By Crystal Farley | Licensed Agent at Learnandserve.org | Powered by A Plus Insurance

Cheap Full Coverage Car Insurance in Alabama: What Is It?

When you are out shopping for cheap full coverage car insurance in Alabama there are so many factors that will impact your rate. There are also different coverages you can add to make your policy full coverage as well.

First components of full coverage consist of Comprehensive and Collision deductibles. Typically, your deductibles will consist of $500 or $1000. The higher deductible that you have, the lower your insurance will be, although that will be more that you need to put out in the event of an accident. With that also being said, the lower deductible that you have, the higher your insurance will be but less of an amount that you have to put out in the event of an accident.

There are also some things you can add to your policy as well besides comprehensive and collision. You can add roadside assistance, rental reimbursement and even some carriers offer gap insurance.

Coverage	Explanation
Comprehensive	For wind, fire, hail and theft coverage.
Collision	Deductible for when there was impact with another vehicle.

Should I get Full Coverage in Alabama Calculator

Age of Vehicle0 to 2 yrs3 to 6 yrs7 to 10 yrs11 to 14 yrs14+ yrs old

Value of VehicleUnder $750$750 to $2,500$2,501 to $5,500$ 5,501 to $12,500$12,501 +

Monthly premium increase for Full coverageunknownLess than $65$66 to $125$125 and up

Under 6 = Liability / 7 to 9= Consider Full Coverage / 9 += Full Coverage RecommendedAlways talk with an insurance professional to discuss your specific needs.

Send Message

Cheapest Full Coverage Insurance in Alabama

There are several companies out there that can offer you some cheap full coverage auto insurance in Alabama. When you are shopping around make sure to double check your rates and compare coverages as well to insure you are getting the cheapest insurance available with the same type of coverage. Allow us to shop some rates for you to compare your auto insurance coverage.

What Are the Cheapest Full Coverage Auto Insurance?

Company	Average Price
National General	$123
Bristol West	$135
Progressive Insurance	$151
Acceptance RTR	$155
State Farm	$156
USAA	$160
Nationwide	$164
American Family	$165
GAINSCO	$165
Mendota Ins. Company	$165
Travelers	$169
AssuranceAmerica	$170
Allstate	$171
Farmers	$175
Liberty Mutual	$178

Alabama Car Insurance Quotes & Requirements

Every state out there including Alabama have their own liability limits. Per the state of Alabama they require that you have minimum limits of $25,000 per person, $50,000 per accident and $25,000 for property damage. Make sure you at least meet the minimum requirements per the state to be legal.

Bodily Injury Liability per Person	Bodily Injury Liability per Accident	Property Damage
$25,000	$50,000	$25,000

Alabama Car Full Coverage Insurance Quote

Here at A Plus Insurance, it is our goal to help you find the best and most affordable premium for your auto insurance needs.

We will rate you across nine different carriers such as Progressive, Travelers, The General, etc. to ensure we can get you matched with the cheapest carrier.

Whether you are interested in just liability or full coverage, our agents will be able to give you a free quote on both to see what you could expect for an overall 6 month term in full or by month to month.

Our agents are flexible, you can call, text, or email them to get started on a Free Quote today!

How to Get the Cheapest Full Coverage Insurance in Alabama

There are several ways that you can obtain cheap full coverage car insurance in Alabama. First, you need to evaluate what coverage you need specifically besides the comprehensive and collision. Typically you can start with higher deductibles and leave out the rental reimbursement and roadside assistance. Also, you can leave out additional liability coverages as well.

The more coverage you have on your cheap full coverage car insurance in Alabama, the more you will end up paying at the end of the day. Make sure to reach out to us to find you the best, and most affordable car insurance in Alabama.

Additional Helpful Links

Alabama Homeowners Insurance

Alabama Liability Insurance

Auto Insurance in Alabama

Motorcycle Insurance in Alabama

SR22 Insurance Alabama

Progressive Insurance in Alabama

Alabama DMV

Last Updated on March 15, 2024 by Alexis Karapiperis