- SR22 Insurance Louisiana: Laws
- SR22 Insurance Louisiana: Who has the lowest price?
- SR-22 Insurance in Louisiana: Affordable Options for Drivers with DUIs
- SR22 Insurance Louisiana: Need an SR-22 but no vehicle?
- SR22 Insurance Louisiana: Average cost for Liability
- SR22 Insurance Louisiana: Which companies offer SR-22s?
- SR22 Insurance Louisiana: Please pay Child Support
- SR22 Insurance Louisiana: Frequently Asked Questions
- What is SR22 insurance in Louisiana?
- How do I obtain SR22 insurance in Louisiana?
- Why choose our brokerage for SR22 insurance in Louisiana?
- What We Do at A Plus Insurance
SR22 Insurance Louisiana: Laws
In Louisiana, if your license has been suspended or revoked, you will be required to carry an SR-22. The type of offense and number of offenses will determine the amount of time an SR-22 will be required. If you are unclear of your unique situation, contact your local DMV for answers.
SR22 Insurance Louisiana: Who has the lowest price?
If you’re looking for the lowest price on SR22 insurance Louisiana, Progressive typically offers the most competitive rates. Depending on your driving history and the specific requirements of your policy, Progressive’s rates for SR22 coverage can be significantly lower than other providers in the state. This can be especially beneficial for drivers seeking to maintain affordability while meeting state insurance mandates.
It’s important to compare options as rates can vary based on several factors including age, driving record, and the type of vehicle insured. Below is a table comparing estimated monthly premiums for SR22 insurance from carriers we partner with:
| City | Price |
|---|---|
| Baton Rouge | National General |
| Prairieville | Progressive |
| Harahan | Progressive |
| Alexandria | Geico |
| Natchitoches | Progressive |
| River Ridge | The General |
| Destrehan | Progressive |
| Jennings | The General |
| Breaux Bridge | Geico |
| Pineville | The General |
| Denham Springs | The General |
| Moss Bluff | Liberty Mutual |
| Estelle | Progressive |
| Scott | Progressive |
| Morgan City | Progressive |
| Belle Chasse | The General |
| Sulphur | Progressive |
| Fort Polk South | The General |
| DeRidder | Liberty Mutual |
| Shreveport | Progressive |
| Reserve | Progressive |
| Zachary | Geico |
| Lafayette | National General |
| Gardere | Liberty Mutual |
| Bogalusa | Geico |
| Westwego | Dairyland* |
| Hammond | Geico |
| Monroe | Dairyland* |
| Timberlane | Progressive |
| Merrydale | Geico |
| Claiborne | Geico |
| Ruston | Progressive |
| Prien | The General |
| Bastrop | Progressive |
| Laplace | Progressive |
| Minden | Liberty Mutual |
| Jefferson | Geico |
| Carencro | Bristol West |
| Covington | Progressive |
| Abbeville | Liberty Mutual |
| Eunice | Geico |
| Bossier City | Progressive |
| Houma | Geico |
| Oak Hills Place | The General |
| Central | Farmers |
| Chalmette | Farmers |
| Opelousas | The General |
| Mandeville | The General |
| West Monroe | Progressive |
| Woodmere | Geico |
| Rayne | Progressive |
| Baker | Dairyland* |
These estimates provide a snapshot to help you gauge where you might find the cheapest rates for SR22 insurance in Louisiana. Remember, choosing the right insurance goes beyond just finding the lowest price; consider the quality of service, ease of policy management, and reliability of claims handling.
List of Factors Affecting SR22 Premiums in Louisiana:
- Driving Record (accidents, DUIs, violations)
- Type of Coverage (full coverage, liability only)
- Vehicle Model and Age
- Driver’s Age and Credit History
Choosing the right provider and understanding the factors affecting your premiums will help you secure the most cost-effective and reliable SR22 insurance in Louisiana.
SR-22 Insurance in Louisiana: Affordable Options for Drivers with DUIs
If you have a suspended license due to a DUI conviction in Louisiana, you are required to carry SR-22 insurance for at least 3 years. The duration may increase depending on the number of offenses. SR-22 insurance provides proof of financial responsibility, helping high-risk drivers regain their driving privileges while meeting state requirements.
Need More Details about SR22s? We have your Ultimate Guide Here
SR22 Insurance Louisiana: Need an SR-22 but no vehicle?
If you need an SR-22 but don’t own a vehicle, your best option in Louisiana is non-owners SR22 insurance, with Progressive often providing the most affordable rates. This type of policy is designed for drivers who need to meet legal requirements for insurance but do not have a car registered in their name. It covers you, not a specific vehicle, when you drive occasionally.
Securing a non-owners SR22 policy can be straightforward and cost-effective, especially when you work with insurers familiar with this unique coverage need. Here’s a comparison of estimated monthly premiums for non-owners SR22 insurance from several carriers:
| Insurance Company | Estimated Monthly Premium | Coverage Type |
|---|---|---|
| Progressive | $35 – $65 | Non-Owners |
| Dairyland | $40 – $70 | Non-Owners |
| Bristol West | $45 – $75 | Non-Owners |
These figures are estimates and will vary based on personal factors such as your driving history and the frequency with which you drive.
