- Cheapest Full Coverage Car Insurance in California
- What We Do at A Plus Insurance
- Cheapest Full Coverage Insurance in California (Average Cost)
- Cheapest full coverage insurance in California Calculator
- Is Standard Coverage Full Coverage? What is Full Coverage?
- Cheapest Full Coverage Insurance in California: Discounts
- Cheapest Full Coverage Insurance in California by Company
- FAQs About Cheapest Full Coverage Insurance in California with A Plus Insurance
- Additional Helpful Links
- Edit Article Information
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Cheapest Full Coverage Insurance in California (Average Cost)
Full Coverage Car Insurance in California for an Affordable Rate! Give our licensed Agents a call today for a free, quick insurance quote. We work with several Insurance providers to offer you the best coverage, for the best price.
The cost for Full Coverage Insurance in California will depend on several factors. Some factors will include your location, age and gender, the type of vehicle you are insuring, and the coverage selected. See below for a low, and high-end average cost for Full Coverage Car Insurance in California.
| low | high |
| $145.00 | $180.00 |
| $160.00 | $195.00 |
| $145.00 | $180.00 |
| $145.00 | $180.00 |
| $155.00 | $210.00 |
| $145.00 | $180.00 |
| $140.00 | $190.00 |
| $140.00 | $190.00 |
| $130.00 | $175.00 |
Cheapest full coverage insurance in California Calculator
Are you considering financing a new vehicle? We recommend checking the cost for full coverage insurance on your vehicle before purchasing. The cost for full coverage will vary based on the year/make/model of the vehicle.
Some vehicle’s have great safety features included, and will result in a lower full coverage premium. Check below for the average cost for full coverage for your vehicle.
Is Standard Coverage Full Coverage? What is Full Coverage?
Full Coverage Car Insurance in California consists of having the State Minimum Liability Requirements, along with having Comprehensive and Collision Coverage. There are also additional coverages you may be able to add onto your full coverage auto insurance policy, such as Roadside Assistance, Rental Reimbursement, Gap Insurance, and additional State Coverages like Uninsured/Underinsured Motorist, and Medical Payments.
Insurance is very customizable, and there are several options customers can choose from to ensure they are getting the coverage needed, for the right price.
California’s State Minimum Liability Requirments
- $15,000 for injury/death to one person.
- $30,000 for injury/death to more than one person.
- $5,000 for damage to property.
Comprehensive : May be added onto a liability policy. Comprehensive will cover the vehicle for theft, fire, vandalism, glass breakage, and impact with an animal.
Collision : May be added onto a liability policy. Collision will cover the vehicle in the event of an accident with another vehicle, or object.
Top models known for their lower insurance costs:
Certain cars are cheaper to insure due to factors like safety ratings, repair costs, theft rates, and overall risk. Vehicles with advanced safety features, good crash-test ratings, and lower repair expenses tend to have lower insurance premiums. Additionally, cars less prone to theft or with moderate engine power often come with cheaper insurance rates.
Cheapest Full Coverage Insurance in California: Discounts
Looking for ways to save money on your full coverage car insurance in California? Discounts are always available, and will vary based on the insurance provider you choose. Some common discounts that may be available to help you save on your insurance premium are:
| Paperless Discount |
| Multi Policy Discount – Bundle |
| Multi Vehicle |
| Auto Pay |
| Pay In Full |
| 3 Year Claims Free |
| Homeowner |
| 3 Year Accident Free |
- Multi-Policy Discount: Many insurance companies offer discounts if you bundle multiple insurance policies, such as auto and homeowners insurance, with the same provider.
- Multi-Vehicle Discount: Insuring multiple vehicles with the same insurance company can often result in lower premiums per vehicle.
- Good Driver Discount: Maintaining a clean driving record with no accidents or traffic violations for a certain period can make you eligible for a good driver discount.
- Good Student Discount: Full-time students who maintain a certain GPA (usually a “B” average or higher) may qualify for a discount on their insurance premiums.
- Safety Features Discount: Vehicles equipped with safety features such as anti-lock brakes, airbags, anti-theft devices, and electronic stability control may qualify for discounts.
- Low Mileage Discount: If you drive fewer miles than the average driver, you may be eligible for a low mileage discount.
- Pay-Per-Mile Discount: Some insurance companies offer usage-based insurance programs where premiums are based on the number of miles you drive. If you drive less, you could save money with this type of discount.
- Automatic Payment Discount: Enrolling in automatic payment plans or electronic funds transfer (EFT) can sometimes qualify you for a discount.
- Loyalty Discount: Insurance companies may offer discounts to long-term customers who renew their policies with the same insurer.
- Affinity Group Discount: Some insurers offer discounts to members of certain organizations, alumni associations, or professional groups.
- Defensive Driving Course Discount: Completing a defensive driving course approved by the insurance company may result in a discount on your premiums.
- Green Vehicle Discount: Insuring a hybrid or electric vehicle may qualify you for a discount due to their environmentally friendly nature.
Cheapest Full Coverage Insurance in California by Company
There are several options to choose from when searching for Full Coverage Car Insurance in California. All companies are able to offer different rates based on the vehicle, driver information, and other rating factors. A good rule of thumb; get at least 3 insurance quotes before purchasing.
Better yet, give your local Insurance agent a Call. At A Plus Insurance we are able to shop more than 3 Insurance Companies in California to find you the most competitive rates for full coverage car insurance in California.
| $157.00 | State Farm |
| $183.00 | Geico |
| $169.00 | Allstate |
| $163.00 | USAA |
| $164.00 | Liberty Mutual |
| $152.00 | Farmers |
| $186.00 | Nationwide |
| $182.00 | American Family |
| $137.00 | Bristol West |
| $204.00 | Dairyland |
| $170.00 | GAINSCO |
| $171.00 | AssuranceAmerica |
| $156.00 | Progressive Insurance |
| $140.00 | Travelers |
| $179.00 | The General |
| $149.00 | National General |
| $173.00 | 21st Century |
| $156.00 | Acceptance RTR |
FAQs About Cheapest Full Coverage Insurance in California with A Plus Insurance
What is full coverage insurance, and why is it important in California?
Full coverage insurance in California typically includes both liability coverage and comprehensive and collision coverage. It’s important because it provides comprehensive protection for your vehicle, including coverage for damages in accidents, theft, and other unforeseen events. A Plus Insurance can help you find affordable full coverage options tailored to your needs.
How can I find the cheapest full coverage insurance in California with A Plus Insurance?
A Plus Insurance in California can assist you in finding the cheapest full coverage insurance by comparing quotes from multiple insurance carriers. We consider factors like your driving history, the type of vehicle you drive, and your coverage needs to find the most affordable options while maintaining quality coverage and protection.
What discounts or strategies can help me save on full coverage insurance premiums in California?
There are several ways to save on full coverage insurance premiums in California. A Plus Insurance can help you explore options such as bundling policies, maintaining a clean driving record, qualifying for safe driver discounts, and taking advantage of available promotions. Our goal is to find you the most cost-effective coverage without compromising on protection.
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Additional Helpful Links
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- California residents can find affordable full coverage insurance options.
- Learn about the factors that affect insurance rates in California.
- For inquiries or quotes, call us at 1.888.445.2793.
Last Updated on by Camron Moss