Cheap Affordable Insurance: All about Full Coverage in Oregon

Shopping for full coverage Insurance in Oregon? Consider checking a few companies to see what prices they are able to offer you. Prices will vary based on several things such as the driver and their driving history, the type of vehicle you have, and coverage selected. Some companies are able to offer more discounts than others, leading to more savings for you!

State Liability Requirements

Required Liability Coverage:
$25,000 bodily injury liability per person
$50,000 bodily injury liability per accident
$25,000 property damage liability per accident

CHEAPEST FULL COVERAGE CAR INSURANCE OREGON

CarrierLowHigh
National General$145.00$180.00
Acceptance RTR$160.00$195.00
Mendota Ins. Company$145.00$180.00
AssuranceAmerica$145.00$180.00
Bristol West$155.00$210.00
Travelers$145.00$180.00
The General$140.00$190.00
American Family$140.00$190.00
Progressive Insurance$130.00$175.00
GAINSCO$175.00$215.00
USAA$160.00$180.00
21st Century$150.00$185.00
Geico$135.00$160.00
Allstate$140.00$170.00
Farmers$145.00$195.00
State Farm$120.00$160.00
Liberty Mutual$150.00$185.00
Nationwide$145.00$185.00
Cheapest Full Coverage Car Insurance Oregon

STATE MINIMUM LIABILITY INSURANCE REQUIREMENTS IN OREGON

In Oregon, each driver must carry at least the State Minimum Liability requirements in order to be legal to operate a vehicle. The minimum coverages are as follows. *Liability is the minimum required by law, drivers are able to increase their liability limits for greater coverage.

  • Bodily injury and property damage liability
    • $25,000 per person;
    • $50,000 per crash for bodily injury to others; and
    • $20,000 per crash for damage to others’ property.
  • Personal injury protection
    • $15,000 per person.
  • Uninsured motorist
    • $25,000 per person;  and
    • $50,000 per crash for bodily injury.

OREGON CAR INSURANCE COMPANIES

If you are looking for the cheapest full coverage car insurance Oregon offers, check out some of the companies listed below. All companies are able to offer different prices depending on the driver and their driving history, the location, the type of vehicle (year/make/model) and the full coverage limits. Below are some reputable car insurance companies that offer full coverage in Oregon.

Average CostCarrier
$176.00State Farm
$168.00Geico
$170.00Allstate
$163.00USAA
$179.00Liberty Mutual
$171.00Farmers
$186.00Nationwide
$158.00American Family
$153.00Bristol West
$207.00Dairyland
$163.00GAINSCO
$151.00AssuranceAmerica
$159.00Progressive
$153.00Travelers
$156.00The General
$144.00National General
$168.0021st Century
$147.00Acceptance RTR
$147.00Mendota Ins. Company
$198.00Safeco
$187.00State Auto
Oregon Car Insurance Companies

CHEAPEST FULL COVERAGE CAR INSURANCE OREGON – SHOULD I GET FULL COVERAGE?

Before purchasing or financing a vehicle, wouldn’t it help to know the average cost for full coverage on that vehicle?

The cost for full coverage will vary depending on the year, make, and model of the vehicle. Some vehicles cost more to insure based on their safety features, likeliness of theft, or the cost of parts on the vehicle are more to replace than others.

Check below for the average cost for full coverage on your vehicle.

car icon

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

house icon

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

motorcycle icon 2

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

HOW MUCH DOES FULL COVERAGE CAR INSURANCE COVER IN OREGON

Full Coverage Insurance consists of Comprehensive, and Collision. Other coverages are available for a small additional cost such as Roadside Assistance, Rental Reimbursement, and even Gap Insurance if you are financing a vehicle.

Finding the cheapest full coverage car insurance Oregon offers should be easy if you work with a license Agent, like us at A Plus Insurance. We are able to take your information, and look at several competitive insurance providers to offer you the best coverage, for the most affordable price.

CoverageExplanation
Comprehensive CoverageTheft/Fire/Vandalism/Glass Breakage/Impact with an animal
Collision Coverage Impact with a vehicle or object
Roadside AssistanceProvides assistance such as lockout services, fuel delivery, flat tire change, and tow.
Rental ReimbursementWill reimburse you for a rental car due to a covered claim up to selected limits.
Gap Insurance– Available if you are financing a vehicle, will cover the cost to pay off the value of the vehicle if there is a loan.
How much does full coverage car insurance cover?

DISCOUNTS AVIALBLE FOR CHEAP FULL COVERAGE INSURANCE

Discounts are available by each Insurance provider, which will help you save money on your full coverage auto insurance policy. All companies offer different discounts, so be sure to check with your insurance company to ensure you are receiving the maximum amount of discounts.

For some common known discounts, see below.

Impact on RatesDiscounts Available
HighAuto Pay
MildMilitary
MildEducation Discount
MildMarried
MildPaperless Discount
MildMulti Vehicle
HighAdvanced Quote
HighPaid in Full
MildHomeowners
Cheapest full coverage car insurance Oregon – Discounts offered

How to Get a Free Quote for Oregon Insurance

01.

Contact Us​

Start by reaching out to us, either online, by phone, or in person. Provide basic personal and vehicle information to initiate the quote process.

02.

Details

Provide more detailed information about your driving history, the vehicle you wish to insure, and any specific coverage needs or preferences you have

03.

Quote

We will process your information and present you with a customized insurance quote, outlining coverage options and prices tailored to your needs.

04.

Decision

Review the provided quote at your leisure. If you decide to proceed, you can finalize the policy, setting up payment and coverage start dates.

Oregon Full Coverage Related Links

Cheap Liability Insurance Oregon
Affordable Home Insurance Oregon
Bundle and save on Motorcycle Insurance
Cheapest full coverage car insurance Oregon related links
Here’s What Our Clients Say About Us​

Edit Article Information

Article Title: Cheapest Full Coverage Car Insurance in Oregon

Author: Your Name Here

Publisher: Learn and Serve

Keywords: car insurance, full coverage, Oregon, cheapest, affordability

Article URL: Last Updated on by Marlon Moss

Spread the love
Scroll to Top