Southlake is in Tarrant County and is one of the best places to live in Texas. Living in Southlake offers residents a rural feel and most residents own their homes. It is a place to plant roots, especially with rates LOWER than $90.00 a month!
Southlake is in Tarrant County and is one of the best places to live in Texas. Living in Southlake offers residents a rural feel and most residents own their homes. It is a place to plant roots, especially with rates LOWER than $90.00 a month!
Cheapest Liability Rates In Southlake
On average, the cheapest liability insurance rate offered for Southlake insurance in Texas is insured with Dairyland for $88 a month. Companies are able to offer different discounts and premiums depending upon the customers. Some may rate a customer low if they are a low risk, whereas a high-risk customer may be offered a larger premium. Generally, Liberty Mutual is the most expensive averaging about $134 a month.
Rank
Company
Average Price
1
Dairyland (Viking)
$88.00
2
Bristol West
$100.00
3
Progressive
$107.00
4
Mendota
$115.00
5
The General
$117.00
6
Travelers
$117.00
7
Liberty Mutual
$134.00
Southlake Insurance
Insurance Discounts Available In Southlake
Discounts offered vary upon the insurance provider, but most offer common discounts such as Clean driving history, Auto Pay, and Paid in Full discount. A highly impacted discount is the Paid in Full discount, meaning paying the premium up front at the time of issuing the policy. Other discounts offered are multi policy discounts, which bundles 2 or more types of insurance together.
Impact on rates
Discounts Available
High
No Accidents or Violations
High
Paid in Full
Mild
Homeowners
Mild
Education Discount
Mild
Military
Mild
Married
Mild
Multi Vehicle
High
Auto Pay
Mild
Multi Policy
Company Ratings AM Best And JD Power In Southlake
COMPANY
J.D. POWER CLAIMS
A.M. BEST RATING
Auto Club of Southern California Insurance Group
866
A+
Esurance
844
A+
Liberty Mutual Insurance
857
A
Mercury
837
A
Farmers Insurance
865
A
The Hartford (AARP insurance)
873
A+
Nationwide
867
A+
Automobile Club Group
857
A++
MAPFRE Insurance
842
A
American Family Insurance
857
A
MetLife
867
A+
Erie Insurance
879
A+
State Farm
878
A++
It is important to do your own research when selecting an insurance company to use. Insurance companies use a rating system, called AM Best and JD Power to rate their service, like most business’s have. The top rated insurance company in Southlake, Texas is State Farm, and the lowest rates is Mercury Insurance. These ratings are based on customer service and claims experiences.
Liability Requirements In Southlake
State
Minimum Coverage Requirements
Average Cost for Minimum Liability Coverage
Texas
30/60/25
$510
The minimum liability requirements in Texas are 30/60/25. Liability protects others from you in the event of an accident and pays out to the other party involved. In this case, the payout is $30,000 per person, up to $60,000 per accident and $25,000 for property damage. Other coverages are available such as Uninsured Motorist and Medical Payments.
How Age And Gender Affect Your Rates In Southlake
Drivers aged 16-18 pay more in car insurance, than an experienced driver aged 50-65. Males pay more in insurance than females because statistics show that accidents involving males result in a larger claim payout costing more for insurance companies to insure. Generally, when you reach 25 years of age, your insurance rates will start to go down as long as you have a good driving record.
Age
Male
Female
16-18
$ 231.84
$ 184.09
19-24
$ 193.20
$ 161.00
25-30
$ 139.84
$ 124.84
31-40
$ 110.40
$ 106.08
41-50
$ 109.48
$ 98.44
50-65
$ 99.36
$ 101.48
65+
$ 106.08
$ 114.08
Discounts Insurance Companies Offer In Southlake
Progressive
Dairyland
Mendota Advantage Auto
Military
No Accidents or Violations
Married
Paperless Discount
Homeowners
Multi Vehicle
Auto Pay
Multi Vehicle
No Accidents or Violations
Education Discount
Continuous Insurance
Paid in Full
Continuous Insurance
Auto Pay
Continuous Insurance
Multi Vehicle
Military
Auto Pay
Advanced Quote
Married
Homeowners
No Accidents or Violations
Multi Policy
Paid in Full
Paid in Full
Multi Policy
Married
Generally, the top 3 insurance companies we provide in Southlake are Progressive, Dairyland and Mendota but are not limited to these. These companies offer several discounts, which can save customers on their insurance premiums. The most well-known discounts, are Auto Pay, Pay in Full, and No Accidents/Violations. Other discounts offered are education and Advanced quote.
