AUTO INSURANCE GUIDE

Insurance South Dakota: Best Auto Rates

INSURANCE SOUTH DAKOTA: CHEAPEST RATES WITH BUNDLE HOMEOWNERS DISCOUNT

What goes better than corn and butter? A Home/Auto Bundle discount! Most all Insurance companies like when you bundle your policies together, which leads you to extra savings! Maybe you’re not a homeowner yet? That’s ok, you can bundle pretty much anything including RV, Motorcycle, Renters Insurance, and more with your .

Top 10 Bundle Average Rates in South Dakota

Nationwide$128
Acceptance RTR$137
Bristol West$141
Dairyland$141
Mendota Ins. Company$145
GAINSCO$146
21st Century$152
AssuranceAmerica$152
The General$152
Progressive Insurance$158

INSURANCE SOUTH DAKOTA: CHEAPEST FULL COVERAGE AUTO RATES

If you are financing a new vehicle in South Dakota, it is important to carry full coverage insurance on the vehicle, which includes Comprehensive and Collision coverage for your South Dakota Insurance. That way you are not out of a brand new vehicle in the event of an accident. Your insurance has you covered!

Full Coverage Average Rate

Travelers$144
Acceptance RTR$147
Allstate$154
National General$156
Progressive Insurance$156

INSURANCE SOUTH DAKOTA: MOST AFFORDABLE INSURANCE WITH GOOD CREDIT

Does your credit have you stressed? Maybe you don’t have the highest score, but there is always time to improve it. Like many big purchases in life, credit is used as a rating factor when determining a customer’s insurance premium. Keep your credit good, and your rates even better.

Good Credit vs Bad Credit Comparison

National General$154
Acceptance RTR$160
The General$167
Geico$170
AssuranceAmerica$172
Bad Credit
Dairyland$127
The General$133
Bristol West$134
Nationwide$134
GAINSCO$137
Good Credit

AUTO INSURANCE SOUTH DAKOTA: LOWEST COST LIABILITY ONLY

Liability is the Minimum requirement of coverages you must carry in the State you are insured in. Each state has specific requirements, but all can be altered to better cover you.

It is important to understand what these coverages mean, and why you may need higher than the minimum required to properly cover yourself and other drivers. Check with one of our Agents with any questions regarding liability limits of you South Dakota Insurance.

State Required Liability Limits

  • Bodily injury: $25,000 per person and $50,000 per accident
  • Property damage: $25,000 per accident
  • Uninsured motorist: $25,000 per person and $50,000 per accident
  • Underinsured motorist: $25,000 per person and $50,000 per accident

AUTO INSURANCE SOUTH DAKOTA: CHEAPEST RATES FOR YOUNG DRIVERS

Drivers under the age of 25 should expect to pay more on their auto insurance. With experience, you will start to see the prices decrease. And like ‘beauty comes with age’, Insurance prices drop with age as well!

Males typically get a bad rap when it comes to driving, not to say they aren’t safe drivers, but their driving habits have resulted in the highest number of Motor Vehicle Accidents. Males should expect to pay a little more in insurance prices because of this statistic.

AUTO INSURANCE SOUTH DAKOTA:

Average Monthly Rates

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08
Insurance South Dakota

Discounts lead to savings! Who doesn’t love to save money? Ask your Insurance provider
for any and all discounts available to you. While some offer others don’t, the most common
offered discounts are paperless, pay in full, and auto pay.

AUTO INSURANCE SOUTH DAKOTA: BEST BROAD FORM/NON OWNERS RATES

South Dakota offers a Non Owners policy for drivers who do not own a vehicle, but need to carry at least liability insurance. As long as you are not driving any owned, or any household member owned vehicle, you will be covered for liability insurance while operating. Most cases, these types of policies are cheaper than a standard insurance policy.

Non-Owner/Broadform Rates In South Dakota

Dairyland$108
Progressive Insurance$109
The General$125
Bristol West$150
Mendota Ins. Company$162
Note: This Insurance follows the driver not the car.

Questions about us?

Additional Helpful Links
Most Affordable Car Insurance in Elgin
Car Insurance in Denver
Cheapest Car Insurance in Spartanburg

Last Updated on by Shawn Christie