Full coverage is quite simple really. On top of the “liability insurance” which covers damage you do, full coverage includes events out of your control. It includes comprehensive and collision incidents. Accidents can happen at any moment and in those instances you don’t want to be left paying for the repairs yourself. However, finding cheap full coverage car insurance in GA is easy!
Should You get Cheap Full Coverage Car Insurance In GA? [Calculator]
So what’s the deal with full coverage? Why do I need it and what does it offer?
Protection From The Unexpected
Protection From What Collides Into You
Comprehensive
Is typically required when leasing or financing a vehicle. Also known as “other than insurance”, it covers damage or a total loss from events other than collision. This includes a deductible that must be paid first.
Collision
Just like comprehensive, it is required when leasing or financing a vehicle. It can pay to repair or replace your vehicle in the event that your vehicle collides with an object regardless of fault. This includes a deductible that must be paid first.
What Does Comprehensive And Collision Full Coverage Include?
Comprehensive
Typical coverage includes losses due to: fire, vandalism, flooding, theft, falling objects, glass breakage and collision with an animal.
Collision
Typical coverage includes losses when you collide with: trees, another car, guard rail, light pole, giant Georgia peach.
How Much Would You Be Paying For Full Coverage in GA?
Finding the right price for cheap full coverage car insurance can be a daunting task. We here at A Plus Insurance save you time and money by comparing the prices of 9 different companies at the same time. You could be paying less today! Take a look at this sample quote that shows it’s not impossible to find cheap full coverage car insurance in GA:
While paying the lowest rates possible is something important to everyone, don’t cut corners just to try to get cheap full coverage car insurance in GA.
There are still items you need to have.
To legally be allowed to drive your vehicle on the road, liability insurance is needed, at the very least.
Think of it as the dough of a pizza. You roll your dough first, then you add your toppings. Liability insurance is required first, then you add the full coverage (comprehensive and collision).
The minimum state liability requirement for GA is: Bodily injury – 25,000 per person, 50,000 per incident and 25,000 for property damage. This protects you financially, if you are the one found liable, or at fault in the accident.
“Do not forget, you can add additional coverage such as medical payments, roadside assistance and rental payments. However, this is not required to have full coverage”.
Do You have further questions about how to get cheap full coverage car insurance in GA?
Frequently asked questions:
Does Georgia require full coverage?
No it does not. However, if you lease or finance a vehicle, the bank(lender) typically requires it.
What does full coverage insurance cover?
It covers your property damage, regardless of who was at fault. By adding comprehensive and collision, It helps pay for vehicle damages from incidents such as theft, fire and collision damage. You must pay a deductible, set by you at the outset of the policy, before the insurance coverage kicks in.
Crystal did an amazing job dealing with my...read moreCrystal did an amazing job dealing with my situation and helped me in anyway she possibly could! I wish every companies representatives could make the processes as painless as Crystal did. Her easy-going personality and professionalism didn't go unnoticed. I appreciate people like her who make sure customer satifaction is the first priority. I'd recommend Crystal and A + insurance to anyone who needs the guidance 110%. I’ve been a customer of there for a couple years now and they have never disappointed.read less
Alex M.
7/21/2019
Katie has helped me before and yet again...read moreKatie has helped me before and yet again she was stellar! She's so nice and explains everything perfectly. She's wonderful!read less
Jeff K.
7/21/2021
Marlon was AMAZING, attentive and fast. I couldn’t...read moreMarlon was AMAZING, attentive and fast. I couldn’t be any more appreciative of the service I received today! All of my worries vanished with one call. He’s very helpful and great at anything he does I’m sure .read less
Destiny J.
2/22/2023
I worked with Lauren McKenzie for my quote....read moreI worked with Lauren McKenzie for my quote. I moved from Georgia recently and my insurance with Geico went up 3x literally. I worked with Lauren for quotes for 2 cars and 2 people including my spouse and surprisingly quote was lower for 2 people then currently I am paying for a single person. Moreover she guided me how to change registration/plates after get insurance card. I 100% recommend this company to my friends and family. I would recommend promotion/hike for Lauren McKenzie.Thanks
Owner Response: Thank you so much Maulik, it was a pleasure getting your insurance policy set up.read less
Maulik K.