Insurance Companies We Represent In Southlake
We are able to offer a wide variety of choices for insurance companies in Southlake. This means we can shop multiple companies to make sure our customers are receiving the most competitive rate. Some well known companies we work with are Progressive, Travelers, Dairyland and The General. Other smaller companies include, Bristol West, Victory, Best Choice and Mendota.
Insurance Companies In Southlake, Texas That We Represent
Below is amount the amounts company adds to the premium to file the SR22 with the state.
Company
Average (SR22 Fee)
Assurance America
$25
Bristol West
$35
Dairyland
Free
Gains Co
$25
Mendota
$25
Progressive
5% (average)
State Farm
SR22 Not available
The General
$25
Travelers
SR22 Not available
Have you received a letter from the State requiring you to carry SR-22 insurance? The process can seem overwhelming, but to our experts it is a very simple process. SR-22 is simply an attachment added onto a policy, showing the state that you are carrying insurance. Most cases, the SR-22 costs a one time $25 fee, with some companies it is free.
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charles C.
4/13/2023
Jola was very effective and and she helped...read moreJola was very effective and and she helped me very quickly to get a policy set upread less
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12/08/2022
Amy was very helpful. She helped me find...read moreAmy was very helpful. She helped me find the lowest available rate and assisted me with understanding the different options. Great service!read less
Russell A.
7/21/2020
I thought that Jolla went out of her...read moreI thought that Jolla went out of her way to try and help me.thank you so much.read less
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7/21/2020
I love this company, especially Veronica
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12/08/2022
Have always been amazing! Go above and...read moreHave always been amazing! Go above and beyond! Everyone there are always helpful, and always answer any question i have. Lauren is THEE GOAT! You will not be disappointed with A Plus Insurance!read less
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3/29/2023
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12/13/2022
Marlin was very helpful and personable. He helped...read moreMarlin was very helpful and personable. He helped me so much.read less
TrashDash
2/02/2023
The best everyone is so helpful especially Jola
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7/21/2019
Katie was very responsive to getting an auto...read moreKatie was very responsive to getting an auto quote for me. She was very quick with the entire process and I would highly recommend her and A Plus Insurance. Fantastic experience.read less
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10/21/2021
I've used A+ insurance for years, best value...read moreI've used A+ insurance for years, best value out there and truly focused on customer service.Highly recommend!read less
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7/21/2021
Every person on this team is awesome, ...read moreEvery person on this team is awesome, I love you all!!read less
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12/13/2022
She did an amazing job… thank you so...read moreShe did an amazing job… thank you so much very helpfulread less
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1/21/2022
Friendly and helpful.
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7/21/2021
Alexandra was a great help! Thank you for...read moreAlexandra was a great help! Thank you for the excellent service.read less
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9/14/2022
Camron was amazing and very helpful he was...read moreCamron was amazing and very helpful he was patient and very easy to talk toread less
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3/01/2023
Katie has been so kind and helpful. She...read moreKatie has been so kind and helpful. She was understanding, worked hard, and was able to get me a lower rate.
Notes: Married couple with a youthful driver. Looking for Auto insurance on 2015 CHRYSLER TOWN & COUNTRY and 2005 FORD MUSTANG investment friendly options for renters insurance snapshot Discount. WI Prior insurance Discount through Bristol West.read less
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7/16/2022
Marlin was a great person and helped me...read moreMarlin was a great person and helped me a ton. I didn't think I could find a good price for my auto insurance. He helped me get a good price and I'm all set to go in the same day!read less
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2/08/2023
Fast and easy! Just made a phone call...read moreFast and easy! Just made a phone call and in minutes i got coverage on my car. Thanks!read less
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7/21/2019
She was great n patient
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7/21/2021
Jola is absolutely amazing! Thank you so much!
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9/15/2022
Jola is my forever insurance gal. She makes...read moreJola is my forever insurance gal. She makes it easy for me and gets it done right!read less
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12/21/2021
Was as easy as could be, Jola was...read moreWas as easy as could be, Jola was very helpful, thank youread less
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1/21/2022
Katie did a great job with me! Got...read moreKatie did a great job with me! Got me a great insurance policy for a good price, all in a professional and timely manner. Thanks!read less
