Full Coverage is an amazing option to have when it comes to having Mississippi auto insurance!

Do not be confused by the term “full”, this does not mean you need to have all additional coverages added on to your policy.

Having full coverage simply means having Comprehensive and Collision coverage added on to your current Mississippi auto insurance policy!

With both of these coverages added onto you Mississippi auto insurance policy, you will be considered having a Full Coverage insurance policy.

This means that in the event of an accident, whether you are responsible or not, your vehicle will be covered and not all costs will be taken from out of pocket.

However, in order for these coverages to kick into action, you will need to pay what is called a “Deductible” first.

Deductibles can help to lower your auto premium if you set it at a higher amount, such as $1,000 versus having it set at $500.

When increasing your deductible, the insurance carrier will then view you as taking on more financial responsibility, thus, lowering your auto premium.

In Mississippi the requirements are 25/50/25.

This means:

Remember, this is only the minimum required amount for Mississippi auto insurance. In most circumstances, an accident will be of greater value than the minimum amount.

Any additional costs after the minimum amount has been met will need to be paid out of pocket.

If you are only interested in liability for your Mississippi auto insurance then below will be a chart showing the average cost per carrier for liability only:

*Not all Carriers Will be Available for Liability Insurance in Mississippi*

Once again, the prices above are subject to change due to various factors including: driving record, credit score, age, location, etc.

When speaking with an agent, they will go over all the factors that will play a role into decreasing or slightly increasing the premium cost.

However, when having only liability Mississippi auto insurance, you will not be protected in the case of an accident you were found responsible of.

Any additional costs from the accident that have exceeded the amount you have on your policy will need to be paid at your expense. Having only liability will not cover any costs for you or your vehicle when found guilty in the car accident.

This is why it is better to have a higher limit on your liability insurance, along with additional coverages, such as full coverage.

Depending on all the factors you add on to your Mississippi auto insurance, will determine the overall price range of your premium.

Constant factors, such as where you live, type of vehicle, age of vehicle, driving record, liability limit (unless increased), etc; should typically remain the same on a policy unless needed to change. This will give you an idea of the average cost to pay for the Mississippi auto insurance.

Additional factors that you can add onto your auto insurance policy can include more coverages. Although having more coverages keeps you more safe, you will also have to pay in addition to the coverages you add.

An A Plus agent would be more than glad to help you on a quote and give you and idea for the premium cost with or without additional coverages.

If you are interested for some Mississippi auto insurance quotes, then you have come to the right page!

Our expert agents are readily available to help you out in getting a free quote!

Over at A Plus Insurance, we keep things simple by assisting you over the phone by call with speaking to a live agent, or by texting with one of our knowledgeable agents.

We work with you and shop through 9 different insurance carriers such as Progressive, Dairyland, etc. to help find the best Mississippi auto insurance plan for you!