full coverage car insurance in north carolina

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Auto Insurance, Now in 34 states!

Full Coverage Car Insurance In North Carolina

All About Full Coverage Car Insurance in North Carolina State

Auto Insurance, Now in 34 states!

Full Coverage Car Insurance In North Carolina

All About Full Coverage Car Insurance in North Carolina State

By Amanda Moss | Licensed Agent/CSR at Learnandserve.org | Powered by A Plus Insurance

Full Coverage Car Insurance In North Carolina

Full Coverage Car Insurance In North Carolina

North Carolina, a beautiful state that has brought us so much comfort…like soothing Vicks VapoRub and those mouth-watering Krispy Kreme Donuts. Obviously North Carolina knows what it’s doing! Just like a box of donuts, full coverage provides you with everything you want.

What Does Full Coverage Car Insurance Cover?

Full coverage car insurance includes Comprehensive and Collision Coverage. These coverage will be listed below with what they specifically cover.

Full Coverage consist of 3 different aspects:

Liability

Liability Protects you against claims resulting from injuries and damage to other people/property.

Collison

Protects against damage to your vehicle resulting from a collision with an object such as a tree, mailbox, telephone pole, guard rail, or another vehicle.

Comprehensive

Protects against damage to your vehicle by any type of non-collision events such as theft, vandalism, fire, weather, glass & windshield damage, and accidents caused by an animal.

Do keep in mind that in order for full coverage to kick in, you will need to pay your deductible amount first.

A deductible is the amount that needs to be paid first before the insurance will kick in. You will typically have the option to set your deductible limit to either $500 or to $1,000. The higher your deductible, the cheaper your insurance will be. The reason for this is that insurance carriers will view you as taking on more of the financial responsibility, therefore, lowering the premium cost which will help with having cheaper full coverage car insurance in North Carolina.

Deer
Did that deer come out of no where? Is your car damaged? No Worries! If you have Full Coverage, Comprehensive will cover that!

Check out the box before for average pricing information. If you like what you see, click here for a free quote!

CarrierAverage Monthly Price
Bristol West$144
The General$146
Mendota$149
National General $122
Average Monthly Rates For Full Coverage Car Insurance In North Carolina

So what does Full Coverage Car Insurance In North Carolina NOT cover?

  • Uninsured Coverage
  • Underinsured Coverage
  • Rental Reimbursement
  • Roadside Assistance
  • Medical Payments
Krispy Kreme

These coverages are additional and optional add-ons to any Full Coverage policy. Much like sprinkles on a donut; they don’t change the taste, but they certainly change the experience.

How do you know if Full Coverage is right for you and your circumstances? Take the quiz below to find out!

Should I get Full Coverage Calculator


Car Insurance In North Carolina: Liability Only

Did you decide you didn’t need Full Coverage car insurance in North Carolina? If so, then Liability is your new best friend! If you get into an accident and your at fault, liability will cover bodily injury and property damage up to your policies limits so that you don’t end up with an empty wallet.

Broke
Do Yourself A Favor and Get Liability

Another reason to get liability is because it’s required by law.

$30,000 per person
$60,000 per occurrence
$25,000 for property damage

OTHER HELPFUL LINKS: SUGGESTIONS

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Full Coverage Car Insurance in North Carolina

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Last Updated on by Amanda Moss