Cheapest Auto Insurance in Schertz with DUI, Accidents, and Violations

If you have a DUI, accidents, or violations on your driving record, finding cheap auto insurance can be challenging. However, there are some steps you can take to find the best rates possible:

1. Shop around: Get quotes from several different insurance companies to compare prices. Prices can vary significantly from one company to another, so it’s important to shop around to find the best deal.
2. Consider a high deductible: A higher deductible means you’ll pay more out of pocket if you get into an accident, but it can lower your monthly premium.
3. Take a defensive driving course: Many insurance companies offer discounts for completing a defensive driving course. This can help lower your premiums despite your driving record.
4. Look for discounts: Some insurance companies offer discounts for safe driving habits, multiple cars, or bundling policies. Check with each insurance company to see what discounts they offer.
5. Choose a car that’s cheaper to insure: Cars that are considered safer by insurance companies or have lower repair costs can result in lower premiums.
6. Consider a non-standard insurer: Some insurance companies specialize in providing coverage to high-risk drivers, including those with DUIs, accidents, or violations. These insurers may be able to offer you a better rate than a traditional insurer.

Some insurance companies that specialize in providing coverage to high-risk drivers include The General, Titan Insurance, and SafeAuto. However, it’s important to compare quotes from several different insurance companies and choose the one that offers the best coverage for your needs and budget.

Carrier	Average Cost
Nationwide	$158
AssuranceAmerica	$161
Progressive Insurance	$168
Bristol West	$173
Geico	$173
Dairyland	$177
Mendota Ins. Company	$181

Cheapest Auto Insurance in Schertz with Clean Driving

If you have a clean driving history, meaning you have not been in any accidents or received any traffic violations, you may be able to get lower rates on your Schertz insurance. Customers with clean driving records will be rewarded with cheaper insurance prices. The lower the risk a client is, the insurance companies will offer lower auto insurance rates

Carrier	Average Cost
21st Century	$130
Nationwide	$132
The General	$133
Dairyland	$137
Progressive Insurance	$137
Acceptance RTR	$146
Geico	$151
AssuranceAmerica	$153
GAINSCO	$154

Cheapest Auto Insurance in Schertz Broadform/Nonowners

Broadform policies follow the name insured and covers them driving any personal passenger vehicle, owned or non owned by the insured, for liability only. Non-owner’s auto insurance is a type of policy that covers you when you’re driving a car you don’t own. It’s generally less expensive than a traditional car insurance policy because it provides less coverage.

Here are some companies that offer cheap broad form or non-owners auto insurance:

Carrier	Average Cost
Dairyland	$66
Progressive Insurance	$97
The General	$112
Bristol West	$133

Cheapest Auto Insurance in Schertz for Young Drivers

Car insurance can be expensive for young drivers because they are considered high-risk drivers. However, there are some ways to find cheaper car insurance for young drivers. Here are some tips:

1. Shop around: Get quotes from several different insurance companies to compare prices. This will help you find the cheapest car insurance for your needs.
2. Consider a higher deductible: A higher deductible means you’ll pay more out of pocket if you get into an accident, but it can lower your monthly premium.
3. Take a defensive driving course: Many insurance companies offer discounts for completing a defensive driving course.
4. Drive a safe car: Cars that are considered safer by insurance companies can result in lower premiums.
5. Add a responsible adult to your policy: Adding a parent or guardian with a good driving record to your policy can sometimes lower your premium.

Some insurance companies that offer affordable car insurance for young drivers include Geico, State Farm, and Nationwide. However, prices can vary depending on individual circumstances and location, so it’s important to shop around and compare quotes.

Carrier	Average Cost
Bristol West	$137
Progressive Insurance	$141
Acceptance RTR	$150
AssuranceAmerica	$157
The General	$157
National General	$158
Nationwide	$159

Cheapest Auto Insurance in Schertz with Good Credit

Credit is a rating factor used to determine the customers risk and impacts the insurance premium. If you have good credit, you may be able to get better rates on auto insurance. Insurance companies use credit scores as one factor in determining premiums, and people with good credit scores are generally considered less risky to insure.

It’s important to note that premiums can vary depending on individual circumstances, so it’s a good idea to get quotes from several different companies and compare prices before choosing a policy.

Carrier	Average Cost
Progressive Insurance	$135
Assurance America	$136
Geico	$142
Dairyland	$146
GAINSCO	$148
Mendota Ins. Company	$150

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Last Updated on July 26, 2023 by Treasure Coleman