By Lauren McKenzie | Licensed Agent at Learnandserve.org | Powered by A Plus Insurance

The State of Vermont has their required liability limits, according to the Vermont Department of Motor Vehicles. Their minimum limits are as follows:

Required car insurance coverage	Required minimum limits
Bodily injury (BI) liability insurance	$25,000 per person/$50,000 per accident
Property damage (PD) liability insurance	$10,000 per accident
Uninsured/Underinsured motorist (UM/UIM)	$50,000 per person/$100,000 per accident

CHEAPEST CAR INSURANCE IN VERMONT SAMPLE QUOTES

Should I get Full Coverage Calculator

Drivers who are considering purchasing a new vehicle – consider checking on the cost for full coverage on the vehicle before purchasing. The cost for full coverage will vary based on the year, make, and model of the vehicle.

Some vehicles have high theft and vandalism rates which will result in higher insurance premiums, or denial of an insurance policy. Some vehicles have great safety features, such as automatic emergency breaking, and blind spot warning, which will save on the cost of insurance.

Age of Vehicle0 to 2 yrs3 to 6 yrs7 to 10 yrs11 to 14 yrs14+ yrs old

Value of VehicleUnder $750$750 to $2,500$2,501 to $5,500$ 5,501 to $12,500$12,501 +

Monthly premium increase for Full coverageunknownLess than $65$66 to $125$125 and up

Under 6 = Liability / 7 to 9= Consider Full Coverage / 9 += Full Coverage RecommendedAlways talk with an insurance professional to discuss your specific needs.

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The average cost for Full coverage Auto Insurance in Vermont will vary based on a few rating factors such as driver history, your location, the type of vehicle owned, and the coverages selected.

A good rule of thumb : Get Insurance quotes from at least 3 insurance companies before purchasing.

Average Cost	Company
$180.00	State Farm
$167.00	Geico
$169.00	Allstate
$149.00	USAA
$161.00	Liberty Mutual
$153.00	Farmers
$156.00	Nationwide
$147.00	American Family
$173.00	Bristol West
$215.00	Dairyland
$169.00	GAINSCO
$164.00	AssuranceAmerica
$151.00	Progressive Insurance
$161.00	Travelers
$164.00	The General
$160.00	National General
$180.00	21st Century
$152.00	Acceptance RTR
$148.00	Mendota Ins. Company
$211.00	Safeco
$183.00	State Auto

Looking to save on your full coverage insurance policy in Vermont? Check with your local insurance agent for discounts that can help you save on your auto policy. All companies are able to offer different discounts. Here are some of the common discounts Progressive offers.

Available Discounts
Married
Advanced Quote
Homeowners
Education Discount
Continuous Insurance
Multi Vehicle
Paperless Discount
Paid in Full
Auto Pay
Military
No Accidents or Violations
Multi Policy

CHEAPEST CAR INSURANCE IN VERMONT WITH VIOLATIONS

Drivers who have violations on their driving record will likely pay more for their auto insurance in Vermont because they are considered ‘higher risk’ once they have received a ticket. Drivers with minor tickets, such as speeding, will see an impact in insurance prices for up to 3 years. Drivers with Major violations such as an At Fault Accident, or Reckless driving will impact their rates for up to 5 years.

Average Cost	Company
$235.00	American Family
$240.00	Travelers
$211.00	Safeco
$215.00	State Auto
$185.00	Progressive Insurance
$157.00	National General
$180.00	Bristol West
$174.00	Geico
$172.00	21st Century
$157.00	Nationwide
$163.00	Dairyland
$168.00	GAINSCO
$173.00	AssuranceAmerica
$159.00	The General
$165.00	Acceptance RTR
$183.00	Mendota Ins. Company

CHEAPEST CAR INSURANCE IN VERMONT FAQS

Can I get Car Insurance with a DUI?

Drivers can get full coverage insurance in Vermont with a DUI. Some companies will not cover for an SR-22, but others are able to.

Who has the Cheapest Full Coverage in Vermont

A few good companies to check out for full coverage in Vermont are Progressive, State Farm, and Century Insurance.

Additional Vermont Insurance
Auto Insurance | Vermont
Liability Insurance | Vermont
SR-22 Insurance in Vermont
Cheap Vermont Homeowners Insurance

Last Updated on April 13, 2023 by