5/21/2022
Jola was very helpful and informative and I...read moreJola was very helpful and informative and I highly reccomend A+ Auto Insurance to anyone looking for an insurance broker.read less
Theo
7/21/2021
I got an auto-policy and some quotes for...read moreI got an auto-policy and some quotes for renter's insurance from Lauren McKenzie. She was very extremely friendly and got me set up with a rate much better than I was expecting (especially as an under 25 male). The process was super quick and I would highly recommend their services to anyone!read less
Nathan W.
7/21/2019
Jola has helped me twice now, and is...read moreJola has helped me twice now, and is phenomenal. She is so efficient and helpful. I will go to her to find the right prices and reliable companies.read less
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7/21/2020
Got me started with new auto insurance immediately...read moreGot me started with new auto insurance immediately saved me alot of money.read less
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7/21/2020
Lauren helped me from the beginning to the...read moreLauren helped me from the beginning to the end. So pleasant and Kind. You my call personal and I could tell she really cared and found the best rates!! Hands down she is AWESOME!!read less
laporcha r.
11/21/2021
Great lots of help and very kind.
Response from...read moreGreat lots of help and very kind.
Response from Owner: Thank you so much Kaitlyn! Please let us know if you need a renters policy. Proof of prior insurance discount applied while reshopping rates from Dairyland to Mendota to save money. read less
Kaitlyn T.
7/14/2022
Awesome customer service! So glad I called and...read moreAwesome customer service! So glad I called and was able to set my new policy up with you guysread less
Dani W.
4/14/2022
If you go anywhere else other than here...read moreIf you go anywhere else other than here for insurance.... you are cheating yourself. Jola got me multiple quotes, she continued to search until we found a price that fit into my budget. Hands down the best customer service I have ever experienced with trying to attain an insurance plan.I'm sure anybody at this agency can give you great assistance, but I can assure you that Jola Robbennolt will get you what you need.read less
Ved P.
7/21/2019
I called around for MONTHS and kept either...read moreI called around for MONTHS and kept either getting insurance too expensive, or agents that didn't care about me. At A plus I got a rate I was extremely happy with and they made the process smooth and fastread less
Jesus F.
7/21/2020
Jona was extremely pleasant, very informative and efficient....read moreJona was extremely pleasant, very informative and efficient. I would highly recommend this insurance company. I feel as if she was very personal and had my best interest and needs in mind while helping me with my insurance needs. I will be a long time customer!!read less
Dawn M.
7/21/2021
Katie was very helpful in finding me the...read moreKatie was very helpful in finding me the lowest auto insurance rate! She was very friendly and quick!read less
Nicole N.
7/21/2021
amazing
Insurance notes: single male 37 purchase prompt...read moreamazing
Insurance notes: single male 37 purchase prompt car insurance Discounts applied. AZ Prior insurance American Strategic Jeepread less
elijah g.
7/07/2022
Marlan is the best. He found me a...read moreMarlan is the best. He found me a great Rateread less
Shira C.
3/04/2023
Jola was sooo nice and they have very...read moreJola was sooo nice and they have very good prices! Cheap and fast! Thank you!!read less
Rhia D.
1/21/2022
Jola is the agent that helped and she...read moreJola is the agent that helped and she did amazing. First time doing insurance on my own and she did everything she could to help get me the best price. Highly recommendread less
Michelle V.
7/21/2020
Jola Robbennolt, thank you for your excellent customer...read moreJola Robbennolt, thank you for your excellent customer service. This company made it easy to get insured fully. I hope to do great things moving forward with them. Thank you A Plus Insurance.read less
Tim V.
12/25/2022
Marlon ROCKS! He was so helpful & helped...read moreMarlon ROCKS! He was so helpful & helped me get the lowest rates possible. Highly recommend the company.read less
Sierra R.
2/22/2023
Crystal Farley was very helpful in my pursuit...read moreCrystal Farley was very helpful in my pursuit to find auto insurance, Customer service was spot on and it was a very quick and easy process. I would very much recommend any one that wants to be taken care of for insurance purposes to this branch and company. Thank you Again!read less
Anthony P.
7/21/2021
Very easy insurance transaction and extremely helpful 👌
Ron B.
2/21/2022
I just want to thank Jola for...read moreI just want to thank Jola for an outstanding job. This is the second time she comes through for me in a rough time.read less
