BEST BROADFORM INSURANCE: NON-OWNERS

Mexico is known as the land of extremes with its dense rainforests and deep canyons but you may want the most simple insurance!

If you are looking for Non-owners insurance in New Mexico, we have several options to assist you with this! We offer these types of policies through Progressive and Dairyland Insurance for New Mexico. Unfortunately, we do not offer broadform policies in the state of New Mexico.

BROADFORM/NON-OWNERS

Carrier	Average Cost
Dairyland	$87
Progressive Insurance	$105
The General	$123
Bristol West	$144
Mendota Ins. Company	$153
Geico	$178
Allstate	$204
Acceptance RTR	$213
State Farm	$245

FULL COVERAGE INSURANCE NEW MEXICO AT THE CHEAPEST RATE

Full coverage insurance in New Mexico will involve more than just the state minimum liability required in the state. Full coverage insurance refers to comprehensive, and collision insurance.
You may want full coverage if you are financing a new vehicle, or just purchased a newer vehicle outright. Typically, when the insurance for your car exceeds the value on an annual basis, you may decide to drop your coverage insurance.

FULL COVERAGE AVERAGE RATES

Carrier	Average Cost
National General	$122
Bristol West	$137
Nationwide	$144
American Family	$148
Progressive Insurance	$148
The General	$150
Allstate	$151

Remember Full Coverage does not include Med Pay, Rental, Towing, or other add-ons.

CHEAPEST INSURANCE RATES WITH A BUNDLE

Not all insurance companies offer bundling discounts. If you are looking for more than just one product to insure, it is vital to do your homework on the insurance companies you are seeking quotes from. Companies like Progressive, Bristol West, and Travelers offer great discounts for multiple products, like home, renters, boat, RV, motorcycle, and more!

SAVINGS AVERAGE RATE WITH BUNDLES

GAINSCO	$136
Bristol West	$142
Nationwide	$142
The General	$142
Mendota Ins. Company	$143
Dairyland	$146

CHEAPEST INSURANCE RATES WITH GOOD VS BAD CREDIT

Many people wonder if getting car insurance quotes brings down your credit score. The simple answer is no. Insurance companies use what is called soft credit pulls, these pulls check your credit history, but do not affect your score like applying for a loan would. You can improve your credit score by paying down your balances, making on time payments, and keeping your credit utilization down.

Your credit score can affect so many areas of your life financially, car insurance is no different.

What is considered a good insurance score for car insurance companies? Typically around 700 is considered a good score. Keeping your score around this number will help ensure lower insurance premiums for you!

INSURANCE RATES BASED ON CREDIT SCORE

Excellent	$120.99
Good	$136.34
Average	$164.15
Poor	$232.17

GOOD CREDIT AVERAGE RATE

Dairyland	$127
21st Century	$128
Mendota Ins. Company	$136
AssuranceAmerica	$137
National General	$140

BAD CREDIT AVERAGE RATE

Nationwide	$150
21st Century	$155
AssuranceAmerica	$155
GAINSCO	$160
National General	$160

CHEAPEST INSURANCE FOR FEMALE DRIVERS

Almost always when it comes to purchasing auto insurance your gender will be a big rating factor. Women usually will pay about 10-15% less than men for their auto insurance premiums. Around age 35, rates typically equal out for both genders.

AVERAGE RATES FOR FEMALES

GAINSCO	$132
Nationwide	$132
Geico	$139
21st Century	$141
The General	$143

CHEAPEST INSURANCE RATES FOR MALES

As mentioned above, males do usually pay more than females for their auto insurance. But these rates will equal out at about age 35. Besides age, other factors like driving history, your zip code, car details, and marital status will affect your rates as well.

AVERAGE MONTHLY RATES FOR MALES

Progressive Insurance	$155
Bristol West	$157
Mendota Ins. Company	$159
GAINSCO	$161
Dairyland	$168

Do you live in New Mexico AKA the hot air balloon capital? Have you been searching for the best Auto, Home or Boat insurance for your property but simply don’t have time to make multiple calls throughout your day? Well no need to look any further! What you’ve been searching for is on the horizon! At A Plus Insurance you can receive a FREE quote today! For an Auto quote it can take 10-15 minutes. For Home about 15-20 minutes. At A Plus Insurance our goal is to make the quote process for our clients easy, fast, informative and as painless as possible.

Additional New Mexico Insurance
Liability Insurance | New Mexico
Full Coverage Insurance | New Mexico
Motorcycle Insurance | New Mexico
Homeowner’s Insurance | New Mexico

Last Updated on May 8, 2023 by