Full Coverage Car Insurance

Just Car

Auto Insurance, Now in 34 states!

Full Coverage Car Insurance

Here you can find Full Coverage Car Insurance by State

Auto Insurance, Now in 34 states!

Full Coverage Car Insurance

Here you can find Full Coverage Car Insurance by State

Full Coverage Car Insurance: Back To The Basics

What is *Full Coverage Car Insurance? Full Coverage is Liability + Comprehensive/Collision. This typically protects you, and your vehicle, and what you may be legally liable for.

How is this different from Liability-Only Car Insurance? Liability only pays for any damages or bodily injuries that you may cause – up to the liability limits of course. It does NOT cover you or your vehicle.

Full Coverage is usually recommended for newer vehicles, sometimes even required if you have a lienholder or are financing. This is because Collision will protect your vehicle if your involved in a collision with another vehicle or object, while Comprehensive covers non-collision incidents such as theft and natural disasters.

For example:

Let’s say you have full coverage car insurance and you get into an accident where you’re deemed at fault and your vehicle has a considerable amount of damage. Here’s how each aspect of your full coverage insurance might take effect:

  • Liability – Your liability coverage would help pay for any bodily injuries or property damage you caused to other people in the accident, such as damage to another person’s vehicle or medical expenses that may have occurred.
  • Collision – Your collision coverage would help pay for any repairs to your own vehicle, even though you were at fault for the accident. Most likely, you may have a deductible that need’s to be paid before your insurance kicks in to cover the rest of the repairs. Most deductibles are between $500-$1,000 depending on what you chose.
  • Comprehensive – If your car was damaged by something other than a collision, such as a fallen tree or animal, your comprehensive coverage would help pay for the restoration. Again, you may need to pay a deductible before your insurance kicks in.
Full Coverage Car Insurance
Insurance Policy

*It’s important to note that Full Coverage does not include Roadside Assistance, Towing, and/or Rental Expenses. These are separate coverages that can be added onto any full coverage policy for an additional price.

Coverage Options

LiabilityPays for damage you cause – up to your limits
CollisionProtects your vehicle
ComprehensiveProtects your vehicle
Uninsured/Underinsured MotoristProtects you against an uninsured driver or someone who doesn’t have enough coverage to cover all the damages
Personal Injury Protection (PIP)Covers medical expenses and lost wages, regardless of who’s at fault
Roadside AssistanceProvides assistance if your car breaks down
Rental Reimbursement Reimburses you for the cost of a rental car while you car is being repaired

Insurance Rate Comparison

It’s a tough thing to compare insurance rates when so many factors play a role. Below is a list of common factors that insurance companies take into consideration.

Full Coverage Car Insurance 2
driving history
Age
Gender
Marital Status
Credit Score
Driving History
Insurance History
Location
Vehicle Type
Coverage Limits
Dummy-Img

Full Coverage Sample Quote For 2011 NISSAN ALTIMA

Amanda MossSep 22, 20235 min read

Auto Insurance, Now in 34 states! Full Coverage Sample Quote For A 2011 NISSAN ALTIMA Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look…

Spread the love
Dummy-Img

2014 Toyota 4 Runner Insurance

Alexis KarapiperisSep 21, 20238 min read

What is my neighbor paying for their 2014 Toyota 4 Runner? Auto-Full Coverage, 2014 Toyota 4 Runner See a sample rate for a Male Driver / Single 50 year old with No Violations – Full Coverage. Get A Free Quote…

Spread the love
Dummy-Img

Full Coverage Sample Quote For A 2018 CHEVROLET EQUINOX

Amanda MossSep 11, 20235 min read

Auto Insurance, Now in 34 states! Full Coverage Sample Quote For A 2018 CHEVROLET EQUINOX Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look…

Spread the love
Dummy-Img

Full Coverage Sample Quote For A 2016 SCION TC

Amanda MossSep 8, 20235 min read

Auto Insurance, Now in 34 states! Full Coverage Sample Quote For A 2016 SCION TC Do you ever wonder how much others are paying for their car insurance? Rates vary from one person to the other, but take a look…

Spread the love
Dummy-Img

2022 Kia Telluride Insurance

Alexis KarapiperisSep 6, 20237 min read

What is my neighbor paying for their 2022 Kia Telluride? Auto-Full Coverage, 2022 Kia Telluride See a sample rate for a Male Driver/Single 34 year old with No Violations-Full Coverage. Get A Free Quote 2022 Kia Telluride: SAMPLE QUOTE Coverages…

Spread the love

Insurance Coverage By State

When it comes to auto insurance, each State is different. Each have their own laws and requirements. So choose your State below to read about full coverage car insurance in your home state.

AL AK AZ AR CA CO CT DC DE FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

INSURANCE SERVICES WE OFFER

Welcome Center Free Auto Insurance Quote

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Welcome Center Homeowners And Renters Insurance

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Welcome Center Other Insurance Quotes

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on by Alexis Karapiperis

Spread the love