- What Does Full Coverage Car Insurance Cover?
- Auto Insurance In North Carolina: Liability Only
- Frequently Asked Questions about Full Coverage Car Insurance in North Carolina
- What does full coverage car insurance in North Carolina typically include?
- How much does full coverage car insurance cost in North Carolina?
- Need help finding full coverage car insurance in North Carolina?
- Does NC require full coverage insurance?
- What We Do at A Plus Insurance
North Carolina, a beautiful state that has brought us so much comfort…like soothing Vicks VapoRub and those mouth-watering Krispy Kreme Donuts. Obviously North Carolina knows what it’s doing! Just like a box of donuts, full coverage provides you with everything you want.
What Does Full Coverage Car Insurance Cover?
Full coverage car insurance includes Comprehensive and Collision Coverage. This coverage will be listed below with what they specifically cover.
Full Coverage consists of 3 different aspects:
Liability
Liability Protects you against claims resulting from injuries and damage to other people/property.
Collison
Protects against damage to your vehicle resulting from a collision with an object such as a tree, mailbox, telephone pole, guard rail, or another vehicle.
Comprehensive
Protects against damage to your vehicle by any type of non-collision events such as theft, vandalism, fire, weather, glass & windshield damage, and accidents caused by an animal.
Do keep in mind that in order for full coverage to kick in, you will need to pay your deductible amount first.
A deductible is an amount that needs to be paid first before the insurance will kick in. You will typically have the option to set your deductible limit to either $500 or to $1,000. The higher your deductible, the cheaper your insurance will be. The reason for this is that insurance carriers will view you as taking on more of the financial responsibility, therefore, lowering the premium cost which will help with having cheaper full-coverage car insurance in North Carolina.
Check out the box before for average pricing information. If you like what you see, click here for a free quote!
| Carrier | Average Monthly Price |
|---|---|
| Bristol West | $144 |
| The General | $146 |
| Mendota | $149 |
| National General | $122 |
Average Monthly Rates For Full Coverage Car Insurance In North Carolina
So what does Full Coverage Car Insurance In North Carolina NOT cover?
- Uninsured Coverage
- Underinsured Coverage
- Rental Reimbursement
- Roadside Assistance
- Medical Payments
These coverages are additional and optional add-ons to any Full Coverage policy. Much like sprinkles on a donut; they don’t change the taste, but they certainly change the experience.
Auto Insurance In North Carolina: Liability Only
Did you decide you didn’t need Full Coverage car insurance in North Carolina? If so, then Liability is your new best friend! If you get into an accident and your at fault, liability will cover bodily injury and property damage up to your policies limits so that you don’t end up with an empty wallet.
Another reason to get liability is because it’s required by law.
| $30,000 per person |
| $60,000 per occurrence |
| $25,000 for property damage |
Frequently Asked Questions about Full Coverage Car Insurance in North Carolina
What does full coverage car insurance in North Carolina typically include?
Full coverage car insurance in North Carolina usually includes liability, collision, comprehensive coverage, uninsured/underinsured motorist coverage, and may offer additional benefits.
How much does full coverage car insurance cost in North Carolina?
The cost of full coverage car insurance in North Carolina varies based on several factors, including the driver’s age, driving history, type of vehicle, coverage limits, and insurance company rates.
Need help finding full coverage car insurance in North Carolina?
Feel free to call us at 1.888.445.2793 for assistance with finding full coverage car insurance in North Carolina. Our team is here to help you with your insurance needs.
Does NC require full coverage insurance?
North Carolina does not require full coverage car insurance by law, but it’s a good idea to consider it for added protection. The minimum required coverage typically includes liability insurance, but full coverage provides additional peace of mind.
Here’s What Our Clients Say About Us
A Plus Insurance
What We Do at A Plus Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Company Info: The following address is mailing only.
A Plus Insurance Spartanburg
250 S Church St #24
Spartanburg, SC. 29304
Phone: 864-318-9060
Last Updated on by Zee Caddick