Full Coverage Car Insurance

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Auto Insurance, Now in 34 states!

Full Coverage Car Insurance

Here you can find Full Coverage Car Insurance by State

Auto Insurance, Now in 34 states!

Full Coverage Car Insurance

Here you can find Full Coverage Car Insurance by State

Full Coverage Car Insurance: Back To The Basics

What is *Full Coverage Car Insurance? Full Coverage is Liability + Comprehensive/Collision. This typically protects you, and your vehicle, and what you may be legally liable for.

How is this different from Liability-Only Car Insurance? Liability only pays for any damages or bodily injuries that you may cause – up to the liability limits of course. It does NOT cover you or your vehicle.

Full Coverage is usually recommended for newer vehicles, sometimes even required if you have a lienholder or are financing. This is because Collision will protect your vehicle if your involved in a collision with another vehicle or object, while Comprehensive covers non-collision incidents such as theft and natural disasters.

For example:

Let’s say you have full coverage car insurance and you get into an accident where you’re deemed at fault and your vehicle has a considerable amount of damage. Here’s how each aspect of your full coverage insurance might take effect:

  • Liability – Your liability coverage would help pay for any bodily injuries or property damage you caused to other people in the accident, such as damage to another person’s vehicle or medical expenses that may have occurred.
  • Collision – Your collision coverage would help pay for any repairs to your own vehicle, even though you were at fault for the accident. Most likely, you may have a deductible that need’s to be paid before your insurance kicks in to cover the rest of the repairs. Most deductibles are between $500-$1,000 depending on what you chose.
  • Comprehensive – If your car was damaged by something other than a collision, such as a fallen tree or animal, your comprehensive coverage would help pay for the restoration. Again, you may need to pay a deductible before your insurance kicks in.
Full Coverage Car Insurance1 1
Insurance Policy

*It’s important to note that Full Coverage does not include Roadside Assistance, Towing, and/or Rental Expenses. These are separate coverages that can be added onto any full coverage policy for an additional price.

Coverage Options

LiabilityPays for damage you cause – up to your limits
CollisionProtects your vehicle
ComprehensiveProtects your vehicle
Uninsured/Underinsured MotoristProtects you against an uninsured driver or someone who doesn’t have enough coverage to cover all the damages
Personal Injury Protection (PIP)Covers medical expenses and lost wages, regardless of who’s at fault
Roadside AssistanceProvides assistance if your car breaks down
Rental Reimbursement Reimburses you for the cost of a rental car while you car is being repaired

Insurance Rate Comparison

It’s a tough thing to compare insurance rates when so many factors play a role. Below is a list of common factors that insurance companies take into consideration.

Full Coverage Car Insurance 2
driving history
Age
Gender
Marital Status
Credit Score
Driving History
Insurance History
Location
Vehicle Type
Coverage Limits
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2011 Toyota Yaris Insurance

Alexis KarapiperisMar 22, 20231 min read

What Does My Neighbor Pay For Their 2011 Toyota Yaris? 30, Female, Single, Easley, South CarolinaYear/Make Model: 2011 Toyota YarisOwnership Status: 3 Years or MoreDiscounts: Paperless, Automatic Card Payments, Continuous Insurance- Platinum I Selected Coverages With ProgressiveBodily Injury Liability: $25,000…

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Full Coverage 2020 Chevrolet Equinox Colorado Springs

Alexandra VileikisMar 22, 20231 min read

What Is My Neighbor Paying for Their 2020 Chevrolet Equinox? 33, Female, Married, Colorado Springs, ColoradoYear/Make Model: 2020 Chevrolet EquinoxOwnership Status: FinancedDiscounts: Paperless, Automatic Card Payments, Smart Technology, Continuous Insurance 2020 Chevrolet Equinox Selected Coverages With ProgressiveBodily Injury Liability: $25,000…

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Multi Vehicle Policy Colorado Springs CO

Alexandra VileikisMar 22, 20232 min read

What Are My Neighbors Paying for Their 2 Vehicles? 36, Single, Male, Colorado Springs, COYear/Make Model: 1992 Toyota 4RunnerYear/Make Model: 2007 Chevrolet Silverado 2500Ownership Status: All Vehicles OwnedDiscounts: Paperless, Auto Pay via Bank Draft, Continuous Insurance, Multi-Vehicle, 5 year accident…

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Full Coverage 2021 Subaru Impreza Colorado Springs

Alexandra VileikisMar 22, 20231 min read

What Is My Neighbor Paying for Their 2021 Subaru Impreza? 25, Female, Single, Colorado Springs, ColoradoYear/Make Model: 2021 Subaru ImprezaOwnership Status: FinancedDiscounts: Paperless, Automatic Card Payments, 5 year accident free, 3 year safe driving, continuous insurance 2021 Subaru Impreza Selected…

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2011 Infiniti G37 Insurance

Alexis KarapiperisMar 22, 20231 min read

What Does My Neighbor Pay For Their 2011 Infiniti G37? 31, Female, Single, Roebuck, South CarolinaYear/Make Model: 2011 Infiniti G37Ownership Status: 3 Years or MoreDiscounts: Paperless, Continuous Insurance- Gold Selected Coverages With ProgressiveBodily Injury Liability: $25,000 / $50,000Property Damage Liability:…

Insurance Coverage By State

When it comes to auto insurance, each State is different. Each have their own laws and requirements. So choose your State below to read about full coverage car insurance in your home state.

AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

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Last Updated on by Amanda Moss