In Ohio, it is mandatory to have the State’s Minimum Requirement for liability auto insurance.

Bodily Injury For One Person	Bodily Injury For Multiple Persons	Property Damage
$25,000	$50,0000	$25,0000

Liability insurance is meant to cover you financially in the event of an accident that you are found responsible in causing. It will cover up to the amount set for any bodily injuries or property damage done to the other party involved in the accident.

Liability insurance will not cover any of the expenses in damages that occurred to you or your vehicle.

The table chart below will demonstrate, on average, what clients could pay for their liability only auto insurance

Carriers	Average Price
National General	$93
Dairyland	$97
AssuranceAmerica	$100
Mendota Ins. Company	$102
Progressive Insurance	$104
The General	$109
Nationwide	$117
Acceptance RTR	$122
Bristol West	$129
Geico	$132
Travelers	$142
USAA	$145
Farmers	$149
American Family	$155
21st Century	$160

Cheapest Full coverage insurance in Ohio is an option that will be offered when getting car insurance. It will consist of two components known as Comprehensive and Collision coverage.

Comprehensive
This will cover damages that occurred to the vehicle from factors such as a tree branch falling, fire, flood, a deer hitting the car, theft, vandalism, etc.

Collision
This coverage will cover any damage that happened to your vehicle from colliding with another car or object, such as a pole, whether the vehicle was parked or actively moving.

In the case that you will need to use either of these coverages, you will need to pay your deductible first. Your deductible normally be either $500 or $1,000. The higher you set your deductible, the lower the auto premium will be. This is due to the insurance carrier viewing you as taking on more financial responsibility.

In the table chart below, you can see on average, what others may expect to pay for a full coverage policy amongst the carriers.

Carriers	Average Price
Progressive Insurance	$139
Travelers	$142
Bristol West	$144
Farmers	$148
Allstate	$154
American Family	$155
Nationwide	$155
State Farm	$158
Mendota Ins. Company	$159
The General	$159
National General	$160
USAA	$170
GAINSCO	$176
Geico	$178
Acceptance RTR	$182

Should I Get Full Coverage Calculator
Cheapest Full Coverage Insurance in Ohio

In some cases, cheapest full coverage insurance in Ohio may be required by your bank, dealership, or lienholder. Although in other cases, you may not need full coverage due to the vehicle being older than 10 years. This Calculator should help give you an idea on whether full coverage could be the right option for you.

Age of Vehicle0 to 2 yrs3 to 6 yrs7 to 10 yrs11 to 14 yrs14+ yrs old

Value of VehicleUnder $750$750 to $2,500$2,501 to $5,500$ 5,501 to $12,500$12,501 +

Monthly premium increase for Full coverageunknownLess than $65$66 to $125$125 and up

Under 6 = Liability / 7 to 9= Consider Full Coverage / 9 += Full Coverage RecommendedAlways talk with an insurance professional to discuss your specific needs.

Send Message

If you are still unsure about whether you should get cheapest full coverage insurance in Ohio or not, you may always speak with an A Plus Insurance agent to help guide you in the right direction.

Our agents are readily available to help assist you through phone call, text message, or email.

The Cheapest Full coverage insurance in Ohio is a great option to add on to an auto policy. It helps with lessening the overall cost of expenses of any damages done to the car for the insured. For example, instead of paying $4,000 for damages caused to the car, you would pay your deductible limit and then your insurance would cover the rest.

If you want to get the cheapest full coverage insurance in Ohio and have all your questions answered, call A Plus Insurance and get started on your free quote today!

Additional Ohio Insurance
Liability Car Insurance | Ohio
SR22 Insurance | Ohio

Last Updated on July 18, 2023 by Crystal Farley