with time.

Average Monthly Rates With Youth on their side

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
The Older you are, the less the premium.

CHEAPEST LIABILITY ONLY AUTO INSURANCE NEBRASKA

Liability Insurance will cover the other party in the event of an accident if you are found At Fault.

Bodily injury liability coverage: $25,000 per person and $50,000 per accident. Property damage liability coverage: $25,000.

It is very important to understand what these limits mean and what they cover. Talk with an expert to see if you need to raise your liability limits.

TOP 3 LIABILITY ONLY INSURANCE NEBRASKA

National General$84
Acceptance RTR$94
The General$95

LEAST EXPENSIVE SR22 INSURANCE IN NE

Each State has different costs for insurance, much like each individual will experience different prices throughout their lifetime. We, as Brokers, are able to shop multiple Insurance companies in minutes to find you the most competitive price.

Average Monthly Rates SR-22

Car Insurance CompanyAverage Monthly Rate
Bristol West$94
The General$98
Progressive Insurance$99
Acceptance RTR$100
AssuranceAmerica$100
Mendota Ins. Company$103
National General$103
Dairyland$114
Travelers$114
GAINSCO$119
USAA$119
SR-22 is NOT insurance
Insurance Nebraska

BEST INSURANCE FOR MALE DRIVERS IN NE

Males- Did you know that Insurance companies give you a discount for being married? This is because statistics show, married men are involved in less accidents, and are safer drivers on the road. In return, they are offered a cheaper insurance rate than the single guy next door! If you are single, no worries- we can still help you save money.

Average Monthly Rates for Males In Nebraska

21st Century$152
Bristol West$153
Mendota Ins. Company$155
AssuranceAmerica$156
GAINSCO$162
Marry Somebody!

CHEAPEST CAR INSURANCE WITH BAD CREDIT, POOR CREDIT INURANCE NEBRASKA

If you have bad, or poor credit, you likely have missed a payment or two or could even be in collections.

It happens. Insurance companies use credit to determine if a potential customer will be a good risk- meaning they will pay their bills on time. The better credit you have, the better savings you will see.

Average Monthly Rates With Bad Credit

National General$152
21st Century$155
GAINSCO$157
The General$157
Nationwide$158

BEST FULL COVERAGE AUTO INSURANCE IN NEBRASKA

Full coverage is made up of a few different areas. You have Comprehensive and Collision:

Comprehensive covers fire, theft, vandalism, glass breakage, etc.

Collision covers impact with another vehicle or object.

From there, you can get fancy if you’d like and add additional coverages such as Rental Reimbursement, Roadside, Gap Insurance, etc.

Average Monthly Rates For FULL Coverage

National General$126
Progressive Insurance$137
State Farm$149

nebraska insurance

Nebraska has lighthouses but no ocean. Don’t get coverage you don’t need..

Additional Helpful Links
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Best Insurance in Pueblo

Last Updated on by Veronica Moss