Southlake Insurance

image shows graph of rates for Southlake, TX

Cheap Car Insurance Southlake

Insurance Discounts Available In Southlake

Discounts offered vary upon the insurance provider, but most offer common discounts such as Clean driving history, Auto Pay, and Paid in Full discount. A highly impacted discount is the Paid in Full discount, meaning paying the premium up front at the time of issuing the policy. Other discounts offered are multi policy discounts, which bundles 2 or more types of insurance together.

Impact on ratesDiscounts Available
HighNo Accidents or Violations
HighPaid in Full
MildHomeowners
MildEducation Discount
MildMilitary
MildMarried
MildMulti Vehicle
HighAuto Pay
MildMulti Policy

Company Ratings AM Best And JD Power In Southlake

COMPANYJ.D. POWER CLAIMSA.M. BEST RATING
Auto Club of Southern California Insurance Group866A+
Esurance844A+
Liberty Mutual Insurance857A
Mercury837A
Farmers Insurance865A
The Hartford (AARP insurance)873A+
Nationwide867A+
Automobile Club Group857A++
MAPFRE Insurance842A
American Family Insurance857A
MetLife867A+
Erie Insurance879A+
State Farm878A++
It is important to do your own research when selecting an insurance company to use. Insurance companies use a rating system, called AM Best and JD Power to rate their service, like most business’s have. The top rated insurance company in Southlake, Texas is State Farm, and the lowest rates is Mercury Insurance. These ratings are based on customer service and claims experiences.

Cheapest Liability Rates In Southlake

On average, the cheapest liability insurance rate offered in Southlake Texas is insured with Dairyland for $88 a month. Companies are able to offer different discounts and premiums depending upon the customers. Some may rate a customer low if they are a low risk, whereas a high-risk customer may be offered a larger premium. Generally, Liberty Mutual is the most expensive averaging about $134 a month.

RankCompanyAverage Price
1Dairyland (Viking)$88.00
2Bristol West$100.00
3Progressive$107.00
4Mendota$115.00
5The General$117.00
6Travelers$117.00
7Liberty Mutual$134.00

Liability Requirements In Southlake

StateMinimum Coverage RequirementsAverage Cost for Minimum Liability Coverage
Texas30/60/25$510
The minimum liability requirements in Texas are 30/60/25. Liability protects others from you in the event of an accident and pays out to the other party involved. In this case, the payout is $30,000 per person, up to $60,000 per accident and $25,000 for property damage. Other coverages are available such as Uninsured Motorist and Medical Payments.

How Age And Gender Affect Your Rates In Southlake

Drivers aged 16-18 pay more in car insurance, than an experienced driver aged 50-65. Males pay more in insurance than females because statistics show that accidents involving males result in a larger claim payout costing more for insurance companies to insure. Generally, when you reach 25 years of age, your insurance rates will start to go down as long as you have a good driving record.

AgeMaleFemale
16-18$ 231.84$ 184.09
19-24$ 193.20$ 161.00
25-30$ 139.84$ 124.84
31-40$ 110.40$ 106.08
41-50$ 109.48$ 98.44
50-65$ 99.36$ 101.48
65+$ 106.08$ 114.08

Discounts Insurance Companies Offer In Southlake

ProgressiveDairylandMendota Advantage Auto
MilitaryNo Accidents or ViolationsMarried
Paperless DiscountHomeownersMulti Vehicle
Auto PayMulti VehicleNo Accidents or Violations
Education DiscountContinuous InsurancePaid in Full
Continuous InsuranceAuto PayContinuous Insurance
Multi VehicleMilitaryAuto Pay
Advanced QuoteMarriedHomeowners
No Accidents or ViolationsMulti Policy
Paid in FullPaid in Full
Multi Policy
Married
Generally, the top 3 insurance companies we provide in Southlake are Progressive, Dairyland and Mendota but are not limited to these. These companies offer several discounts, which can save customers on their insurance premiums. The most well-known discounts, are Auto Pay, Pay in Full, and No Accidents/Violations. Other discounts offered are education and Advanced quote.

Insurance Companies We Represent In Southlake

We are able to offer a wide variety of choices for insurance companies in Southlake. This means we can shop multiple companies to make sure our customers are receiving the most competitive rate. Some well known companies we work with are Progressive, Travelers, Dairyland and The General. Other smaller companies include, Bristol West, Victory, Best Choice and Mendota.

Insurance Companies In Southlake, Texas That We Represent
Progressive
ASI
Foremost Star
Travelers
Gainsco
Bristol West
Safeway
Suncoast
Assurance America
Orion 181
Victory
USLI
Mendota
Best Choice
Dairyland
The General

SR22 Insurance Rates In Southlake

SR22 Insurance Rates in Southlake, Texas
Below is amount the amounts company adds to the premium to file the SR22 with the state.
CompanyAverage (SR22 Fee)
Assurance America$25
Bristol West$35
DairylandFree
Gains Co$25
Mendota$25
Progressive5% (average)
State FarmSR22 Not available
The General$25
TravelersSR22 Not available
Have you received a letter from the State requiring you to carry SR-22 insurance? The process can seem overwhelming, but to our experts it is a very simple process. SR-22 is simply an attachment added onto a policy, showing the state that you are carrying insurance. Most cases, the SR-22 costs a one time $25 fee, with some companies it is free.

Other Types Of Insurance We Offer In Southlake

Aside from auto insurance, we offer several other types on insurance in Southlake Texas. If you are able to bundle your home insurance, auto, and motorcycle policies, you can save money. We also offer Boat insurance, RV Insurance, Commercial auto and Business. Progressive, Travelers, and Dairyland are able to bundle most policies since they offer a wide array of insurance.

Type of CoverageOur Top Companies
Car InsuranceProgressive, Dairyland,
Boat InsuranceTravelers, Progressive
Motorcycle InsuranceDairyland, Progressive
Home InsuranceTravelers, ASI, Foremost Star
RV InsuranceProgressive, Travelers
Commercial Auto InsuranceProgressive
Business InsuranceBTIS, Hiscox
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Last Updated on August 30, 2021 by Katie Sopko

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