Cheapest Southlake Liability Rates

On average, the cheapest Southlake liability insurance rate offered for in Texas is insured with Dairyland for $88 a month. Companies are able to offer different discounts and premiums depending upon the customers. Some may rate a customer low if they are a low risk, whereas a high-risk customer may be offered a larger premium. Generally, Liberty Mutual is the most expensive averaging about $134 a month.

Southlake Insurance Discounts Available

Discounts offered vary upon the insurance provider, but most offer common discounts such as Clean driving history, Auto Pay, and Paid in Full discount. A highly impacted discount is the Paid in Full discount, meaning paying the premium up front at the time of issuing the policy. Other discounts offered are multi policy discounts, which bundles 2 or more types of insurance together.

Company Ratings AM Best And JD Power In Southlake

Southlake Liability Requirements

How Age And Gender Affect Your Rates In Southlake

Drivers aged 16-18 pay more in car insurance, than an experienced driver aged 50-65. Males pay more in insurance than females because statistics show that accidents involving males result in a larger claim payout costing more for insurance companies to insure. Generally, when you reach 25 years of age, your insurance rates will start to go down as long as you have a good driving record.

Discounts for Southlake Insurance Companies Offer

Southlake Insurance Companies We Represent

We are able to offer a wide variety of choices for insurance companies in Southlake. This means we can shop multiple companies to make sure our customers are receiving the most competitive rate. Some well known companies we work with are Progressive, Travelers, Dairyland and The General. Other smaller companies include, Bristol West, Victory, Best Choice and Mendota.

SR22 Southlake Insurance Rates

SR22 Southlake Insurance Rates
Below is amount the amounts company adds to the premium to file the SR22 with the state.
Company	Average (SR22 Fee)
Assurance America	$25
Bristol West	$35
Dairyland	Free
Gains Co	$25
Mendota	$25
Progressive	5% (average)
State Farm	SR22 Not available
The General	$25
Travelers	SR22 Not available

Southlake Auto Insurance

If you’re looking for insurance coverage for a young driver, here are some general tips:

1. Shop Around: Different insurance companies may offer varying rates for young drivers. It’s advisable to obtain quotes from multiple insurance providers to compare prices and coverage options.
2. Good Student Discounts: Some insurance companies offer discounts for young drivers who maintain good grades in school. If the driver is a student, inquire about any available discounts.
3. Driver Training Courses: Completing a driver’s education or defensive driving course may qualify the young driver for discounts with certain insurance providers.
4. Bundle Policies: If you have other insurance policies (such as home or renters insurance), bundling them with the auto insurance policy may result in discounts.
5. Choose a Safe Vehicle: The type of vehicle can impact insurance rates. Safer and less powerful cars may have lower insurance premiums.
6. Consider Telematics: Some insurance companies offer telematics or usage-based insurance programs where the premium is based on driving behavior. Safe driving habits can lead to lower premiums.

Best Home and Auto Insurance Policies for New Homeowners

• Progressive Home and Auto Insurance Bundle
  Enjoy comprehensive coverage with this cost-effective bundle for new homeowners. Features include discounts on home and vehicle insurance when combined, liability coverage, and flexible deductible options.
  Key Benefit: Snapshot program for additional auto savings.
  Call us at 1.888.445.2793 for more details. Text Us
• State Farm New Homeowners Policy
  Protect your home and vehicle with State Farm’s customizable policies. Includes property damage protection, auto accident coverage, and a personal property replacement option.
  Key Benefit: Discounts for installing home security systems.
  Call us at 1.888.445.2793 to learn more. Text Us
• Allstate Auto and Home Insurance for First-Time Homeowners
  Tailored for first-time homeowners, this policy offers bundled savings, coverage for natural disasters, and roadside assistance for your vehicle.
  Key Benefit: Claims-free rewards program.
  Call us at 1.888.445.2793 to discuss. Text Us
• Nationwide Home and Auto Bundle for New Buyers
  Comprehensive coverage options with great savings for bundling. Offers guaranteed replacement cost coverage for your home and accident forgiveness for your auto policy.
  Key Benefit: Multi-policy discounts for new homeowners.
  Call us at 1.888.445.2793 for assistance. Text Us

What We Do at A Plus Insurance

Auto Insurance

Don’t give up…we can help you find affordable rates, need an SR-22? We got you!

Homeowners Insurance​

Homeowners, renters, and mobile home owners: make sure you have the protection you need.

Other Insurance Types

Motorcycles, RVs, ATVs, life insurance, you name it…we can help!

Last Updated on January 15, 2025 by Brian Muse