AUTO – INSURANCE
If you are looking for Auto Insurance we’ve got you covered from Whitmire to Myrtle Beach, from Fountain Inn to Spartanburg, from Simpsonville to……yeah That Greenville!
Our South Carolina Policies
LIABILITY ONLY INSURANCE BEST RATES SOUTH CAROLINA
When you are looking for cheap car insurance in South Carolina, liability may just be the way to go. To that end, you must carry at least the state minimum, which is 25/50/25 in South Carolina.
$25,000 per person, $50,000 per accident and $25,000 for property damage. And Uninsured/Underinsured Motorist Coverage
Liability Only insurance isn’t as basic as it sounds. In the case of an unfortunate at-fault accident, your liability insurance covers the costs that you would be burdened with.
South Carolina takes it a step further to protect you and your fellow drivers, Uninsured Motorists Coverage is also part of the State minimum. Which means if you are hit by an uninsured driver, your insurance coverage will step in to help with your claims.
LIABILITY ONLY RATES
|Mendota Ins. Company||$93|
Should you opt for a Full Coverage policy to protect you auto?
Full Coverage is essentially adding Comprehensive and Collision to your policy. You’ll need to decide on a deductible, in other words an amount you will pay for damages to your auto before your policy kicks in for the rest.
So if your auto were damaged with repairs costing $1,500 and you chose a full coverage deductible of $1,000. Than you’d pay $1,000 of the damage and your policy will kick in for the remaining $500 worth of damage. So is it worth it?
Dylan and Melissa purchase an old convertible Volkswagen Beetle for the purposes of playing punch bug in Myrtle Beach South Carolina. They bought it cash for $2,000! If they chose a full coverage deductible of $1,500 for collision and damages to their auto is $2,000….. was it worth it to get Full Coverage? The vehicle is totaled at that point and the cost of paying the Full Coverage premium not be prudent.
FULL COVERAGE INSURANCE SOUTH CAROLINA BEST RATES
If you have purchased a new vehicle and have a lien out on it, most the time the lienholder will require you cover full coverage. Every company is different, in where they want you to carry a $500 deductible or $1000 deductible. When you have full coverage that comes with comprehensive and collision coverage. Check out what each of those cover for you.
Dylan and Melissa mentioned earlier may not want Full Coverage for their recreational vehicle, the Beetle. They may opt for this coverage for his new work truck costing $42,000.
FULL COVERAGE AVERAGE COSTS INSURANCE SOUTH CAROLINA
|Mendota Ins. Company||$155|
CHEAPEST INSURANCE SOUTH CAROLINA AUTO RATE DISCOUNTS WHEN BUNDLED
If you have a house, a car, a boat, etc.. Why not think of bundling?! Wouldn’t it be a lot easier just consolidating your insurance in the same place! You also can save a ton on bundling!
A study from Insurance Quotes said that the average customer can save 16.1% on their premium when they decide to bundle.
For Insurance South Carolina, we offer more than just personal auto insurance. We also offer motorcycle, boat, motorhome, travel trailer, umbrella and commercial auto insurance.
And with our great bundling options with two different companies, Progressive and Travelers we can give you even better discounts. We look forward to helping you find the best insurance for you with our friendly and informative agents.
BUNDLE DISCOUNTS INSURANCE
|Mendota Ins. Company||$133|
CHEAPEST INSURANCE WITH MAJOR MOVING VIOLATIONS
Were you in an accident? Have a DUI, or speeding violations on your record? Need the best auto insurance in South Carolina? Accidents can stay on your record for about 5 years, violations about 3 years, a DUI and major violations can stay on for 10+ years! Call us today to see what kind of rates we can help you find!
If you are in need of an SR22, South Carolina requires that you carry that for at least 3 years. When carrying SR22, that is just telling the state that you are carrying the state minimums requirements for auto insurance.
Some companies have a filing fee while others do not. Give us a call and we can help find the best suited company for you.
INSURANCE RATE WITH VIOLATIONS
|Mendota Ins. Company||$173|
|Mendota Ins. Company||$105|
CHEAPEST RATE WITH BAD CREDIT SOUTH CAROLINA INSURANCE VS GOOD CREDIT
Having poor credit can impact how much you are going to pay for auto insurance. After a study, it showed that ones with bad credit in comparison to ones with good credit, the one with poor credit pays up to a 160% difference in their premiums. Doesn’t mean though that you can’t still find affordable car insurance. Let us help you find the best auto insurance in South Carolina
AVERAGE RATES WITH BAD VS GOOD CREDIT
YOUNG DRIVERS IN SOUTH CAROLINA INSURANCE
Are you a young driver looking for cheap car insurance in South Carolina? Give us a call today and let us help you find the best option. It’s not easy being young and shopping for auto insurance, because young drivers tend to pay a lot more in their premiums.
That’s due to the fact that you are not as experienced and tend to get into more accidents. Not to worry though, if you keep a clean driving record you can see your rates go down at the age of 25.
AVERAGE RATE BY AGE AND GENDER
|16-18||$ 231.84||$ 184.09|
|19-24||$ 193.20||$ 161.00|
|25-30||$ 139.84||$ 124.84|
|31-40||$ 110.40||$ 106.08|
|41-50||$ 109.48||$ 98.44|
|50-65||$ 99.36||$ 101.48|
|65+||$ 106.08||$ 114.08|
Insurance South Carolina- Need advice on what coverages to carry for your situation? Our Insurance agents specialize in finding an affordable policy for our customers, and are more than happy to go over several coverage scenarios to make sure our customers are happy with their choice and explore all options. Call us today for a free insurance quote! We work with well known Insurance providers, such as Travelers, Progressive and Dairyland.
Last Updated on June 15, 2022 by Shawn Christie