Mexico is known as the land of extremes with its dense rainforests and deep canyons but you may want the most simple insurance!
If you are looking for Non-owners insurance in New Mexico, we have several options to assist you with this! We offer these types of policies through Progressive and Dairyland Insurance for New Mexico. Unfortunately, we do not offer broadform policies in the state of New Mexico.
BROADFORM/NON-OWNERS
Carrier
Average Cost
Dairyland
$87
Progressive Insurance
$105
The General
$123
Bristol West
$144
Mendota Ins. Company
$153
Geico
$178
Allstate
$204
Acceptance RTR
$213
State Farm
$245
Insurance New Mexico
FULL COVERAGE INSURANCE NEW MEXICO AT THE CHEAPEST RATE
Full coverage insurance in New Mexico will involve more than just the state minimum liability required in the state. Full coverage insurance refers to comprehensive, and collision insurance. You may want full coverage if you are financing a new vehicle, or just purchased a newer vehicle outright. Typically, when the insurance for your car exceeds the value on an annual basis, you may decide to drop your coverage insurance.
FULL COVERAGE AVERAGE RATES
Carrier
Average Cost
National General
$122
Bristol West
$137
Nationwide
$144
American Family
$148
Progressive Insurance
$148
The General
$150
Allstate
$151
Insurance New Mexico
Remember Full Coverage does not include Med Pay, Rental, Towing, or other add-ons.
CHEAPEST INSURANCE RATES WITH A BUNDLE
Not all insurance companies offer bundling discounts. If you are looking for more than just one product to insure, it is vital to do your homework on the insurance companies you are seeking quotes from. Companies like Progressive, Bristol West, and Travelers offer great discounts for multiple products, like home, renters, boat, RV, motorcycle, and more!
SAVINGS AVERAGE RATE WITH BUNDLES
GAINSCO
$136
Bristol West
$142
Nationwide
$142
The General
$142
Mendota Ins. Company
$143
Dairyland
$146
Insurance New Mexico
New A Plus Insurance Customers in New Mexico Save on Average $595.55..that’s almost 60 Bottles of Wine! New Mexico is Wine country after all!
CHEAPEST INSURANCE RATES WITH GOOD VS BAD CREDIT
Many people wonder if getting car insurance quotes brings down your credit score. The simple answer is no. Insurance companies use what is called soft credit pulls, these pulls check your credit history, but do not affect your score like applying for a loan would. You can improve your credit score by paying down your balances, making on time payments, and keeping your credit utilization down.
Your credit score can affect so many areas of your life financially, car insurance is no different.
What is considered a good insurance score for car insurance companies? Typically around 700 is considered a good score. Keeping your score around this number will help ensure lower insurance premiums for you!
INSURANCE RATES BASED ON CREDIT SCORE
Excellent
$120.99
Good
$136.34
Average
$164.15
Poor
$232.17
Insurance New Mexico
GOOD CREDIT AVERAGE RATE
Dairyland
$127
21st Century
$128
Mendota Ins. Company
$136
AssuranceAmerica
$137
National General
$140
Insurance New Mexico
BAD CREDIT AVERAGE RATE
Nationwide
$150
21st Century
$155
AssuranceAmerica
$155
GAINSCO
$160
National General
$160
Insurance New Mexico
The Yucca Flower is the beloved flower of New Mexico. A Plus Insurance can help finish the bouquet with our trusted team of insurance companies.
CHEAPEST INSURANCE FOR FEMALE DRIVERS
Almost always when it comes to purchasing auto insurance your gender will be a big rating factor. Women usually will pay about 10-15% less than men for their auto insurance premiums. Around age 35, rates typically equal out for both genders.
AVERAGE RATES FOR FEMALES
GAINSCO
$132
Nationwide
$132
Geico
$139
21st Century
$141
The General
$143
Insurance New Mexico
CHEAPEST INSURANCE RATES FOR MALES
As mentioned above, males do usually pay more than females for their auto insurance. But these rates will equal out at about age 35. Besides age, other factors like driving history, your zip code, car details, and marital status will affect your rates as well.
AVERAGE MONTHLY RATES FOR MALES
Progressive Insurance
$155
Bristol West
$157
Mendota Ins. Company
$159
GAINSCO
$161
Dairyland
$168
Insurance New Mexico
Do you live in New Mexico AKA the hot air balloon capital? Have you been searching for the best Auto, Home or Boat insurance for your property but simply don’t have time to make multiple calls throughout your day? Well no need to look any further! What you’ve been searching for is on the horizon! At A Plus Insurance you can receive a FREE quote today! For an Auto quote it can take 10-15 minutes. For Home about 15-20 minutes. At A Plus Insurance our goal is to make the quote process for our clients easy, fast, informative and as painless as possible.
