Some of the best Car insurance in Alaska, the minimum requirement to be considered legal on the road is 50/100/25 set as your liability limits.

This means you will have $50,000 in bodily injury protection per person, a total of $100,000 each accident, and $25,000 for property damage.

Your liability is what pays out to the other party if you are found At Fault, or liable in an accident.

• Unlike many States, Alaska does not require you to have liability insurance in rural areas where vehicle registration is not mandatory. This means you do not have to carry insurance on multiple vehicles if they are parked on your property and you are not driving them.

Most States do require that you carry insurance regardless if the vehicle is being driven or not.

In Alaska, you’re only required to carry liability insurance. Drivers can choose to increase their liability limit higher than the State Required limit for greater coverage, as well as add additional coverages onto their auto policy.

Uninsured/Underinsured Motorist Bodily Injury Protection will protect the driver if another driver is found At Fault in an Accident and either uninsured, or has lower liability limits (underinsured). This will pay out medical expenses to the driver up to their policy liability limit.

Uninsured/Underinsured Motorist Property Damage is available to drivers if they have Uninsured Motorist Bodily Injury on their policy first. Property damage will cover property damage to the insured’s vehicle, subject to a deductible, if they are hit by a driver who is uninsured or underinsured, and found At Fault in the accident.

Medical Payments pays out regardless of fault in an accident, and covers the driver and all passengers involved for medical expenses up to a certain limit per person such as $5,000 per person, $10,000 per person, or $25,000 per person. This coverage is intended to cover medical expenses such as an ambulance ride, and hospital bills if injured in an accident.