Full Coverage Auto Insurance In Idaho
Idaho’s Best Auto Insurance: Full Coverage with Affordable Prices
Best Cheap Auto Insurance in Idaho
By Amanda Moss | Licensed Agent and CSR at Learnandserve.org | Powered by A Plus Insurance
Table of Contents
- Auto Insurance in the “Gem State” of Idaho: What You Need To Know
- Idaho Car Insurance Laws & Requirements
- Should I Get Full Coverage: Calculator
- The Cheapest Car Insurance in Idaho includes Discounts
- Discounts on Auto Insurance*
- -Higher Education-Married-Military-Paid in Full-Paperless-Multi-Policy-Multi-Vehicle-Continuous Insurance-Homeowners
- *These are potential discounts, not all are offered in every state or by every insurance company. Call A Plus Insurance to see if you qualify!
- The Best Auto Insurance in Idaho
- Full Coverage Auto Insurance in Idaho: FAQ
- Auto Insurance in Idaho
- Other Helpful Links: Suggestions
Auto Insurance in the “Gem State” of Idaho: What You Need To Know
Auto insurance based out of Idaho has one of the cheapest average rates in the United States. What does that mean? The average auto rate in Idaho is about $1,120 compared to Florida’s $2,550 average premium. WOW! That’s a pretty big difference. Why? Well, there are many factor’s that go into the pricing. For example:
- Age
- Gender
- Marital Status
- Driving Record
- Insurance Carrier
- Prior Claims/Violations
- The State AND City in which you live
Living in the “Potato State” is way cheaper for auto insurance; which means full coverage auto insurance in Idaho is more affordable as well.
What is full coverage auto insurance exactly?
Full Coverage refers to having both liability and physical damage coverages (comprehensive & collision). This does not include Roadside Assistance, Rental Reimbursement, and Medical Payments.
Comprehensive
-Protects against damage to your vehicle by any type of non-collision events such as theft, vandalism, fire, weather, glass & windshield damage, and accidents caused by an animal.
Collision
-Protects against damage to your vehicle resulting from a collision with an object such as a tree, mailbox, telephone pole, guard rail, or another vehicle.
Liability
-Protects you against claims resulting from injuries and damage to other people/property.
Imagine an Idaho potato falls out of the sky, strikes your vehicle, and damages the hood.
Comprehensive Insurance would cover that!
*Note: You typically cannot buy comprehensive insurance by itself, it must be purchased as a full coverage auto insurance package.
Idaho Car Insurance Laws & Requirements
According to the Idaho Department of Insurance, Idaho residents are required to have and maintain Bodily Injury Liability and Property Damage Liability for each registered vehicle in the state of Idaho – This is NOT full coverage, only liability.
Full Coverage auto insurance in Idaho State is optional. However, having the State’s minimum requirement for liability is not.
In Idaho, the minimum amount for liability that must be held is 25/50/15. Now, you may increase your liability limits if you wish, but you can never have lower liability than what is required by the State.
| $25,000 | Bodily Injury Per Person |
| $50,000 | Bodily Injury Per Occurrence |
| $15,000 | Property Damage Per Occurrence |
Should I Get Full Coverage: Calculator
Is full coverage auto insurance best for you? Find out below!
The Cheapest Car Insurance in Idaho includes Discounts
Who doesn’t like a good bargain? It’s why Black Friday is so popular!
Did you know that you could potentially get discounts on auto insurance in Idaho? Seriously!
Check out the box below for some common discounts you may not even realize you qualify for:
Discounts on Auto Insurance*
-Higher Education
-Married
-Military
-Paid in Full
-Paperless
-Multi-Policy
-Multi-Vehicle
-Continuous Insurance
-Homeowners
*These are potential discounts, not all are offered in every state or by every insurance company. Call A Plus Insurance to see if you qualify!
The Best Auto Insurance in Idaho
You ever try on an article of clothing that claims “one size fits all”? Yeah that’s not usually the case, in fact it’s usually fits pretty weird. Well, it’s the same with insurance. There is no “best” car insurance out there that fits everyone because we all have different circumstances and lifestyles.
So what can you do? Call A Plus Insurance!
What makes us different from other companies? We save you time AND money!
We compare 9 different companies across the United States to find the BEST coverage for you! So I guess one size really does fit all.
Full Coverage Auto Insurance in Idaho: FAQ
Auto Insurance in Idaho
What is Idaho’s State Minimum for Insurance?
Liability 25/50/15 – That’s $25,000 per person, $50,000 per occurrence, $15,000 for property damage.
Is Full Coverage Required by Law?
No, but we recommend having it!
Will a violation impact my Full Coverage rate?
Yes, but that doesn’t mean we can’t find you an affordable price!
I want a quote. Will you call for a motor vehicle report in order to get a quote?
Yes. In order to give a proper quote, a motor vehicle report must be filed. This tells us your driving history, violations, claims, etc.
Other Helpful Links: Suggestions
Need More Information on What is Needed for SR22 Idaho Auto Insurance?
Are you Interested in having Idaho Homeowners Insurance?
Motorcycle Insurance in Idaho State!
More Information about Insurance on Manufactured Homes in Idaho with Progressive!
A Deeper Dive into Auto Insurance in Idaho!
Last Updated on by Alexis Karapiperis