Lauren did a fantastic job helping me find...read moreLauren did a fantastic job helping me find a new policy! She went above and beyond to assist me in a difficult financial time to help me find a policy that worked for me financially. She was kind, efficient and thorough!
Owner Response: Thank you, Hanna. It was our pleasure getting your auto and renters policies set up today!read less
Hanna E.
5/21/2022
Fast easy and stress free!
Alec K.
8/14/2022
Friendly and Low rates works with you to...read moreFriendly and Low rates works with you to get you driving. Also A friendly staff they do everything they can to help.read less
Reginald E.
7/21/2020
My agent was extremely informative, and super nice!...read moreMy agent was extremely informative, and super nice! Made it very easy to buy my insurance at a very affordable rate!read less
Jawad K.
8/21/2021
Had great customer service getting set up with...read moreHad great customer service getting set up with new insurance!read less
Robin P.
7/21/2020
Mrs. Farley was personable, patient and thorough with...read moreMrs. Farley was personable, patient and thorough with addressing my questions and concerns regarding a confusing situation for a food delivery quote. Please give their family business a chance to meet your needs and exceed your expectations.read less
Bryon B.
7/21/2020
Today I spoke with Justine and her friend...read moreToday I spoke with Justine and her friend Veronica they are so sweet They are help me and going through everything to understand.read less
alissa s.
12/21/2021
Fast, friendly, helpful!She was a real person with...read moreFast, friendly, helpful!She was a real person with a sense of humour and didn't course me into anything. Explained all the types of coverage and I didn't feel like the process was lengthy either.THANK YOU AMY!!!!!read less
riah u.
7/21/2020
That was the easiest inquiry about car insurance....read moreThat was the easiest inquiry about car insurance. I had a quote and was insured almost immediately. I was dreading trying to find insurance, but to my surprise the agent was very informative I had a great conversation with Katie. Definitely would recommend this business to anyone.read less
Shane W.
7/21/2021
She did a great job and explained everything perfectly.
toria t.
3/21/2022
A Plus Insurance Always gave me the best...read moreA Plus Insurance Always gave me the best quotes and great insurance to have. I am very pleased with there services and recommend them to anyone who needs insurance. Awesome staff as well!read less
Starr D.
7/21/2021
The agent was very helpful in finding me...read moreThe agent was very helpful in finding me the least expensive insurance that meets my needs. I'm extremely satisfied with the service I received and would recommend it to anyone. Thank you Lauren, it was a pleasure to work with you.read less
Kimberly D.
7/21/2021
Crystal was an amazing help !! so nice...read moreCrystal was an amazing help !! so nice and got everything done in a split second !read less
Nevaeh S.
8/14/2022
I had a great experience would recommend Katie...read moreI had a great experience would recommend Katie extremely kind gal.read less
Diego A.
7/21/2020
Lauren was very helpful.
salvador j.
7/21/2021
Notes:
married motorist age 29 finds Direct...read moreNotes:
married motorist age 29 finds Direct vehicle insurance with multiple lines in AZ Prior insurance Viking :Mitsubishi and SR22 filingread less
Ashley P.
6/21/2022
Alexis was very helpful with my problem today,...read moreAlexis was very helpful with my problem today, as well she did what had to be done to solve my problem thanks so muchread less
Gloria S.
5/09/2023
Marlon was AMAZING, attentive and fast. I couldn’t...read moreMarlon was AMAZING, attentive and fast. I couldn’t be any more appreciative of the service I received today! All of my worries vanished with one call. He’s very helpful and great at anything he does I’m sure .read less
Destiny J.
2/22/2023
Very sweet lady I talked too! She was...read moreVery sweet lady I talked too! She was very patient and helpful. Definitely happy I called them!read less
Brittny R.
7/21/2021
Cameron was an absolute delight! so unbelievably...read moreCameron was an absolute delight! so unbelievably helpful, knowledgeable and efficient at his job.read less
B R.
2/07/2023
Great service Christy and Amanda was great with...read moreGreat service Christy and Amanda was great with quoting and Christy finished me up.read less
Adam M.
4/01/2023
Absolutely amazing customer service and took the time...read moreAbsolutely amazing customer service and took the time to make sure we got the best deal.read less
Maha L.
11/28/2022
Marlon was a great help!
Jake S.
1/10/2023
Crystal is exceptional , the process was painless...read moreCrystal is exceptional , the process was painless . She is magnificent with her ability to explain what I needed for my SR 22 and the importance of not letting my coverage lapse in the future. I highly recommend Calhan auto insurance. She also submitted my SR 22 to the DMV for me, saving me an additional step In the process.read less