LOWEST COST LIABILITY ONLY CAR INSURANCE OREGON

The State Minimum Liability Insurance Oregon Requirements are:

$25,000 per person for BI, up to $50,000 per accident, and $20,000 for property damage. You are also required to carry Uninsured Motorist at $25,000 per person, $50,000 per accident, and PIP at $15,000.

Every State requires different coverages, you can also adjust these coverages for higher limits. Let’s face it, most vehicles on the road these days cost more than a house, let alone $20,000.

AVERAGE MONTHLY RATE LIABILITY ONLY

Carrier	Price
The General	$90
Progressive Insurance	$93
Dairyland	$97
USAA	$103
National General	$107
Mendota Ins. Company	$111

CHEAPEST CAR INSURANCE FOR MALE DRIVERS IN OREGON

They say marriage has its perks? It’s true. Males who are married typically pay less in Auto Insurance than single drivers. Studies show that married men are safer drivers, and are rewarded for that with cheaper insurance premiums.

AVERAGE MONTHLY RATE FOR MALES

Carrier	Price
Dairyland	$152
National General	$162
Acceptance RTR	$165
Mendota Ins. Company	$165
AssuranceAmerica	$168

MOST AFFORDABLE INSURANCE WITH BAD CREDIT, POOR CREDIT IN OREGON

Credit is used to determine insurance premiums because it shows if a customer is able to make their payments on time, which is important in every day life.

If you have bad or poor credit, you will likely pay a little bit more in car insurance than a driver with excellent credit. That is ok, there is always time to get your score up!

AVERAGE BAD CREDIT INSURANCE RATES

Carrier	Price
Mendota Ins. Company	$154
Geico	$155
Progressive Insurance	$156
Bristol West	$168
GAINSCO	$170

CHEAPEST AUTO INSURANCE WITH GOOD CREDIT IN OREGON

Have you always paid your bills on time, or early? We recognize your dedication and due diligence, and you will pay less on your auto insurance for maintaining a good credit score.

AVERAGE MONTHLY WITH GOOD CREDIT

Carrier	Price
Progressive Insurance	$151
Geico	$155
National General	$157
The General	$157
21st Century	$163

CHEAPEST BROADFORM/NON OWNERS CAR INSURANCE IN OREGON

A Broadform, or Non Owners policy is for people who may not necessarily own a vehicle, but need to carry liability insurance. Perhaps you are required to obtain an SR-22?

In Oregon, you can purchase a Non Owner’s policy which follows the driver while operating any Non Owned vehicles, for liability only. You can also add additional State coverages such as Uninsured Motorist, and PIP, which are required by Oregon Law.

BROADFORM/NON-OWNERS AVERAGE RATES

Carrier	Average Price
Progressive Insurance	$92
Dairyland	$104
The General	$112
Bristol West	$136
Mendota Ins. Company	$149
Geico	$177
Acceptance RTR	$202
Allstate	$215
State Farm	$220

CHEAPEST FULL COVERAGE AUTO INSURANCE IN OREGON

‘Don’t pay for coverage you don’t need’. You have probably heard of that saying from several insurance companies in their commercials. These commercials can seem frivolous at times, but most are true. Insurance companies allow you to completely customize your full coverage policy, so you are only paying for coverages you need, which saves you money.

FULL COVERAGE AVERAGE RATES

Carrier	Average Price
National General	$126
American Family	$141
Bristol West	$141
Nationwide	$147
AssuranceAmerica	$154
Acceptance RTR	$155
Progressive Insurance	$158

CHEAPEST CAR INSURANCE WITH DUI, ACCIDENTS, VIOLATIONS IN OR

Maybe you have been convicted of a DUI? It is a good learning experience, and hopefully you will choose better in the future to avoid all of this headache.

When you are convicted of a major violations, aside from the other consequences and fines, your insurance premiums will increase. Save the most money you can by keeping a clean driving history.

AVERAGE RATE MONTHLY WITH SERIOUS MOVING VIOLATIONS

Carrier	Price
National General	$151
Nationwide	$154
21st Century	$162
Acceptance RTR	$162
The General	$163
Geico	$164
GAINSCO	$166

AVERAGE RATE WITH GOOD DRIVING HISTORY

Carrier	Price
Dairyland	$129
Progressive Insurance	$132
GAINSCO	$143
The General	$143
Bristol West	$144
Mendota Ins. Company	$152
Acceptance RTR	$155

Additional Oregon Insurance
Oregon Homeowner’s Insurance
Motorcycle Insurance Guide in Oregon
Oregon SR22 Insurance
Liability Auto Insurance in Oregon
Oregon Home and Auto Insurance

Last Updated on June 27, 2023 by amy Christie