By Lauren McKenzie | Licensed Agent at Learnandserve.org | Powered by A Plus Insurance

Are you looking for affordable full coverage Insurance in Virginia? We can help you save money today! Our agents are licensed and experienced in all kinds of Insurance coverages, full coverage being one. We know how to navigate insurance companies and apply all discounts available to help you save on your auto insurance.

Check below to see the average cost for the Cheapest Full Coverage Car Insurance in Virginia, with a clean driving record, by company.

Carrier	Average Cost
Allstate	$146
State Farm	$148
Bristol West	$149
Acceptance RTR	$151
National General	$152
Progressive Insurance	$154
Liberty Mutual	$155
Nationwide	$156
GAINSCO	$160
Farmers	$164
Travelers	$164
21st Century	$165
AssuranceAmerica	$166

All rates are an estimate and are subject to change based on driving history, vehicle type, and other rating factors.

FULL COVERAGE CALCULATOR

Are you purchasing a vehicle that may require Full coverage Insurance in Virginia? Take a look at what the average cost for your vehicle would be before purchasing. Some vehicles cost more to insure for full coverage.

Age of Vehicle0 to 2 yrs3 to 6 yrs7 to 10 yrs11 to 14 yrs14+ yrs old

Value of VehicleUnder $750$750 to $2,500$2,501 to $5,500$ 5,501 to $12,500$12,501 +

Monthly premium increase for Full coverageunknownLess than $65$66 to $125$125 and up

Under 6 = Liability / 7 to 9= Consider Full Coverage / 9 += Full Coverage RecommendedAlways talk with an insurance professional to discuss your specific needs.

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In Virginia, drivers must carry at least the State Minimum Liability Limits to be considered legal on the road. Once an Insurance policy has the required liability limits, full coverage can be added to the insurance policy for greater protection.

Minimum Liability Coverage : $30,000 Bodily Injury per person / up to $60,000 bodily injury each accident / $20,000 property damage each accident

Uninsured/Underinsured Motorist Coverage : $20,000 Bodily Injury per person / up to $50,000 bodily injury each accident / $20,000 property damage each accident

Comprehensive and Collision may be added to an Insurance policy, which is considered a Virginia full coverage auto insurance policy. Comprehensive will cover the vehicle for fire, theft, vandalism, glass breakage, and impact with an animal. Collision will cover an impact with another vehicle, or object.

VIRGINIA FULL COVERAGE AUTO INSURANCE : WHY SHOULD YOU CONSIDER FULL COVERAGE?

Full Coverage Insurance is intended to protect your vehicle in almost any instance, weather you are found At Fault, or not. Full coverage insurance will protect you in the event of damages done to the vehicle, such as vandalism or even car theft. Collision coverage will protect you in the event of an Accident involving another vehicle, or even an object in a single vehicle accident.

If you are financing a vehicle, it is extremely important to carry full coverage insurance for the entire duration of the car loan. If you are involved in an automobile accident, without full coverage, you may end up paying off a car loan for a vehicle you no longer own.

Discounts = Savings & everyone loves to save money on their full coverage car insurance. Our Insurance agents can help you save money today, just by taking the extra time to search all discounts that may apply to your auto policy. We can help you find the cheapest Virginia full coverage auto insurance in minutes. Some common discounts available are:

Bundle Discount – Combine multiple Policies (such as auto, home, renters insurance, motorcycle, RV) together to save.

Automatic Payments / Pay in Full – Save on your Full Coverage Insurance policy by setting up auto pay to pull from your account each month automatically, or pay for the entire premium up front for even BIGGER savings!

Safe Driver – Drivers are now able to receive personalized insurance rates by enrolling in driving programs which saves a certain percentage off the entire first term (most commonly 10%), and drivers have the ability to earn up to 30% off of their renewal term by safe driving habits.

Looking for the biggest savings of all? Bundle your Auto and Home Insurance together. Most customers can save up to 20% off their entire insurance premium by combining the two insurance policies with one company.

Customers who have multiple products with one company are more likely to stay insured with that company for a longer period in time. Insurance companies recognize the importance of bundling, and reward the insured with instant savings.

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Last Updated on July 5, 2023 by Alexis Karapiperis