Full Coverage Auto Insurance In Idaho

Idaho’s Best Auto Insurance: Full Coverage with Affordable Prices

Best Cheap Auto Insurance in Idaho

By Amanda Moss https://learnandserve.org/amanda-moss/ | Licensed Agent/CSR at Learnandserve.org | Powered by A Plus Insurance

Auto Insurance in the “Gem State” of Idaho: What You Need To Know

Auto insurance based out of Idaho has one of the cheapest average rates in the United States. What does that mean? The average auto rate in Idaho is about $1,120 compared to Florida’s $2,550 average premium. WOW! That’s a pretty big difference. Why? Well, there are many factor’s that going into the pricing. For example:

  • Age
  • Gender
  • Marital Status
  • Driving Record
  • Insurance Carrier
  • Prior Claims/Violations
  • The State AND City in which you live
Idaho Roadmap
Idaho

Living in the “Potato State” is way cheaper for auto insurance; which means full coverage car insurance is more affordable as well. What is full coverage auto insurance exactly?

Full Coverage refers to having both liability and physical damage coverages (comprehensive & collision). This does not include Roadside Assistance, Rental Reimbursement, and Medical Payments.

Comprehensive

-Protects against damage to your vehicle by any type of non-collision events such as theft, vandalism, fire, weather, glass & windshield damage, and accidents caused by an animal.

Collision

-Protects against damage to your vehicle resulting from a collision with an object such as a tree, mailbox, telephone pole, guard rail, or another vehicle.

Liability

-Protects you against claims resulting from injuries and damage to other people/property.

Idaho Potato
Whether it’s potatoes or deer, you want to be covered!

Imagine an Idaho potato falls out of the sky, strikes your vehicle, and damages the hood.

Comprehensive Insurance would cover that!

*Note: You typically cannot buy comprehensive insurance by itself, it must be purchased as a full coverage auto insurance package.

Idaho Car Insurance Laws & Requirements

Law
Laws & Requirements Vary By State

According to the Idaho Department of Insurance, Idaho residents are required to have and maintain Bodily Injury Liability and Property Damage Liability for each registered vehicle in the state of Idaho – This is NOT full coverage, only liability.

Full Coverage auto insurance is optional in the State of Idaho.

$25,000Bodily Injury Per Person
$50,000Bodily Injury Per Occurrence
$15,000Property Damage Per Occurrence
Idaho’s minimum liability insurance

Should I Get Full Coverage: Calculator

Is full coverage auto insurance best for you? Find out below!


The Cheapest Car Insurance in Idaho includes Discounts

Who doesn’t like a good bargain? It’s why Black Friday is so popular! Did you know that you could potentially get discounts on auto insurance? Seriously! Check out the box below for some common discounts you may not even realize you qualify for:

Piggy Bank
$$$

Discounts on Auto Insurance*


-Higher Education
-Married
-Military
-Paid in Full
-Paperless
-Multi-Policy
-Multi-Vehicle
-Continuous Insurance
-Homeowners


*These are potential discounts, not all are offered in every state or by every insurance company. Call A Plus Insurance to see if you qualify!

Save Money Cat
Save A Dollar – Your Cat Will Thank You

The Best Auto Insurance in Idaho

Measurement

You ever try on an article of clothing that claims “one size fits all”? Yeah that’s not usually the case, in fact it’s usually fits pretty weird. Well, it’s the same with insurance. There is no “best” car insurance out there that fits everyone because we all have different circumstances and lifestyles.

So what can you do? Call A Plus Insurance!

1-(888)-445-2793

What makes us different from other companies? We save you time AND money! We compare 9 different companies across the United States to find the BEST coverage for you! So I guess one size really does fit all.

Full Coverage Auto Insurance in Idaho: FAQ

Auto Insurance in Idaho

FAQ
FAQ

What is Idaho’s State Minimum for Insurance?

Liability 25/50/15 – That’s $25,000 per person, $50 per occurrence, $15,000 for property damage.

Is Full Coverage Required by Law?

No, but we recommend having it!

Will a violation impact my Full Coverage rate?

Yes, but that doesn’t mean we can’t find you an affordable price!

I want a quote. Will you call for a motor vehicle report in order to get a quote?

Yes. In order to give a proper quote, a motor vehicle report must be filed. This tells us your driving history, violations, claims, etc.

Other Helpful Links: Suggestions

More Questions about Insurance? Click here.

More FAQ: https://learnandserve.org/questions-about-insurance/

For more information on the laws and requirements in Idaho, please visit the website below: https://doi.idaho.gov/consumers/auto-insurance/required-auto-coverage/

Last Updated on by Veronica Moss