List of Requirements for Non-Owners SR22 Insurance in Louisiana:
- Proof of a valid driver’s license
- A declaration that you do not own a vehicle
- Occasional access to a vehicle not owned by you
Non-owners SR22 insurance in Louisiana is an excellent solution if you need to fulfill legal insurance requirements without owning a vehicle, offering both coverage and peace of mind while keeping costs manageable.
SR22 Insurance Louisiana, you can purchase a Named Operator or Non-Owners policy with the State Minimum Liability limits. You will need to add the SR-22 filing to that policy. This will meet the requirements per the state, and you can also drive any Non Owned vehicle.
SR22 Insurance Louisiana: Average cost for Liability
| Company | SR22 Liability (Average) |
|---|---|
| State Auto | N/A |
| Acceptance RTR | $94.00 |
| AssuranceAmerica | $84.00 |
| Dairyland | $63.00 |
| 21st Century | N/A |
| American Family | N/A |
| The General | $76.00 |
| State Farm | N/A |
| Bristol West | $121.00 |
| Nationwide | N/A |
| National General | $106.00 |
| Mendota Ins. Company | $84.00 |
| Travelers | N/A |
| Progressive Insurance | $66.00 |
| USAA | N/A |
| GAINSCO | $77.00 |
| Liberty Mutual | $85.00 |
SR22 Insurance Louisiana: Which companies offer SR-22s?
| Company | SR22 Offered |
|---|---|
| Allstate | unsure |
| State Farm | unsure |
| 21st Century | no |
| USAA | NO |
| Bristol West | yes |
| GAINSCO | yes |
| Nationwide | no |
| American Family | no |
| Dairyland | yes |
| National General | yes |
| Acceptance RTR | yes |
| Liberty Mutual | yes |
| Safeco | no |
| Travelers | no |
| Geico | yes |
| The General | yes |
| Progressive Insurance | Yes |
| State Auto | no |
| Mendota Ins. Company | yes |
| Assurance America | yes |
SR22 Insurance Louisiana: Please pay Child Support
Failure to pay child support could result in a suspended license. In order to be able to drive, you will need to carry at least the State Minimum liability requirements in Louisiana. The SR-22 filing can be added onto that policy, which will report your insurance to the State on your behalf.
- Multi-Policy Bundling for 2024: Combining your home and auto insurance policies can lead to substantial savings. Insurance companies in 2024 continue to offer discounts for bundling, making it easier to manage policies and reduce premiums. Call us at 1.888.445.2793 to learn more about your bundling options.
- Good Driver Discounts: Safe driving habits can qualify you for special discounts in 2024. Maintaining a clean driving record, free of accidents or tickets, can unlock additional savings on your auto insurance policy. Text Us to see if you qualify for a good driver discount.
- 2024 Claims-Free Discount: If you haven’t filed any claims in the past few years, you might be eligible for a claims-free discount. This discount applies to both home and auto insurance, reducing your premium for remaining claim-free. Call us at 1.888.445.2793 to check your eligibility.
- Military Discounts for 2024: Many insurance companies offer exclusive discounts for active military members, veterans, and their families. If you qualify, these discounts can help you save on home and auto policies. Text Us for more information about military discounts.
- Home Security Discounts: Installing security features in your home, such as alarm systems, cameras, or smart locks, can qualify you for a home insurance discount in 2024. Insurers reward homeowners who take steps to protect their property. Call us at 1.888.445.2793 for details on home security-related discounts.
- Low Mileage Discount: If you drive fewer miles in 2024, you may be eligible for a low mileage discount on your auto insurance. Insurance companies offer this to drivers who spend less time on the road, thus reducing their risk. Text Us to check if you qualify for this offer.
- 2024 Renewal Discounts: Renewing your policies early or without a lapse in coverage could earn you a renewal discount for 2024. Insurance companies often reward loyal customers with reduced rates for timely renewals. Call us at 1.888.445.2793 to see how much you can save by renewing early.
- Good Credit Score Discount: In 2024, maintaining a strong credit score can help you secure lower insurance rates. Many insurance companies offer better premiums for clients with good credit. Text Us to see how your credit score can impact your insurance costs.
- Vehicle Safety Features Discount: Driving a car equipped with modern safety features like anti-lock brakes, lane-keeping assistance, and airbags can earn you a discount on your auto insurance in 2024. Call us at 1.888.445.2793 to find out if your vehicle qualifies for this exclusive discount.
- Green Home Discount: Eco-friendly homes with energy-efficient appliances, solar panels, or other sustainable features may qualify for special discounts on home insurance in 2024. Call us at 1.888.445.2793 to learn how your green home can help reduce your premiums.
SR22 Insurance Louisiana: Frequently Asked Questions
What is SR22 insurance in Louisiana?
How do I obtain SR22 insurance in Louisiana?
Why choose our brokerage for SR22 insurance in Louisiana?
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Here’s What Our Clients Say About Us
A Plus Insurance
Last Updated on by Brian Muse