Liability insurance is meant to cover you financially in the event of an accident that you are found responsible in causing. It will cover up to the amount set for any bodily injuries or property damage done to the other party involved in the accident.
Liability insurance will not cover any of the expenses in damages that occurred to you or your vehicle.
The table chart below will demonstrate, on average, what clients could pay for their liability only auto insurance
Carriers
Average Price
National General
$93
Dairyland
$97
AssuranceAmerica
$100
Mendota Ins. Company
$102
Progressive Insurance
$104
The General
$109
Nationwide
$117
Acceptance RTR
$122
Bristol West
$129
Geico
$132
Travelers
$142
USAA
$145
Farmers
$149
American Family
$155
21st Century
$160
Liability Only Insurance Ohio Rates
Cheapest Full Coverage Car Insurance In Ohio
Cheapest Full coverage insurance in Ohio is an option that will be offered when getting car insurance. It will consist of two components known as Comprehensive and Collision coverage.
Comprehensive
This will cover damages that occurred to the vehicle from factors such as a tree branch falling, fire, flood, a deer hitting the car, theft, vandalism, etc.
Collision
This coverage will cover any damage that happened to your vehicle from colliding with another car or object, such as a pole, whether the vehicle was parked or actively moving.
In the case that you will need to use either of these coverages, you will need to pay your deductible first. Your deductible normally be either $500 or $1,000. The higher you set your deductible, the lower the auto premium will be. This is due to the insurance carrier viewing you as taking on more financial responsibility.
In the table chart below, you can see on average, what others may expect to pay for a full coverage policy amongst the carriers.
Carriers
Average Price
Progressive Insurance
$139
Travelers
$142
Bristol West
$144
Farmers
$148
Allstate
$154
American Family
$155
Nationwide
$155
State Farm
$158
Mendota Ins. Company
$159
The General
$159
National General
$160
USAA
$170
GAINSCO
$176
Geico
$178
Acceptance RTR
$182
–
It is important to remember that auto insurance consists of multiple factors. Your premium will differ from another individual’s premium due to:
Age
Gender
Location (State/City)
Driving History/Record
Vehicle Make/Model
Type of Coverages/Coverage Limits
Etc.
Should I Get Full Coverage Calculator Cheapest Full Coverage Insurance in Ohio
In some cases, cheapest full coverage insurance in Ohio may be required by your bank, dealership, or lienholder. Although in other cases, you may not need full coverage due to the vehicle being older than 10 years. This Calculator should help give you an idea on whether full coverage could be the right option for you.
If you are still unsure about whether you should get cheapest full coverage insurance in Ohio or not, you may always speak with an A Plus Insurance agent to help guide you in the right direction.
Overall Thoughts On Cheapest Full Coverage Insurance in Ohio
The Cheapest Full coverage insurance in Ohio is a great option to add on to an auto policy. It helps with lessening the overall cost of expenses of any damages done to the car for the insured. For example, instead of paying $4,000 for damages caused to the car, you would pay your deductible limit and then your insurance would cover the rest.
If you want to get the cheapest full coverage insurance in Ohio and have all your questions answered, call A Plus Insurance and get started on your free quote today!
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Thug W.
6/15/2022
Have always been amazing! Go above and...read moreHave always been amazing! Go above and beyond! Everyone there are always helpful, and always answer any question i have. Lauren is THEE GOAT! You will not be disappointed with A Plus Insurance!read less
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3/29/2023
Katie was so patient and very helpful. ...read moreKatie was so patient and very helpful. I received the most reasonable insurance rate from this company. Thank you.read less
V
1/21/2022
Alexandra was great! She was very knowledgeable and...read moreAlexandra was great! She was very knowledgeable and helpful. I Will definitely recommend her to my friends and family!read less
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9/24/2022
Crystal was awesome to work with!
Diane l.
3/15/2023
Cam was great, took his time, and helped...read moreCam was great, took his time, and helped find me a great deal! Thank you Cam!!!!read less
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3/29/2023
I was in need of insurance and quickly,...read moreI was in need of insurance and quickly, behold I stumble across Marlon. The best customer service I’ve ever received. Marlon made finding insurance and setting up a policy waaaay easier than I thought it was going to be! I will forever be thankful for Marlon, I will always think of you. Thank you so much Marlon!!!!!!!!!!! 💖read less
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3/01/2023
I had a GREAT experience! I was in...read moreI had a GREAT experience! I was in a time crunch and he was very accommodating!! Will definitely spread the word!!
Policy Notes: Single Young driver age 37 obtain competitive liability only insurance high risk in Colorado Prior insurance: The General Vehicle quoted: Lincolnread less
Staci D.
7/18/2022
Thank you Lauren. You made my bad day...read moreThank you Lauren. You made my bad day Good . Kindness goes along way
Response from owner: It was our pleasure, Elizabeth! Thank you for the kind words. Happy to help you with your SR22. glad to help with your insurance in Greenville SCread less
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7/21/2022
Always trust this insurance
Evelina G.
3/15/2023
notes: married Young driver 49 bundled...read morenotes: married Young driver 49 bundled with Renters Insurance suspended license needing SR22 motorcycle insurance proof of insurance Alaska Prior insurance Progressive Hondaread less
michael t.
5/21/2022
Extremely content. Lovely agent! Thank you Alexandra V.
Owners...read moreExtremely content. Lovely agent! Thank you Alexandra V.
Owners response:
Notes:
young motorist 40 value fast homeowners insurance quoted not purchased yet. Immediate Insurance Card Provided. Wisconsin Prior insurance State Farm in regards to a BMW read less
ness m.
7/14/2022
Crystal was an amazing help !! so nice...read moreCrystal was an amazing help !! so nice and got everything done in a split second !read less
Nevaeh S.
8/14/2022
Communication was great, and followed up immediately.
Crystal M.
11/30/2022
My agent Marlon was amazing! He provided an...read moreMy agent Marlon was amazing! He provided an extraordinary level of customer service! He was polite, professional, positive, followed through, and assisted me every step of the way. I look forward to working with him again when I have to make changes when I move.read less
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2/21/2022
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8/14/2022
Super Helpful and very friendly I switched...read moreSuper Helpful and very friendly I switched gears on her many times and she was right there along with me navigating I believe her computer left a smile on my face quite a few timesread less
Daniel W.
7/21/2020
Lauren saved me a few hundred dollars at...read moreLauren saved me a few hundred dollars at my 6 month renewal. She was kind and helpful, makes the process easy for people that don’t want to spend time comparing quotes from all possible options.read less
Nathan W.
7/18/2022
Marlin was very helpful and personable. He helped...read moreMarlin was very helpful and personable. He helped me so much.read less
TrashDash
2/02/2023
Everything was great Lauren is great thanks Jimmie Waddle
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7/21/2020
great staff, will help you out with whatever...read moregreat staff, will help you out with whatever you needread less
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7/21/2021
This car insurance agency was the best I’ve...read moreThis car insurance agency was the best I’ve used so far! I was able to find the best quote for what I could afford. Marlon, the agent who helped me was really professional and friendly. During this stressful time in my life, I found this company to be extremely helpful. Customer service was over and beyond my expectation.
Notes:married student 26 quote Discounted liability only young driver MI Prior insurance Safeco Driving an Infinityread less
Mua S.
6/23/2022
She was very helpful with the information that...read moreShe was very helpful with the information that I neededread less