Cheapest Southlake Liability Rates
On average, the cheapest Southlake liability insurance rate offered for in Texas is insured with Dairyland for $88 a month. Companies are able to offer different discounts and premiums depending upon the customers. Some may rate a customer low if they are a low risk, whereas a high-risk customer may be offered a larger premium. Generally, Liberty Mutual is the most expensive averaging about $134 a month.
| Rank | Company | Average Price |
| 1 | Dairyland (Viking) | $88.00 |
| 2 | Bristol West | $100.00 |
| 3 | Progressive | $107.00 |
| 4 | Mendota | $115.00 |
| 5 | The General | $117.00 |
| 6 | Travelers | $117.00 |
| 7 | Liberty Mutual | $134.00 |
Southlake Insurance Discounts Available
Discounts offered vary upon the insurance provider, but most offer common discounts such as Clean driving history, Auto Pay, and Paid in Full discount. A highly impacted discount is the Paid in Full discount, meaning paying the premium up front at the time of issuing the policy. Other discounts offered are multi policy discounts, which bundles 2 or more types of insurance together.
| Impact on rates | Discounts Available |
| High | No Accidents or Violations |
| High | Paid in Full |
| Mild | Homeowners |
| Mild | Education Discount |
| Mild | Military |
| Mild | Married |
| Mild | Multi Vehicle |
| High | Auto Pay |
| Mild | Multi Policy |
Company Ratings AM Best And JD Power In Southlake
| COMPANY | J.D. POWER CLAIMS | A.M. BEST RATING |
| Auto Club of Southern California Insurance Group | 866 | A+ |
| Esurance | 844 | A+ |
| Liberty Mutual Insurance | 857 | A |
| Mercury | 837 | A |
| Farmers Insurance | 865 | A |
| The Hartford (AARP insurance) | 873 | A+ |
| Nationwide | 867 | A+ |
| Automobile Club Group | 857 | A++ |
| MAPFRE Insurance | 842 | A |
| American Family Insurance | 857 | A |
| MetLife | 867 | A+ |
| Erie Insurance | 879 | A+ |
| State Farm | 878 | A++ |
Southlake Liability Requirements
| State | Minimum Coverage Requirements | Average Cost for Minimum Liability Coverage |
| Texas | 30/60/25 | $510 |
How Age And Gender Affect Your Rates In Southlake
Drivers aged 16-18 pay more in car insurance, than an experienced driver aged 50-65. Males pay more in insurance than females because statistics show that accidents involving males result in a larger claim payout costing more for insurance companies to insure. Generally, when you reach 25 years of age, your insurance rates will start to go down as long as you have a good driving record.
| Age | Male | Female |
| 16-18 | $ 231.84 | $ 184.09 |
| 19-24 | $ 193.20 | $ 161.00 |
| 25-30 | $ 139.84 | $ 124.84 |
| 31-40 | $ 110.40 | $ 106.08 |
| 41-50 | $ 109.48 | $ 98.44 |
| 50-65 | $ 99.36 | $ 101.48 |
| 65+ | $ 106.08 | $ 114.08 |
Discounts for Southlake Insurance Companies Offer
| Progressive | Dairyland | Mendota Advantage Auto |
| Military | No Accidents or Violations | Married |
| Paperless Discount | Homeowners | Multi Vehicle |
| Auto Pay | Multi Vehicle | No Accidents or Violations |
| Education Discount | Continuous Insurance | Paid in Full |
| Continuous Insurance | Auto Pay | Continuous Insurance |
| Multi Vehicle | Military | Auto Pay |
| Advanced Quote | Married | Homeowners |
| No Accidents or Violations | Multi Policy | |
| Paid in Full | Paid in Full | |
| Multi Policy | ||
| Married |
Southlake Insurance Companies We Represent
We are able to offer a wide variety of choices for insurance companies in Southlake. This means we can shop multiple companies to make sure our customers are receiving the most competitive rate. Some well known companies we work with are Progressive, Travelers, Dairyland and The General. Other smaller companies include, Bristol West, Victory, Best Choice and Mendota.
| Insurance Companies In Southlake, Texas That We Represent |
| Progressive |
| ASI |
| Foremost Star |
| Travelers |
| Gainsco |
| Bristol West |
| Safeway |
| Suncoast |
| Assurance America |
| Orion 181 |
| Victory |
| USLI |
| Mendota |
| Best Choice |
| Dairyland |
| The General |
SR22 Southlake Insurance Rates
| SR22 Southlake Insurance Rates | |
| Below is amount the amounts company adds to the premium to file the SR22 with the state. |  |
| Company | Average (SR22 Fee) |
| Assurance America | $25 |
| Bristol West | $35 |
| Dairyland | Free |
| Gains Co | $25 |
| Mendota | $25 |
| Progressive | 5% (average) |
| State Farm | SR22 Not available |
| The General | $25 |
| Travelers | SR22 Not available |
Southlake Auto Insurance
If you’re looking for insurance coverage for a young driver, here are some general tips:
- Shop Around: Different insurance companies may offer varying rates for young drivers. It’s advisable to obtain quotes from multiple insurance providers to compare prices and coverage options.
- Good Student Discounts: Some insurance companies offer discounts for young drivers who maintain good grades in school. If the driver is a student, inquire about any available discounts.
- Driver Training Courses: Completing a driver’s education or defensive driving course may qualify the young driver for discounts with certain insurance providers.
- Bundle Policies: If you have other insurance policies (such as home or renters insurance), bundling them with the auto insurance policy may result in discounts.
- Choose a Safe Vehicle: The type of vehicle can impact insurance rates. Safer and less powerful cars may have lower insurance premiums.
- Consider Telematics: Some insurance companies offer telematics or usage-based insurance programs where the premium is based on driving behavior. Safe driving habits can lead to lower premiums.
What types of insurance coverage does A Plus Insurance offer in Southlake?
A Plus Insurance in Southlake offers a wide range of insurance coverage, including auto insurance, home insurance, renters insurance, life insurance, and more. We shop multiple carriers to help you find the best rates for the coverage you need.
How can I get a personalized insurance quote in Southlake?
To get a personalized insurance quote in Southlake, simply contact A Plus Insurance. Our experienced team will assist you in shopping multiple carriers to find competitive rates tailored to your specific needs and circumstances.
Have more questions? Call us at 1.888.445.2793.
If you have additional questions about insurance in Southlake or need assistance, feel free to call A Plus Insurance at 1.888.445.2793. Our dedicated team is here to help you navigate your insurance options.
INSURANCE SERVICES WE OFFER
Homeowners Insurance
Homeowners, renters, and mobile home owners: make sure you have the protection you need.
Last Updated on by Marlon Moss