Auto Insurance
New Mexico
The Land of Enchantment, let us here at A Plus Insurance help enchant you with fantastic savings!
BEST BROADFORM INSURANCE. NON-OWNERS
Mexico is known as the land of extremes with its dense rainforests and deep canyons but you may want the most simple insurance!
If you are looking for Non-owners insurance in New Mexico, we have several options to assist you with this! We offer these types of policies through Progressive and Dairyland Insurance for New Mexico. Unfortunately, we do not offer broadform policies in the state of New Mexico.
BROADFORM/NON-OWNERS
| Dairyland | $87 |
| Progressive Insurance | $105 |
| The General | $123 |
| Bristol West | $144 |
| Mendota Ins. Company | $153 |
| Geico | $178 |
| Allstate | $204 |
| Acceptance RTR | $213 |
| State Farm | $245 |
FULL COVERAGE INSURANCE NEW MEXICO AT THE CHEAPEST RATE
Full coverage insurance in New Mexico will involve more than just the state minimum liability required in the state. Full coverage insurance refers to comprehensive, and collision insurance.
You may want full coverage if you are financing a new vehicle, or just purchased a newer vehicle outright. Typically, when the insurance for your car exceeds the value on an annual basis, you may decide to drop your coverage insurance.
FULL COVERAGE AVERAGE RATES
| National General | $122 |
| Bristol West | $137 |
| Nationwide | $144 |
| American Family | $148 |
| Progressive Insurance | $148 |
| The General | $150 |
| Allstate | $151 |
CHEAPEST INSURANCE RATES WITH A BUNDLE
Not all insurance companies offer bundling discounts. If you are looking for more than just one product to insure, it is vital to do your homework on the insurance companies you are seeking quotes from. Companies like Progressive, Bristol West, and Travelers offer great discounts for multiple products, like home, renters, boat, RV, motorcycle, and more!
SAVINGS AVERAGE RATE WITH BUNDLES
| GAINSCO | $136 |
| Bristol West | $142 |
| Nationwide | $142 |
| The General | $142 |
| Mendota Ins. Company | $143 |
| Dairyland | $146 |
CHEAPEST INSURANCE RATES WITH GOOD VS BAD CREDIT
Many people wonder if getting car insurance quotes brings down your credit score. The simple answer is no. Insurance companies use what is called soft credit pulls, these pulls check your credit history, but do not affect your score like applying for a loan would. You can improve your credit score by paying down your balances, making on time payments, and keeping your credit utilization down.
Your credit score can affect so many areas of your life financially, car insurance is no different.
What is considered a good insurance score for car insurance companies? Typically around 700 is considered a good score. Keeping your score around this number will help ensure lower insurance premiums for you!
INSURANCE RATES BASED ON CREDIT SCORE
| Excellent | $120.99 |
| Good | $136.34 |
| Average | $164.15 |
| Poor | $232.17 |
GOOD CREDIT AVERAGE RATE
| Dairyland | $127 |
| 21st Century | $128 |
| Mendota Ins. Company | $136 |
| AssuranceAmerica | $137 |
| National General | $140 |
BAD CREDIT AVERAGE RATE
| Nationwide | $150 |
| 21st Century | $155 |
| AssuranceAmerica | $155 |
| GAINSCO | $160 |
| National General | $160 |
The Yucca Flower is the beloved flower of New Mexico. A Plus Insurance can help finish the bouquet with our trusted team of insurance companies.
CHEAPEST INSURANCE FOR FEMALE DRIVERS
Almost always when it comes to purchasing auto insurance your gender will be a big rating factor. Women usually will pay about 10-15% less than men for their auto insurance premiums. Around age 35, rates typically equal out for both genders.
AVERAGE RATES FOR FEMALES
| GAINSCO | $132 |
| Nationwide | $132 |
| Geico | $139 |
| 21st Century | $141 |
| The General | $143 |
CHEAPEST INSURANCE RATES FOR MALES
As mentioned above, males do usually pay more than females for their auto insurance. But these rates will equal out at about age 35. Besides age, other factors like driving history, your zip code, car details, and marital status will affect your rates as well.
AVERAGE MONTHLY RATES FOR MALES
| Progressive Insurance | $155 |
| Bristol West | $157 |
| Mendota Ins. Company | $159 |
| GAINSCO | $161 |
| Dairyland | $168 |
Do you live in New Mexico AKA the hot air balloon capital? Have you been searching for the best Auto, Home or Boat insurance for your property but simply don’t have time to make multiple calls throughout your day? Well no need to look any further! What you’ve been searching for is on the horizon! At A Plus Insurance you can receive a FREE quote today! For an Auto quote it can take 10-15 minutes. For Home about 15-20 minutes. At A Plus Insurance our goal is to make the quote process for our clients easy, fast, informative and as painless as possible.
| Additional New Mexico Insurance |
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| Liability Insurance | New Mexico |
| Full Coverage Insurance | New Mexico |
| Motorcycle Insurance | New Mexico |
| Homeowner’s Insurance | New Mexico |
Last Updated on by Alexis Karapiperis