Full coverage is quite simple really. On top of the “liability insurance” which covers damage you do, full coverage includes events out of your control. It includes comprehensive and collision incidents. Accidents can happen at any moment and in those instances you don’t want to be left paying for the repairs yourself. However, finding cheap full coverage car insurance in GA is easy!
Should You get Cheap Full Coverage Car Insurance In GA? [Calculator]
So what’s the deal with full coverage? Why do I need it and what does it offer?
Protection From The Unexpected
Protection From What Collides Into You
Comprehensive
Is typically required when leasing or financing a vehicle. Also known as “other than insurance”, it covers damage or a total loss from events other than collision. This includes a deductible that must be paid first.
Collision
Just like comprehensive, it is required when leasing or financing a vehicle. It can pay to repair or replace your vehicle in the event that your vehicle collides with an object regardless of fault. This includes a deductible that must be paid first.
What Does Comprehensive And Collision Full Coverage Include?
Comprehensive
Typical coverage includes losses due to: fire, vandalism, flooding, theft, falling objects, glass breakage and collision with an animal.
Collision
Typical coverage includes losses when you collide with: trees, another car, guard rail, light pole, giant Georgia peach.
How Much Would You Be Paying For Full Coverage in GA?
Finding the right price for cheap full coverage car insurance can be a daunting task. We here at A Plus Insurance save you time and money by comparing the prices of 9 different companies at the same time. You could be paying less today! Take a look at this sample quote that shows it’s not impossible to find cheap full coverage car insurance in GA:
While paying the lowest rates possible is something important to everyone, don’t cut corners just to try to get cheap full coverage car insurance in GA.
There are still items you need to have.
To legally be allowed to drive your vehicle on the road, liability insurance is needed, at the very least.
Think of it as the dough of a pizza. You roll your dough first, then you add your toppings. Liability insurance is required first, then you add the full coverage (comprehensive and collision).
The minimum state liability requirement for GA is: Bodily injury – 25,000 per person, 50,000 per incident and 25,000 for property damage. This protects you financially, if you are the one found liable, or at fault in the accident.
“Do not forget, you can add additional coverage such as medical payments, roadside assistance and rental payments. However, this is not required to have full coverage”.
Do You have further questions about how to get cheap full coverage car insurance in GA?
Frequently asked questions:
Does Georgia require full coverage?
No it does not. However, if you lease or finance a vehicle, the bank(lender) typically requires it.
What does full coverage insurance cover?
It covers your property damage, regardless of who was at fault. By adding comprehensive and collision, It helps pay for vehicle damages from incidents such as theft, fire and collision damage. You must pay a deductible, set by you at the outset of the policy, before the insurance coverage kicks in.
I have been dealing with your company for...read moreI have been dealing with your company for many years. I called spoke with your agent Crystal she was able to get me the best and lowest rate possible. She is is very helpful and courteous person, I am glad she is part of your team. I wish her the best.read less
Berhe H.
3/01/2023
Marlon was friendly, patient, and the best!
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7/14/2022
Outstanding service. Very helpful!!!
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6/29/2022
Jola was so awesome and patient with helping...read moreJola was so awesome and patient with helping me transfer renters insurance!read less
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7/21/2020
all went well. agent (Jola) was thorough and...read moreall went well. agent (Jola) was thorough and persistent in getting everything wrapped up. A good experienceread less
Thomas S.
7/21/2020
Alexandra Vileikis is the BEST agent to work...read moreAlexandra Vileikis is the BEST agent to work with! She helped me get car insurance in 11 minutes. Alexandra was super informative about both my car insurance needs as well as what was required by Colorado state law. I would highly recommend going through this company and working with Alexandra!read less
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Alexandra thooooooo
Marlon M.
12/23/2022
Katie was amazing!! She was very professional and...read moreKatie was amazing!! She was very professional and helpful helping me with my business insurance as well as home and auto. Been doing business with them for many years and will continue due to high quality of service, great rates and professionalism.Thanks Katie, you rock!!!read less
Jennifer W.
7/21/2021
Marlon Moss was the best agent I have...read moreMarlon Moss was the best agent I have ever worked with getting coverage!! Out of 20 calls i maid today trying to get coverage after hearing sorry we can’t help you he stepped up and knocked it out of the park with the best customer care I have ever experienced 100% he will get all of my company and personal business from here on out!!read less
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8/14/2022
Lauren was clear and efficient the whole way through!
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9/14/2022
Marlon was a great help and got me...read moreMarlon was a great help and got me insured very quickly and easily! 10/10read less
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8/05/2023
Awesome customer service, AAAAA+++++Thank you again
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7/21/2020
impossible to cancel from this company. rates...read moreimpossible to cancel from this company. rates will skyrocket after your 6th month mark. save yourself a ton of time and money. choose a different company. lesson learned the hard way.read less
Colby R.
11/14/2020
Thanks so much to all the A Plus...read moreThanks so much to all the A Plus team! Every one of them has helped me and everytime I feel so confident in my insurance choices. Crystal helped me again today and her service was exceptional.😀read less
Melanie S.
10/21/2021
Helpful in a timely manner and took care...read moreHelpful in a timely manner and took care of everything I needed, definitely recommend Camread less
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7/20/2023
Jola was extremely helpful and efficient. I mistakenly...read moreJola was extremely helpful and efficient. I mistakenly waited until the very last minuet to get new insurance after moving states. She helped me find a pretty comparable rate to my previous insurance, which was unexpected, as my partner has had an accident recently. Jola didn’t rush me and helped me look for the right policy and even helped me finish everything after hours. She was such a huge help, I’m very grateful; highly recommend giving them a chance.read less
Towwin1
7/21/2020
Marlon Moss with A Plus Insurance was great...read moreMarlon Moss with A Plus Insurance was great helping me find insurance after I dealt with lapse if coverage due to identity theft. He looked around for lowest priced insurance with good coverage for us and we got it immediately the same day actually within the same phone call! Marlin is great talk to and has wonderful communication skills. That's why I've given him five stars.read less
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1/19/2023
Crystal did an amazing job getting me set...read moreCrystal did an amazing job getting me set up with car insurance. She was very friendly and that helps 100% when purchasing car insurance.read less
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7/21/2021
Outstanding service. Very helpful!!!
notes: young motorist...read moreOutstanding service. Very helpful!!!
notes: young motorist 37 find coverage homeowners insurance proof of insurance OH Prior insurance Allstate Looking to bundle Auto insurance with Buick Rendevousread less
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6/21/2022
Truly an incredibly smooth and easy experience when...read moreTruly an incredibly smooth and easy experience when looking for auto insurance thanks to Crystal!read less
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8/30/2023
Katie was very responsive to getting an auto...read moreKatie was very responsive to getting an auto quote for me. She was very quick with the entire process and I would highly recommend her and A Plus Insurance. Fantastic experience.read less
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10/21/2021
Alexis was very helpful with my problem today,...read moreAlexis was very helpful with my problem today, as well she did what had to be done to solve my problem thanks so muchread less
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5/09/2023
So helpful thank you very much.
Notes: Long...read moreSo helpful thank you very much.
Notes: Long term client looking to upgrade vehicle - found lower rates through National general, 2017 Honda HR-V.. Young male single driver. Multiple discounts applied: Paperless, proor of prior insurance through Dairyland. read less
